Chapter 1123 Banks and Posts and Telecommunications
Chen Hui said: "You think too much. The specific work is to be managed by the invited deputy director, and the aunt is mainly a shock in this, and at the same time manage the financial aspects. And in the past few years, don't you feel that the eldest mother is still the original woman who just came out of the countryside, who hasn't changed?"
Xiaowei wiped his nose and turned his head to look at the red spire of the main building of the kindergarten over there, and said, "Okay, then I'll talk to her at night to see what he means." ”
Chen Hui said: "We don't want to make much money, right? Take care of it, the children are healthy, healthy, healthy, and healthy, and have fun and eat at ease, and the school will accept it, right? The eldest lady is fully competent. ”
Xiaowei thought for a while and said, "At one point, my mother can't fight and scold the child here." My mother really cares about her children. ”
Chen Hui said: "Let's set the teacher's salary higher, and the three chapters of the law are fine." Who can live with money?"
Xiao Wei shook his head: "That's not what I said. There may be some things that he didn't feel that was wrong and said something, and he couldn't rely on this. Or that you can't just rely on this.
In addition to the bathroom, the playground corridor, the classroom, the game room, the lounge, parents can ask to see the surveillance video at any time. Xiaowei looked back at Chen Hui: "It should be able to attract a lot of rich parents." ”
Chen Hui didn't understand: "Why?"
Xiaowei said: "Use the best machine. When the time comes, this record can be sold as a testimony to the child's growth. ”
Chen Hui suddenly realized and patted his thigh: "Yes, if I estimate that I can buy a collection, you are really a traitor." ”
Xiaowei said: "It's not worth much money to engrave a disc now, and you can make some favors by half-buying and half-giving away." ”
Chen Hui said: "Now the price of karaoke has been reduced, let this DVD player get it." Yesterday, my brother-in-law asked me to borrow 1 million, saying that he wanted to build a DVD factory, what to do, three discs in a row, and I didn't understand it. ”
Xiaowei said: "If you want me to say, you can simply invest a sum of money directly in Chen Peng, buy land and build a factory in a decent manner, and make a brand seriously.
And it's not just a DVD player, like a gas stove, a water heater or something, a range hood, now these things are quite popular, and it must be a family standard, and the brand tree will be able to get a piece back in the future. It's not very technical on its own. ”
Chen Hui thought for a while and said, "Otherwise, I will build a factory and rent it to him, and I will still be able to buy shares." Find a place to build a bigger factory, and then give him some money to toss, and pay the rent when he earns it.
I feel that it should be feasible to rent out factories now, and there are more and more factories, so how can there be a place in the city. It is unrealistic for everyone to buy land and build factories on their own. What do you think? Isn't there still a lot of vacant land here in Zhangshi? Let's build a factory for rent. ”
Xiaowei covered his ears and thought about it and said, "It should be able to do too." How big is it? How big is it? Is it a whole building, or is it built differently?"
Chen Hui raised his hand and pointed to the front: "This extension is four kilometers, build a few office buildings, and then build a factory over there, big and small." Two or three hundred square meters, seven or eight hundred square meters, one thousand two thousand, this factory and office space are complete. ”
Xiaowei lit a cigarette, took a puff of smoke, squinted his eyes and looked into the distance, nodded and said, "It's okay, a few buildings don't take up much space." ”
Chen Hui said: "When the time comes, we will also register an industrial park, and if the company factory comes in, if the project can be feasible, we can invest in some shares, and we will not be able to develop a few large companies in the future, and it will be cost-effective to invest in one or two of ten." ”
Xiao Wei raised his eyebrows and looked at Chen Hui: "Okay, now I can make strategic planning." I agree with this and fully support you. ”
Chen Hui said: "Now, it is not easy for ordinary people to do something. You see, in addition to the snack bar, the restaurant sells clothes, the food store, the grocery stall, the karaoke billiard hall, and the big one. A little bit of money is the bath, the dance hall.
Do you think that's all you can do? I don't think so, there are still a lot of people who have ideas, and the key is that they don't have money. Now the loan is not reliable, a few years ago, the bank begged people everywhere for loans, and now you beg him and he ignores you. Right?
It doesn't matter if we take out a loan like this or not, you see what the bank's attitude is, how many times have CCB and Agricultural Bank approached me, but he doesn't care if this project works or not, anyway, he won't lend to you.
Now launch a kind of personal loan, a certificate of deposit mortgage loan, isn't it fun? Why don't I have a certificate of deposit and take it out, I'll take out a loan? ”
Xiaowei said: "Not necessarily. The loan interest rate is lower than the deposit interest rate, and it is not easy for ordinary people to save some money, and some people are reluctant to pay that interest. As soon as the bank goes out and in, it will be flat, which is equivalent to the money going around in vain, and the bank does not need to discount interest.
Now there are too many deposits, and the bank doesn't want to make some tricks and can't afford to die. ”
Chen Hui said: "Now the bank and the post office are fighting, remittance is a huge income, has been in the hands of the post office, and even the post office is ready to absorb savings and prepare to open a bank, and the bank is only sticking to the interest, not only can not earn this money, but also see that the savings will be robbed."
Now the bank is actively transforming the establishment of the network, to achieve the deposit and exchange, at that time the people go out with a passbook or bank card, where you can withdraw or deposit, so that the post office deposit income will go to the bank, do you know how much?
More than a billion dollars a year. I didn't know that the post office had such a large amount of hidden income, and I heard my mother talk about it that day. It is estimated that this year, the bank will be able to realize the intra-provincial network, and next year, the year after the latest will be able to directly transfer money across the country. It is convenient, too. ”
Xiaowei asked: "Can you open a bank if you want to?"
Chen Hui said: "You are dreaming. Now there are some people in the people. Wealthy people, especially rich people, are not very satisfied with the current banking system or something, and are colluding with banks to serve private enterprises. ”
He smiled and shook his head: "How can it be so easy. If you are willing to take out the money to set up a bank, the state will definitely support and agree. The combined wealth of these people is indeed powerful. But the fact is that it is owned by the people, state-run, and managed by the party, understand?
You have to build, okay, bring the money, I will build it for you, you are all shareholders, wait for the dividends. The state has not paid a penny for a big bank, and it is also a bank associated with a bunch of large enterprises, how good it is. ”
Xiaowei said: "Then how can the post office be opened?"
Chen Hui said: "Nonsense, a post office has a special post office, what kind of status is that? Those who are engaged in the petrochemical industry all say that they are capable, but why is there no Ministry of Petroleum? I can't figure this out? People don't even hang the approval procedures of the central bank, and they just go to business nationwide."
Just think about it, what unit can compare with him? There are post and telecommunications offices in places where even bicycles can't get into the mountains, and everyone, some of them don't even know what it's like outside all their lives, but they definitely know about posts and telecommunications, and they have used them. ”
Xiaowei thought for a while: "Damn, I really haven't thought about this before, indeed, as long as there are people, there must be posts and telecommunications, doesn't that mean that he will soon be the largest bank with the most outlets in our country?"
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