The name of this financial company is 'Hao Yi Loan', and it is said that it specializes in private lending business. At present, the state does not support money that exceeds the bank's maximum interest rate standard by more than four times, but in the actual operation process, the interest rate is higher than this, which is everywhere.

Haoyi Loan Company is the survival space found by exploiting this loophole, and at present, they are focusing on those red-eyed gamblers who have been collected by the casino and have already lost.

When Wang Xiaosong and Zhao Feiyang came to the door of this company, they saw a busy look in the company. In a room of about 200 square meters, there are several small lattice workstations.

To say that the shape of these workstations is actually very strange, and in the normal office building, those white-collar workers use different lattices, but the same as the Chase shop, the middle is symbolically separated by PVC boards, and the interval between each compartment is very narrow, about eighty or ninety centimeters later.

In such a large space, there were seventy or eighty people crowded inside, and this meeting directly made Wang Xiaosong and Zhao Feiyang frown.

"The place doesn't look like a company, it's like a beehive. Wang Xiaosong said.

Zhao Feiyang added: "The bees are all headless walking corpses, and they will do whatever it takes to keep alive the queen bee with a fat brain behind them." ”

As the two of them were talking, someone saw the two of them, and a woman in professional formal clothes walked up with a smile on her face: "Welcome, you two, do you have a need for funds? ”

Wang Xiaosong noticed that the woman's chest and placket were very low, and her talking eyes, eyebrows and eyes were unusually amorous, as if she could speak with her eyes.

Without much explanation, the two of them followed the woman to a small room, which was on the side of the large office, and a row of about five or six compartments appeared. The size of each compartment is small, no more than ten square meters.

In the middle of the compartment is a coffee table, with an end sofa on each side that allows two or three people to sit side by side.

After the two of them sat down, the woman took a stack of materials to them very attentively: "We now have many forms of loans, why don't you tell me about the situation of the two of you, I want to see which one is more cost-effective to recommend to you."

You can rest assured that we have always been here for fast review, fast lending, low interest rates, and conscience prices in the industry. ”

"Girl, don't say so much, I'm here to find your boss. I've inquired before, your boss's name is Chen Zhe, let him come to see me, or you can take me to see him. Wang Xiaosong said.

The woman frowned: "You are here to find our President Chen?"

"That's right, I have something important to talk to him, and if you don't want to delay it, I'll pass it on to him. Let's just say that Wang Xiaosong and Zhao Feiyang from Binlai New District came to him. I'm going to talk to him about the village. He'll see us when he hears that. Wang Xiaosong said.

The woman looked at Wang Xiaosong with some suspicion, but she still nodded, turned around and walked away. After a while, the woman returned to the door of the cubicle: "Mr. Chen said let me take you two to meet him." ”

The two men stood up, and the woman led them to the door of an office. When they entered the office, the two of them found that it was different from the cramped, cramped, and cluttered environment outside. This office was no different from the spacious, tidy, and palatial boss's office that the two of them had seen before.

A skinny man sits behind a solid wood executive desk, the high-end leather chair behind him is glowing, and the man waves his hand at the woman: "You go out." ”

Wang Xiaosong didn't wait for anyone to introduce him, so he walked up to the man by himself, sat down across from his desk, pulled a chair over, and let Zhao Feiyang sit next to him.

The two of them sat face to face with the man, and Wang Xiaosong went straight in: "Chen Zhe, yes, I'm Wang Xiaosong, this is Zhao Feiyang, we are here to find you for the matter of the village." ”

Chen Zhe smiled slightly: "The two leaders are both important cadres in Binlai New District, and they both came to my small broken temple, which really makes me panic." ”

"Mr. Chen, you don't have to be polite, and you don't have to be modest. You should know what we're here for. Regarding the pledge agreement you signed with the villagers, we think it is debatable. So this time, I'm here to discuss this matter with you. Wang Xiaosong said.

Wang Xiaosong came this time, and he did a little homework. The method of Haoyi Loan Company is to take advantage of the loopholes of the law. But there are always two sides to everything, and they have taken advantage of loopholes, so that the law has no way to judge them as illegal, and there is no way to judge that their claims are invalid.

But in the same way, they will also encounter some problems when asserting claims. For example, this agreement for a pledged loan. According to the agreement, they signed contracts with the villagers in their personal capacity.

The villagers pledged their farmland, houses, and homesteads to Haoyi Loan. However, according to the laws of the state, rural land, whether homestead or arable land, can only be bought and sold among members of the village collective. If the government intervenes to relocate, then compensation can be made according to the actual proportion of each family's ownership.

However, if the buyer is an individual, and if the other party is not a member of the village collective, then it is forbidden to sell the property to the other party.

Wang Xiaosong came this time by pinch this loophole. I thought that if this company really didn't give any face, then it would simply compete with them to see who was thicker-skinned.

When the time comes, it will be determined that they are not members of the village collective, so the agreements to sell them on farmland, homesteads, houses, etc., are illegal.

However, before Wang Xiaosong could speak, he heard Chen Zhe smile: "Director Wang, Director Zhao." Both of you are legally minded people, and I know that you must have some certainty when you came to me this time.

In that case, I'll be blunt. Although I am not a member of the village collective, we signed a pledge agreement, not a sale and purchase agreement. The law prohibits non-village collective members from buying and selling, but it does not prohibit pledges.

Second, even if you decide that the pledge between us is illegal, then according to the laws of our country, at least we must ensure that my claims can be honored.

In other words, they have to pay back the money I lent them before, right?"

As soon as Wang Xiaosong heard it, he felt that something was wrong, it was broken, and this time he met a master.