The spring rain disturbed and sharpened the glass windows of the balcony. Pen Fun Pavilion wWw. ｂiquge。 ｉｎfo

It is said that spring rain is as expensive as oil, but at this moment, Mu Dong's heart has no feeling of joy at all. He stood on the balcony, staring at the glass window in a daze. The rain gathered little by little, then slipped little by little, and finally fell on the windowsill and ran to the ground where the sewage flowed downstairs. There was a faint quarrel downstairs, as if there was a dispute over the parking space.

Alas, this messy community-Mu Dong couldn't help but sigh, his eyes drifted to the few sales advertisements he was holding in his left hand, and his right hand scratched his messy hair.

This house price is really unbearable!

Mu Dong is 33 years old this year, and as the saying goes, he stands at thirty. But 33-year-old Mu Dong always feels that he has not stood up at all, and the housing problem has tormented him for 10 years.

Mudon's plan to buy a house began 10 years ago. It was 2006, 23-year-old Mu Dong, who had just graduated from the accounting department of Ludong University of Finance and Economics. He has an ambitious plan: work hard, save for a down payment, and with a little more support from the elderly in his family, he will always be able to find his own place in this provincial capital. With a dream, Mu Dong applied for a job at a mobile phone sales company. In order to make more money, he gave up a stable and decent financial job and chose a sales position.

Two years later, in 2008. Mudong Province was frugal and saved 50,000 yuan. The parents cut back on food and clothing and took out 30,000 yuan. His girlfriend Xiao Xiao took out 10,000 yuan. With the 90,000 yuan in hand, Mu Dong and his girlfriend Xiao Xiao started their first trip to see the house. At that time, the average house price in Quancheng, the provincial capital, was about 5,000 yuan per square meter. 90,000 yuan, buy a small house, the down payment can almost be solved, it is not enough, relatives and friends can borrow a little, you can get it.

Looking at the house and looking at the house, Mu Dong and Xiao Xiao saw some doorways, there is a price but no market!

In 2008, the Olympic year had just begun. The event did not bring any surprises to the Chinese economy. Affected by the international financial crisis, the domestic real estate industry is also mourning and falling.

Mu Dong and Xiao Xiao decided not to buy the house for the time being. Nonsense, the price was reduced immediately, and many real estate projects were suspended.

A few months later, the country's 4 trillion yuan bailout plan saved China's economy and many real estate developers who were ready to jump off buildings.

Housing prices are like riding a rocket up, 6,000 per square meter - 7,000 per square meter - 8,000 per square meter......

Mu Dong and Xiao Xiao were completely dumbfounded. Since that year, they have been saving money at a rate that has never kept up with the rate of house price increases.

Girlfriend Xiao Xiao, full name Li Xiaoxiao, is the same age as Mu Dong, but her birthday is 6 months later than Mu Dong. Mu Dong and Xiao Xiao were classmates in high school. The two have never called in the three years of high school, but it is just the fate of meeting and nodding. In 2001, the two took the college entrance examination for the first time and both failed. Then both of them went to the same college entrance examination cram school, were assigned to a class, and once again became classmates, starting a cram life called "senior year of high school".

Until the first half of the senior year of high school, the two didn't look at each other. In the second semester of the fourth year of high school, the huge pressure of taking the college entrance examination for the second time gradually hit. In the face of pressure, all kinds of inexplicable pressurization methods have become popular in the class.

There are people who run long distances every day, there are people who sing every day, and there are people who pinch a table tennis racket every day, and in the limited rest time every day, facing the wall behind the classroom, quickly jogging the table tennis ball. The sound of popping made other students who were studying on their own upset. The most popular way to relieve stress, there are many conformists and are very popular, that is, falling in love!

Yes, it's about being in love. In each class, there are always a few pairs, in and out of pairs, inseparable, sweet and sweet. The teacher also pretended not to see, and occasionally hid when he saw it. The teachers are also very sad, there are a few seemingly normal neurotics in their class, and they are on the verge of exploding, and they can't afford to mess with them! The students can be happy with each other, maybe in a few years it will become a good story or something. Blocking and not blocking, blatantly channeling or something, is not a good strategy. I just pretended not to see it.

Mu Dong and Xiao Xiao were inexplicably eye-to-eye at that time. What a wonderful thing fate is, so that a pair of men and women who have been together for almost four years are suddenly enlightened. It turns out that in addition to studying, there are so many beautiful life experiences. What a surprise!

Yes, it was very unexpected! Mu Dong and Xiao Xiao unexpectedly became the good stories that the teacher was looking forward to. The flames of love that burst out did not make the two of them fall in their grades, but allowed the two to support each other and were admitted to the university together. Mu Dong was admitted to Ludong University of Finance and Economics majoring in accounting, and Xiao Xiao was admitted to Ludong Normal University majoring in Chinese education. Although they are not in the same university, they are fortunately not far away, and the bus is only seven or eight stops, so there is time to work together every week.

Four years of college is naturally easier than four years of high school life. Both of them are from ordinary rural families, and their family economic situation is similar, plus the same college entrance examination experience, the two have no problems in communication, although there are always some small frictions between couples, but the flaws are not hidden. The two supported each other and successfully graduated.

After graduating, Mu Dong joined a communications company. And Xiao Xiao unexpectedly chose a job to teach in a village-level primary school in the suburbs of Quancheng for two years, and the advantage is that he can be transferred back to the urban primary school after two years. In June 2008, Xiao Xiao successfully completed two years of teaching work and was transferred back to the fifth primary school in the city.

Xiao Xiao likes his job very much, it is stable and decent, and there are winter and summer vacations every year. This job is very suitable for women.

At the beginning of 2009, Mu Dong discussed with Xiao Xiao that it was difficult to realize his dream of buying a house with a part-time job alone, and in mid-March, he quit his job, rented a booth in Digital City, and hired a clerk. Started a business and sold mobile phones and digital products. After some rent and purchases, there was not much left of the 90,000 yuan that I had planned to buy a house.

When Mu Dong resigned to start a business, Xiao Xiao gently told him: "You go to break it, go toss, I will be your big rear." If you succeed, I will be blessed with you. If you lose, I'll feed you!"

When Mu Dong heard this, he rolled his eyes and said, "You, you are kind enough, but you are a bit of a crow's mouth."

The crow's mouth Xiao Xiao seems to be right. After 2008, mobile phone manufacturers began to flatten their channels, and traditional stores gradually declined. Coupled with the rise of online shopping, business is even more immortal.

On May Day in 2009, Mu Dong, who had no car and no house, entered the marriage hall with Xiao Xiao in a rented house. The wedding was held in the rural hometown of Lunan. After getting married, the two returned to Quancheng and continued to work together.

In 2010, fed up with the torture of several moves, Mu Dong gritted his teeth and bought his current house, an old community, a one-bedroom house. 35 square meters, 240,000 yuan, full amount. The reason why the payment is full is because this year's mortgage review has almost reached the point of madness. The money that can be taken out plus the money that can be borrowed is only enough to buy this small house. The complex was built in the 80s, the old one is not presentable, there is no heating, there is no gas. Two years ago, such an old house was at most 4,000 per square meter.

In 2010, her daughter Xin'er was born in this small snail house. Mu Dong's mother also came from Lunan's hometown, crowded into this small house, and lived intermittently for more than 3 years, taking care of Xiao Xiao and Xin'er, until Xin'er went to the nursery, and then returned to her hometown.

After that, life was so ordinary. The business is still like that, not dead or alive. Mu Dong also opened an online store to sell digital products in the store online, but the effect is better than nothing.

is his wife, Xiao Xiao, and in recent years, the country's investment in education has increased. The salary of teachers has risen again and again, and the income is more than 5,000 per month. Mu Dong sometimes has poor cash flow in the store, and Xiao Xiao will always support him. Mu Dong always said at this time: "I was really raised by you, wife." Xiao Xiao will say: "Handsome guy, I am willing to raise you"

The days flowed slowly, and Xin'er slowly grew up. Life is slowly getting better. At the end of 2013, the family added a car, the new Santana, with an automatic transmission. Mu Dong and Xiao Xiao both got their driver's licenses, and Xiao Xiao usually drove and took Xin'er to the nursery school where she worked. When Mu Dong needs to receive and deliver goods, he occasionally opens it. In fact, Mu Dong prefers a car with manual transmission, but Xiao Xiao is more comfortable driving an automatic transmission, so he bought an automatic transmission. Although parking in the community, every day is a battle of wits and courage, but it is indeed a lot more convenient to have a car, and you don't have to squeeze the train with large bags and small bags when you go back to your hometown during the New Year's holidays.

In the blink of an eye, it was already 2015, and Mu Dong moved the idea of buying a house again. Xin'er is 5 years old and can't sleep with her parents, so it's time to sleep in separate beds.

In 2015, the housing price in Quancheng urban area was about 9,000 per square meter, and although the house in hand was small and old, the valuation of the intermediary reached 300,000. Mu Dong and Xiao Xiao discussed and planned to buy a three-bedroom second-hand house, about 100 square meters. Sell the small house you live in now as a down payment. In addition to paying debts and raising children in the past few years, the family has about 100,000 savings as decoration money after buying a house.

The ideal is very plump, and the reality is very backbone.

Because I already have a house (albeit small), buying a second home is a 60% down payment, not the 30% estimated by Mudon. In this way, the money from selling the small house is far from enough to pay the down payment!

Mu Dong and Xiao Xiao were stupid, and the handsome guy of the real estate agency laughed!

"Brother Mu, sister-in-law, this is not a problem, it can be solved easily!"

"How to solve it?" the couple said in unison.

"Divorce. ”

"Divorced !!" is again in unison.

"Yes, Brother Mu, sister-in-law. The two of you go through the divorce procedures by agreement, assuming that the original house is given to Sister Li according to the agreement, Brother Mu can issue a single certificate after getting the divorce certificate, so that Brother Mu can buy a house again, which is the first house, and the down payment can be calculated according to 30%. ”

Mu Dong and Xiao Xiao were silent. I didn't say anything for a long time. For so many years, life has been dull, not to mention wealth, and both of them cherish this relationship very much. Especially Mu Dong, who has always felt guilty about Xiao Xiao and Xin'er, feels that he has not supported this family well. Now in order to buy a house, I want to get a divorce. This feeling is ridiculous.

The handsome guy in the intermediary saw that something was wrong, and said slowly: "Brother Mu, sister-in-law, this is a procedure, it is a fake divorce, and after the second house is bought, you can remarry." ”

Mu Dong was a little apprehensive and said, "It's boring, although it's a fake divorce, the formalities are all real." In a blink of an eye, he glanced at his wife, who was also a little uneasy, and said to the handsome guy in the intermediary: "We need to discuss, go first, and then contact." After speaking, he took his wife's hand and turned around and left the real estate agency.

Mu Dong and Xiao Xiao are both perfectionists, and they are unwilling to use things like divorce to taint their simple emotions for so many years. It's not that I don't have a room to live in, I've lived for so many years, let's slow down. The matter of buying a house has been put aside for the time being.

A few months passed, and it was the end of 2015. Quancheng has planned the subway project for N years, and finally implemented the news of the start of construction. Correspondingly, the prices of houses along the planned subway line have ushered in another round of rising frenzy. This tide swept along the subway planning line, swept around, all the way to the city and suburbs.

By the time Mu Dong and Xiao Xiao reacted, the average price of second-hand houses in the urban area had risen from an average price of 9,000 yuan per square meter to 11,000 yuan. In the blink of an eye, the Spring Festival passed, and by February 2016, the housing prices in the urban area had reached 13,000 yuan per square meter.

Mu Dong and Xiao Xiao panicked. Don't say anything this time! Prepare for divorce! Prepare for divorce immediately! Prepare to sell this small house immediately! Prepare to see houses, second-hand houses, new real estate, and prepare with both hands! Go all out to improve housing conditions!

The two discussed, selling a small house and buying a big house, and prepared first. Wait for the small house to have an intended buyer, and the big house to have a purchase goal, and finally go for a divorce. Both of them are a little reluctant, and they always want to delay this procedure until the last moment.

No, a month has passed, and now it's March, the two of them have seen countless new real estate, seen countless second-hand houses, and Mu Dong doesn't go to the store every day, and they are all thrown to the clerk to deal with. As a result, the more the couple looked at it, the cooler their hearts became, and the more they looked at it, the more sad they became. The goal has long been a house of about 100 square meters, but it has been reduced to seventy or eighty square meters, and I still haven't met a suitable house. Good community, expensive house, can't afford it. Second-hand houses, old communities, except for the house is a little bigger, the community environment is almost no different from the community where you live now.

This weekend, Mu Dong and Xiao Xiao were in no mood to look at the house. Mu Dong entrusted the affairs of the store to the clerk, and on Saturday the couple took Xin'er to the aquarium that Xin'er had always wanted to go to, Xin'er is almost 6 years old and will be in the first grade this year. Played for a day. Xin'er saw her long-awaited dolphin show and beluga whale show, and chirped excitedly. When he left the aquarium in the afternoon, Mu Dong bought him a medium-sized fabric blue dolphin. Xin'er happily pecked her parents' faces.

Today, Sunday. Early in the morning, Xiao Xiao took Xin'er to learn to swim. Mu Dong didn't go with them because he had to wait for the agent to bring someone to see the small house. Waiting, waiting, the intermediary hasn't come yet, and the rain is squirming. Mu Dong looked at the real estate information he got recently, and felt tasteless.

It wasn't until the afternoon that the little handsome guy of the agent brought someone to see the house. The little handsome guy said a lot of things, and his mouth was as sharp as adding engine oil. The customer who looked at the house didn't say anything, looked around, and quietly retreated. Mu Dong thought to himself: It is estimated that it is no fun, in this weather, just the wanton sewage downstairs can discourage buyers.

After sending off the agent and the client who saw the house, Mu Dong called Xiao Xiao and it was raining, and he was going to the swimming pool to pick up the two of them. Before going out, I saw the fabric blue dolphin on the bed, and remembered the way Xin'er loved it yesterday, and my heart warmed. He picked up the baby dolphin and intended to put it in the car. In this way, on the way back, Xin'er has something to play.

Go out with an umbrella. When I got downstairs to the community, I rushed out of my car left and right. Looking at the little dolphin placed on the right side of the dashboard, thinking that he was about to see Xiao Xiao and Xin'er, Mu Dong was in a much better mood, and couldn't help humming a song.

On a rainy day to catch up with the weekend, there are a lot of cars on the road, and everyone is driving slowly forward. There was a traffic light ahead, and because he was going to turn left, Mu Dong slowly stopped in the first position in the left lane. The green light on the sidewalk was on, and pedestrians were shuttling in front of Mudon's vehicle. As the flow of people thinned out, a young woman with an umbrella in her left hand and a five or six-year-old girl in her right hand hurried past from right to left. The little girl, wearing a flaming red coat, saw the blue dolphin on the dashboard through the gap between the windshield wipers when she passed in front of Mu Dong's car. The little girl was immediately attracted, slowed down, and kept looking back at the little dolphin. Mu Hua noticed the little girl. Well, the age is similar to Xin'er, well, I also like to wear red clothes, and Xin'er is also a red controller. I also like little dolphins, hey, it's really like Xin'er.

The little girl dragged her legs, the young woman's pace slowed down, and she turned around to urge, but the little girl still looked at the little dolphin reluctantly, rubbing forward little by little, and was almost dragged away by the young woman.

Suddenly, there was a loud roar from the opposite lane. An off-road vehicle rushed out of the opposite lane. The opposite lane was also full of vehicles waiting for a red light, and the bus lane was empty. The off-road vehicle roared from afar, rushing to the intersection on the bus lane, and in the blink of an eye, it was about to crash into the little girl in red and the young woman holding her.

In a flash of light, Mu Dong released the brake pedal and stepped on the accelerator deeply. The car is in automatic transmission, waiting for a red light at the intersection for a short time, not taking off the gear, and still in the forward gear. Santana rushed out with a "boom", and in the center of the intersection, obliquely mounted the tail of the speeding off-road vehicle.

Bang!

Under the huge impact, the off-road vehicle was hit diagonally by Santana, which changed its driving trajectory, made a half circle on the spot, changed its head to tail, changed its tail to its head, and its tail turned forward, rushed out diagonally, hit the street light pole on the outside of the intersection, and stopped.

After the impact, Santana continued to rush out diagonally, slamming his tail into a lamppost on the other side of the intersection, and then rolled several times in a row, with the bottom facing up, and stopped.

Although Mu Dong was wearing a seat belt, the huge impact and tumbling still seriously injured him. A huge pain instantly struck his whole body. He was curled up with his head down, hot stuff running down his face. In the shadows, he vaguely saw the little girl in the red coat and the young woman, standing at the intersection looking at him dumbfounded. Someone ran towards him, someone shouted something noisily.

Heavy tiredness hit, and Mu Dong suddenly couldn't feel the pain. He seemed to be floating, lazy, warm. It's like soaking in a bath.

"Is this going to die?"

"She's just a little like Xin'er, is it worth it?"