Because of the encounter with Liu Jialing on the road, coupled with the traffic jam on the way and a lot of time, Wang Zifan arrived at the Peninsula Hotel at 2:50, 50 minutes later than the agreed time.

"Haha, I'm sorry, there's a traffic jam on the road, I'm late!"

Wang Zifan laughed and came in, Rao is Bao Yugang has been well raised, and he has also changed color a little, the last time he waited for so long, he was still in the inner ground to meet the leader, and he had no choice but to slap his face and become fat!

"Hehe, Hong Kong's traffic is like this, people in traffic jams are upset, but it's just right to have afternoon tea now!"

Wang Zifan smiled and said: "It's still Mr. Bao's generosity, hey, this is an English newspaper!"

"It's nothing! It's just flipping through it!" Bao Yugang quietly put down the newspaper and periodicals, and read them dozens of times, and he could memorize them. Pen Fun Pavilion wWw. ｂiquge。 ｉｎfo

The waiter began to serve the menu, and as the owner of this Peninsula hotel, Wang Zifan was wearing a suit and leather shoes for the first time, and he was tasting the hotel's specialties seriously!

In fact, the atmosphere here is very suitable for negotiation, no matter what the world is like, Hong Kong people's pursuit and love for Peninsula Afternoon Tea has always been enduring and enduring : the tall space, the low back of music, the classical and fashionable decoration, just the right temperature, filled with the sweet smell of warm pastry baking, shuttled between the waiters in white uniforms that have not changed for many years, the Western style of the building and the oriental charm presented by the details are integrated, condensing the nobility and elegance into an incomparable extraordinary temperament.

In the hotel, all the people who come to drink tea, all of them are suits and leather shoes, tassels and fandel, in fact, this is with the British tradition, Hong Kong people feel that drinking afternoon tea on the peninsula is a and elegant party, so it has been inherited, many upper-class women do not like the kind of unkempt men, hair is messy like a chicken nest, the collar is full of dandruff, the folds of the suit can be seen at a glance without ironing, it looks very tasteless.

Therefore, as long as there are female guests present, men must carefully tidy up to show a gentlemanly demeanor of respect for women.

Wang Zifan wears a suit for this reason, but the afternoon tea on the peninsula is completely Western-style tea, mainly British Lipton black tea and various coffees, and few people come here to drink West Lake Longjing and Huangshan Maofeng by name, especially Hong Kong locals, they have regarded afternoon tea as a culture, of course, the culture is from the UK!

In the 17th century, the English high society had a rich breakfast and a relatively light lunch, while the social dinner did not begin until about 8 p.m., and people used to have some snacks and a cup of tea at about 4 p.m., and one countess named Anna Maria, who knew how to enjoy life, would send her maid to prepare a pot of tea and snacks for her every afternoon, and she felt that it was a good feeling, so she invited friends to share it.

Soon, afternoon tea became popular among British high society.

In the last two years, the Peninsula has been patronized by frequent guests such as Chow Yun-fat, Cheung Kwok-rong, Chung Yi-hung and Lam Ching-xia, so it has also had the reputation of "Filmmaker Café", attracting a large number of handsome men and women, leaving the excitement of "chasing stars" for "scouts" and entertainment paparazzi and even fans who love celebrities.

Wang Zifan ordered a set meal, and it didn't take long for the waiter to bring the dim sum, a dim sum format with three shelves, the first layer is sandwiches, the second layer is the traditional British dim sum SCONE, and the top is the fruit tart, it is worth mentioning that all the tableware containing food is made of sterling silver, if Wang Zifan remembers well, there are 48,000 pieces of such silverware in the whole hotel, and eight grinders need to be turned on every day to wipe them.

So from 1925 to the present, these tableware have been placed on the marble table, always keeping it as bright as new and shining.

Bao Yugang ordered a set meal and Longjing tea, and finally gave the waiter a few 10 yuan bills and tips, and said with a smile to Wang Zifan: "If you want to drink tea, I still like to drink Chinese tea!"

Wang Zifan agreed: "I'm not used to drinking British tea, good tea with milk candy tablets, I really don't understand the British!"

Bao Yugang followed up with a few complaints, Wang Zifan's love for ginseng tea is already an open secret in high society, so he just set it up just now, wanting to lay the foundation for the following negotiations, but Wang Zifan was fifty minutes late before, which made his schedule very tight, and many topics could only be dropped, and he went straight to the point: "Today, Mr. Wang, as long as I talk about a business with you!"

Wang Zifan said: "What kind of business?"

Bao Yugang picked up the newspaper, slowly and very gentlemanly, and then pointed to the Wheelock news in the newspaper, and said with a smile: "Wheelock belongs to the old British-funded group, the two major shareholders have recently disagreed, openly hostile, attacking each other, fighting for power and profit, and making a lot of noise, if Mr. Wang is interested, we can cooperate, you know, the acquisition of Wheelock has no impact on Li Jiacheng's acquisition of Hutchison Whampoa!"

Wang Zifan said with a smile: "With the financial resources of the Bao family, the acquisition of Wheelock is more than enough, where to use me to help!"

Bao Yugang thought to himself, he was afraid that you would make trouble without your help, and continued to invite: "I have strong financial resources, and Mr. Wang also cashed out a lot of funds some time ago, we are strong together, and there is still a great hope for success!"

Wang Zifan smiled, he didn't have time to intrigue with Bao Yugang, since he had already decided to exchange Wheelock for Standard Chartered Bank, it was not interesting to ramble here, and asked with a smile: "Has Mr. Bao heard of Rice Bank?"

Bao Yugang was stunned for a moment, the jump of this answer was too big, and he pondered for a while before nodding and saying, "Britain's Rice Bank?"

"It's this Rice Bank!"

"Mr. Wang is interested in it, Rice Bank is the oldest bank in the UK and the first bank in Birmingham...... "Bao Yugang doesn't want to attack Wang Zifan, with the strength of Rice Bank, don't talk about Wang Zifan, even if he ties the top ten richest people in Hong Kong together, he can't move this behemoth at all.

"His total assets are as high as tens of billions of dollars!" Bao Yugang added at the end, reminding Wang Zifan not to be whimsical.

How could Wang Zifan be frightened, during this time, he investigated Standard Chartered Bank and Rice Bank many times inside and out, and he knew more than Bao Yugang.

"Rice Bank was founded more than 200 years ago by John Taylor, a key manufacturer, and Simpson Rice II, a steel producer and distributor, and in 1765 the two joined forces to establish the Rice Bank, which later became the largest bank in Britain, although the bank was established in 1765, but in fact it is known that the first branch of Rice Bank opened in 1864 in Albury, 9.5 kilometers away from Birmingham. ”

Until now, through a series of mergers, Rice Bank has become one of the big four banks in Hong Kong, having acquired overseas operations in Brazil and New Zealand, as well as life insurance through its Lloyds Insurance Group. ”

"As one of the first banks in the British banking industry to do international business, in the 70s, there was a massive global expansion, and in the early 80s, Lloyds Bank suffered serious losses in Latin American and commercial real estate loans, and its non-performing loans to Latin American countries were the second largest in British banks, because of this, Rice Bank also almost fell into an economic crisis, and in addition, Rice Bank also has a very large proportion of non-performing commercial real estate loans. Its asset size is the smallest among the four major commercial banks in the United Kingdom, and its capital base is weaker than that of its British competitors. At that time, Lloyds Bank was facing a dire situation, and there was very little room for further development. ”

"This year, Lloyds Bank has moved away from its 'big is good' strategy and focused on increasing shareholder value, setting a target of doubling shareholder value every three years. Lloyds Bank has chosen to implement this strategy by promoting well-run businesses and divesting or selling off poorly run businesses. Through a series of strategic transformations, a flat organizational structure and low-cost management, Lloyds Bank has transformed from a small, mediocre bank into a focused UK retail bank, with a capital capitalization of US$68.7 billion, the world's largest bank, while no other UK bank has made it into the top 8. The bank has transformed its banking strategy with great success. ”

Bao Yugang saw Wang Zifan talking eloquently, and even said the strategic deployment of Rice Bank, he was a little overwhelmed, and a question arose in his heart, Wang Zifan really wants to challenge Rice Bank?

Wang Zifan smiled and said, "Actually, I'm also quite interested in Wheelock!"

Bao Yugang's body was smart, and he smiled quietly on the surface: "Wheelock is naturally not as good as Rice Bank!"

Wang Zifan said: "Hehe, I have no intention of buying Rice Bank!"

Bao Yugang's face is long, you kid tease me!

Wang Zifan tasted the dim sum and said, "I can help you buy Wheelock, but you also have to promise to help me once!"

Going around, Bao Yugang was stunned by Wang Zifan, and said in confusion: "What do you want to do?"

Wang Zifan quietly said the answer: "My target is Standard Chartered Bank!"

It turns out that this kid wants to invest in the bank! Bao Yugang was speechless for a long time, let him choose between Wheelock and Standard Chartered Bank, he definitely did not choose Standard Chartered, because the bank is too complicated, especially the old British bank, people are arrogant, can let you a Chinese control the right to manage, and the final result is nothing more than to take dividends and be an outsider!

Wang Zifan said: "How is it?"

Bao Yugang smiled: "I think this proposal is very good!"

Wang Zifan said: "That's a happy cooperation!"

Bao Yugang smiled: "Happy cooperation!"