Chapter 007: Away from Home by Friends
After hanging up the phone, the text message arrives, and the quota is upgraded to 10 million yuan/month.
Although it was just a string of numbers, it gave him a sense of weight, 10 million! is a huge amount of money for most people, and he has to spend it all every month.
According to the current rate, the quota of 10 million only needs to be brushed for three months, which is enough for 3,000 points! After half a year, it will become 20 million, and after a year and a half, it will become 50 million!
But it is normal that the amount does not reach 100 billion yuan, there is no need to worry about the sky, and his main task at present is to spend money, make money, and then deal with banks.
It is very important to build a good relationship with the bank! In terms of the relaxation of the conditions for the lending business, when issuing acceptance bills, the discount period of 50% margin for six months is equivalent to a white wolf with six months of empty gloves.
With funds, you can hype up hangover cures, attract the attention of major giants, venture capital investment, and exchange for a quick amount of money after clinical trials! It must be worth billions no matter what, right?
If there are billions, in the face of tens of millions of dollars per month, he can not worry about the quota rising for more than ten years, exposing himself to a huge source of funds.
Yang Ming's idea found that as long as the core technology is in hand, the prospects are very good!
It's just a matter of what happens in practice!
……
Yang Ming stayed at home for several days, and after being so bored that he went to play mahjong with his mother and cheated in codes, he unanimously became the least favorite target of aunts and was kicked out of the mahjong circle.
Yang Ming ran away in a gloomy manner, and then wrote a resignation letter on the computer, gave up his salary and bonus, didn't want anything, and embraced freedom with ease.
Click send, turn off your computer, and it's time to start a new life.
Dad still insisted on not wanting this car: "Young people need to drive this kind of car in the city, and besides, if you want to do business, how can you do it without a car?"
Yang Ming refused with a smile: "My partner will give me a car, this is really for you, usually run mountain roads or something, although the big off-road can't be played, but it's also four-wheel drive." ”
Mom couldn't stand it anymore: "You use it first, and next month your dad will go to the city to buy something, and then drive it back!"
Yang Ming thought for a while and seemed to be right: "I'll drive it to the East China Sea first, and you can get it after you get the card, I'm too lazy to transfer the car." ”
In the end, the plan was completed, and Yang Ming drove more than 100 kilometers back to Donghai City, a prosperous second-tier city slowly unfolding in front of him, close to the sea, clean and tidy, and the temperature was also very suitable.
On May 9, 2016, summer has come, and there are still bikini days on Sunny Beach, as if they are unfolding in front of you, and a yacht club has been built in the marina area, and it seems that the vision of the rich is very consistent with their own.
Yang Ming drove to a five-star hotel on the coast, where he lived in a luxury suite, with a living room and a balcony with golden sand and turquoise water.
After looking at the sea view for a while, thinking that it was still early and there was nothing to do, I picked up my phone and flipped through WeChat to see if any friends were in the local area.
He graduated from college here that year, and there were a lot of people who stayed to work and live, and there were a few good ones, and he opened one of them: "Boss Lu, do you have time to come out!"
After a while, he replied: "Rare!
"It's impossible for you to buy a plane ticket to fly here in Beijing! You are a landlord, you recommend a good place, noon and afternoon, I have a treat!"
"Then you're welcome!" Lu Yuan sent a position.
Lu Yuan is Yang Ming's senior brother, and he buried his head in reviewing and fighting hard for CPA (certified public accountant) together, and the CPA gold content at that time was still very high, and all the certificate holders were talents.
As a result, the senior brother stayed in the local accounting firm to develop, and Yang Ming went north to Beijing, and now the senior brother has opened his own office as the boss, and his career is thriving, and Yang Ming is still struggling in a private company.
But this is the choice of life, and there is nothing to regret later. Yang Ming asked him out, firstly, to catch up with his friends, and secondly, to learn about the local wind direction with the local snake.
Accounting firms may have a better understanding of financial institutions and business operations than corporate executives. Relying on friends when he goes out, Yang Ming wants to develop without the mention of people in the industry.
The time soon arrived at noon, and Yang Ming arrived early.
It didn't take long for Lu Yuan to come, wearing a suit and leather shoes and gold wire glasses, holding a briefcase with a smile on his face, Yang Ming hugged him and teased: "Shouldn't the boss be holding a small bag, Xiaomi hugging his hand?"
"Don't bury me! The boss is not one of the most bitter people!" Lu Yuan sighed and sat down, "It's you, your face is full of red light and spring breeze, this is really a great thing." ”
"It's just a fool, and I seized an opportunity. Yang Ming handed him the menu, "You're welcome, I'll ask you for information this time, this is the cost." ”
"If you say that, I'm not going to kill people. Lu Yuan ordered some special ones, "Don't drink, I still have to drive." ”
"Coming for the best tea. Yang Ming added.
Lu Yuan smiled and asked, "How are you doing?" Originally, I said that I would call you to partner, but I didn't expect you to make a fortune in a muffled voice, share and share." ”
"It's nothing, I cooperated with an overseas company, and I also invested some money to be responsible for the domestic ......," Yang Ming said with a prepared statement.
This is not all false, because the source of funds in the black card is mainly from abroad, and the money in the account is obtained through dividends and stock earnings, which is more real than the real one!
The only thing that can break this "truth" is: when hundreds of billions of dollars are recorded every month, it is as if there is a person in the world who is very tall, and then he is ten meters tall, and the lie is self-defeating!
Lu Yuan nodded while listening: "High-tech enterprises? ”
"That's what you mean, isn't it your duty to help me review the annual report or something?" Yang Ming smiled.
"What's the problem?" Lu Yuan is also a person who is enthusiastic about his friends, so he will solve the problem first, and then talk about those things that are eating, drinking, and enjoying himself.
Yang Ming said: "So the turnover and demand for funds are more flexible, you recommend the local bank to me, the four major banks don't want it, it's too stinky and hard to deal with." But it's not good if it's too small, and it doesn't have the strength of the business. ”
Lu Yuan held his chin: "You want a medium-sized one that will kneel and lick customers." ”
"That's the reason. Yang Ming nodded.
"There is still a certain amount of capital strength, and it will not be too tight when taking out loans, so it is best to fool around and be able to lend money in a face-saving manner?"
"So it's not unreasonable that you can mix well!" Yang Ming praised the other party, and he said all the key points he wanted to express.
There are so many banks in China, it is impossible to screen them by yourself, and people will treat you as fools when they come to investigate, and only the firms that have been dealing with banks for a long time will know what their temperament is.
After thinking for a long time, Lu Yuan said: "I think Oriental Bank is very good, a local bank, with branches all over the coastal areas, is very welcome to individual depositors, and the fees for corporate accounts are also very low. ”
"I have a little dealings with the branch manager, take my recommendation, you can be VIP throughout the process, what benefits are preferential, just open the skylight. ”
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