Chapter 20 A wise man thinks a thousand times, and there will be a mistake
Such loan conditions, in the business field, can no longer be described as lucrative, it is like a dream. Even if it is Xu Yunxi, this feeling is not much different from being hit by a pie in the sky.
For a three-month short-term loan, you can get 30% interest, that is, 9 million US dollars, which is equivalent to nearly 50 million yuan. And the most important thing is that the other party is still very sincere, and he also took out a full diamond ring worth more than 60 million US dollars as collateral, so that he is not afraid that the other party will repay the debt, if they don't repay the loan, just this ring, Luye will earn more.
From this point of view, this business is completely profitable and not losing.
"Hmm..."Xu Yunxi held his chin and thought for a while, "Mr. Smith, I want to identify the authenticity of this ring first, is it okay?"
"Feel free. Smith said confidently.
Xu Yunxi thought about it, took out his mobile phone and dialed the marketing department.
"Director Huang, come to the office right now. ”
"Okay. Director Huang over there hurriedly came.
"There is a jewelry connoisseur within our group, that is, the director Huang who picked you up yesterday, he was in the jewelry business before Luye went to work, he is very knowledgeable, and he has never made a mistake. Xu Yunxi introduced with a smile.
"That's for the best. Smith nodded.
It didn't take long for Director Huang to rush over and ask, "Mr. Xu, what are you looking for me?"
Xu Yunxi pointed to the diamond ring on the table and said, "Director Huang, I heard my father say that you are a jewelry connoisseur, and the jewelry business in Jiangcheng was almost monopolized by you in the past. Today I have a full diamond ring here, please help me to appraise it. ”
"Khan, it's all old things, and the heroes don't mention the courage of the year. Director Huang smiled and excused himself, "Since Mr. Xu made me firm, then I will dare to take a look." ”
He walked to the table, picked up the ring, looked at it carefully for a long time, and his pupils shrank: "This, this is indeed a diamond..."
"What a god, such a big diamond ring?" Director Huang looked at Xu Yunxi with a shocked expression on his face and said, "Mr. Xu, if I'm not mistaken, this is the all-diamond ring carved out by the largest jewelry company in Geneva, worth more than 60 million US dollars." ”
"Yes. ”
Seeing that jewelry connoisseurs like Director Huang nodded, Xu Yunxi was completely relieved, and said with a smile: "That's the case, Mr. Smith's company headquarters is now in urgent need of 20 million working capital, and wants to use this ring as collateral to borrow a working capital from Luye, with an interest rate of 30% and a term of three months." ”
Smith slowly reminded, "Ahem... Miss Xu, it's 30 million. ”
"yes, thirty million. Xu Yunxi nodded, looked at Director Huang and said, "Since Director Huang has inspected the goods, let's go and prepare the funds." ”
But Director Huang shook his head and said, "Mr. Xu, I don't approve of you doing this. Now that it has entered the off-season of operation, the group's finances are tight, there is not much liquidity, and it is too risky to borrow money. ”
"It's okay, it's only three months, and if they don't pay it back by then, we'll auction off the ring. Xu Yunxi's voice was full of confidence, and he turned his head to look at Smith, "Mr. Smith, am I right?"
"Yes, if our company is overdue, this ring will be handed over to Miss Xu for disposal. "Smith owes himself.
"Mr. Xu, I think this matter... Let's still think about it, after all, this 30 million US dollars is not a small amount, and it is almost 200 million yuan in RMB, so for such a big matter, we must at least convene all the high-level executives to have a discussion meeting, right?" Director Huang looked worried about the country and the people.
"No, I'll tell them then. If we had discussed the results, I am afraid that Mr. Smith would have found his next home long ago. Xu Yunxi shook his head slightly, and said:
"I'm going to contact the Treasury Department right away, and I'll be able to get $30 million into Mr. Smith's account today. ”
Under the supervision of Xu Yunxi, the president, the financial department quickly began to operate, and in less than a morning, the liquidity of all accounts was drained, and 30 million US dollars were transferred to the other party's account as promised.
"It was a pleasure to work with. ”
After shaking hands, Smith walked away with a smile on his face.
"Mr. Xu, I always feel that this is still not appropriate... Our group has a lot of money, but it's gone..."Director Huang is still angry.
Xu Yunxi sighed lightly and said earnestly: "Uncle Huang, I think you are old, afraid of taking risks, and always thinking about protecting yourself, but there is a saying, it is called wealth and danger, and high profits are always accompanied by high returns. Don't worry, I'll take care of the responsibility. ”
"Alright then, I'll get busy first. ”
Director Huang nodded and left the president's office.
Leaving Xu Yunxi alone, sitting alone in the boss's chair, playing with the diamond ring on his hand, he couldn't help but sigh:
"It's so beautiful..."
...
Meanwhile.
In the public office downstairs, Xiao Shu finished another game, looking at the twenty-nine kills and chicken tips displayed on the screen, he couldn't help but stretch.
"These guys are so vegetable... It's a shame that you're all ranked players on the God Killing List, so let's go home and farm..."
"By the way, it's almost time now, it's time to go up to Mr. Xu. ”
After looking at the time, Xiao Shu quit the game, took the elevator to the president's office, knocked on the door for a while, and heard Xu Yunxi's voice from inside:
"Who?"
"It's me, the new driver. Xiao Shu replied.
"Come in. ”
With Xu Yunxi's permission, Xiao Shu pushed the door in, and saw Xu Yunxi leaning on the boss's chair, staring intently at his hands, his beautiful eyes were sometimes obsessed and sometimes happy, as if he was enchanted.
"Mr. Xu is very happy today?" Xiao Shu asked with a smile.
"Yes. Xu Yunxi nodded and glanced at Xiao Shu with interest.
"Then let me guess why Mr. Xu is so happy today. Xiao Shu held his chin and pretended to ponder: "Is it because Mr. Xu just got a superb diamond ring? Not only is it all diamonds, but also has a net weight of one hundred and fifty carats?"
"How do you know!" Xu Yunxi's eyes widened, indicating incredulity.
This incident happened this morning, and no third person in the company knew about it except Director Huang, and with the relationship between Director Huang and Xiao Shu, it was absolutely impossible to tell him.
"I'll count it. Xiao Shu arched his hand.
Xu Yunxi looked incredulous, frowned, and said, "You tell me honestly, where did you overhear the news?"
"Airport. Xiao Shu said without thinking, "When I picked up the airport yesterday evening, I listened to Director Huang and Smith. ”
"How could it be. ”
Xu Yunxi's first reaction was disbelief, but she was able to achieve this position today, her IQ must be beyond ordinary people, and after thinking about it, she suddenly felt that something was wrong, but she couldn't say where it was.
"Silly woman. Xiao Shu shook his head.
"What are you talking about me?" Xu Yunxi glared angrily.
"I said you're stupid. Xiao Shu did not shy away from it.
"You dare to scold me?" Xu Yunxi slapped the table and said, "Believe it or not, I'll fire you directly?"
"I'm telling the truth. Xiao Shu shrugged and said innocently.
He took out a USB flash drive from his pocket, threw it over, and said, "This is the chat between Director Huang and Smith yesterday, I recorded the whole process, Mr. Xu, you can take a look." ”
"Is there something wrong?"
Out of instinctive warning, Xu Yunxi showed a look of suspicion, but he still plugged in the USB flash drive with the computer and read the chat recording.
"Mr. Smith, I have a good way to get us together, but I need your help and cooperation..."
"According to my understanding of our president for so many years, she is still too young, and she does not have the calmness of Mr. Xu back then, and she also has a very big weakness, that is, she is extremely greedy for jewelry, and even has formed a habit. ”
"I happen to have a diamond ring here, which is a full-diamond ring that imitates Geneva, and the similarity is more than 98%, and if you are not an insider, you can't tell the real or fake. ”
"Let's exchange the tanuki for the prince, tomorrow Mr. Smith will take this ring and borrow money from our president in his personal name, and say that he will use the ring as a mortgage to borrow a working capital, and the mouth should not be widened, probably between 2,000 and 30 million. ”
"This, this ring is fake, won't Miss Xu find someone to identify it when the time comes?"
"Hehe, she won't be so careful, looking at the color of this ring, it is enough to make 99.99% of women lose their minds, in that case, she will only ask friends around her who understand jewelry to help identify it, and in the entire Luye Group, the person who understands jewelry is below. ”
"Okay, I promise you. ”
...
The conversation was still going on slowly, but at this time, Xu Yunxi looked at the computer screen fixedly, as if he had lost his mind.
Surprise, doubt, shock, remorse, almost all kinds of emotions clearly appeared on her peerless face.
She frowned tightly, only to feel a suffocation in her chest, almost out of breath.