Chapter 115: A New Plan
After tasting the sweetness, Zhang Cunshun became more proactive, almost vacated his work in the village, and devoted himself to the affairs of the cooperative.
Seeing this, Qin Ruhai took the initiative to let go of his hostility, gradually eased the contradiction with him, and returned to his previous state.
The work of expanding the membership of the club came to an end, and Qin Ruhai and others began to plan to expand the scale of planting, but for them, the funds were hard and difficult to overcome.
500 acres is too much, but due to poor consideration in advance, I did not expect that so many villagers would voluntarily take cultivated land as shares, and they were afraid of dampening their enthusiasm when they withdrew.
In desperation, Qin Ruhai asked Zhang Danian for advice.
Zhang Danian had heard that the cooperative had its first business, and it was very profitable, and he wanted to go over to see it, but he couldn't get away because of his busy work.
Qin Ruhai didn't go empty-handed, and brought a red envelope of 10,000 yuan.
When Zhang Danian saw Qin Ruhai, he was a little surprised and surprised, and asked a lot about the recent situation of the cooperative.
Qin Ruhai told the expansion of members one by one, hoping to get his guidance and suggestions.
Zhang Danian heard his plans and troubles, and thought about it for a long time before giving advice.
To expand the scale, you must do what you can, eat too much and chew it, and start in batches. It is suggested that the first phase covers an area of 100 acres, assuming the use of brick-concrete steel frame structure, calculated according to 100,000 yuan per mu, with a total investment of 10 million, the cooperative has more than 2 million shares, and the gap is more than 7 million. The remaining 400 acres can not be left vacant, either to be a seedling base, or the kind of cash crops, although the effect is not obvious, but it can also buffer the risk of greenhouses and the financial pressure of cooperatives, is a good choice.
Hearing this suggestion, Qin Ruhai suddenly realized and thanked him repeatedly.
Zhang Danian promised on the spot that he would talk to the director of the credit union about the loan, and he would come back to him if there was news.
Qin Ruhai returned to the village and immediately convened a meeting of the council members to put forward Zhang Danian's suggestions for discussion.
Since it was a suggestion given by the town leaders, and it was also in line with the current reality of the cooperative, everyone agreed and turned to discuss whether it was better to be a seedling base or a cash crop.
In recent years, the city has paid more and more attention to ecological and environmental protection issues, and the county also plans to close mountains for afforestation, return farmland to forests, and afforestation of barren mountains, and seedlings will have good prospects.
In the afternoon of the same day, Zhang Danian brought the director of the credit union to visit the cooperative, which made everyone excited.
Before leaving, the director of the credit union said that he would contact a professional appraisal company tomorrow to come over for valuation and valuation, and then determine the loan amount according to the results.
Qin Ruhai knew that this was the result of Zhang Danian's operation, and was very grateful, and invited them to the county seat for dinner with Zhang Cunshun on the spot.
During this period, Zhang Cunshun took advantage of Zhang Danian's happiness and privately proposed to let Wang Ergou be the village accountant, but who knew that he was opposed again.
Zhang Danian said to Zhang Cunshun that Wang Ergou has a good reputation, even if he agrees, the villagers will have a lot of opinions, and this matter cannot be forced, so don't mention it again in the future.
Zhang Cunshun was afraid that he would not be able to explain to Wang Ergou when he went back, and said that he had reined in a lot recently, and he had already joined the cooperative and done a lot of work for everyone, all of which were obvious to all.
Zhang Danian knew that he had very selfish intentions, so he immediately refuted it, and at the same time pushed Qin Ruhai to make up for the lack of village accountants.
Zhang Cunshun saw that he was angry and serious, so he didn't dare to say anything more, but he didn't say anything about this suggestion.
Back in the private room, Zhang Danian suddenly asked Qin Ruhai for his personal wishes on the spot in front of other town leaders, the director of the credit union and the loan officer, and asked him if he was interested in being an accountant in Phoenix Village.
Qin Ruhai knew that Wang Ergou cared about this position very much, and Zhang Cunshun also had the heart to help him up, but he didn't dare to tell the truth, so he stood up and hurriedly excused himself and refused, saying that his cultural foundation was thin and his ability was limited, so he couldn't take on this heavy responsibility.
Zhang Danian immediately thought that he should focus on the development of cooperatives, and did not insist on it.
And Zhang Cunshun sweated for Wang Ergou, and saw that Qin Ruhai was not much interested, so he was relieved a lot.
After the banquet, Qin Ruhai and Zhang Cunshun returned to the village together.
On the way, Zhang Cunshun asked him if he was interested in doing a village committee plan, which was to confirm and test.
Qin Ruhai said that he was not interested in that, and wanted to make the cooperative business bigger and stronger, but the conditions were not enough and his ability was limited, and he didn't want to do thankless things.
Zhang Cunshun relieved himself and praised and encouraged him again.
Having said that, Qin Ruhai has never relaxed his online learning, and whenever he has free time, he sits in front of the computer to learn to answer questions by himself, and with the help of Liu Ping and Chen Fang, he can recognize more words, and it is difficult to do simple mathematical operations, and he has improved rapidly in all aspects.
Early the next morning, Qin Ruhai and others went to the cooperative office to wait for the town leaders and the credit union to come to the appraisal.
Under the promotion of Zhang Danian, the credit union did not dare to slack off, and brought people over for valuation and negotiation in the afternoon.
The final estimate is that the fixed asset investment of the eight greenhouses is about 500,000, the annual income is about 5 million, and there is a gap of 1.5 million yuan from the expected loan of 7 million, and it stands to reason that the maximum loan can be 5 million, but considering that the town leaders came forward to personally inquire about this matter, the director of the credit union immediately agreed, and asked Qin Ruhai to bring all the documents to go through the loan procedures tomorrow, and promised to lend the loan within a week at the earliest, with a tentative period of three years, and then an additional amount and an extension of the period according to the situation.
That night, Qin Ruhai and Zhang Cunshun hosted a banquet for Zhang Danian and others, and in order to express their gratitude, they gave them benefits of varying amounts, which could add up to 200,000 yuan. After the dinner, Qin Ruhai went to Xu Qing's residence under the pretext of the excuse, and Zhang Cunshun took them to "take a bath", and welcomed everyone to return satisfied.
Xu Qing was deeply surprised by Qin Ruhai's sudden visit, although she knew that he had been busy with loans recently, but she didn't know that he was having a banquet for the leaders in the city tonight.
"Ruhai, you have to buy a mobile phone to strengthen contact, you don't even have a mobile phone to do such a big business, aren't you afraid of being laughed at?" Xu Qing suggested him.
Qin Ruhaihan said with a smile: "I forgot it when I was busy, listen to you, buy a few copies tomorrow, and it will be easier to contact you in the future, this thing is really useful." ”
"But isn't it, if you have a mobile phone, call me, you don't have to stand in the yard to look around, if I don't come back tonight, are you going to look for it all night? Really, I've said it a few times, you haven't been at ease, and now you see the benefits, right?" Xu Qing remembered the scene of him walking around the courtyard of the community, and couldn't help but laugh.
"Sister Qing, is there hot water? I want to take a bath, I've been busy with stinky sweat for the past two days, and I don't have time to wash at home, and I don't have time to go to town, hehe, don't make fun of me!"
Xu Qing smiled and said: "There is hot water, you sit down and sober up first, and then you will wash it after I finish washing." ”
Qin Ruhai nodded and rested on the sofa.
Xu Qing turned around and went to the bathroom.
Half an hour later, Xu Qing came out in pajamas and urged, "Ruhai, I'm fine, you go quickly!"
Qin Ruhai glanced at her graceful and agile body, didn't dare to stay, and quickly hid in.
He didn't turn on the hot water, but took a cold shower, trying to cool off the inexplicable commotion and unbearable heat.
After washing out, Xu Qing was watching Korean dramas, and when he saw that he was shivering, he was a little strange, so he asked: "Ruhai, how did you wash it, you are fighting cold, is it possible that you like to take cold showers?"
Qin Ruhai lied and said: "After washing for a while, there is no hot water, I can't wait for the water to be hot, so I took a shower, it's okay, it's not early, you can go and rest!"
Xu Qing saw that he was fine, and he was no longer worried, so he said good night and went back to the room first.
Qin Ruhai walked to the guest room, quickly lay down and fell asleep.
By two o'clock in the morning, there was thunder and lightning outside, which sounded scary.
Qin Ruhai drank wine and slept very deeply, and heard any movement.
At first, Xu Qing covered her head and endured, but then the wind was raging and the rain was pouring down, and she couldn't help but go to Qin Ruhai's side anymore.
Xu Qing opened another quilt and slept next to Qin Ruhai, so that her heart could be settled down. It didn't take long for me to fall asleep.
Not long after falling asleep, Qin Ruhai twisted his neck and began to snore.
Xu Qing was woken up by the sound of snoring, turned on the light and couldn't help blushing when she saw the scene in front of her.
Qin Ruhai's shorts had slipped down to the crook of his legs. The sleeping position is indecent, and he is sleeping on a quilt. And he snored like thunder, but he didn't know it.
Xu Qing turned off the light, slowly removed her pajamas, and climbed up gently......
The next day, Qin Ruhai woke up and found that something was wrong with his body, but Xu Qing was gone.
A glass of steaming milk is placed on the table, next to freshly made bread, plus two side dishes. A small note was pressed under the milk cup, which read: "Ruhai, remember, that is a little secret between us, don't be burdened, I volunteered last night, thank you, I am very satisfied." Love your sister Fang. ”
Qin Ruhai sat for a while, burned the note, and walked downstairs early after eating.
I bought five mobile phones and took a car to the county seat.
waited for Zhang Yaxin at the gate of the county, gave out her mobile phone, and hurriedly chartered a car to go home.
There were four mobile phones left, Li Ergen, Chen Fang, and Liu Ping counted one of their own hands, and took the cooperative certificate and Chen Fang to the town to go through the loan procedures.
After completing the formalities, seeing that there was still half an hour to get off work, Qin Ruhai went to the town to find Zhang Danian, and Chen Fang went to the street to buy daily necessities.
After exchanging phone calls with Zhang Danian, after chatting for a while, he rode back with Chen Fang.
After dinner, they fiddled with the newly bought mobile phones at Li Ergen's house, and Yu Xiumei stood aside and teased that they were all about to fall into the mobile phones.
They kept each other's phones, tirelessly dialed and practiced, and it was close to the early hours of the morning, and they slowly learned to do so.
Qin Ruhai was a little depressed and regretful, he didn't write down the numbers of Zhang Yaxin and Xu Qing, otherwise he would have been able to chat for a while.
Zhang Yaxin also felt the same way, because Qin Ruhai was in a hurry, he didn't have time to save the number, holding the mobile phone and not knowing who to call or who to call, there are only a handful of people in the village who have mobile phones, Li Tianfu and Wang Ergou have them, and her father also has them, but it is not good to ask Qin Ruhai's number through them, so he sighed for a while.