Liang Baowei looked at this person, and a surprised smile suddenly appeared on his face: "Xiao Zhang, you can be regarded as here." Tell this gentleman that I want to settle a claim now. ”

That Xiao Zhang smiled slightly: "Sister Liang, don't worry. This is my eldest brother. So, you two, come over here. I'll pour you two a cup of tea, and let's talk about this claim slowly. ”

Seeing that the other party had such a good attitude, Wang Xiaosong didn't say anything anymore. The two followed Xiao Zhang to a customer negotiation area, and Xiao Zhang said to a girl in professional clothes next to him: "Meimei, get two glasses to drink." By the way, both of them, coffee or tea. ”

"Let's have tea. Wang Xiaosong said.

Liang Baowei also nodded, and after a while, the beautiful girl took two cups of hot tea and put them on the coffee table in front of the two of them. Wang Xiaosong saw that this customer negotiation area was designed as if it were a tea house. There are partition booths on both sides, which can ensure the privacy of the salesman when talking to customers.

And such an environment is also easy to relax. The overall decoration style is also more casual, if you don't say it, I'm afraid I really think it's a teahouse with friends.

A few people sat down, and Xiao Zhang said with a smile: "Sister Liang, let me give you two a brief explanation." At the beginning, you were insured with livestock accident insurance. Originally, this insurance covered the accidental death of livestock caused by earthquakes, fires, floods, diseases, and other force majeure.

This means that if this happens before you sell your livestock for a profit, we will calculate the payout based on when you took out the insurance.

At that time, according to our calculations, it should have been six hundred and forty yuan per livestock, right? ”

Liang Baowei was overjoyed: "That's right, that's what it means." So when will we be able to go through the formalities. ”

Xiao Zhang smiled: "Sister Liang, don't worry. So I'd like to ask how your livestock died?"

"They were all poisoned to death, and we have the report materials for this, as well as the certificate issued by the local public security bureau. Liang Baowei said.

Xiao Zhang nodded: "In that case, then I'm sorry, Sister Liang." The death of your livestock is not covered by our insurance. That said, unfortunately, I can't help you with your claim. ”

Hearing Xiao Zhang say this, the faces of Wang Xiaosong and Liang Baowei changed: "What are you talking about!? Our losses are not covered by insurance? Didn't you just say that if our insurance can guarantee the accidental death of livestock, you will pay us money? Now that this situation has occurred, how can you not admit it!"

Xiao Zhang waved his hand, still with a professional smile on his face: "Don't worry, two of you. I just said earthquakes, fires, floods, diseases and other factors that cause accidental deaths. ”

Without waiting for Xiao Zhang to finish speaking, Wang Xiaosong, who was unhappy in his heart, said directly: "Then our livestock died of poisoning, isn't it considered this situation?"

Xiao Zhang nodded: "First of all, poisoning death." There are two reasons: subjective harm and operation error. If the supervisor inflicted the harm, then it is not an accidental death, but a violation and a loss. If it is an operation error, then this responsibility should be found to be responsible for the operation error. ”

Wang Xiaosong now understands completely, and the other party said so many situations that seem to cover a lot of unexpected situations. But in fact, the word 'etc' has no meaning at all, and it does not mean that other accidents are also covered.

Wang Xiaosong smiled coldly: "Isn't it a word game? Young man, your insurance company does business because everyone trusts you." I originally recommended my wife to find someone to buy insurance.

And I still have an impression of what you talked to her about at that time. You tell her that it is wise to take out insurance. As long as you buy your insurance, you will have protection in the later stage, and no matter what accident happens, you can let us recover our losses. That's what you said. ”

"This big brother, you said that I am a young man, then you are not a child anymore. How can we count these verbal things without them on paper? We have indeed tried our best to cover all kinds of unexpected situations.

But there is no way, your situation is not covered by our insurance, what can I do. ”

Wang Xiaosong could see that this Xiao Zhang seemed to speak politely, but this young man was an out-and-out wolf. Just eat meat and nothing else. Don't always have a smile on your face, but you will never make any effort for the benefit of your customers.

Wang Xiaosong had heard before that if there was a claim. If the insurance salesman can find a way to refuse the claim, the insurance company will give the salesman a bonus. Now it seems that this Xiao Zhang is probably ready to take that bonus.

Wang Xiaosong turned his face and looked at Liang Baowei next to him, and saw Liang Baowei frowning, biting his lip, and tears fell down his eyes.

Seeing his wife crying, Wang Xiaosong felt a pain in his heart, and then Liang Baowei said: "Xiao Zhang, you didn't say that before! Why do you lie to me!"

"Sister Liang, let's make this clear. Of course I sympathize with the disaster in your family, but I have to make it clear, what is called me lying to you! I also talked to you well because you are in a bad situation now, you better not slander me!" Xiao Zhang had already begun to bared his teeth slightly.

Liang Baowei's face turned purple with anger: "I, I, I'm going to sue you, sue your insurance company!"

Xiao Zhang smiled again, looking very disdainful: "Sister Liang, let me tell you." I advise you not to wonder what legal process to go through. Is it the work of the poor to go to court these days?

The entrance of the yamen is open to the south, so don't come in if you have no money. The amount of compensation you want from us is more than 140,000. The amount of compensation for such compensation is several thousand in the case of litigation costs alone. Have you ever hired a lawyer? Do you know how ruthless a lawyer is?

A lawyer of the same size, taking on your hundreds of thousands of cases, to say the least, has to be 30 to 40 percent. Even if you win, you can only get tens of thousands of dollars!

And civil lawsuits, hum, the court reviews and files the case, and the first instance is held, at least three months. If there is a second trial, it will take more than half a year to say anything. Counting our company's appeal and retrial, even if you win, then you will apply for enforcement, and the whole process will go down, and you will not even see a penny in two years.

And in between, how much time and energy do you have to take into it? Leave your job gone, and your children don't care?"