When I ate at night, it was still the food made by Lu Qingyi, but I didn't say a word to Jiang Hua, but chatted with Han Yiliu and Jiang Xue, giggling, like three sisters.

There are five people at a table, only Jiang Hua and Lu Qingan are silently picking up the meal, and they also have an affectionate gaze from time to time...

"That..."Jiang Hua hesitated for a long time, and finally took the lead in breaking the embarrassing situation, "Tsing Yi, is the loan industry really so profitable?

For most people, as long as it is not a bank, it is a loan shark, and in the eyes of many people, it is a very robber and illegal profession.

I have more or less seen some news about being forced to jump off a building by online loans.

As soon as Jiang Hua exited, Han Yiliu and Jiang Xue also looked at Lu Qingyi with blank eyes, and they also wanted to know the answer.

Lu Qingyi smiled, but he smiled at Han Yiliu and Jiang Xue, and said: "The loan industry is quite profitable! I used to be a bank lending, but now it's not! In fact, there are several kinds of loans, like what we do is regular loans, not those online loans! For example, some people urgently need money, but the bank can't borrow it, and they don't want to borrow usury or online loans, so they come to us to borrow!"

He also said: "It's just that our interest rate is higher than that of the bank, but it is far from the interest rate of usury! Therefore, it is legal and compliant! And we don't borrow from everyone, at least we have to have certain assets or a guarantee to do it!"

Jiang Xue asked, "How much do you earn in a month?"

Lu Qingyi thought for a while: "Look at the performance! If I sign a mortgage, for example, this villa can be loaned up to 5 million, then I will have an income of about 170,000 yuan! But this is very difficult! In fact, the boss earns more, because my commission is only 10% of the total interest! And now the general environment is not good, many people who do business need funds to maintain, and it is becoming more and more difficult for banks to borrow, so there are still quite a lot of customers!"

Jiang Hua scratched his head and asked, "Then how much return can Qin Dongtou have for the 2 billion in a year?"

Lu Qingyi glanced at Jiang Hua and said coldly: "About 200 million! Maybe more... Because some people who take the villa mortgage, if they can't pay the money and run away, the villa is the loan company, and they will make more!"

Jiang Hua asked again: "Then if you open a loan company, how much money will you have to have?"

Lu Qingyi tilted his head and thought for a while, and said: "Actually, you can use as much money as you want! The most important thing is the way of capital, and if you want to be a loan company, you must at least have sufficient funds! Even if it is a loan shark, you must have a way of funds! What's the matter, you want to open a loan company?"

"How is that possible? I don't understand anything!" Jiang Hua smiled.

Jiang Hua originally just wanted to find a topic to break the silent dinner table, but after hearing this, he seemed to know what to do to make Lu Qingyi feel that he was on the right track.

Thinking of this, Jiang Hua put down the dishes and chopsticks and rushed to the room, locked the door and began to ask the system: "Brother system, how can I trigger the entry into the financial or real estate business? Didn't you say last time that I can't enter these industries?"

[Yes!But no comment!]

"No, it's wrong for you to do this! You know but don't tell me? You cheat on me so many times, you can't help me once? What kind of society is it now? Everything is personal, right? Even the theme of the mobile phone can change color according to the color of the mobile phone case, and you can't be humane with such an advanced system? If the host has a problem, aren't you responsible for answering it..."

[Stop, stop!] The system was annoyed by Jiang Hua, who seemed to be possessed by Tang Seng, [Brother, you are the eldest brother! You try Rothschild!]

"Okay, got it!"

The Rothschilds, one of the most prestigious banking families!

It is said that the family can control the entire world with assets, but that was more than a hundred years ago, and now it has long lost its former style. However, the emaciated camel is bigger than the horse, and it is still the top 20 investment bank.

Jiang Hua found Rothschild in his WeChat friends, a white-bearded old man, and what he owed himself turned out to be the first bank of the Rothschild family.

After staring at the WeChat chat interface and thinking for a long time, Jiang Hua didn't know what to ask for, did he want a bank? He just wanted himself to get permission to enter the financial industry from the system, but now he was in a difficult position. But you have to order something!

"What will you do?" After thinking for a long time, Jiang Hua silently typed these lines and waited for Rothschild's reply.

Rothschild: Oh, my dear creditor, good evening!

Jiang Hua: Don't learn any translation with me, oh come and go! I didn't come to ask you for a bank, so I asked you, what do you order?

Rothschild: Of course I invested! Invest in foreign exchange! Buy when foreign exchange is at its lowest, and sell it when it is highest! This is my main way to make profits in the early stage.

Jiang Hua: Stocks? Futures?

Rothschild: Those are petty transactions, and they are not interesting! Only foreign exchange is the most thrilling! Do creditors want to invest in foreign exchange?

Jiang Hua: I'm not interested. Do you have something else? I can't go back empty-handed, you know?

Rothschild: ... Forehead... In this way, in the financial industry, luck actually accounts for 70%. I'll just pay back 70% of my luck as interest, but this luck is limited to the creditor making money in the financial industry! For example, speculating in stocks, futures, and foreign exchange, or opening a bank like me!

Jiang Hua stared at the screen with a cigarette in his mouth and thought for a while, then replied: Wouldn't it be better for you to just give some money?

Rothschild: Creditors, it's not that I don't give it, but that giving you money or gold directly will cause chaos in the world financial system, and the currency will depreciate significantly.

Jiang Hua scratched his head, and said in his heart, Is it so exaggerated? Aren't some novels give the protagonist billions of dollars a day?

After thinking for a while, Jiang Hua also felt that there was nothing to be done, so he replied: It's okay, then what luck is it, kneel down!

[Congratulations to the host on the official entry into any industry!Let's start making a big splash!] At this time, the voice of the system came.

Jiang Hua nodded: "Well, thank you! But my brother has no ambitions, he just thinks about eating, drinking, and having fun! Wake up and take charge of the world, it's enough to be drunk and lie on the knees of beauties!"

Jiang Hua didn't understand about foreign exchange investment, he had only heard of stocks and futures and the like, but Jiang Hua had always scoffed at these things, although he had never been exposed to these things.

However, he is a layman who analyzes these things very thoroughly, and the reason for gambling in the casino is almost the same, only the dealer will always make money, and it is impossible for retail investors to make money!

"Xiaolong, come to my house tomorrow, I have something to look for!" Jiang Hua then sent a voice message to Long Xiaolong.

"Okay! I'll be here tomorrow morning!"