The stone-paved roads were potholed, and muddy water was accumulating on the streets that had just finished raining. The carriage passed by leaving not only ruts, but also feces. When people and horses step on it, muddy water becomes dung.

An elderly homeless man huddled in a corner, with gray hair and a long beard. His cloudy eyes kept scanning passers-by. When he saw Doug, who was richly dressed, young, and not bad-looking. Ignoring the dung on the ground, he pounced in an instant and hugged Doug's thigh.

"Sir, all right, give me a little money......," the old man's voice was full of pleading.

Doug looked down at the homeless man holding his legs, his dry hands like branches of a tree that had passed the winter, as if they could be shattered with a slight fold.

"Get out. Doug whispered in disgust, he hated the homeless man the most, because it reminded him of himself not so long ago, and of his pathetic appearance.

He raised his foot and kicked away the smelly old fellow and said, "Isn't it good to have hands and feet to do something? I actually want food? I can't live well myself, how can I have money for you? If you are poor and lazy, you should die!"

The passers-by only turned their heads sideways when they saw this scene, and then turned their heads back to look at the road, and everyone was accustomed to the scene of the gentleman scolding the homeless, and no one tried to do justice.

Doug, whose shoes were a little dirty, left with the drawings and letters. The streets were still full of pedestrians, the only difference was an elderly homeless man moaning.

"Shoe shine, shoe shine is cheap! Just an eagle silver coupon!"

In front of the Eagle Bank in New Haven, the shoe-shine boy, who was no more than fourteen years old, was articulate and soliciting customers, and when he saw Doug stop beside his stall, he hurriedly said, "Sir, do you want to shine your shoes? I shine my shoes quickly and cleanly!"

"Rub. Doug said.

"Sir, please sit here with your feet here. The shoe-shine brother invited Doug to sit on the pony in front of the shoe stall, and polished his shoes neatly.

"Sir, are you going to the bank on an errand?" asked the shoe-shine brother as he polished his shoes.

Doug didn't speak, and the shoe-shine brother who accosted him also consciously closed his mouth.

……

"Sir, it's done!" shouted the shoeshine boy.

Doug looked at his shiny calfskin shoes and asked, "Are you clean?"

"Sir, of course it's clean! I don't believe I'll show it to you!" The shoeshine brother heard Doug's questioning, and immediately knelt down, held his foot and kissed it, "Sir, it's really clean!"

"Good. A smile suddenly bloomed on Doug's face, and he took a silver coin from his pocket and tossed it, and the coin fell on the ground in front of his shoeshine brother in a beautiful silver-white arc.

The shoeshine brother picked up the silver coin stained with the grass stalks in the horse manure, wiped it clean with his hands, bit it to make sure it was a real silver coin, and immediately said, "Thank you, sir!

"Don't thank me, I'll go do something first, I'll have something to ask you in a moment. Doug said.

"Yes, sir!, at your disposal!" replied the shoe-shine boy in a loud voice. Money is power, and the silver coin Doug gave him was worth more than the over-issued silver coin notes issued by Eagle Bank in an era of scarce coinage. With this one coin, his strength is stronger than ten strong men.

Doug shook his head as he looked at the shoe-shine boy, who was so cheap that he could be bought with a silver coin, and stepped up the steps of the Eagle Bank and walked towards the bank.

The Eagle Bank of New Haven was founded in 1811 by James Hillhouse, then treasurer of Yale University.

At that time, the New Haven area had a booming economy and a growing number of merchants. Eagle Bank, which aimed to support industry and commerce, quickly won the trust of the public. It didn't take long for Yale University to hand over all of the Yale Fund's assets to Eagle Bank.

But the good times were short-lived, after graduating from Yale and becoming the new president of New Haven, George Hodley, took office. His series of operations caused the Yale University endowment to suffer a fiasco and shrink severely.

Eagle Bank, which was in a crisis of confidence, slowly regained its credibility after years of hard work.

The letter that the old president asked Doug to bring was addressed to William, the current president of Eagle Bank, who is also an alumnus of Yale University.

"Please follow me. Said the pretty, tall white lady.

Doug followed behind her, the spiral staircase and swaying ass made him a little dizzy, and he could only walk normally by holding on to the handrail.

The door to the president's office is made of exquisite materials, but it is more ostentatious than the restrained nature of the principal's office.

The front desk lady pushed the door open and turned sideways, and the first thing Doug saw when he walked in was the extraordinarily wide table.

A huge table made of whole logs has two small flags attached to it. The Stars and Stripes for the United States of America and the Eagle Banner for Eagle Bank.

On the inside of the table, on a soft seat made of whale yin (harmony) stembark, sits a shrewd blonde man in the prime of life.

"Let me guess who you are!" said the blonde man in a pompous tone, rising from his seat, walking around the huge table and walking over to Doug.

"Doug, Doug, right! My friend, you've been so famous at Yale lately, even in the whole of New Haven. Let me think about what you're doing with me?...... Oh, sorry! That's the old guy's letter. Can I read the letter first?"

"Of course. Doug handed the letter to the blonde William.

President William glanced at the fire paint seal on the letter, waved his hand to let the white big ass front desk lady out, got up the envelope, threw out the letter paper and looked at it.

After a short time, William finished reading the letter, and he said heartily, "That is, you want to borrow money from me?"

"That's right. Doug replied.

"My friend, I can lend you a thousand Silver Eagle Coins!" said William.

"A thousand Silver Eagle Coins?" Doug scoffed, "Are you sending the homeless away? I'm going to borrow at least a thousand dollars in gold coins, at least a hundred thousand Silver Eagle Coin Coins, well, ten thousand Gold Coin Coins." ”

"Tramp, my friend, you were a goddamn little tramp a month ago. 100,000 Eagle Coupons?No way!What do you have to make me think you're worth 100,000 Eagle Coupons and let me lend you money?" William looked at Doug with muddy eyes.

As if immune to William's insulting words and eyes, Doug raised his hand, pointed to his head and said, "I have this, it's worth your investment, you won't lose." ”

"Brains? Your brains are worth a thousand gold dollars? 100,000 silver coins? Don't be kidding, there are smart brains everywhere in this world, but there is only so much money. I don't think your brain is one size bigger than anyone else's. For the sake of the old guy's face, I will lend you a maximum of 2,000 silver coin coupons with a monthly interest rate of five percent. William said as he sat back in his large soft chair.

Doug shook his head and said in a calm tone, "Can I borrow your pen and paper?"

"Yes, but you have to pay it back twice. ”

"Good. Doug picks up his pen and he will prove his worth with words.