Chapter 219: How Much Can I Borrow?

Credit unions!

Yan Fei remembered the roses blooming everywhere on his vegetable garden island. Pen × fun × Pavilion www. biquge。 infoBut it was 'taken' by himself, and it wasn't given to him by Director Yao, so of course I don't have to admit it.

"I don't take out a loan!" Yan Fei said angrily. "There are also some calves to sell, and I don't want to owe them money if they want me to do it first! I don't owe money to others, I can't sleep!"

Pang Fa put down his chopsticks with a snap, glared at him, and said, "What are you talking about? People have brought it here, and I would rather you owe the debt and you still don't collect the cattle? Are you running a cattle farm?"

"Why am I not? I don't owe the debt or am I wrong?" Yan Fei retorted, seeing that he was a little anxious and explained. "I haven't let it go back yet! Just a calf, and I can always give it to them. It is estimated that it will not work in the future, and it is really no money at all. ”

Pang Fa smiled embarrassedly: "Forget it, if I reason with you about this, you won't listen." Didn't Director Yao say it just now? He turned around and went over with Lao Pan of the Armed Forces Department, and asked the two of them to tell you slowly. You'll understand when the time comes!"

Yan Fei understood a little: "You said he wanted me to take out a loan?"

"What else can he do with you but give you a loan? Do you have any money to put in the bank?"

"Didn't you hear that it's quite difficult to get a loan?

"It's difficult for people who don't have money to take out loans, you are rich, and it's not easy to borrow some money. Pang Fa was depressed by him. "Didn't you see that everyone sent it to the door?"

"Why?" Yan Fei also figured it out after asking. "Is he afraid that he won't be able to repay the loan if he doesn't have money, so he will give a loan to those who have money?"

"What do you think!" Pang Fa said angrily. "Like me, don't look at the tossing is very powerful, but this small shop, if I go for a loan, it is estimated that three or two thousand is okay, and it will be difficult to do more. If it's like your Uncle Ming, one or two thousand is fine, no matter how much it is. If you say anything, it is estimated that he will dare to give you a loan of 35,000 yuan, do you believe it or not?"

Yan Fei believed it before noon, not only did he believe it, but it was not an ordinary letter!

Because Pang Fa's vision is a little short-sighted after all, and he talks less, Director Yao has a much longer vision than him.

In the cattle farm, Yan Fei poured water into the cup, and the tea leaves that he 'processed' began to rise and fall with the boiling water. After pouring, he greeted the two guests and said, "How about Uncle Pan come and taste my tea?" Director Yao also tastes it, I fried it myself, and it didn't make it very good......

I haven't said a word yet, I haven't drunk it myself!

This is the tea he picked in the dinosaur world, and when he wanted to go to the provincial capital, he went to the library to check the knowledge of roasted tea, but he forgot about it when he was busy. Now the 'processing' technology used here is asked by the old man Cheng - the old man has only seen other people roasting tea, and he doesn't know the details, so he roughly explained it to him.

Then Yan Fei's tea came out - anyway, it could be seen that it was tea leaves, but the shape and color didn't dare to compliment.

However, Lao Pan and Director Yao didn't come to taste tea, and the cups were not served, so Lao Pan began to ask: "Xiaofei knows what Director Yao meant, right?"

Yan Fei didn't pretend to be confused: "Does Director Yao want me to take out a loan? I don't want to take out a loan yet, and besides, I can't take out a loan because I'm not old enough, right?"

Director Yao smiled and said, "It's okay, if you are not old enough, you can just let anyone in your family come forward, anyway, the money is still yours." ”

After he finished speaking, he took a sip of the teacup and pretended to taste, and then Lao Pan began to reason with Yan Fei: "Xiao Fei! You see that you still have people pulling cattle to sell, and how many people in the township still think that you should hurry up and have money to buy some more cattle." How can you not take out a loan?"

Lao Pan said as if he was guilty of a heinous crime if he didn't take out a loan: "Besides, if you do the math, if you take out a loan of 100,000 yuan, you will be able to buy more than 100 calves when you turn around, and by the end of the year, excluding half of the cattle breeder's family, you will be able to lose at least 200,000 yuan, right? Even if you repay the loan, you still have more than 100,000 yuan! Do you think you can do this?"

After speaking, he added: "Don't think that I came to pit you, I wanted to call your uncle to come when I came, but then I thought that he was afraid that you would not be happy, so I didn't let him come." You can rest assured, as long as you have money, you don't have to worry about the cow not being able to distribute it, I'm anxious these days, and there are more people interceding with me. And your uncle, you don't know how many people he helped you block!"

Yan Fei despised Lao Pan in his heart: You persuaded me to make such efforts, it wasn't that before you entered the door just now, Director Yao promised to send you another box of good tea, you are a benefit, do you think I didn't hear?

Of course, this contempt must not be spoken, and he said duplicitously: "I haven't thought about it yet, and when I get back, I'll ask my parents and my daughter-in-law if it's okay?" I don't understand too much, ask their opinions." ”

This is the excuse he thought of when he came back from Pang Fa, he really didn't want to take out a loan, he always felt that he owed money to others, and his heart would be unsteady.

"Don't be in a hurry, don't be in a hurry!" Director Yao was like a smiling tiger, and the smile on Yan Fei's face never stopped. "I'll talk about it when you're done, there's no rush on this matter. By the way, by the end of the year, you have so many cattle, and the sales are a big problem!

"That's not afraid, after a while my side stabilizes, and after killing more cattle, I'll start looking for a way. It's best to kill yourself, if you can't do it, let others help you contact and find a buyer, it's a big deal to sell live cattle to make less money!"

"Is it reliable to help? This is not a trivial matter, when there are so many cattle, how much more feed will you have for one more day? Now that business is not doing well, you have to look at people. ”

"It must be reliable!" Yan Fei was very confident. Or that I trust Wang Jiuming and Old Man He very much, or that I have confidence in myself - I'm really not afraid, I am forced to throw all of them into the dinosaur world, and the whole country flies everywhere to sell, selling two in one place, I don't believe that I can't sell them all!

With a population of more than one billion and an area of tens of millions of square kilometers in our country, am I still worried that these hundreds of cattle will not be sold?

Seeing that he answered so firmly, Director Yao smiled even more happily: "I see that you are quite busy here, how many cattle have you sent out now? The fattening cattle that still exist in the cattle farm, including the newly bought, are all killed by themselves, and will they be sold to the provincial capital in the future? How is the sales over there?"

I rub!

Even I went to the provincial capital to sell beef and investigated it clearly, it seems that this motorcycle is really imminent! Otherwise, sooner or later it will be exposed, and it is really a big tree, and now some people care about my every move!

Yan Fei couldn't help but curse in his heart, this Director Yao estimated that his ancestors had investigated all the previous eighteen generations, no wonder he came to give himself a loan! Just like that, he was at Pang Fa's place just now, and he actually pretended not to recognize himself? What a great cunning!

If the leader of the credit union doesn't even have the ability to do so, will he dare to lend money to the outside world? Will he dare to come to the door to give him a loan?

Lao Pan was still talking on the side: "Xiaofei, your Uncle Yao also cares about you, I only know how many cattle are taken away by our militia team, and I don't know anything else." You don't know it yourself, do you?"

Are you using this method to coax children?

Yan Fei despised these two old foxes, but he also knew that they were not here to pit himself, so he pretended not to see their careful thoughts. In fact, he had already thought about it, and this loan was not a bad thing, but he couldn't get over that hurdle in his heart, and he always felt that he couldn't sleep well with debts......

"There are three or four hundred! Later, I didn't count the scattered ones, but that's probably it. With contempt in his heart, he still answered the words of the two honestly. "Fattening cattle come quickly, and you can get back a few calves after three or four months, and you can find better and more sales in the future, and most of the cattle that are recovered will be fattened and then sold." ”

Hearing Yan Fei say that three or four hundred calves were sent out, Lao Pan and Director Yao were also taken aback, obviously they didn't expect that in addition to the militia, he would actually send out such calves again. It's just that both of them are old foxes, and they look at each other and don't move.

"No wonder you can become a big boss! This idea is clear. Director Yao exclaimed. "You see, you don't have to worry about the market now, there is no shortage of cattle raisers, and the whole village is waiting for you to speak! It's like borrowing a neighbor's chicken, and then you come to hatch a nest of eggs, and then you return the chickens, and you may have to give the neighbor a few eggs in return, but don't you still have a nest of chicks left here?

Seeing that Yan Fei wanted to speak, he then said with a smile: "Don't be in a hurry to reply first! When you go back, think about it again, and ask your parents and your daughter-in-law, right? Your parents both work in the county seat, and your daughter-in-law is still a college student, and she must know a lot about studying law! Listen to their opinions, anyway, this matter cannot be handled immediately, so there is no hurry!"

Do you even know my daughter-in-law's hairstyle last summer, her student head, and now her ponytail?

Yan Fei slandered in his heart, these people are really capable, too capable! Not only did they investigate clearly before they came, but they also finished saying everything they wanted to say, no wonder they can all be leaders!

Although he was reluctant to take out a loan, he was curious about how much he would be paid for the borrowed 'chicken', and couldn't help asking: "Director Yao, if I borrow 100,000 yuan from you as Uncle Pan said just now, how much more should I repay you next year?" By the way, I don't know if I borrow ...... If you take out a loan, how much can you borrow?"