"Well said!" Yang Zhuping, who had never expressed his position, applauded and set the tone for this controversy.

"I can't imagine that a young man of Xiao Zhang's age has such theoretical attainments. Yang Zhuping glanced at Zhang Chen deeply and did not continue to discuss this topic, "There is no perfect system in the world, and there is no immutable theory and policy. Over the past 20 years and more, my deepest feeling is that the formulation of any policy is inseparable from the eight characters of emancipating the mind and seeking truth from facts. First of all, of course, it is necessary to emancipate the mind. Therefore, I encourage any policy discussion, and also encourage practice in local areas, and practice is the only criterion for testing the truth? ”

When Li Wanshou heard Yang Zhuping say this, he couldn't help but be happy.

He is already a prince, as a typical representative of the academic official, his attainments in the field of social sciences are far beyond ordinary people, Zhang Chen's last words just now, ordinary people may not sound like anything, just some official clichés. But in his ears it was like a thunderbolt. The theoretical value implied in it is enough to provide a new research direction for those theoretical researchers of the Chinese Academy of Social Sciences.

Of course, Li Wanshou has nothing to say about Zhang Chen's achievements in the business world, but in terms of governing for the people and ideological program, Li Wanshou does not take Zhang Chen seriously at all.

But who would have thought that Zhang Chen would actually throw out such earth-shattering words at the end.

In addition to the leaders of the technical mouth, all the people sitting here are theoretical experts, Yang Zhuping is one of the leaders, Li Wanshou is very worried that Yang Zhuping will completely deny his own plan because of Zhang Chen's words.

However, when he heard Yang Zhuping say that emancipating the mind and seeking truth from facts, and that practice is the only criterion for testing truth, Li Wanshou finally breathed a sigh of relief.

At this level, on this occasion, the theoretical issues mentioned are not only theoretical problems. Behind each theory, there is a different background and guiding ideology, and the hidden meaning behind it is the most crucial.

Is the focus on seeking truth from facts in emancipating the mind? No, the focus is on emancipating the mind.

Practice is the only criterion for testing truth, is the focus on truth? No, the focus is on practice.

These two sentences are the guiding ideology of China's reform and opening up over the past 20 years, and they are the theoretical basis for a white cat and a black cat to catch a mouse and be a good cat.

Li Wanshou couldn't help but smile.

"However, while persisting in practice, we must also learn from the successes and failures of other countries and regions, especially the experience of failure!"

Yang Zhuping changed his words, "Take the current housing commercialization reform as an example, for the current domestic real estate policy, whether Central or local, are discussing and exploring, in this process, we have suffered a lot of losses, a lot of fools, take the Qiongzhou real estate bubble a few years ago, it sounded the alarm for us, any market, once completely out of control is risky, there is a price! What we need to consider is whether we can bear this risk and price! Will it bring irreparable consequences and losses to our children and grandchildren? For the past 20 years, we have been wiping our ass for the mistakes of the past, and after 20 years, will we still let our children and grandchildren wipe their ass for our mistakes?"

Li Wanshou was completely confused, what is the situation? Just now, he was talking about emancipating the mind and seeking truth from facts, could it be that there is a change in the direction of the wind above?

Yang Zhu's flat tone was slightly gloomy: "However, it is commendable to raise questions, and more importantly, it can solve problems, Zhang Chen, you have said so much about the risks of housing commercialization, if there is no solution to the risks, it is on paper!"

Zhang Chen smiled slightly: "Mr. Yang, I am a businessman who does venture capital, and the most important thing in the venture capital industry is to control risks. However, if we pay too much attention to risk control and expand the risk without limit, the company will not have any business. Therefore, the bottom line of the risk we can tolerate is 100% of the investment amount. ”

This sentence sounds like a nonsense, after saying so much about risk control, the result is still how much to invest and how much to lose, isn't it done in vain?

But in fact, in many cases, it is really not as much as you invest.

Maybe a project invested 1 million and ended up losing 3 million.

Why?

Wipe your butt.

For example, someone invests 1 million to start a company that undertakes meetings, and takes on meetings from many large companies. One day, this company took on a big job of 10 million yuan, and when it was done, it could earn 2 million. However, the advance payment given by Party A was not enough, and he needed to advance 3 million first. He had no money, so he borrowed 3 million from the bank in his personal name to advance money, but before receiving Party A's money, Party A went bankrupt and collapsed, because there was no debt priority in the contract, so after Party A liquidated, there was no penny to pay him.

How much did he say he lost at this time? at least 3 million, right?

This is the result of not doing a good job of risk control.

In this case, Party B has at least a few risks that need to be strictly controlled, but it is not controlled.

First, a large company also has a process of bankruptcy and bankruptcy, and because he did not do a good background check, he even missed such important information.

Second, the amount of advance funds is too large, and in order to obtain orders, the payment method is not well controlled, which magnifies the risk to the extent that once there is a problem, the company will go bankrupt.

Third, he should not apply for a loan in his personal name, if he applies in the name of the company, he will lose the entire company at most, that is, the million invested, and the debt can also be thrown off by bankruptcy liquidation, of course, there will be other problems, but in terms of direct losses, it is only one million.

Fourth, the preferential repayment of debts is not stipulated in the contract, resulting in the failure to perform the creditor's rights after Party A's funds have problems.

If he controls any of these four, there will be no worst outcome, but he just doesn't.

As a result, this person had to take on heavy debts, work for the bank all his life to pay off his debts, and his whole life was ruined.

"We can also use the same line of thought to analyze the risks of real estate. Zhang Chen concisely cited a few examples, and then brought the topic back on track, "The biggest problem with the Xiangjiang model is that financial leverage infinitely magnifies the risks of real estate, thus tying real estate to the entire national economy. We only need to strictly control the leverage to initially control this biggest risk. For example, we can stipulate that real estate developers can only pre-sell after the house is topped out, and severely punish real estate developers who sell uncompleted properties privately in violation of the regulations. ”

"The second problem with the Xiangjiang model is land finance, and the local government will inevitably restrict the transfer of residential land in order to achieve higher fiscal revenues, artificially causing a shortage of residential land and causing housing prices to soar. ”

"On this issue, we can also pass administrative directives to require all localities to ensure the supply of residential land, give full play to the free adjustment mechanism of the market, and use market rules to stabilize housing prices and avoid real estate developers from making huge profits. ”

"However, with all due respect, administrative directives are actually the most unreliable thing, and since there are policies that can be restricted today, and tomorrow when there are difficulties, there may be policies that can be released. Therefore, if you want to completely solve this problem, you need to have more supporting solutions. ”

Every word Zhang Chen said, Li Wanshou quickly deduced in his mind, and when he heard this, a cold light flashed in Li Wanshou's eyes: "Mr. Zhang, the second question you said, if you do what you say, I'm afraid the problem is even bigger, right?"

"Oh?" Zhang Chen smiled slightly, "Secretary Li is high-minded, and I would like to hear about it." ”

"Food security. Li Wanshou gently spit out four words from his mouth.

I just saw an old reader saying that I have been in water for the past two days, and you say that I can be slow, but I still say this sentence - I have never been water!

The chapters of the past few days are the most serious chapters I've written in recent times. It can be said that the words and sentences should be carefully considered, not only to express the meaning of what you want to write, but also to avoid being too explicit, and the amount of information contained in it is the peak of this book since it was uploaded.

The cool point of these chapters is actually the cool point of dark rubbing. In a book, there are always some plots that have both praise and disapproval, and what some people read tastelessly, for others, is licorice.

As an author, I can only say that what I write is what I want to express.

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(End of chapter)