This bank..... What is the most profitable to rely on?

Then there is no doubt that this is definitely a loan, using the funds of bank depositors to make "high-interest" loans, this is definitely a profitable business, and it will not lose money.

When it comes to the big customers of the bank, real estate developers are definitely in the first place.

In the past few years, all walks of life in Xiangjiang have been affected by the general environment and are not very prosperous, and the real estate industry has been affected by the situation, which can be described as a "big dive" and has lost all its capital.

The house can't be sold, this loan.... Banks are naturally difficult to recover, so many imprudent banks have gone bankrupt or are in trouble, which seems to be "appropriate".

Obviously, since Wang Wenhua will target K. Wah Bank, it must be one of the "poorly managed" banks.

"What about Wenhua and Jiahua Bank, don't they know to borrow from other banks?"

This is a question for Mo Xuan.

To open a bank, it is definitely a master with great powers, and it needs to go up and down, inside and out, and there are countless relationships to sort out, so this network must be leveraged, and it is also connected with other banks.

Is there no other bank willing to "borrow" money?

"Boss, you are really powerful, and you can guess what Jiahua Bank has done from my words. Not to mention the rest, Wang Wenhua first gave his boss a big thumbs up.

No matter how strong this business ability is, it is also necessary to have a good relationship with the boss.

Hearing this, Mo Xuan smiled faintly, and then Wang Wenhua began to report what he had investigated:

"Boss, according to our investigation, as early as a few months ago, in fact, people from K. Wah Bank went around and contacted other banks in Xiangjiang to make a turnover. ”

"But you also know that for a bank, having money in hand is the safest thing. ”

"In particular, the economic downturn in Hong Kong has a big impact on all banks, and other banks are too busy to take care of themselves, so how can they take care of Ka Wah Bank. ”

"Yes. ”

Regarding what Wang Wenhua said, Mo Xuan expressed his "deep agreement".

Just now, in Wang Wenhua's report, an important "concept" was mentioned, that is, "cash flow", which is a term that is often mentioned by those bigwigs in the 21st century.

Doing business is often the most concerned about profits, but the most important thing is cash flow.

Cash flow is commonly known as running water, which makes perfect sense. Whether flowing water can bring you wealth is a matter of structural design.

If there is a crooked river in front of your house, and you live on the inside of the crooked river, the flowing water will increase the area of land in front of your door every day, providing you with a steady stream of wealth.

A business with cash flow is a good business.

In the 21 st century, why is Apple famous in the world, and why does Apple's CEO go to any country and give him the treatment of a head of state? No way, people have money.

This wealth is not limited to a market value of nearly a trillion dollars.

According to statistics, in 21016, Apple's cash reserves exceeded 250 billion US dollars, that is, as high as 1,688.8 billion yuan in cash, which is enough to make a developed country tremble.

How terrifying is it?

It can buy 234.59 million Apple iPhone 7 Plus, while in 2016 Apple shipped 215.4 million units......

You can buy 19.018 million units of the 2016 upgraded version of the 1.5T manual two-wheel drive value-for-money Harvard H6 SUV, Harvard H6 is the 2016 Huaxia UV annual sales champion, a total of 580,000 units sold, if calculated according to an annual increase of 10%, H6 will take 15 years to sell enough to sell so many units.

The most expensive BMW 2017 M760Li xDrive Superior Luxury Edition is 2,658,000, and 635,468 units can make up for 1,688.8 million!

According to the housing prices in the capital, an average house is 6 million yuan, and 1,688.8 billion yuan can buy 281,467 commercial houses!

1,688.8 billion yuan is more than the total annual GDP of the entire Guangxi Zhuang Autonomous Region in 2015, and the foreign exchange reserves of Germany, a world power......

As a result, people often say that the richest man in China and the top ten richest people in China are fake, and their worth is all "bubbled" by the so-called "stock market".

Can they really get so much cash out of their hands?

As the saying goes, a friend of the dead is not a poor man, and now that the major banks in Xiangjiang are "tightening their banks", how can they be so self-sacrificing to lend money to another bank.

The other party, to some extent, is still their competitor.

"However, Wenhua, there should be more than one factor. ”

In addition to the above, there is also a sentence called "seeking wealth in danger", if this Jiahua Bank is willing to promise a heavy reward, in Mo Xuan's opinion, there will definitely be other banks that will be tempted.

In this world, there is no shortage of careerists.

"Hey, boss, you're a genius. ”

As soon as he heard Mo Xuan's question, Wang Wenhua was really "impressed" by his boss, a capital letter, he only got the latest news before he came just now.

"Boss, do you know about the Overseas Trust Bank?"

"Nonsense!"

Hearing this, Mo Xuan couldn't help but roll his eyes.

This is the most sensational event in the entire Xiangjiang financial and business circles recently, and it has even affected countless ordinary people.

Overseas Trust Bank, founded in 1956, was founded by Teo Tomorrow Tomorrow, a wealthy Malaysian businessman who made his fortune in Malaysia by operating real estate, hotels and manufacturing industries.

At that time, Malaysia under British rule was very restrictive on the banking industry of Chinese, while the business environment in Hong Kong was much more relaxed.

Therefore, in 1956, Zhang Mingming founded the Overseas Trust Bank in Xiangjiang, and 16 years later, Haituo Bank was listed in Xiangjiang.

After the listing, the Overseas Trust acquired the Chinese Bank of the Zhou Xinian family by issuing new shares, and set up branches in Indonesia, Thailand, the United Kingdom and the United States, with assets of 20 billion Hong Kong dollars and deposits of 12 billion Hong Kong dollars in its heyday, and its strength and business volume began to approach the second largest Chinese-funded Hang Seng Bank in Hong Kong.

At that time, the limelight of overseas trust banks was really unparalleled.

Unfortunately, in 1982, the year when Mo Xuan crossed over, Zhang Mingming died of a sudden illness, and his wife and son had a disagreement with another major shareholder, Zhuang Shi, and withdrew from Haituo, and then Zhang Mingming's family also withdrew from Hang Lung Bank.

It is worth noting that after Zhuang and Zhang turned against each other, the problems of Hang Lung Bank led to the takeover of the British government in Hong Kong, and the crisis also broke out in Haita.

First of all, Haita sold the Chinese Bank, which had just been acquired for only two years, indicating that the bank's capital chain was interrupted and it was eager to cash out.

A few months ago, when Heito was unable to repay its debts, the chairman of the board of directors, Zhang Mingming's son, fled with a huge amount of money and was arrested by the Heung Kong police at Kai Tak Airport, and many directors of Haituo were also arrested by the police.

Suddenly, there was a sensation in Hong Kong!