The great change with Eagle Bank at its core, like a storm among the wealthy in New Haven, is just a bank changing from one name to another for ordinary people in New Haven.

This cannot be said that ordinary people are insensitive, it can only be said that they and the rich, although they live in the same land and breathe a piece of air, but they are people of two worlds.

What was once the headquarters of Eagle Bank became the headquarters of Bank of America.

The investment of a large amount of cash has almost freed American banks from the crisis of dishonesty.

For ordinary people who are crazy about scarce resources, they have stopped when scarce resources seem not to be scarce.

And after they stopped, the Dye Association's attack came slowly.

It's a pity, although their offensive is not weak.

However, it is not possible to coerce ordinary depositors into starting a new round of runs.

Although these ordinary savers have many times their brains are really not very useful, they are not really stupid.

They had just run on Bank of America, and they even thought that their run was a stupid thing.

Now, someone wants to induce them to do it again, and of course they don't.

However, even ordinary users think that there is no problem. Doug was still nervous.

Because, after a week of continuous runs, the metal currency in his hand has also been depleted.

If the Dye Association is really willing to spend a lot of money to buy the Eagle Bank Bills scattered among the people at a premium, and then exchange them at the current Bank of America, as long as they wait for ordinary users to panic again and start a run, they will win.

Fortunately, seeing that an attack was ineffective, the Dye Guild's attack was quickly stopped.

Although Doug didn't know if they were really stopping there, or if they were planning the next bigger attack.

But he was finally able to put his mind at ease and began to put the Bank of America in order.

Bank of America, also known as Eagle Bank, operates a wide variety of businesses, it is not only a savings bank, but also lending, issuing bank bills, and so on.

The advantage of this is that one bank can cover all the business, but the disadvantages are obvious. Once something goes wrong with the bank, everything goes wrong.

For example, Doug's attack is to use the herd mentality of the savings business to face users, so as to pull all other businesses into the water, and finally take the entire company into the bag.

Therefore, the first thing he has to do is to divest those "secondary businesses", that is, "premium core businesses".

First of all, the issuance of bank bills was spun off and a separate bank called the "Central Bank of the United States" was established.

Although the bank actually shares the same license as Bank of America, it is independent and only issues bank notes.

In addition, the loan business is also divided into two types: "consumer loans" and "investment loans".

In terms of investment loans, a new "Claydon Investment Bank" was established, which was operated independently by "Bank of America", but the source of funds came from "Bank of America", and the relevant banking licenses were also being considered, but for the time being, it still shared a license with Bank of America.

The "consumer loan" part is temporarily returned to the Bank of America Loan Department, because getting too many banking licenses at one time is not only more difficult, but also attracts too much attention, which is not a very good thing for Doug, who just wants to make a fortune quietly.

As a result, Doug's bank was divided from one to three.

Each has its own function, and the "central bank of the United States" is responsible for the manufacture and issuance of bank bills, and will issue corresponding bank bills based on metal currency.

Claydon Investment Bank is responsible for the issuance of loans for research and start-ups. It will provide financial and technical support for those potential entrepreneurs, mainly in the form of venture capital.

If the company succeeds in investing in the bank, it will get a good return, and if it fails, the entrepreneur will not have to take on huge debts.

As for the last "Bank of America", it is a savings bank for the general public. It provides savings and withdrawal services for the public, as well as metal currency exchange for bank bills.

As for the business of exchanging bank bills for metal currency, it can only be handled by the "central bank of the United States."

These three banks are the core of the future Doug industry.

These include, but are not limited to, Claydon Printing & Dyeing Works, American Press Group, Tom & Doug Chemicals, all of which will be integrated into this banking industry-centric system.

However, neither the change nor the establishment of the other two banks has been much hyped up. Only a few well-informed wealthy people in New Haven, as well as Doug's men and associates, knew. Even the Dye Association's guidance on this was many days later.

At the same time, DuPont finally cracked the synthesis technology of Tom & Doug Chemicals' synthetic dyes.

However, although they are interested in synthetic dyes, they are not very interested, and they are most concerned about the explosives in the possession of Tom and Doug.

Many people think that DuPont thrives because they have more advanced technology, but this is not the case.

DuPont has been able to grow so quickly because they have no competitors in the United States, their main market.

Because their competitors have already been eliminated by them.

The solution is both delicate and crude, and it is delicate to strangle the opponent's product through commercial competition. The rough ones simply physically eliminate their competitors.

However, although it is simple and straightforward, it makes DuPont's reputation more and more stinky.

When Doug heard that DuPont had begun investigating Tom and Doug Chemical, he was not the least afraid. Tom, the other half of the company, the soul of the technology, is clearly not a person who knows how to be afraid.

In addition, after experience, a group of fighters led by Ram will obviously not be afraid.

Doug provided them with food and money to free them from hunger and hardship, and even avenged them by punishing the wicked rich.

Their respect and trust in Doug is far greater than most people imagine.

And after training, they have gone through actual combat, and they are assisted by a complete set of weapons and equipment, and their combat effectiveness has also been guaranteed.

Doug was riding in the carriage, looking at the white snowflakes fluttering outside the window, and watching the bare stones in the distance dyed white, he had an idea, he was going to set up a new company, a new company for these guys who were doing black work.

And the name of this company is - Shiraishi.

White Rock Security Company.

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