PM, or private wealth management, simply put, is to help high-net-worth individuals manage their finances, similar to private banking.

Although Goldman Sachs cannot squeeze into the ranks of the three giants of private wealth management, it is also a veteran qualification with a history of several decades, and the resources under its control are also astronomical.

Unlike other Wall Street investment banks, Goldman Sachs only does business for ultra-high-net-worth groups, and the starting point is quite high, UBS may only need to invest at $500,000, while Goldman Sachs may be $2 million, which turns out a large part of its clients.

After some communication, he learned that Goldman Sachs Asia's PM department has only one MD, and he is not in Hong Kong all the year round, and it is very common for major financial companies to work in different places.

PM is only a branch of IMD, and although Goldman Sachs is a large investment bank, it only has a few PM teams in Asia, so it can be seen that there are not many businesses.

This is also very understandable, Asia has just experienced a round of financial turmoil, whether it is the financial environment, or from the financial habits of Oriental people, the choice of Goldman Sachs must be a minority, the reason is simple, this is an American company, people habitually believe in the credibility of UBS.

Of course, this is also relative.

UBS is a national bank, and there are certain risks, and true high-net-worth clients prefer to choose some banks that are too private to be more private, such as Rothschild International Investment Bank, which can maximize the privacy of customers while providing more private services.

Few people have probably heard of Rothschild, but in the country it also has a well-known name, Rothschild.

Thanks to a certain book, Shengsheng forced Rothschild's real name to death, which is somewhat similar to the treatment of 14 Nobel laureates Jean and Tirole, many European names are actually not transliterated in English.

Of course, the narration in the currency war is very unreliable, on the surface this is a financial bestseller, but in essence it is a metaphysical reading.

The former Roche Five Tigers were indeed extremely brilliant, but World War I and World War II coupled with the great changes in Eastern Europe made Roche lose all their money, and most importantly, they did not grasp the opportunity of the rise of the United States.

The emaciated camel is bigger than the horse, and although the glory of the old wealthy family is no longer there, the heritage is still there, which is also the foundation for a private bank like Rothschild to stand tall.

……

Under the introduction of white VP James, Chen Qiaoshan has a basic understanding of the team he belongs to, there are eight people in his team, but only half of them work in Hong Kong, and there is also an intern in it.

"Chen Qiaoshan?" Entering the independent office area, before James had time to introduce, a financial dog took the lead in breaking Chen Qiaoshan's identity, he glanced at the other party, a little familiar, but he didn't remember where he had seen it.

"King, do you know?" said James.

Chen Qiaoshan also recognized the other party at this time, this is the Wang Feng who went to Professor Yan's class at the School of Economics last year and talked to him about the stock price trend of ST Zhongyan, "Senior Brother Wang, you also entered Goldman Sachs?"

Wang Feng was very surprised, he nodded, and said to the VP again: "James, we are college classmates. ”

"That's great, Chen will leave it to you. James simply confessed a few more words, directly stuffed Chen Qiaoshan to Wang Feng, and entered his office with a flick of his hand.

Wang Feng seemed to have completely forgotten the unpleasantness at the beginning, and helped Chen Qiaoshan introduce his new colleagues.

Of the remaining two, there is a Hong Kong native named Gao Yunfei, and an Indian named Bahadwaki.

With Wang Feng taking care of him, Chen Qiaoshan quickly integrated into the team, but what he didn't expect was that the so-called training was not arranged at all, James just threw over a copy of "Account, opening, form", and said lightly: "The fastest time to get familiar with it." ”

Chen Qiaoshan was stunned for a while while holding the book, the account opening application of more than 80 pages was still in English, which had never been seen in China, he found Wang Feng and asked: "This is the account opening application of Goldman Sachs' high-net-worth customers?"

Wang Feng nodded, his eyes were melancholy, and he had a self-seeking expression.

"What's wrong?" Chen Qiaoshan was a little confused, so after thinking about it, he asked again, "What does it mean to be familiar with it?"

"That is, if the customer has a question about any item in the application, you must be able to explain it immediately and clearly, and there can be no mistakes. Wang Feng should be very experienced, and he gave the answer immediately.

Chen Qiaoshan flipped through it, and had a bad premonition in his heart, "How long do I have?"

"Two days, only two days. Wang Feng replied very simply, and then looked at Chen Qiaoshan with a gloating expression.

"Why do you have such an expression, is there anything wrong?" Chen Qiaoshan didn't feel any difficulty, he finished 80 pages of materials in two days, just more than 100,000 words, just put a little more effort.

Wang Feng shook his head, "You are busy first, I won't bother you, let's talk after work." ”

What can make people sober is always the cruel reality.

"Chen, go to the chart department and update the latest icon demo. ”

"Chen, sort out the historical data in these balance sheets. ”

"Chen, go downstairs and buy a few coffees and come back. ”

……

As a new financial analyst, Chen Qiaoshan was busy from the moment he walked through the door, and he finally understood why financial dogs have no human rights.

Chen Qiaoshan didn't have time to go through the account opening application, and he couldn't say any complaints.

Gao Yunfei and Bahadwaki are Senior and Analyst, and Wang Feng is Junior and Analyst, and he is just a newcomer without any projects.

Occasionally, for a moment of free time, Chen Qiaoshan became interested in Gao Yunfei's side, and the guy was looking at the computer to check the stock price and stock information.

After looking at the emptiness, Chen Qiaoshan walked over and asked as if unintentionally: "Gao, your keyboard is quite special, where did you buy it, and how much does it cost?"

Although it's just nothing to say, the keyboard is really special, colorful and green, and there are two rows of function keys.

"A thousand dollars. ”

"So expensive!" Chen Qiaoshan was startled, according to today's exchange rate, a thousand dollars is equivalent to more than eight thousand yuan, and he has never seen such an expensive keyboard.

The other two also noticed the movement here, they were not surprised, but they were all waiting to see the excitement.

Chen Qiaoshan is also a person on the scene, he has seen a lot of luxury goods, and hundreds of thousands of computers have also been seen, but the thousand-dollar keyboard is the first time he has seen it, "This keyboard is inlaid with precious metals?"

"Not really, but a thousand dollars for a month. Gao Yunfei replied seriously, and then there was a burst of laughter in the office.

Chen Qiaoshan felt that his brain was a little messy, he really didn't understand what these people were laughing at.

Gao Yunfei explained with a smile: "This keyboard is a gift, and the Bloomberg machine costs $1,000 a month. ”

"This is the Bloomberg terminal?" Chen Qiaoshan instantly understood, there was a joke in the financial market, if Bloomberg was disconnected, one-third of the financial dogs would be able to go home from work.

Of course, this is just a joke, at least China's financial markets are not so volatile.

Some people say that Bloomberg is the world's largest financial information company, but it is actually a financial data provider, or more precisely, Bloomberg is an Internet technology company.

The largest financial information service provider in China is IND, which is a comprehensive reference to Bloomberg, as for Guotaian, Great Wisdom, Straight Flush and the like, it is not worth mentioning for the grandchildren of the disciples.

Chen Qiaoshan had heard of the Bloomberg terminal for a long time, and Guanghua had a financial laboratory with this set of equipment, but it was the first time he had seen a real guy.

"It's a must-have tool in the financial industry, and it's nothing unusual. Gao Yunfei raised his wrist and looked at his watch, and proposed: "It's almost time to get off work, today Chen is the first day, I invite everyone to drink, Lan Kwai Fong, don't get drunk and don't return." ”

"Great!" Bahadwaki was the first to respond, and Wang Feng echoed it.

Chen Qiaoshan is not hypocritical, although these people are all investment bank bottoms, standard financial dogs, but dogs are also different from dogs.

In today's Zhongguancun, IT migrant workers are happy to get a monthly salary of 8,000 yuan, but 8,000 yuan is only the average salary of all employees of Southern Securities, and there is really no need to be polite to these people.