Chapter 272 Pledged Loan 2200 million

The matter of Xiongming Group, Xi Ming is now completely gone, no matter how capable a person is, it is not easy to really focus on one thing well in his life, some geniuses may be able to do two things well, but there are almost no three things.

Ximing's Xiongming Group is too miscellaneous, and it is also a shared bicycle, a logistics, a home improvement, and a food live broadcast......

Xi Ming is not a genius, just an ordinary person, and he now puts his mind and soul on his prophet to earn quick money. This prophet is not needed to be wasted, and there is no time to wait for him!

Hot money and quick money are the goals he has to chase now!

Today's Xiongbai shared bicycle after several rounds of financing, the market value has already exceeded 13 billion, Xi Ming's own shared bicycle shares are now worth billions, if it can not be realized, those shares are just a useless number, Xi Ming early on the idea of equity pledge.

Once the house price rises, the government will freeze the transfer and not allow transactions, but it is not difficult to obtain funds, and he can go to the bank to pledge a large amount of cash.

Now Xi Ming feels that his empty gloves are playing more and more smoothly.

During this time, he got close to Wen Jingwang, Wen Jingwang is a humil person, but his background is extremely powerful, so he basically came horizontally in Yanjiao.

However, he is a measured person, he doesn't do very excessive things, he doesn't touch them, and there is a mayor's brother behind him who can fake the tiger, but it doesn't mean that he can do anything wrong. He saw this very clearly.

He eats it all in black and white, has a wide range of contacts, and Xi Ming is also close these days, so he dialed the phone directly.

"Second Master Wen, you have a lot of connections in Yanjiao, how about introducing me to the president of the largest bank in Yanjiao?"

"Brother, are you going to take out a loan? You have so much money in shared bicycle financing, and you are still short of money?" Second Master Wen was very surprised.

"Our company is not short of money, but I am personally very short of money, and I want to pledge the shares of Xiongbai Bicycle. ”

Second Master Wen was startled again, and hurriedly asked: "Brother, this Xiongbai shared bicycle has such a strong development momentum, how can you mortgage it!"

Xi Ming smiled: "This is a last resort. ”

Hearing the sharp tone, Second Master Wen said, "Brother, you have made a big move again!, can you tell my brother?"

"Second master, I have actually told you, Hejiang Province is about to make another big move, I heard that people from Baiyangdian said that the housing prices there have doubled in the Chinese New Year, and there will be a big move in the central government. ”

"Really?"

Xi Ming nodded.

Xi Ming has already exposed his bottom twice with Second Master Wen, and he has already taken him to play, as for whether he plays or not, whether he gets on the boat or not, that's his business.

"I'll be the boss in the evening, help me make an appointment with the president of a bigger bank. ”

This meal is very meaningful, and it is the foundation of Xi Ming's quick money.

At dusk.

Yanjiao Kaili Hotel.

Xi Ming really attached great importance to this dinner, so Knight XV arrived at the parking lot of the Kaili Hotel half an hour earlier.

Soon Wen Jingwang also came, and Xi Ming reminded him that he attached great importance to this dinner.

The president of Yanjiao Joint Stock Bank, the largest bank in Yanjiao, attended the dinner organized by Ximing.

The president of Yanjiao Joint Stock Bank is called Wu Sheng, who is in his fifties.

Seeing Xi Ming, he felt a little in a trance, and his son was almost the same as the young man in front of him, but his son was gnawing at home, and the young man in front of him was already worth more than 100 million.

"The back waves of the Yangtze River push the front waves...... Mr. Rhino, you are very powerful!"

"Thank you, Governor Wu, please take a seat!"

The two hands were clasped together.

Xi Ming is young, confident, sharp, and has strength in his hands, this is Wu Sheng's evaluation of this super upstart who has risen in Yanjiao.

Second Master Wen acts as an intermediary.

Xi Ming said that he pledged his shares in the shared bicycle.

"Loan?" President Wu was very puzzled, but he knew that the famous Xiongbai shared bicycle had raised more than 300 million yuan in just half a year, with a market value of 13 billion.

Wu Sheng suppressed the thoughts in his heart and asked, "Mr. Xi, how many shares are you pledged, and how much are you going to borrow?" ”

Xi Ming said that he used all the shares in his hand to borrow 200 million, hearing this, Wu Sheng couldn't sit still, according to the bottom of the story, 2 billion is not too much for a company with such a big bull as a shared bicycle, and now the real estate company is not casually able to borrow billions of billions.

However, this two billion is still a rather terrifying number.

Wu Sheng must report to the headquarters, and he feels that the possibility of approval by the headquarters is also relatively large, because Xiongbai's current influence in the republic is obvious to all, and it is developing very fast, and it is the existence of unicorns in the industry, and the prospects are great.

When President Wu asked Xi Ming what the funds were doing with so many mortgages, Xi Ming was speechless for a while, and his speculation was really not publicized.

Wu Sheng saw that Xi Ming's eyes were like a whirlpool, deep, black, and he didn't know where to lead.

Seeing that the atmosphere was a little heavy, Wen Erye hurriedly said, Mr. Rhino wants to make a mysterious investment, President Wu doesn't have to worry about Mr. Rhino, Xiongbai shared bicycles are now worth 13 billion yuan, and half of the shares are not only worth 2 billion loan collateral, this transaction is not a loss in your bank, and the shared bicycles will continue to grow bigger and stronger, and the shares of Mr. Rhino will be worth tens of billions in the future, you are worried about a hair!

Don't be so dead-eyed, break the casserole and ask in the end, that is the trade secret of the other group. You report directly to the head office, do you give Xiongbai a bike sharing approval? !

Batch and you're done!

I'll find another bank!

Second Master Wen's words were very unfriendly, Wen Jingwang was very hairy, this money was not his Wu Sheng's money, it was the bank's money, why did he Wu Sheng talk so much nonsense.

Share-pledged loans are a common type of financing.

In essence, a share pledge is a kind of pledge of rights, which refers to a security method in which the pledgee and the pledgee agree to set up a restricted property right on the shares held by the pledgor, and when the debtor is unable to perform the debt when due, the creditor can be repaid at a discount on the shares according to the agreement, or the shares will be sold and the price obtained shall be paid in priority.

Xiongbai shared bicycles are now popular in the republic, and the matter of share pledge is clear in his heart.

He now owns 52% of the shares of the shared bicycle, worth more than 5 billion, this time he pledged, Wu Sheng to Xi Ming analysis can get a loan financing amount of 2.2 billion, the pledge financing interest rate is 8.8%, the shortest mortgage period is one year, that is, the interest of one year will exceed 200 million.

The interest rate is 200 million, and the bank is really robbing money! The interest rate given to depositors is less than 3% at most, and they lend out that money several times, which is really a shameless vampire!

If it weren't for Xi Ming's 100% confidence in Xiongqu, he really wouldn't dare to do this loan, and if he gave away 200 million interest, he felt that not only his flesh hurt, but his soul also hurt.