The northern land has entered the golden autumn of October, but in the southern Heron Island, the summer heat has not yet dissipated, and people still wear cool and breathable summer clothes such as thin skirts and T-shirts, enjoying the not so hot summer tail.

Sitting on the bow of the boat, you can see the red, red, blue and blue shadows of swimsuits on the beach in the distance, and it seems that the number of tourists and citizens playing in the water to cool off in the beach is still showing no sign of decreasing.

Putting down the teacup in his hand, Zhang Yuexuan sighed: "I can't imagine that the subprime mortgage problem in the United States is so serious this time, and now not only the subprime mortgage company has collapsed and gone bankrupt, but also the banks have collapsed, and the most important thing is that it has actually affected the country, and some bosses have begun to run away." ”

"Stock speculation becomes a shareholder, and a mortgage becomes a landlord. Atletico said with a smile, "Speaking of which, these mortgage sales are a lot of things, not only because of their own pitfalls, but also because of the monopoly on corporate bonds, the bond sellers and related banks are also pitted." Of course, it also put the unlucky consumers into the pit, and the people rented houses happily, but they couldn't help the real estate representatives of the subprime mortgage company to lobby again and again to become some house slaves. What is the rent for ten years is better than a loan to buy a house, private villas, independent courtyards, attics, garages, lawns are readily available, freehold property rights are passed on to children and grandchildren, although the house is wood, moth-eaters, rats, hurricanes, winds and earthquakes can not resist for many years, but the land is permanent, in case there is oil, coal mines, rare earth mines, all of them are your home. The real estate representative is so barabala, so he has forgotten what if the ordinary wage earners are in a recession, unemployed, and can't pay off their mortgages?"

"They're just selling bonds to share the risk, but the heavy risk is still there, and the subprime loans are still junk loans with poor repayment ability. If you fool people into buying a big house, and millions of dollars are cut off, will the subprime mortgage company and the bank refund the down payment and the monthly payment of the house slave in the past few years?"

"Ahem!" Fang Zhanping interrupted Atletico Madrid's words with two embarrassed coughs, and said: "That's the black-hearted bankers of the US imperialists, all of them are Grande who only have money in their eyes, and our national bank will not be so anxious to kick out the lenders who owe the mortgage." If the mortgage cannot be repaid on time, the bank will not take the house immediately. Banks generally wait for several months to interrupt the payment for several consecutive installments before contacting the borrower and sending staff to collect the payment. If the collection still does not repay, the bank will sue the court. After the court makes a judgment, it can be enforced in accordance with the law and the mortgage house auction can be used to repay the loan. If the mortgaged property is the only home of the borrower's family, the bank will not be able to auction the house until the borrower finds a place to live and moves voluntarily. ”

"It's not that you won't accept the house, but you don't dare to accept the house, right? I will take away the other people's houses, and I will give you a visit to the city in minutes. Atletico pouted, "The world is as black as a crow, the state-owned bank is just a major shareholder and has become a State-owned Assets Supervision and Administration Commission, and the essence of bankers picking skin and sucking blood will not change." Also, if the price of the house drops during the auction, and the money is not enough to compensate for the arrears, will the bank still have to pay back the money?"

After speaking, he shook his head, "I have no problem with family planning being a basic national policy, because it can avoid unemployment and corruption, but what is it to regard real estate as a pillar industry of the country...... The current situation is that the state does not dare to let housing prices fall at all. The US imperialists are an example, when housing prices fall, some people will actively and passively abandon their houses, the bad debt rate of banks that have managed to become small will increase significantly, migrant workers cannot find work, and the low-grade cement of steel mills and rebar cement plants is unsalable...... Then came the economic crisis. ”

Zhang Yuexuan said: "The US imperialist is a capitalist country, and if the housing prices fall, the economic crisis will be the economic crisis, and the big deal is that the president will step down and vent his anger to the people." Anyway, it is the major consortia behind the real power that are in charge, just taking advantage of the economic crisis, the collapse of prices, and the king of cash, and another wave of harvest. Do you see what kind of candidates the two parties will come up with in next year's general election? The two people from the Democratic and Democracy Party are mixed-race blacks and the other is the wife of a former president; and the Republican Party next door has put forward a 72-year-old veteran of the Vietnam War who is highly respected and born as a general. The three of them are the most likely to be elected, and if one of the three is elected, it will be a record. The first black president in the history of the United States, although not a descendant of African slaves, the first female president in the history of the United States, which is extremely rare in the world, and the second oldest president in the history of the United States. It's time to play a gimmick on the presidency. ”

"It would be a real gimmick if the WASP had a Jewish president!" said Atletico.

"This can't be! Jewish bankers can control the Federal Reserve and the dollar, but they will never be able to control the US military, and they will not be president. Zhang Yuexuan said.

"But they can assassinate the president, or they can raise prices and create a virtual economy to hollow out the United States. Fang Zhanping said.

Well, it seems that from this point of view, the bankers in Europe and the United States are friends of the vast number of developing countries. If they hadn't messed around with the virtual economy, how could there have been large-scale industrial transfers like Asia? How could there have been the rise of the Asian Tigers? How could there have been high-speed development on the mainland?"

"But bankers are not good birds, and the fruits of the Asian tigers' decades of development have been reaped by the 97 financial crisis. Moreover, the core military strength is also firmly in the hands of the bankers and is not allowed to transfer abroad, so the WASP is not completely opposed to the bankers, and the force in their hands is the guarantee for the bankers to launch an economic crisis and harvest overseas, otherwise how can a casual "Plaza Accord" reap the fruits of Japan's post-war gold development for many years?"

"So only our central bank in the world can happily print money. As GDP increases, the corresponding currency must be issued to ensure that there is no deflation and prices fall. ”

Shaking his head slightly, Fang Zhanping explained: "It's not how much GDP increases, the central bank prints as much as it wants, you need to refer to the monetary liquidity index, and the actual new banknotes are not much." The banknote printing factory is responsible for updating banknotes most of the time, and the average lifespan of a banknote is only a few months to a few years......

At this moment, the three giants of Atletico Madrid, Fang Zhanping, and Zhang Yuexuan are sitting around the bow of a white dinghy, drinking tea and chatting under the gentle sea breeze.

On the weekend, Atletico and Zhang Yuexuan were invited by Fang Zhanping to board his yacht, and the three of them sailed out to sea, enjoying yacht black tea between the sea and the sky, and experiencing the legendary "poor people play cars and rich watches, and the rich go to play yachts".

It's just an experience, the boat at his feet is not Fang Zhanping's private yacht, although he can afford it with his net worth, but he still chooses a slightly troublesome long-term charter model.

The three of them are the three giants of the bee company, and the three most powerful people.

After half a year of running-in, the structure of Bee Technology Company is also slowly changing, Atletico Madrid, as the owner and equity representative of the largest shareholder Jiajing Company, served as the chairman and chief technology officer of Bee Company, Zhang Yuexuan, who is responsible for daily management and operation, has also been upgraded from general manager to more "domineering" president with the expansion of the company's scale, and Fang Zhanping, as a member of the management with the strongest relationship with the political axe, is also the chief political axe officer CGO as vice president.

As for the CEO who is very popular now, there is no such position in the bee company, the daily management of the company is in charge of Mr. Zhang, and the big decisions are discussed by the three giants, in a sense, these three people are actually in the form of a similar CEO meeting to make joint decisions and exercise CEO-like powers.

However, Ma Dong also has two CEO titles on his business card, he is also the CEO of Jiajing Company and Garden Company, and has full authority to decide all the businesses of Jiajing Company and its subsidiaries on behalf of the board of directors of him and Tang Jiayi.

The three of them chatted for a while about international affairs and solved problems, and Fang Zhanping took the opportunity to promote the listing circle money plan or the stock market investment plan.

"The stock market is a place to deceive fools, some people on the Internet say that 'Mao-Lord-Xi said that all love that is not for the purpose of marriage is a hooligan', in fact, the stock market is the same, 'all IPOs that are not for the purpose of dividends are hooligans'." Looking at the lively crowd not far away, Atletico raised an eyebrow and said.

Because of the close age and the relationship between the bee triumvirate, the relationship between the bee triumvirate is becoming more and more familiar and close, so when Atletico Madrid looked at the people swimming and playing in the distance and said such words, Zhang Yuexuan immediately turned around with him, pretending to look in the direction of the beach, and at the same time whispered: "At this distance, you shouldn't be able to see the swimsuit beauties over there, can't you play hooligans, right?"

"Crooked building, crooked building!" Fang Zhanping, who felt that he was getting younger and younger, said in a forum tone.

"Originally, the stock market is an investment channel for raising private investment and remitting small money for big money, and the price changes of stocks should be determined by the profit expectations and dividend expectations of the stock issuing companies. Stocks that can make money with more dividends should be expensive if everyone is sought after, but they can't be too expensive. If the stock price is too high, the price-earnings ratio is tens or hundreds of times, and you are fooling fools. The annual dividend income of 30 times P/E ratio is not as high as the return on bank fixed deposits, but there is still a P/E ratio in the stock market that is higher than this, isn't this a neurosis?"

"The company has development potential, and the price-earnings ratio can be higher, after all, it can make a lot of money in the future, just like our bee company." "Fang Zhanping has long been surprised by Atletico's radical attitude towards the stock market.

However, he still has to try his best to maintain the image of the bank and the stock market, and by the way, boast about the prospect of the bee listing: "Our bee is now making more than 10 million net earnings per month and is still increasing rapidly, if the listing is successful, even if it is only 10 times the price-earnings ratio, Atletico Madrid, you and Xiaotang can become billionaires in minutes!"

Hearing Fang Zhanping say this, Zhang Yuexuan asked rhetorically: "It's not so easy to list A-shares, right? A-shares used to be a place where state-owned enterprises on the verge of bankruptcy cheated money to pay salaries, but now it is a place where well-informed people cheat people to pay money, in short, it is not a good place." Don't toss for the time being, but when the company's business is further stabilized, you can consider listing on the NASDAQ, which is where Internet stocks should go. ”

Zhang Yuexuan looked at Dongfang Haitian with a longing expression: "It would be better if we could be listed on the New York Stock Exchange like Zhengtu Company." ”

"Now that the company's cash flow is sufficient, and the market potential has not yet been tapped, it is better not to rush to go public. Atletico said.

After surpassing the 50,000 mark at the end of August, the growth of the number of users of "Ming OL" slowed down significantly, because most of the remaining players did not meet the PC configuration standards and were blocked from the game by hardware inspection.

It also has to do with game design.

This game is very "green" in design, and does not deliberately induce players to be online for a long time, after all, it is not a time charge. They pay more attention to the creation of asynchronous interaction between players, and try to induce all users to be online for at least half an hour a day, rather than trying to provide 24-hour uninterrupted gameplay activities, so that players with enough time have something to do 24 hours a day.

In fact, the number of logged-in players of "Daming OL" exceeds 600,000 per day, which is equivalent to an average of about 2 hours of online time per player per day.

The time charge online game 50,000 online at the same time can only create about 10 million revenue, while "Daming OL", which chooses the free model, can contribute nearly 20 million operating income to the company, with a net profit of more than 10 million. As for Bee's other software and hardware businesses, the profits contributed are somewhat insignificant compared to online game projects, and it is no wonder that a large number of domestic companies are squeezing their heads to make money by making money in an online game.

"That's right, the Warcraft expansion has finally opened, and this time is not too early or too late. Zhang Yuexuan said lightly, they have been waiting for this expansion for more than a month. Because the national server TBC is particularly late, a large number of 3DRPG online games were released in China this summer, hoping to snatch away some of the Warcraft players who are bored and temporarily leave the game, and some of them like historical and ancient themes are attracted to the world of "Daming".

The last time World of Warcraft entered the public beta in China, the mainstream configuration was increased from 256 megabytes of memory to 512 megabytes of memory, and this time the TBC expansion film put forward new requirements for computer configurations, and I believe it will drive a wave of PC upgrades.

And this is also good news for bees, I believe that this wave of hardware upgrades will bring a large number of new users to the company.

For snatching users from World of Warcraft, Atletico Madrid still has a lot of self-confidence. According to the survey results collected by Bee itself through computer manager and other means, the probability of having the World of Warcraft client installed on the computer of "Daming" players is more than 60%. Naturally, this could not be the result of the player being poached by Warcraft, but the result of the bees snatching a large number of users from Jiucun.

"The game company is expanding its servers step by step to increase the carrying capacity," Fang Zhanping asked, "Xiaoma, do you have any other investment plans, such as acquiring some factories that have lost orders and are difficult to operate?"

Regarding the huge amount of cash lying on the accounts of Atletico and Tang Jiayi, Fang Zhanping tried to persuade them more than once to choose better investment and financial channels, such as stocks, bond funds, etc., but they were all rejected by Atletico Madrid. The sum of the two people is less than 30 million, although it seems to be a huge amount of money, but thrown into the stock market will still be pitted in a miserable rhythm every minute, I feel that the current stock market is abnormal, and Atletico Madrid will not be involved.

Of course, if the state announces the abolition of two-way stamp duty and the "T+1" delivery system, Atletico Madrid will be interested in playing with the computer fast trading system. Some foreign investors have invented the use of computers to conduct high-frequency, fast, and automatic transactions, so as to achieve "making more money and less money is equivalent to making more money". It makes more money and loses less on each transaction, and the amount of money it makes and loses is very small, usually only a few cents, and it completely relies on the accumulation of small amounts to make "hard" money. Of course, the hard work is the server, not the staff, so this kind of gameplay has high requirements for the server cost performance, not only the server performance is good enough to initiate a large number of fast transactions, but also the server is cheap enough to share the server cost.

As long as the stock market does not limit the delivery time and does not charge stamp duty fees on transactions, this kind of high-frequency and fast trading is a sure-fire trade. However, the actual profit level of the fast trading system is not high, and it can only be said that it is a small profit, after all, the server performance and exchange rules limit the number of daily transactions, and the daily profit is actually obviously capped.

This kind of fast trading system of one dime one buy one dime two sell, one dime three buy one dime four sell is actually a typical representative of the stock market tumor, brushing out a large number of trading volume and turnover rate, but it does not increase the total amount of funds in the stock market, and it is impossible to increase the profit of listed companies.

In the past few months, although Atletico Madrid has not been involved in the stock market, he has also learned a little about Fang Zhanping's relationship. At the end of May, the Ministry of Finance increased the stamp duty rate on stock transactions from 1 per 1,000 in 2005 to 3 per 1,000, and both buyers and sellers must pay stamp duty of 3/1000 according to the stock transaction value. As soon as this decision came out, a large number of garbage stocks plummeted, and the Shanghai Composite Index fell from 4,000 points to 3,700 points in a few days, but "the scar is good and the pain is forgotten", and now the Shanghai Composite Index is sprinting to 6,000 points.

Atletico shook their heads, "There are no big plans yet. However, Brother Fang, Warren Buffett, the god of stocks, has been continuously investing in H shares since July, and he doesn't even want the position of the second largest shareholder. ”

"PetroChina is still rising in the past few days, and Buffett himself regretted that he sold it early, saying that he would buy it when the price was low next time. Fang Zhanping said.

Picking up the teacup and shaking it gently, Atletico said: "Anyway, I don't like this company very much." When the price of oil rises, it says that the oil refining sector will lose money and will not pay dividends, and when the oil price falls, it will say that the oil extraction sector will lose money and will not pay dividends! However, it makes sense not to pay dividends; if they are all poor and receive state financial subsidies every year, how can they distribute profits to shareholders? We must not treat applying for state poverty alleviation funds as an investment, as those poor counties do. Spend money to apply for a poverty-stricken county, and if you succeed, you will use the national poverty alleviation funds as political axe income.

"Okay, okay, I, a small shareholder, are not in a hurry, why are you in a hurry if you don't buy their shares?" Fang Zhanping joked with a smile: "Or are you unhappy when you see the stock price of PetroChina rising all the way?"

"It's very unpleasant, I see all kinds of unhappiness in the world. Atletico said. For mobile phone users, please visit http://m.piaotian.net