Chen Qiaoshan walked out of Guanghua Building, went back to the dormitory first, took all the documents and went out.

He was going to the nearest securities sales office, it was a cloudy day, and the distance between the two places was not too far, so he was going to ride there.

Chen Qiaoshan figured out the route early in the morning, went out of the east gate of Peking University, followed Zhongguancun all the way south to Zhichun Road, and turned around to the east, and the business department was on this road.

This is the first time he has left the school after the start of school, and Chen Qiaoshan is not worried that he will get lost, and the address is easy to find, near the south gate of Beihang.

I just rode halfway to Chen Qiaoshan and I couldn't stand it, although there was no big sun today, but the weather was very sultry, and there was no wind in the air.

Chen Qiaoshan was originally going to take a taxi, but now the starting price of a taxi in Yanjing is ten yuan, and most of them are Xiali, Fukang, Jetta and the like, but he knows that the old Xiali and the like don't even have air conditioning, and they are also guilty of sitting on it, so it is better to ride their own bike.

He will feel a little sorry for this new bike, running long distances on hot days, and no matter how good the car is, it can't withstand a few tosses.

When Chen Qiaoshan found the sales department, the T-shirt on his upper body was already soaked, and he was young, and he had exercised in the brick factory for a few days.

He slipped into the hall with the backpack he had just bought for two days, and suddenly he felt like a double heaven of ice and fire, the air conditioning inside was fully turned on, and it was refreshing, but he was a little worried that he would catch a cold.

There are few people in the sales department, in fact, no one is normal, from 01 to the middle of 05, the two markets have been down, of which the Shanghai Index once fell below the 1,000-point mark, which is a new low record for the stock index in the past ten years, no wonder it is deserted here.

Of course, there is no stock market in the world that only falls and does not rise, A-shares after more than four years of a long bear market, finally ushered in a short spring, in the next big bull market, Shanghai and Shenzhen have run out of the highest point in history, but the time is very short, since then has not climbed.

Chen Qiaoshan knows that the reason why he can get out of the bear market after two years is all due to government intervention, in fact, the government has been intervening in the stock market, but it has not had a big effect.

Since the beginning of this year, the fund access system has been opened, social security funds, overseas institutions, insurance funds and other major funders have entered the market, but unfortunately the effect has not yet appeared, until the implementation of share reform in 2005, the domestic stock market is considered to be completely out of this wave of bear market.

……

Chen Qiaoshan's account opening process was not smooth, and he encountered some problems when going through the procedures, and a corner of his ID card was cut off, which was reduced by the household registration police when he was doing the household registration migration.

The person in charge of receiving him is a beautiful girl, of course, there is nothing strange about it, this line of people is beautiful and has a performance bonus.

The beautiful girl couldn't pay attention, she stared at the ID card in her hand, and peeked at Chen Qiaoshan from time to time, and the smile in the corner of her eye couldn't be hidden.

Chen Qiaoshan is also helpless, the photo on the ID card is a bit stumbling, he knows it himself, but this girl is too unprofessional, he muttered in his heart, isn't she afraid of being complained?

"Hey, eldest sister, can we still do it?"

The beautiful girl's eyebrows frowned, obviously not very satisfied with the salutation.

Chen Qiaoshan didn't care about this stubble, he would feel cold and fluttering, and he would definitely catch a cold if he stayed for a long time, and he didn't have time to pay attention to her.

The beautiful girl asked: "Your ID card is from the field, and it is missing a corner, so you can't do it!"

Chen Qiaoshan suddenly felt a little annoyed, "Eldest sister, are you not mistaken, you still need a local account to open an account?

The beautiful girl is obviously not easy to mess with, and said directly: "Your ID card is missing, and the photo doesn't look like you, so you can't do it." ”

Chen Qiaoshan couldn't help laughing angrily, this reason is really suitable, he doesn't know how to refute it, this is really fresh enough, he has never seen a salesman who drives customers out.

"Why don't you ask your leader, does the business manager have it? Chen Qiaoshan finally suppressed his temperament, it was not easy to go out to eat anyone, and he didn't want to run in vain on a hot day.

The beautiful girl was stunned at first, and as soon as she heard that he was looking for a leader, she immediately lowered her face, put down her ID card and turned around and left, Chen Qiaoshan couldn't help but be very inexplicable, this person is really wonderful, and he can do it with this attitude.

It didn't take long for a beautiful girl to come over with a man in his thirties, the man had a white shirt, black trousers, black leather shoes, and his hair was meticulously groomed.

"Hello sir, my surname is Zhang, and I am the front desk director here, what can you tell me!" said the man surnamed Zhang, and handed over a business card.

Chen Qiaoshan felt a little strange, this was the first time he had met someone who called him Mr., and he felt both strange and familiar, he subconsciously took the business card and glanced at it, Zhang Chengbin.

"I'm here to open an account, and my ID card is missing a corner, do you think I can do it?" Chen Qiaoshan handed over the ID card in his hand after speaking.

Zhang Chengbin took it, glanced at it, and there was no reaction on his face, so he directly ordered: "Xiao Zhang, go through the formalities for Mr. Chen." ”

The beautiful girl was obviously very dissatisfied, and she didn't avoid people when she muttered, and she didn't care about the leader at all and stood beside her.

Chen Qiaoshan is not stupid, it seems that the two of them are related, but it is not strange to think about it, with the temper of the girl surnamed Zhang, no one dares to be like her in the background, and she has already opened it in a different place.

The formalities went smoothly, and the girl surnamed Zhang took Chen Qiaoshan to the bank next door to handle the third-party depository, but when she came back to sign the commission agreement, there was something wrong.

"Director Zhang, there seems to be a bit of a problem, right?" Chen Qiaoshan raised the agreement in his hand, feeling very unhappy, this is treating him as a fool.

Zhang Chengbin took the agreement and looked at it, his face did not change at all, and asked quietly: "What's wrong, is there any problem?"

Chen Qiaoshan sneered in his heart, this product was obviously confused, he pointed to the commission rate and said, "Is there a mistake here?"

Zhang Chengbin's face changed slightly, he was also a little surprised, his cousin came to him and said that he was made difficult by the customer, he was a little unhappy, but the sales department never had a precedent of not opening an account because of identity problems.

The formalities still have to be done, didn't I see that the bank didn't have an ID card to do a passbook, he just directly tripled the commission ratio, according to the upper limit, and then the cousin can get more commissions, but I didn't think that the young man opposite was not easy to fool.

Chen Qiaoshan knows that the commission ratio stipulated by the China Securities Regulatory Commission is up to 3/1000, and there is no lower limit at the minimum.

In order to compete for customers in later generations, most brokerage commissions are basically set at about 3/10,000, and a very few are below 2/10,000, but those are for senior customers, securities companies do not make money from commissions, but they don't have to worry about losing money, they naturally have a way to make money.

Chen Qiaoshan had already checked it on the Internet before he came, although the commission is not as low as in later generations, but it is not as outrageous as three thousandths, most of them are about one thousandth, eight ten-thousandths of a good point, and he has twenty-eight thousand in his account, although it seems that there is not much money, and there are only dozens of dollars more per transaction, but if the funds are enlarged and change hands frequently, it will not be a matter of dozens of dollars.

Zhang Chengbin explained: "That's right, the commission rate we set is reasonable, and it is within the range stipulated by the CSRC. ”

Chen Qiaoshan was completely speechless, this person really fooled him like a three-year-old child.

"Director Zhang, the fee is 1.8/10,000, and the stamp duty will be charged 1/1000, and 3/1000 is the upper limit of the commission stipulated by the Securities Regulatory Commission, right?

The beautiful girl surnamed Zhang was directly dumbfounded, she began to have some opinions about her cousin not helping her, but when she saw the commission rate, she was in a good mood, but the situation changed suddenly in an instant.

Zhang Chengbin is also a little blind at this time, this Chen Qiaoshan is obviously a knowledgeable person, it is rare to understand people these days, many novices don't even know what the commission is, and they are accurate, but they didn't expect to be exposed by a young man in person.

Zhang Chengbin has been in the industry for a long time, and his eyesight is naturally not bad, and the person in front of him obviously does not look like a city person, so he dared to fool him, but he didn't expect the other party to be a knowledgeable person, so he couldn't get off the stage at this time.