Chapter 121: Tiny Private Placement
Chen Qiaoshan made a wish this time, and saw with his own eyes the famous fake certificate market in the East Gate of the National People's Congress.
There are a variety of documents sold here, mainly selling student ID cards and graduation certificates from local universities, and certificates from other universities, but the price is much more expensive than the local ones. Of course, there is no shortage of other documents, as long as the customer has a need, no one can do it.
After looking at it, Chen Qiaoshan had to admire, no matter what kind of business he did, there was never a shortage of talents.
This counterfeit certificate market has constituted a complete industrial chain, with an obvious upstream and downstream structure, a clear direction, and an industrial consortium with a well-organized organization, a clear division of labor, and a well-founded advance and retreat.
Chen Qiaoshan pondered, this has to be changed to a legal business, maybe it will really become bigger in the future, but after thinking about it, people are indeed bigger, otherwise they will not alarm the central-level media.
He dragged Yan Xiaoqin back and forth on the flyover with the most counterfeit dealers, and Sun Guangming also followed, but he was too fat and would snuff after a while.
Chen Qiaoshan kindly reminded: "You have to exercise more in the future, and it won't be possible to go on like this." ”
Sun Guangming said angrily: "I want to exercise, but I have to have time!"
Yan Xiaoqin asked curiously, "No, are you busy?"
Chen Qiaoshan explained with a smile: "He is different from us, he also has a head teacher, and he has to study collectively at night, so he is lazy, how can he have spare time." ”
"You don't have back pain when you stand and talk, I'm being cheated by you, it's too painful for the financial profession. ”
Yan Xiaoqin asked: "What's the matter?" I see that Chen Qiaoshan is very interested, and he still runs around to rub economics all day long. ”
"Professional courses are too boring! You don't know, I'm still confused about Introduction to Finance, and so are financial derivatives, just like reading a book from heaven. ”
"There are also two courses in probability theory and mathematical statistics, which make me anxious, and I wonder if I will be able to graduate in the future. ”
Chen Qiaoshan knew that Sun Fatzi's words were not true.
Finance is indeed quite boring, and the course covers a wide range, you need to learn economics and management, as well as mathematics and econometrics, the course is indeed more complicated, but Sun Fatzi said that he didn't learn it at all, which is a bit exaggerated.
Chen Qiaoshan knows Sun Guangming's character, he is not such a person who admits defeat so easily.
"Okay, the more you talk about it, the more outrageous it becomes, I didn't let you choose finance at the beginning, don't come to me if you regret it. ”
"Didn't I look at the finance you chose?"
Chen Qiaoshan couldn't help but be angry, but it wasn't worth comparing with Sun Fatzi, he was just a tease, and the more you entangled, the more energetic he became.
Yan Xiaoqin looked at the crowd of people selling fake certificates around him, and couldn't help asking: "How do I think most of the people they sell are student IDs?
Chen Qiaoshan explained: "Don't underestimate the student ID, most parks and attractions have discounts for students, and there are half-price train tickets, and many movie theaters also have KTV or something, there are also discounts, really to calculate it, save a lot of money in a year." ”
Sun Guangming asked a little curiously, "Dashan, is there anything else you don't know?"
Chen Qiaoshan couldn't help but feel a little proud, but Yan Xiaoqin beat him back to his original form with a word.
"How do you know that there are discounts on movie theaters and KTV student IDs, have you ever been there?"
Chen Qiaoshan hurriedly explained: "I haven't been there, I saw it on the Internet." ”
Yan Xiaoqin glanced at him and said as if unintentionally: "It seems that you care about a lot of things!"
Chen Qiaoshan couldn't help but shrink his neck, and he couldn't help but feel like he was cocooned in his heart.
……
After entering the school gate, the three of them went to find Wang Lin first.
Yan Xiaoqin called Wang Lin's dormitory at the school gate, and when she arrived at the dormitory building, Wang Lin was already waiting below, and Chen Qiaoshan greeted her first.
I haven't seen her for a month, Wang Lin has changed a lot, although she doesn't dress up much, and she dresses simply and casually, but her temperament has changed a lot, it seems that the university is indeed a place that changes people.
Chen Qiaoshan said: "You send the bag first, and we will go to eat first." ”
The two girls nodded and went upstairs together.
Sun Guangming asked: "Dashan, why do you think that you will come to us for eleven years, shouldn't you cause some trouble?"
Chen Qiaoshan snorted a few times, this fat man is really a crow's mouth, but it really makes such a sense to talk about it in detail.
"Can't you just think of me?"
"Don't blame me for saying you, you are too good at tossing, from the end of April to today, you have calculated how many things have been tossed. ”
Chen Qiaoshan was silent, he himself knew that this time was too tormentary.
However, he has long figured out that in today's society, there is no chance of getting ahead if you can't toss hard.
Chen Qiaoshan said half-jokingly and half-seriously: "If you want to succeed, you have to be able to toss, I now believe that life is endless, and tossing is not endless!"
Sun Guangming was stunned for a moment, but immediately reacted, stretched out his thumb and said with a smile: "It seems that you went to Peking University, and you didn't toss less!"
After a pause, he said again: "Life is endless, and the toss is endless! Don't say this is really so interesting!"
……
The two were chatting downstairs, Chen Qiaoshan felt a little strange, and couldn't help but look back, and found Yuan Jing standing a few steps behind him, looking at him with a smile.
"Why are you here?"
"Why can't I be here?"
Chen Qiaoshan was dumbfounded, and really asked nonsense, Yuan Jing's dormitory was also in this building.
Sun Guangming suddenly interjected: "Dashan, isn't it, you still know such a beautiful woman in our school, aren't you afraid that Yan Xiaoqin will turn back and trouble you?"
Chen Qiaoshan was speechless when he heard this, Sun Fatzi is really the best friend, and the atmosphere is not embarrassing or embarrassing after a sentence.
He was just about to refute, but Yuan Jing was the first to speak.
"You're Sun Guangming, majoring in finance, right?
Sun Guangming was a little stunned, he really couldn't think of where he had seen this beautiful classmate in front of him, "You know me?"
"I've heard Chen Qiaoshan talk about you. ”
Sun Guangming couldn't help but glance at Chen Qiaoshan, his eyes were very weird.
Chen Qiaoshan felt helpless, he knew what Sun Fatzi meant, but he was really not familiar with Yuan Jing.
He thought about it carefully, and he should have said something casually on the bus picking up the new students. I didn't expect Yuan Jing's memory to be so exaggerated, I still remember it clearly after more than a month, and I recognized Sun Guangming all of a sudden.
Chen Qiaoshan ignored Sun Fatzi, he looked at Yuan Jing and asked, "Aren't you going home at eleven?"
"Yes, my dad said that there were too many people on the road on the National Day, so he wouldn't let me toss back and forth. ”
Chen Qiaoshan nodded, this is true, the eleventh long holiday is second only to the Spring Festival, and taking the train at this time must suffer a lot.
"By the way, my dad asked me for your phone number. ”
Chen Qiaoshan was stunned for a moment, but he was relieved when he thought about it, he was also a student of Principal Yuan, Yuan Jing was alone in Yanjing, and he was relieved to find someone who knew the roots to help take care of the point.
He didn't delay, and directly exchanged mobile phone numbers with Yuan Jing.
Sun Fatzi was stunned for a moment on the side, and his eyes became more and more weird.
Chen Qiaoshan knew his thoughts, and he didn't want to cause any misunderstanding, so he explained: "This is my junior high school classmate Yuan Jing, from your law school, and her father is my junior high school teacher. ”
Sun Guangming said "oh", and deliberately pulled a long tone, Chen Qiaoshan was also helpless, and he really couldn't do anything about Sun Fat.
At this moment, Yan Xiaoqin and Wang Lin came down, and Chen Qiaoshan introduced him again.
Yuan Jing and Yan Xiaoqin met during the summer vacation, and they both knew each other's names, but looking at the current appearance of the two, they didn't look like they had seen each other at all.
Yan Xiaoqin said: "Yuan Jing, Chen Qiaoshan has a treat today, go out for a big meal, let's go together!"
Yuan Jing glanced at Chen Qiaoshan when she heard this, with a little inquiry in her eyes, Chen Qiaoshan said: "Let's go together, they are all fellow villagers, and there are no outsiders." Yuan Jing nodded and agreed.
Obviously, he said at the school gate that Sun Fatzi invited guests to eat grilled fish at the West Gate in the evening, which was a lot of effort, and it became Chen Qiaoshan's invitation to have a big meal.
Yan Xiaoqin is obviously not untargeted, Chen Qiaoshan is a little speechless, this is really a disaster.
……
said that it was a big meal, that is, I found a regular barbecue restaurant outside the school.
Although Chen Qiaoshan is not short of money, after all, they are all students, and it is not suitable to go to high-consumption places, and there is no need for that.
"You're welcome, feel free. Chen Qiaoshan greeted.
Yan Xiaoqin answered: "Yes, you don't need to save him money, he can't eat a meal." ”
Sun Fatzi said with a smile: "Dashan, I didn't see it, I haven't seen it for a few days." ”
Wang Lin said with a smile: "It's lonely and unheard, the two of them got more than 30,000 scholarships." ”
Chen Qiaoshan was a little surprised, he didn't expect Wang Lin to know about this, but it's not strange to think about it, her relationship with Yan Xiaoqin in high school was not ordinary.
Yuan Jing was also stunned when she heard this, she didn't expect Chen Qiaoshan to win a scholarship at Peking University.
She couldn't help but think of the scene when the two met during the summer vacation, at that time Chen Qiaoshan was like a migrant worker, his face was tanned, and when she saw it at first sight, she only felt familiar, and she didn't recognize it for a while.
Yuan Jing clearly remembered that at that time, in order to compensate her for the dress, Chen Qiaoshan and his father came over with a handful of five yuan and ten yuan in change, two hundred and eighty yuan, and a small stack of new banknotes and old bills, which were obviously made up by someone temporarily.
She was deeply impressed, the father and son of the Chen family were very similar, the same dress, similar appearance, it could be seen that the Chen family's family background was not very good, but even so, Chen Qiaoshan still lost money.
"The Chen family never pays off their accounts, Chen Qiaoshan has no money, he will earn it himself!"
Yuan Jing thought about what Father Chen said when he left, and couldn't help but sigh in her heart.
She never imagined that the junior high school classmate of Mu Ne, the migrant worker who went to the brick factory to move bricks and was covered in muddy water, became the top student in the college entrance examination, became a hero who acted bravely, and now he has become a student of Peking University.
Yuan Jing thought about what happened a few months ago, and was a little worried about Chen Qiaoshan, he was extravagant, and no amount of money was enough to spend.
She couldn't help but remind: "Chen Qiaoshan, it's not easy for your family to make money, so it's better to save some money for the scholarship." ”
The atmosphere on the table suddenly froze, and the faces of several people were a little weird.
Chen Qiaoshan shook his head secretly, he knew that Yuan Jing should have good intentions, but Yan Xiaoqin might not think so, looking at the appearance of Wang Lin and Sun Guangming, he knew that this matter was going to be troublesome.
Sure enough, Yan Xiaoqin still looked smiling, but it wasn't like that at all, her emotions were all in her eyes, and her eyes couldn't be faked.
If Yan Xiaoqin was really happy, her eyes would be bright and clear when she smiled, and her smile would be beautiful, how could there be a little smile in her eyes.
Yan Xiaoqin was really unhappy in her heart, she instinctively resisted Yuan Jing's words, Chen Qiaoshan was her boyfriend, she was still here, and it was not Yuan Jing's turn to intervene.
She wasn't worried about what Chen Qiaoshan thought, although Wang Lin said it, but Yan Xiaoqin didn't take it to heart, she knew Chen Qiaoshan, and she still had this confidence.
Yan Xiaoqin thought to himself, and said with a smile: "Yuan Jing, Chen Qiaoshan can't eat a meal for a while, and I haven't touched a penny of his scholarship, and it's only been a month, and he has earned another 10,000 yuan." ”
Chen Qiaoshan felt that his brain was bursting out, Yan Xiaoqin had something to say, and his sovereignty was evident everywhere in his words.
He can see that no matter what kind of woman she is, none of them are easy to provoke, they are born to be little experts at tearing.
Yuan Jing remained silent, and did not deny Yan Xiaoqin's words, but said: "That's what I said. ”
She obviously didn't believe the second half of Yan Xiaoqin's words, but the others at the table didn't think so.
Wang Lin couldn't help but ask, "Xiao Qin, you didn't talk nonsense, did you? Why did he earn 10,000 yuan?"
Yan Xiaoqin glanced at Chen Qiaoshan coquettishly and said, "Let him say it himself!"
Sun Guangming said impatiently: "Dashan, tell me, how do you make so much money, it's too boring, and don't tell me." ”
Chen Qiaoshan couldn't help but smile bitterly in his heart, he had specially told Yan Xiaoqin not to disclose the matter of stock speculation, but he didn't expect to be poked out in the end.
are all classmates, and when it comes to this, Chen Qiaoshan didn't hide it anymore and told him about the stock speculation.
"Dashan, if you have a way to make money, you don't know how to take me!" Sun Fatzi accused in shock.
Chen Qiaoshan didn't hear it, but he couldn't bear Sun Fatzi's grinding, he said: "Fatty, stock speculation requires real money, and the risk is very high, I don't guarantee that I will definitely make money." ”
"Didn't you make 10,000?"
Chen Qiaoshan couldn't help but roll his eyes, "You only see thieves eating meat, you don't see thieves being beaten, I'm lucky to make money, but I lose more money in the stock market." ”
"You can pull it down! So many people have lost money, why do you still put money into it? No matter how much, you have to take me with you for stock speculation!"
Chen Qiaoshan was choked, and he couldn't understand whether this Sun Guangming was shrewd, or a fool was a fool, how did he recognize himself?
He thought for a while and said: "If you want to follow, you can do it, but you have to think about it, the stock market is risky, and you have to carry it yourself if you make a profit or lose it!"
Chen Qiaoshan can't help it, he knows Sun Fatzi's character, if he doesn't play with him, he will definitely be stalked.
Chen Qiaoshan didn't mind taking Sun Fatzi to make money together, to be honest, he came here and made two friends before and after, a Sun Fatzi and a little Chen.
Talking about money hurts feelings, talking about feelings hurts money, and losing a friend for money is really not cost-effective.
Chen Qiaoshan knew that his brothers still had to settle accounts clearly, and it was better to explain clearly when it came to money, so as not to make trouble in the future.
"It's okay, you're afraid of something, besides, your luck has always been good. ”
Chen Qiaoshan was speechless, it turned out that the roots were all in luck.
"You speculate in stocks, or count me in!" Wang Lin whispered.
Chen Qiaoshan was very surprised, he didn't expect her to want to intervene, but he knew that the situation at Wang Lin's family was not very good, did she want to use her living expenses to speculate in stocks.
Yan Xiaoqin saw his doubts and helped explain: "Wang Lin also got a scholarship. ”
"I only have a scholarship of 1,000 yuan, and I was originally going to buy a mobile phone, since you are raising funds to speculate in stocks, bring me with you. ”
Yan Xiaoqin said: "Okay, don't worry, I will definitely not lose, I was a little worried at first, but the stock has been rising." ”
Chen Qiaoshan couldn't help but smile bitterly in his heart when he heard this, how can it be so simple to speculate in stocks, that is, he, in the current situation of the market, he has to lose nine out of nine.
However, Yan Xiaoqin agreed, and he couldn't say anything, he looked at Yuan Jing who also looked embarrassed and wanted to speak, so he simply asked directly: "Yuan Jing, don't you vote?"
Yuan Jing was a little embarrassed, only then did she really believe that Chen Qiaoshan had made money, and she also had a little eager to try it in her heart, and asked, "Then I will also invest a thousand yuan?"
Before Chen Qiaoshan could speak, Yan Xiaoqin directly agreed: "Okay!"
Chen Qiaoshan was completely speechless, and when he met such a girlfriend, he was also speechless, he couldn't help but wonder, Yan Xiaoqin usually looks quite reliable, what's wrong today?
After thinking about it, he knew that the root cause should be in the little mess just now.
A sheep is a drive, a group of sheep is also a drive, Chen Qiaoshan doesn't care anymore, this matter is decided.
The atmosphere on the table became warm again, Chen Qiaoshan suddenly remembered a stubble, and he asked, "Fatty, I haven't asked you yet, how much money are you going to invest?"
"I'll have to go back and make up for this. ”
Chen Qiaoshan didn't care, the Sun family was rich, but Sun Fatzi had always spent money lavishly, and he couldn't get much out of his mind.
Having a meal turned out to be a fund-raising stock speculation, which is still unpredictable.
But after thinking about it, Chen Qiaoshan was shocked, in addition to the lack of funds, after careful study, they can be regarded as a small private equity fund.
Today's domestic securities industry is very non-standardized, there is no real sense of private equity funds, almost all of them are underground private placements, and there is no clear industry norms.
Chen Qiaoshan knew that the state of underground private equity would continue until next year, when Zhao Danyang, known as China's "godfather of private equity", came to the fore and created the first sunshine private equity fund in China, the heart of a child.
Chen Qiaoshan was also a little emotional for a while, Zhao Danyang is also a ups and downs character.
The biggest impression of ordinary people on Zhao Danyang should be that in 09, he spent 2.11 million US dollars to have a charity lunch with Warren Buffett with his wife and children.
Putting aside whether the money is worth it for the time being, Chen Qiaoshan knows that Zhao Danyang fell into the sand in the bull market in 2015, and a generation of private equity godfathers ended up dismally, which is really embarrassing.
Chen Qiaoshan thought about the future, and couldn't help but feel his heart fluctuate.
There is no shortage of talent or opportunities in the world.
The big waves wash the sand, how many people walk on the cusp of the storm, and how many people die at the bottom of the sea.
Chen Qiaoshan knows that the turbulent figures in the securities market in later generations are almost all like him now, just a small retail investor in the stock market.
Now it's time for Yang Fan to set sail, the big waves are sweeping the sand, and the turbulent capital market must be manipulated by the weak and the strong.
Thinking of the magnificent future, Chen Qiaoshan's breathing couldn't help but be a little shorter.