Zhang Xiaolei rolled her eyes, looked at Chen Hui speechlessly, pondered for a while, nodded seriously, and said, "Chairman, while you plan to swallow DBS Bank, you don't forget to do it to UOB!"

Saying that, Zhang Xiaolei smiled and said, "You make me very tired like this!"

Chen Hui smiled and said, "It's okay, I'm tired and eat more tonight to replenish my energy!" As he spoke, Chen Hui picked up a roasted chicken wing and handed it to Zhang Xiaolei.

At this time, Zhang Xiaolei said again: "The chairman of this UOB is not easy to do!"

"It is a banking enterprise controlled by the Huang family, over the years, UOB has been merging and acquiring other banks, although the equity is dispersed a lot, the Huang family only holds 18% of the shares, but at the shareholders' meeting, several other families are following the Huang family to fight the world, their combined equity is close to 50%, and the Huang family is also supported by many small shareholders!"

"The Wong family has been running UOB for many years, and it can be said that it is an old tree in UOB!"

"Many shareholders are close friends of the Huang family!"

"At least more than 70% of the votes at the shareholders' meeting are absolutely in favor of Huang Group Medicine!"

"And now UOB is well funded, and there is no crisis of any kind!"

"Currently ranked as one of the best banks in the world by Moody's Investors Service!"

"The non-performing loan ratio is also very small!"

"The annual performance is also very good, UOB's net profit last year was US$2.4 billion! It is now the third most profitable listed company in Singapore!"

"Most of the shares are die-hard followers of the Huang family!"

"It's not easy to take down UOB!"

Saying that, Zhang Xiaolei analyzed it carefully, and said: "Unless you pinch the handle of the Huang family, but they have always had a good reputation and reputation in the banking industry!"

Chen Hui nodded slightly, Huang Guyao is a legendary banker, and he has been making acquisitions, mergers and acquisitions, and financing over the years, so that Dahua

The bank has risen from a small bank to the third largest bank in Singapore today!

Although the stake was diluted to 18 per cent, UOB's shareholders largely followed him and his children married each other.

Nowadays, it is really difficult to find fault with UOB, and it is very difficult to buy it, because those shareholders will not sell their shares at all, and if they want to buy it, they may pay twice the market price, and others may not sell it!

Nowadays, UOB's shares in circulation are very scarce and cannot be sold much!

At this time, Chen Hui suddenly thought of something, and immediately said: "Isn't UOB interested in acquiring Wing Hang Bank in Heung Kong?"

"I first went to buy Wing Hang Bank as a wholly owned shareholder, and then secretly diversified my shareholding in Wing Hang Bank through hundreds of companies, and then acquired Wing Hang Bank into UOB.

Won't those shares we hold in Wing Hang Bank be converted into shares in UOB?"

Nowadays, many investment institutions and banks are interested in Wing Hang Bank, and UOB is naturally not an exception, but this Wing Hang Bank will fall into the hands of OCBC Bank, one of UOB's competitors.

Wing Hang Bank (HKEX: 0302), formerly known as Wing Hang Yinhao, was founded in 1937 by the late chairman Fung Siu-king, initially engaged in gold and silver exchange business.

After World War II, Wing Hang Silver restructured its operations in Hong Kong with 19 employees initially. After a period of systematic development, Wing Hang Bank was granted a banking licence by the Hong Kong Government in 1960.

In January 1973, the New York Owen Credit Company acquired more than half of the bank's interest, and through the partnership, it gained access to advanced banking technology and international banking business connections, so as to establish the foundation for future development.

Then, in July 1993, Wing Hang Bank became a listed company in Hong Kong, and in August 2004, it successfully acquired Zhejiang First Bank.

Wing Hang Bank is the holding company and principal business operator of the Group.

The Group's principal activities in Heung Kong and Macau are the provision of retail banking services, corporate banking services and foreign exchange and financial services. In addition, through its wholly-owned subsidiaries, it also provides services such as agents, offshore banking, hire purchase loans, personal loans, stockbroking, insurance underwriting, insurance agency and consultancy.

It has a total of 43 head offices and branches in Hong Kong. Its wholly-owned subsidiary, Wing Hang Bank (Tower), was established in the Shenzhen Stock Exchange in June 2007 and has a total of 13 branches in the Mainland.

The Group's subsidiary, Banco Wing Hang Macau, was established in 1941 and has 12 branches in Macau.

At present, its business is mainly distributed in Hong Kong, Macau and the mainland of the building, and it is one of the first foreign banks to be allowed to enter the mainland to carry out RMB business.

As of the first half of 2013, Wing Hang Bank's total assets were HK$201.1 billion (US$26 billion), net assets were HK$20.5 billion (US$2.6 billion) and net profit was more than HK$1.1 billion (US$130 million), down 2% year-on-year.

The Fung family and the Bank of New York Mellon are now the main shareholders who now hold nearly 45% of the bank, and they are also interested in selling their shares in the bank.

In fact, since the financial crisis, the local small banks in Hong Kong have gradually declined and are facing the fate of being acquired one after another.

In 2008, CMB acquired Wing Lung Bank for HK$19.3 billion, and the 2.91 times PB offered by CMB at that time was considered a "nearly sky-high" acquisition. At the time, it was considered the largest bank merger in Asia in seven years. In 2013,

Yuexiu Group, a large state-owned enterprise in Hubei Province, announced the acquisition of Chong Hing Bank, the Liao Chuangxing family, for a price of 11.644 billion yuan, deducting factors such as the book value of the property, about 2.08 times PB.

Since the liberalization of interest rates in Hong Kong in 2001, the narrowing of interest rate spreads has put pressure on bank profitability, and the financial crisis has put wealth management businesses that can increase middle income under strict supervision. Moreover, "it is more difficult for local small banks to transform in areas such as investment banking and private banking."

The reason why local family banks in Hong Kong are valued by Chinese and foreign institutions is that Hong Kong can be used as a "window" to enter the mainland market. As a 'bridgehead' for external business expansion!

At present, the local family banks in Hong Kong are already aging, and Wing Hang Bank is also facing a quick choice.

Chen Hui intends to buy the shares of Wing Hang Bank at a high price himself, and then push for UOB to acquire Wing Hang Bank at the UOB Board of Directors!

In this way, UOB also spends a lot less Tier 1 capital! Because to fully acquire 100% of the shares of Wing Hang Bank, based on the current market value of Wing Hang Bank, it may require a consideration of nearly HK$37 billion!

Although Wing Hang Bank's net worth is only 20.5 billion Hong Kong dollars, its market value is high!

Anyway, it is also a family bank that has survived so many ups and downs, and has a good reputation and a senior customer group!

What's more, Wing Hang Bank's profits are also very good!

If UOB were to acquire Wing Hang Bank, it would only require a small amount of acquisition capital.

However, UOB's shareholders will have to dilute their stakes as a result of the acquisition of Wing Hang Bank, and they will be able to increase their stakes immediately.

When Zhang Xiaolei heard Chen Hui's proposal, her eyes lit up, and she immediately said: "This way is good, how much money do you plan to pay for yourself, chairman?"

Chen Hui smiled faintly and said, "$3.5 billion!"

"Secretly you can sell as much as you can!"

"The Feng family in Xiangjiang will definitely sell it to me!"

"But not necessarily with Mellon Bank in New York!"

At present, Mellon Bank in New York and the Fung family in Hong Kong jointly hold a 45% stake in Wing Hang Bank.

Because of Chen Hui's influence in Xiangjiang, the Feng family will naturally not refuse Chen Hui's acquisition request, but Mellon Bank is different, Mellon Bank is an international giant bank under the Mellon consortium, a large American consortium, and it is really difficult to say whether to buy their own accounts, because Chen Hui and their current relationship is not hostile, but they will definitely not be friends, and the asking price will be very high.

But Chen Hui doesn't mind the price.

$3.5 billion could buy more than 70% of Wing Hang Bank's shares.

Even if the UOB board of directors fails to promote the merger of UOB at that time, this Wing Hang Bank will also be Chen Hui's private small bank in the future!

"Okay, chairman, then I'll continue to the Mellon Bank in New York!"

"Let's see if they sell their stake in Wing Hang Bank!"

Chen Hui nodded and said, "Okay, I'll call the people of the Feng family now!"

"Now many investment institutions and banks are competing for Wing Hang Bank, and the price is high and low, and the price I open is not as low as the OCBC Bank's price!

"The Feng family will naturally sell it to me with interest!"

If the Feng family wants to continue to stay in Xiangjiang, they can't sell it to OCBC Bank, even if OCBC Bank is currently the highest, but Chen Hui's offer is not lower than OCBC Bank's price.

Zhang Xiaolei rolled her eyes and said, "Then let's act."

Chen Hui took out the phone and called directly to the mobile phone of the head of the Feng family in Xiangjiang.

At this moment, in the Feng family's mansion in Xiangjiang, Feng Gang is slowly sipping tea, and recently mainland banks, mainland insurance companies, United Overseas Bank, OCBC Bank, and Malaysian banks have all issued their own quotations, the highest of which is the quotation issued by OCBC Bank.

Insurance companies in the mainland offered a high price of 1.7 times the market value, and OCBC Bank offered a high price of 1.77 times the market value!

Today, Wing Hang Bank's market capitalization is only HK$21.6 billion (US$2.7 billion), but OCBC Bank's price of 1.77 times is equivalent to HK$38.4 billion (US$4.95 billion)!

This time, OCBC Bank has made a bloody investment for the layout of the Greater Asia Pacific region!

Today, Feng Gang holds a total of 30 percent of Wing Hang Bank, Mellon Bank holds 15 percent, and some of his close friends hold 25 percent of the shares. The remaining shares are scattered in other institutions or circulated in the stock market.

His 30% stake can now get $1.48 billion according to UOB's opening price!

But he still wants to put it off for a while to see if the mainland insurance companies in the building will raise prices again?

Or maybe the mainland's 'certain state insurance' will open a price of 1.8 times, and then OCBC Bank may open a price of 1.9 times!

When the time comes, you can sell it for more money.

But time has passed, and there is no news of the 'certain state insurance' in the mainland of the building, and it seems that it is unwilling to raise the price again.

Feng Gang tasted the tea and slowly thought about how these competitors could continue to raise prices!

Now that the local family banking industry in Hong Kong has declined, he is also powerless, and he is still satisfied that Wing Hang Bank can now sell for more than 1.7 times the price.

In order to repel the mainland's 'certain state insurance', OCBC Bank offered a high price of 1.77 times!

Thinking of this, Feng Gang was very happy in his heart, and at this time his private phone rang.

It was an unfamiliar number, and he was very curious, who was it?

So after connecting, he asked, "Hello, that one?"

A cold voice came from the phone, "Chen Hui!"

Feng Gang suddenly fell to the ground with the teacup in his hand, he never expected Chen Hui to call him personally!

What kind of character is Chen Hui, that is the top **oss in Xiangjiang!

He couldn't afford to mess with him.

Immediately bowed cautiously and said, "Mr. Chen, what are you looking for me?"

Chen Hui said at this time: "Lao Feng, how much did OCBC Bank offer you?"

As soon as Feng Gang heard this, he knew Chen Hui's intention, so he bowed and said, "Mr. Chen, OCBC Bank's offer is 1.77 times, about 4.98 billion US dollars, to wholly acquire Wing Hang Bank. ”

Hearing that Chen Hui didn't speak, Feng Gang said cautiously: "Mr. Chen, if you are interested, I will sell you the 30% of the shares in my hand at the market price!"

As soon as Chen Hui heard Feng Gang's words, he was so knowledgeable that he was willing to sell it to himself at 1.5 times the price, so Chen Hui said: "Lao Feng, this is not necessary, am I the kind of person who specializes in forcing others?"

When Feng Gang heard this, he was terrified in his heart, and said secretly: "Have you ever done anything less to force others?"

He couldn't help but think of all the forced things that Chen Hui had done in Xiangjiang, and finally Chen Hui left Xiangjiang, and many people were relieved, but they didn't expect Chen Hui to find him tonight.

Immediately said cautiously: "Mr. Chen, of course you are not!"

Chen Hui smiled and said: "Lao Feng, I will give it to you at the same price as OCBC Bank, and I am not strong!"

"Think for yourself"

When Feng Gang heard this, how dare he think about it again, Chen Hui asked him to think about it, and it was clear that he warned him not to think about it, so he immediately said: "Mr. Chen, I don't have to think about it, now I will fly to Singapore to sign a contract with you!"

"And the shares of my good friends were also entrusted to me to sell, a total of 25% of the shares"

"This 55% stake in Wing Hang Bank will be sold to you together!"

"I also made a phone call to the people at Mellon Bank and suggested that they sell it to you too!"

Chen Hui said with satisfaction: "Okay, Lao Feng, I'll let the business plane of the Xiangjiang Consortium pick you up!"

At midnight, Feng Gang came to Singapore and quietly came to the place agreed with Chen Hui!

He came specifically to sign a contract with Chen Hui, and in order to show his sincerity, he kept coming!

Chen Hui is very satisfied with this!

The two chatted slowly, and at this time, Feng Gang also understood some of Chen Hui's layout, and he immediately said: "Mr. Chen, most of these 55% shares are held by us through our companies, and the shareholders of Wing Hang Bank are these companies!"

"You can buy these companies outright and become shareholders of Wing Hang Bank!"

"In this way, the shareholders of Wing Hang Bank have not changed much, but the shareholders of Wing Hang Bank have changed!"

"Hehe, they won't know that you are secretly controlling Wing Hang Bank, and then you can push UOB to acquire Wing Hang Bank!"

Chen Hui nodded secretly and said, "Very good idea!"

"Haha, Lao Feng really has you!"

"That's a really good idea, I was planning to diversify my equity before, but it's still easy to get noticed!"

Now Chen Hui controls the shareholders of Wing Hang Bank, and also indirectly controls Wing Hang Bank!

It currently controls 55% of Wing Hang Bank's shares!

The next morning, Zhang Xiaolei also brought news that Mellon Bank also agreed to sell its 15% stake in Wing Hang Bank.

and entrusted Feng Gang to sell this 15% of the shares.

The 15% stake is held through a number of institutions to diversify the shareholdings. At the same time, a spokesman for Wing Hang Bank also announced that the 15% stake was purchased by a number of financial institutions, and the specific buyer was not announced!

In this regard, Chen Hui spent $3.5 billion to secretly acquire a 70% stake in Wing Hang Bank.

The people from OCBC Bank were stunned and questioned Feng Gang one by one.

Why not sell them this 15% stake?

Feng Gang cleverly avoided their accountability.

At this time, the president of OCBC Bank, who originally planned to buy Wing Hang Bank at a high price, was puzzled, they had already offered a high price of 1.77 times, but they didn't expect that there were competitors.