Chapter 420: Plans
No matter how violent the storm is, there will be a moment when it will pass.
At noon, the center of the typhoon moved west of the Pearl River Estuary, and the intensity gradually decreased, so the Hong Kong Stock Exchange was only delayed for half a day, and the market opened as usual in the afternoon.
After the storm, Hong Kong has seen the light of day.
"Chen Qiaoshan, Xiaowan's wound hurts so badly, do I need to help her press the analgesic pump?"
Chen Qiaoshan was busy until the early hours of the morning last night, after Yu Xiaowan's operation, he dealt with the aftermath with James again, and tossed until dawn, he originally wanted to take a nap in the morning, but he was entangled by the energetic Chen Guo again.
"If she sheds tears, you can help her press it, and if she doesn't, forget it. Chen Qiaoshan said perfunctorily.
This morning, the doctor specially explained that although the analgesic pump can relieve postoperative pain, there are still side effects, especially for patients with abdominal surgery.
Chen Qiaoshan knew that it had no effect if he pressed it all the time, and it was well controlled regularly and quantitatively, after all, it was a medicine, and it was dangerous to use too much, and it was more of the effect of placebo in his heart.
"Huh?" Chen Guo was a little dumbfounded, "Why does Xiao Wan have to cry to use the analgesic pump?"
"If you don't cry, it means that you can still bear it, and if you endure it more, it won't hurt. Chen Qiaoshan knew these twelve or thirteen little girls too well, and he must not be able to continue sleeping this night, so he simply got up, ignored Chen Guohu's suspicious eyes, and went directly to the ward next door.
Yu Xiaowan was very lucky, the appendicitis was more serious, but fortunately, it did not cause peritonitis.
After the operation, she was still a little weak, but her mental head was obviously much better than yesterday.
The strength of the anesthetic has passed, and the wound should be very painful, as soon as she saw Chen Qiaoshan coming in, she stared at him blankly, and looked at the analgesic pump from time to time, how pitiful and pitiful her eyes were.
Chen Qiaoshan couldn't see this the most, so he had to step forward and press the painkiller pump.
Chen Guo was stunned at first, and then hurriedly asked, "Hey, didn't you say that Xiao Wan can only press when she cries?"
"yes, I still say that, why don't I remember?"
Chen Qiaoshan's scoundrel behavior made Chen Guo angry enough, she gritted her teeth and glared at Chen Qiaoshan hatefully, which was very meaningful.
Chen Qiaoshan ignored her, looked at Yu Xiaowan and asked, "Miss Yu, how do you feel?"
Maybe the pain relief had an effect, Yu Xiaowan's expression relaxed a lot, she stared at Chen Qiaoshan curiously and asked, "Who are you?"
was busy in the middle of the night, and the emotional family didn't remember him at all, Chen Qiaoshan was quite bored, but he was also saving people's lives, and he didn't have the heart to care.
Chen Guo was still very conscientious, and hurriedly stepped forward to remind: "Xiao Wan, this is Chen Qiaoshan, he sent you to the hospital last night, you don't know, the way to the hospital is dangerous, and a building has been scraped down......"
Chen Qiaoshan discovered that there was no reliable girl of this age, obviously an outdoor billboard adjacent to the racecourse fell, and when it came to Chen Guo's mouth, it was like the end of the world.
He also regretted a little in his heart, the time was not coincidental, Hong Kong's horse racing, like UEFA's professional league, was held on New Year's Eve, starting in early September and continuing until mid-July of the following year, Chen Qiaoshan happened to miss it.
"Chen Guo, you accompany Miss Yu, I'll leave first later. ”
Chen Qiaoshan made an appointment with James to have dinner together at noon, and by the way, he introduced him to his friends from UBS.
"What, you're leaving?" Chen Guo was unwilling, after all, there were only two little girls, and there was no acquaintance around her, so she didn't feel safe at all, so she pointed at Chen Qiaoshan, "Didn't you say that you want to take care of Xiao Wan, and you won't leave until your uncle comes?"
Chen Qiaoshan looked at his watch, "Shi Xiaodong will come over in a while, don't you know each other too, you can rest assured that he is here, you really can't call me again." ”
Yu Xiaowan didn't say anything, but Chen Guo was very reluctant in his heart, and couldn't help muttering: "Big liar." ”
Chen Qiaoshan just didn't hear it, he smiled, naturally he wouldn't bother with her.
……
At noon, I chose an Italian restaurant near Des Voeux Road in Central, and listened to James's introduction, where there are the most famous Italian chefs on Hong Kong Island.
Although Chen Qiaoshan is a foodie, he is also particular about eating, not always in the mood to taste food, who to eat with, what to eat, these are all questions.
Just like today, for the sake of the next plan, he can't relax at all.
"Chen, this is Eliot, when we were studying for an MBA at London Business School, we were best friends. Under James's introduction, Chen Qiaoshan saw today's target, a white European with a big nose and a red face.
"Elliott is a star financial advisor at UBS, managing nearly $50 million in investment assets, and is best at making structured wealth management products......"
James's introduction to Elliot is very detailed, but it is very simple to Chen Qiaoshan, "Elliot, this is Chen, a young and wealthy Oriental gentleman. ”
Chen Qiaoshan couldn't laugh or cry a little, he didn't have anything to do with the gentleman, but he still shook hands with the other party very politely.
UBS, a merger of UBS and UBS, is the world's largest wealth management institution, employing nearly 10,000 people, half of whom are financial advisors.
As of last year, UBS managed more than $1 trillion in investment assets, and the off-balance sheet assets reached $2 trillion.
In Switzerland, there are only two things that no other country can match: clocks and watches, and banks on the other.
There are bank failures in the United States, bank failures in Europe, bank failures in Asia, not to mention in China, the former Hainan Development Bank, and the foundation of the year are also making a lot of trouble, and only private banks in Switzerland and Liechstan have never failed.
Because of the strict privacy protection mechanism and natural hedging attributes, Swiss banks can stably liquidate the assets of all parties, and it is logical that they have become the world's largest wealth gathering place.
Unlike wealth management institutions that simply earn channel fees, UBS mainly obtains profits through asset allocation services, and has become one of the three giants of private wealth management in the world.
"Hello, Mr. Chen. Elliot was in no hurry to start the conversation.
With nearly $3 million in hand, no matter which country you are in, you can squeeze into the ranks of high-net-worth clients.
At such a young age, especially if you are still Chinese, it is inevitable that anyone will be curious, and Elliot is no exception.
"Hello. Chen Qiaoshan didn't have the heart to go around the bend with him, and asked directly: "I want to know about structured products." ”
Although Chen Qiaoshan had never engaged in finance in his previous life, he didn't have to think about it to know that in the 08 financial crisis, the worst losses were probably those who made structured products.
Structured products are a kind of financial derivatives, which are generally divided into the structuring of investment targets and the structuring of funds.
High returns and low risk can never go hand in hand, which is why private wealth management is prevalent.
Elliott did not deliberately hide it, and gave a detailed reminder of the investment risks.
Chen Qiaoshan was a little relieved, although he couldn't prove his business ability, he still had the least professional quality.
"Chen, there is no doubt that Elliot is a qualified financial advisor. James obviously saw through Chen Qiaoshan's thoughts, and interjected jokingly.
Elliot didn't care, "James, Chen and I are still in the stage of getting acquainted with each other, and things are in a hurry. ”
All of you here are people in the financial circle, even if it is Chen Qiaoshan, who has done in-depth research with Goldman Sachs' account opening application, how can you not understand the meaning of this.
Goldman Sachs' account opening process is cumbersome, and it's normal to toss for a month or two, and UBS is certainly not much simpler.
Chen Qiaoshan knows very well in his heart that the most lacking thing now is time, he will have to return to Yanjing after staying in Hong Kong for three or five days at most, and before that, he must finalize the relevant matters.
"Elliot, I would like to know, if I become a UBS client, what services can you provide?"
"We are the world's number one wealth manager, with a comprehensive customer service in addition to first-tier investment resources. ”
"We have a full range of solutions for tax issues, legal issues, global health issues, immigration and education issues. ”
……
To tell the truth, in comparison, UBS is more suitable for Chen Qiaoshan than Goldman Sachs.
Of course, there is no such thing as the best private bank, only the most suitable one, after all, investors still want to take what they need.
James said: "Chen, as far as I know, your work visa is only for three months, and you can get permanent residency through the Capital Investment Entrant Program, so it will be much easier for you in the future." ”
Nowadays, if you want to get PR in Hong Kong, investment is the easiest thing.
Chen Qiaoshan has long been clear, at first it was 6.5 million Hong Kong dollars, and in 10 years, the Hong Kong government increased it to 10 million Hong Kong dollars, and in 15 years, there were more and more people, and in desperation, Hong Kong had to suspend the investor entry program.
With the improvement of the domestic economy, for many people, 10 million Hong Kong dollars is indeed nothing.
It is no wonder that the Hong Kong chief executive later lamented that 90% of Hong Kong investment immigrants are mainlanders, and 90% of them do not go to Hong Kong at all as long as they have status.
Chen Qiaoshan has little interest in permanent residency in Hong Kong, and more importantly, he is really not interested in going abroad to become a second-class citizen.
If the market of 1.3 billion people is not enough to toss, he really can't think of where else to find an emerging economy like China.
But he doesn't think about himself, he has to think about his family.
The Chen family is not without problems at all, the simplest is the education of Xiao Wu, as well as the medical problems of the family.
In some aspects, Hong Kong still has some advantages, in order to use the three HPV vaccines in advance, the big girls and little daughters-in-law who fly half of China to Hong Kong must not be young or old, there are too many such examples.
More critically, it is the issue of education.
Chen Qiaoshan didn't expect Xiao Wu to counterattack at all, of course, it was inevitable to say two sentences at ordinary times.
With his understanding of this girl, he can open a dyeing workshop with a little color, and it is definitely not possible to be unrestricted, but he hopes that Xiao Wu can grow up safely and happily.
The third and fourth children don't need to worry about it, and the fifth is definitely a problem.
Chen Qiaoshan pondered, maybe to get a Hong Kong PR for Xiao Wu, when he goes back to the college entrance examination, he will export to domestic sales, and get 211 and 985, it should not be a problem, after all, the minimum admission standards for Hong Kong candidates in various domestic universities are quite low.
Chen Qiaoshan is also taking precautions, which can be regarded as giving Xiao Wu one more choice.
The road of life is very long, as for what will happen in the future, Chen Qiaoshan is not clear, even if Xiao Wu wants to study abroad in the future, he will not stop him, after all, it is not a problem to go where he has money.
When people grow up, they choose their own paths, and as an elder brother, Chen Qiaoshan can only go so far.