Outside the gleaming bronze gate of the Harris Wizarding Bank, the guards stood straight at the door, and many of the tables were painted dark blue, with bronze edges and bronze numbers painted on their backs, and Mr. Skillful Hands bowed politely as the wizards entered.

Walking into the lobby, you can clearly see the signage of different functional areas at the door.

Behind the long counters sat the wizard staff, all dressed in uniform with their male hair combed or tied into a ponytail, while the female wore their long hair tied up in a single tail, looking very energetic.

It wasn't Sunday, but the Hogwarts students were placed in the spacious lobby, and at breakfast, Alan announced that the bank was open today, and all Hogwarts students would get a free bank account - although many young wizards felt that their headmaster was a bit of a fake public interest.

In fact, the students were not allowed to leave at this time, except for being opened to the outdoors, and they were placed in the seats of the hall where the Brilliant Traceless Telescopic Spell was cast, and they sat with the umbrellas and pro-Harris wizards, making up the number for today's press conference.

Harris Wizard TV doesn't seem to be affected by the recent ban in some foreign countries, with several live cameras facing Hermione and Fleur on the podium from various angles, and several cameras prepared to capture the expressions of the audience under the podium compared to the TV station's early days.

"Friends in front of the TV, we have just learned about the appearance and basic plan of Harris Wizard Bank through the lens, so we are very fortunate to have Miss Hermione Granger, CEO of Umbrella Group and the planner of Harris Bank, to be interviewed by us. Fleur's hand gracefully stretched to the side, and Hermione stepped onto the makeshift podium, and although she was still a student, she was already able to smile confidently, raise her hand and greet the audience behind the camera.

"Miss Granger, Bonjour! We all know that before the establishment of Harris Wizarding Bank, Gringotts has been the only bank in the wizarding world, so if you want to compete with Gringotts, which has the trust and recognition of wizards, can you tell us a little bit about the advantages of Harris Bank?" As a professional host and a member of Harris, Fleur had compiled the interview script in advance to match what Hermione needed to say.

"Of course, Ms. Delacour, our bank actually operates in a different way than the traditional goblin Gringotts Wizarding Bank, in that it has been given more functions after we have referred to the Muggle financial business, and although it also provides customers with the traditional business of saving personal wealth, it is no longer dominated by it. Hermione's outspoken remarks revealed her belief that Muggles were ahead of wizards in finance.

Fleur raised the microphone and continued to ask, "Miss Granger, can you explain a little bit for us, you know, a lot of wizards in the room and behind the TV have a lot of money about Muggles... And not much is understood. ”

"Of course, Harris Wizard Bank will be based on the intelligence of the Muggle Central Bank and policy banks, it will perform some monetary detection, adopt different policies such as tight and loose according to the economic development situation in different periods, carry out macroeconomic regulation and control of the wizarding economy in general, cooperate with the Ministry of Magic to formulate and implement economic policies, directly or indirectly engage in policy financing activities, and act as a financial institution for the magical government to develop the economy, promote social progress, and carry out macroeconomic management tools. Hermione took out a brochure made by Harris Bank and displayed it in front of the camera, "You can go to Harris Bank to get such a brochure, which explains in detail the bank's various businesses and handling methods, if you still don't understand and want to know more, you can go to the bank's information desk, and our bank staff will answer patiently for you." ”

"So many businesses... Miss Granger, please answer some of the questions for those of us who can't see the manual in front of the TV, how will the Harris Wizard Bank charge? I mean, that doesn't sound like a profit structure...", on the podium, Fleur asked the topics that the wizards in front of the screen that had been preset before their interview were probably most concerned.

"No, as I said earlier, traditional savings services exist, except for the traditional Gringotts Wizarding Bank vault model in the wizarding world, where we charge a management fee and the security of what you store in it is guaranteed, and no one can get anything from these vaults except the customer and the wizard he authorizes. Hermione casually flipped to the page of savings, "Now Harris Wizard Bank itself is engaged in business, and its main business scope is also to absorb deposits from wizards, issue loans, and invest in financial management... As long as the wizards choose the savings model as our new model, and put the gold galleons directly in our bank instead of the personal vault, then in fact, Harris Wizard Bank will not only not charge customers fees, but will also pay you a percentage of interest according to whether your savings model is regular or current... Because it will allow customers to save gold in the bank, use it in a reasonable and safe proportion, cooperate with the Ministry of Magic or Hogwarts, and make some investments in the development of the wizarding world, so as to speed up the progress of our wizarding world..."

The fact that wizards who had been living in the wizarding world had never seen a Muggle business made wizards gasp - while there was no shortage of similar lending programs in the wizarding world's financial sector, it was more of a personal model similar to the Muggle Middle Ages and the Muggle Renaissance.

"Miss Granger, the traditional Gringotts way of doing is very familiar to everyone... But I don't really understand the new model, and I guess there are many viewers and friends in front of the TV who are like me, and they don't know much about it..."Fleur looked puzzled at the right time, and asked in a very sincere tone, "If the bank uses the customer's funds, then the customer may run out of money when they need to withdraw money?

"Of course not, as I said above, it would be within a reasonably safe enough range, Muggles have been in this business for many years, and the experts of the Umbrella and the Ministry of Magic have developed similar regulations based on the actual situation in the wizarding world... If a regular customer needs money urgently, he can of course withdraw his original wealth, but the bank will pay the current interest on this part of the withdrawal. Hermione said as she pulled a pendant from her collar and showed it to the audience in front of the camera, "With the communication between Ms. Ravenclaw and her voter, Alan Harris..." Harris Wizarding Bank has also cooperated with the Ravenclaw Temple, using this omniscient mark, when you store non-monetary wealth in the bank, the bank will issue you such a pendant, the pendant stores encrypted information, which records how much money you have stored, and because of the temple's assistance in production, using the divine power of Ms. Ravenclaw, the bank's customers no longer have to worry about being impersonated... Of course, if you are a follower of Ms. Ravenclaw, you can also use this pendant to pray directly to Ms. Ravenclaw. ”

As he spoke, a wizard dressed as a Ravenclaw temple cultist used a magic hookah to magnify the pendant held by Hermione into the venue with a smoke illusion. The pendant is very beautiful, in the shape of the all-knowing eye of the Harris family, and is accompanied by a thin bronze necklace - of course, after the implementation of this policy by the bank, this symbol is also destined to be associated with money and wealth and the goddess. (Author's note: Like the all-seeing eye on the dollar.) ）