Chapter 42: Independent Thinking

Shi Yangqing's eyesight was amazing, and as soon as Chen Zier's expression changed, she said: "If what I expected is not bad, Mr. Chen was thinking about the phrase 'peers are enemies' just now, right?"

Chen Zier thought to himself that being smart is smart, but so what? Could it be that I still have to cry and say that I have met a relative?

Shi Yangqing chose not to delve into this, because she still wanted to continue talking, how could she talk about 'competitors' all the time?

Skipping this without mentioning this, she said: "Mr. Chen's home is still under renovation, if you don't mind, how about coming into my house and sitting?"

Chen Zier didn't look like she was fake and polite, yo, it was true that she was interested in the founder of Pudding.

The school has already escaped from class, so you might as well go in and sit down.

"It's a great honor. ”

It's not a problem to always stand in the hallway and talk.

Shi Yangqing's home and Chen Zier's should be symmetrical, but the feminine atmosphere is very strong, and it is very clean, and there is almost no clutter to be seen.

There were three things on the coffee table in front of the sofa: a fruit bowl, a transparent glass teapot, and three cups.

There are also only two pillows with kitten heads on the sofa.

Shi Yangqing asked: "What does Mr. Chen drink? Because I usually only drink boiled water, I ...... it."

Chen Zier said: "It's okay, boiled water is OK." ”

Chen Zier sat down on the sofa by himself, Shi Yangqing added water to the teapot, poured two glasses of water and sat down.

"Mr. Shi's family, I believe there are not many men coming in, it seems that I am lucky. Chen Zier picked up the conversation.

Shi Yangqing was strange: "Mr. Chen seems to subconsciously think that I am still unmarried." ”

"Of course, I'm a stranger to women, but I'm familiar with men, and there's nothing for men here. ”

Shi Yangqing said: "Mr. Chen's insight is really extraordinary. ”

Chen Zier smiled.

"Mr. Chen, you ......"

"Huh?"

"You don't have to be nervous. ”

"Am I nervous?"

"It seems a little nervous. ”

Chen Zier pretended to be relaxed, "How can there be, this is not an interrogation room, and I am not a prisoner, what are you nervous about?"

"But you kept holding the cup very hard. ”

Chen Zier: ......

Is it interesting to debunk people?

Shi Yangqing also smiled and said curiously: "What is there here that makes Mr. Chen nervous?"

Chen Zier scolded 'fuck' in his heart. It doesn't matter, you can say whatever you want.

As soon as he paused like this, Shi Yangqing thought that there was something unspeakable, so he said: "If Mr. Chen finds it difficult to speak, then ......"

But I didn't want Chen Zier to suddenly say: "It's Mr. Shi, you make me nervous." ”

Shi Yangqing was confused, "Why?"

Chen Zier exhaled and said: "I believe that most men are nervous in front of Mr. Shi, you are successful, smart, more beautiful, and noble temperament, human beings are actually creatures who are accustomed to strong men and weak women, and communicating with successful people will be restrained, not to mention that Shi is always a beautiful and successful strong woman, and the pressure on people is even greater." ”

Chen Zier is generally not nervous when he sees a beautiful woman, no matter how beautiful her appearance is, he will admire, appreciate and even throb, but there will be no pressure.

But a woman like Shi Yangqing is different, she is a successful elite, but her temperament is even more impressive, frankly speaking, Chen Zier is a dick man who has made a little money, and it is strange not to be nervous when she sees such a high-quality woman.

And Shi Yangqing didn't expect Chen Zier to say such an answer at all, this is the first time someone has said such a reason so bluntly, successful women make men pressure?

She didn't blush or feel embarrassed like the little girl, but still said to Chen Zier very calmly: "You are a very honest person. ”

Chen Zier drank a sip of water, forced himself to calm down, and said to himself in his heart: First, I don't want her money, and second, I don't want her lust, nervous!

Shi Yangqing is also empathetic, she thought about changing the topic and asked, "Does Mr. Chen usually have any hobbies besides work?"

Chen Zier slowed down his heartbeat and said, "I play football a little more, and I can also read books." ”

"What kind of books are you reading?"

"I read a little bit of books on politics, history, economics, science and technology, and I am the kind of person who understands a little bit of everything, but is not proficient in anything. Chen Zier said.

Shi Yangqing is a woman who has no interest in political history, she is a businessman, she is interested in the economy, and she remembered the recent financial crisis in Thailand, she asked: "What do you think about the financial crisis that began in Thailand and spread to many countries in Southeast Asia?"

Old-fashioned question.

"Thailand's own economy has a bubble, and the prices of the stock market and real estate are inflated, so it is not surprising that problems arise when people are shocked," Chen said. ”

Shi Yangqing said: "What Mr. Chen said is also reasonable, but I have another angle to look at the problem, which is not necessarily right, but I think it can be explained." ”

"I want to hear about it. ”

Shi Yangqing pondered and said: "Of course, Thailand has its own problems, including inappropriate capital operation, bubble economy, etc., and Indonesia has its own government corruption problems, which are of course the internal causes of the financial crisis, but these internal factors have existed in these countries for a long time, if there is a problem, it will be a problem a long time ago, why wait until now?"

"In addition, each country has different problems and has very different characteristics of its ills, but why did they suffer blows at the same time? In addition, the exchange rates of the Singapore dollar and the Taiwan dollar have recently begun to be unstable again, and if the crises in Thailand and Malaysia can be regarded as their financial incompetence and imperfection, why are Singapore and Taiwan, which have relatively sound financial systems, also affected?"

Chen Zier, who asked this series of questions, was also confused, he had never thought of these before, but the doubts that Shi Yangqing said existed!

Don't follow other people's ideas, ask a few more whys in everything, and have your own thoughts, this woman is really not ordinary!

Chen Zier is not from an economic background, so he can't answer this question, so he can only continue to listen to her explanation.

Shi Yangqing said: "In such an analysis, it is obviously not a really clear answer to explain such a violent financial crisis with the problem of Thailand's own mechanism. Moreover, I discovered some strange phenomena that cannot be explained by conventional economics. ”

Chen Zier became interested and asked, "What phenomenon?"

"First, the currency depreciation of these countries has been severe for a while, but the depreciation of the local currency is generally related to the rapid growth of the money supply or serious inflation, if the depreciation of the Thai baht is due to the inflation brought about by the bubble economy of the country, the rest of the countries such as the Philippines and Malaysia are in some kind of deflation, and the average annual growth rate of Thailand's own money supply rate was 17.9% from 91 to 93, and fell to 14.1% from 94 to 96 In this case, the local currency should be appreciated, but the currencies of these countries are depreciating while deflation, which is strange. ”

"Second, there are many analysts who believe that the financial systems of these countries are unhealthy, but the capital adequacy ratio of the banking system ......"

Chen Zier interjected, "What rate?"

Shi Yangqing explained: "The capital adequacy ratio, which is an important indicator to show the health of the financial system, according to the requirements of the "Basel" capital agreement, the capital adequacy ratio is not less than 8% There is no big problem, but the strange thing is that the capital adequacy ratio of banks in these countries is very healthy, Thailand has the lowest 9.3%, and Indonesia is as high as 11.6%, it can be said that the bank is very safe, but why is it so vulnerable in this crisis?"

Chen Zier was already a little incomprehensible...... What's the same thing?

And Shi Yangqing did not stop, and said: "Now many people say that Thailand's foreign exchange reserves are too small, but according to the general economic principles, Thailand's foreign exchange reserves are very sufficient, generally speaking, foreign exchange reserves are greater than the country's import amount of about 3 months, you can prevent economic risks, and the foreign exchange reserves of these countries are far higher than the level of 3 months, compared with the European Union only 2.5 months, the United States only has a month." ”

"To sum up, in fact, compared with Europe and the United States, Southeast Asian countries are very effective in preventing financial crises, but they have been defeated so badly after being hit, which is what many experts have not explained clearly. ”

Chen Zier asked, "What is Mr. Shi's answer?"

。 m.