Vancouver, cold winters, especially for those who have just finished their tropical tour.

As soon as he got off the plane, Mo Fan couldn't help but shudder.

Following the flow of people through the security check, Mo Fan called a taxi back to West Vancouver.

In the evening, several tenants in the house were there, cooking.

"Cousin!" Seeing Mo Fan come back, Xiong Xi shouted in surprise: "Didn't the cuttlefish say that you got lost in the Maldives? I'm still going to fly over to find you......"

"She's just gone. Mo Fan rolled his eyes, left a note when he left, and said to go back to Canada.

"Cuttlefish called yesterday, I'll get her back?"

"Hmm. I went upstairs and went to sleep. ”

"Skipping dinner?"

"Don't eat. ”

Mo Fan dragged his luggage upstairs, didn't take a bath, threw himself heavily on the bed, and let out his luck with a thought.

Fortunately, he stayed in the space for more than ten days, and he was stupid, and he was stunned when he saw Mo Fan, and then he threw himself into Mo Fan's arms, scratching and licking.

Mo Fan's depressed mood was relaxed, and he gently pressed its head: "Don't make trouble." ”

"Woo, woo woo...... "Lucky Erha's cold face screamed at Mo Fan is whining, and suddenly licked his nose.

"Little naughty. ”

……

There's a lot to deal with on my own.

After coming back, I had a good night's sleep, and the next day I prepared the materials for the gold mine, first went to the Royal Bank of Canada, then the National Bank, Mingdao Bank, and finally called two investment banks. Looking for a bank to inquire about the loan, Mo Fan has a high-grade gold mine with hundreds of tons of reserves in the explored area, and he is definitely a high-grade customer.

Mo Fan is ready to borrow $50 million for road construction and follow-up exploration of the gold mine. The gold bricks and dog-headed gold in the space, Mo Fan is not ready to sell them for the time being, especially the gold bricks. Last year, the price of gold was sluggish, almost falling below $1,000. This year, the price of gold has a tendency to recover, because the Yankees are ready to fight the war again. In the prosperous era of antique gold, the price of gold must rise every time there is a war, which is almost an iron law.

Submit the materials to the bank first, and they need to verify them, and then they will study whether to give Mo Fan a loan.

It's also very simple to verify the materials, just ask Alpha Exploration for verification. The next day, Mo Fan received a succession of restorations, and the five banks were willing to lend to Mo Fan, and put forward the intention of investment or acquisition, but Mo Fan rejected them all.

I received five phone calls before and after, all from the bank, and as soon as I hung up the phone from Phipps Investment Bank, Mo Fan's phone rang again, and Mo Yu called......

Mo Fan hesitated for a moment and picked up: "Brother." ”

"Hmm. ”

"You've finally gotten through. What are you doing, leave without a sound, my mother is crying urgently. ”

"I have something to do here, didn't I leave a note? Mo Fan took a deep breath: "Just have fun, I'm fine." ”

"Hey, wait. ”

"What else?"

"Mom wants to talk to you. ”

"I'm very busy here......"

Before Mo Fan finished speaking, his mother's roar came from the phone: "Mo Fan, what kind of virtue do you have, I can't say anything about you yet, can I?"

"If you can, you'll be happy. Mom, I'm really busy, and I'm in a hurry to go out. Mo Fan said calmly: "That's it." ”

"You ......"

Mo Fan hung up the phone, took a deep breath, picked up his briefcase and went downstairs, and just went out and called again. This time it was the mobile phone number from Mo Fan's father, and Mo Fan picked it up: "Dad." ”

"Well, your mother said you, and that's for your good. ”

"Yes. You and your mom take care. ”

"Alas, you take care of yourself over there alone, and stay safe. ”

"Hmm. Dad, ask something...... "Mo Fan was angry in his heart, this is for sure, but the angry words he wanted to say came to his mouth, and he didn't say it after all: "Mo Yu wants to buy a car, I promised her." I paid $300,000 in advance at the hotel, and there should be a refund when I go back, so I bought one for Mo Yu. Nothing else. ”

"Okay, we're going to go back in two days. ”

Hanging up the phone, Mo Fan went to the Royal Bank first, went to the bank and said a word at the front desk, and was taken to the branch manager's office.

The interest given by the gold bank is 5.69, the annual interest is 5.69, and the interest on the loan of 50 million yuan a year is 2.84 million. This interest rate is too high for high-quality customers. Then he turned to Mingdao Bank, and the interest they gave was about the same.

Finally, when he came to the Phipps Investment Bank, as soon as Mo Fan arrived, a young man in a suit looked at him: "Mr. Mo Fan?"

"Who are you?"

"Kyle Phipps. Managing Director of Phipps Investment Bank, Vancouver Branch. ”

Mo Fan looked at him again, brown and yellow hair, Western European face, very handsome, and his age was estimated to be younger than himself.

Kyle Phipps smiled, made an inviting gesture, and said, "Please come in." ”

Mo Fan moved his cheeks, could this guy be a member of the legendary Phipps family?

It's an American investment bank with total assets of about $9 billion. The Phipps family is also well-known in the United States, not as famous as the Morgan, Kennedy, and Rockefeller families, and it should not be underestimated. There have been no particularly awesome characters in this family, but there are many elites in the family. The most influential family in the United States for 16 years, the Phipps family ranked 26th, the family's net worth reached $8 billion, and the family has 19 billionaires and 21 multimillionaires.

"Please. Coming to the general manager's office, Kyle Phipps invited Mo Fan to sit down, then brewed two cups of instant coffee and brought them to Mo Fan: "Sorry, I only have instant coffee here, if you need tea, I can ask the secretary to prepare it for you." ”

Mo Fan shook his head: "No need, the coffee is very good, it can refresh you." Are your investment banks willing to lend me money, and what is the interest?"

"You can call me Kyle. Kyle attached great importance to Mo Fan, said and took out a few documents, and continued: "There is no problem at all in giving you a loan. Interest, 4 percent, or we can take a stake in your company, you don't have to mention it. ”

"I don't need a partner for the time being. The mine has only been initially explored, and it is difficult to assess the exact value at this time. This year, I will do a detailed exploration application, and after I am done, I will sell part of my shares. ”

"Oh......" Kyle nodded, "Hopefully we can work together deeply." This is the contract, there are Chinese and English, you take a look. ”

There are two copies of the contract in Chinese and two in English, and Mo Fan has no problem reading the Chinese contract, but the English contract, Mo Fan can't understand it. He speaks English, but there are too many terms in English contracts, which need to be studied by a professional lawyer.

"I'll have to look into it with a lawyer. Mo Fan said.

"No problem. If you still need a loan, you can call me directly, and I will give you the lowest loan interest in the industry. ”

"Thank you. ”

"You're welcome. Kyle smiled, "You're ready to fully explore the mine, and I have an absolutely trustworthy exploration company here to recommend to you." ”

"Thank you, Mr. Kyle. ”

Kyle spread his hands: "I'm also here to get a first-hand look at your gold mine news." ”

Leaving the bank, Mo Fan went to a nearby law firm and asked a lawyer to study his contract. There are no pitfalls in the contract, a five-year loan contract with an annual interest rate of four percent. This is more favorable than a purchase contract......

Then he went to the bank with his lawyer and signed the contract.

50 million will arrive soon.

Kyle prepared the information of the exploration company and handed it to Mo Fan. Matila Exploration Company, part of the Roderick Mining Group.

The next step is to identify the exploration company......

Reorder the equipment.

Two sets of small gold panning equipment. One set of equipment has two excavators, two bulldozers, and one loader, all of which are small equipment, under ten tons. A new type of chute-type gold panning machine was ordered, which was specially designed for use in the field work area, and had external brackets, the kind that could be dragged around with a high-power tractor. Five units were ordered at a time, and depending on the power of the machines, one washing machine can process 300 tons of ore per hour.

In addition, five sets of heavy construction machines were ordered, all under the Caterpillar brand. A set of heavy construction equipment includes a Caterpillar D10T bulldozer, two Caterpillar 374FL excavators, three 20-ton ore trucks, and a Caterpillar 982M loader. A set of equipment comes down with nearly $5 million in parcel shipping and other costs.

To this end, Mo Fan also went to Caterpillar's branch in Canada.

Each set of equipment has a special supporting operating procedure, even if Mo Fan goes back to China, he can understand the operation status of the machine. In addition, Caterpillar also promised Mo Fan to send engineers to help Mo Fan complete the program planning of the equipment.

The entire equipment cost close to $30 million. These are the big guys, and they will be transported to Whitehorse City by water to reach the north shore of Dawson City...... It's all shipped, and it's probably July.

"Something missing...... Back in Vancouver, Mo Fan was about to leave for the Yukon, when he suddenly remembered the problem of transportation, and then called Kyle and asked him to help get a helicopter.

Mo Fan signed a contract with Kyle, and the gold produced was sold to the bank at the market price, and he was already the top black card member of Phipps Investment Bank. However, the main business of investment banks is securities issuance, underwriting, trading, corporate restructuring, mergers and acquisitions, etc., and the black card members of investment banks are not as useful as Citigroup's black cards for Mo Fan. However, there are also many businesses for black card customers, which are incomparable to most commercial banks.

A brand-new Bell 206 helicopter, Kyle only took two days to help Mo Fan get it, and it will be sent to Whitehorse City in about a week, and he also helped Mo Fan recruit two helicopter pilots, which can be described as a one-stop service.