"This money is not given, but borrowed ......"

Well?

Borrow??

Bian Xuedao said calmly: "I can't save a hundred hungry, I provide this fund to let everyone get rid of the shackles of the first pot of gold, have the funds to start a business, and participate in market competition." I don't want interest on this money, but the person who borrowed this money must repay me 5% of the principal every year, that is, if you borrow 2 million, you will repay me 100,000 yuan every year, and if you borrow 3 million, you will repay me 150,000 yuan every year. ”

Speaking of this, Bian Xuedao paused for a moment, and then continued: "You can not pay back this money, but if you don't pay it back, after this money, I will not lend him another penny." ”

This one...... The atmosphere in the room was a bit solemn, and everyone was not very comfortable with Bian Xuedao's generous but unsentimental thinking.

The second sister Bian Jing first broke the silence and asked: "Learn the Tao, you also know what kind of ability our family has from in this family, take the money to go out and start a business, what should I do if I lose it?"

Bian Xuedao said: "Then try not to lose, investigate well before investing, do a good job of market research, work steadily, and don't use it casually because the money is easy to come by." In addition, if I really invest in a promising field, there is no problem with vision, no problem with business management, but because of force majeure and losses, I will be flexible. In a word, I hope that the Bian family can become fishermen who can go out to sea to fish by themselves, instead of lazy people who wait for others to fish and share the fish to eat. ”

"That's right. Bian Xuedao raised his hand and said, "I almost forgot to say one, my parents are quite lonely in Songjiang, and I want the elders in the family to move to Songjiang as a companion." I personally gave 100,000 yuan to each elder to buy a house, the uncle passed away, and the eldest mother was 200,000 yuan. The 200,000 yuan for the elderly to buy a house, none of you can make up your mind, this money is only allowed to buy a house. Besides, a family of 200,000 yuan, buying a better house in Songjiang, and adding decoration or something, is definitely not enough, and the rest is borne by you children. How to say, move home, don't be too stingy, every time a house moves to a new house, I have to go to the bottom of the pot. ”

There are people in the house who understand.

Filial piety comes first.

Bian Xuedao said this because he wanted to test the filial piety of each family by looking at filial piety, or to force each family to fulfill their filial piety and pay money for their parents to buy a new home in Songjiang.

For example, Bian Dad's age and experience can understand the true intention of Bian Xuedao.

The elderly are the connectors and buffer belts of each family.

After Bian Xueren, Bian Xueyi, Bian Jing and others moved to Songjiang, even if they had Bian Xuedao to take care of them, it would not be smooth sailing, let alone satisfactory.

And with parents by their side to advise, young people are equivalent to an extra insurance to avoid being hot-headed and reckless.

I'm done with the words.

For the people in the room, no matter how harsh he said, it was a great thing.

Funding 3 million start-up capital, no interest, the principal will be repaid in 20 years, in addition to parents and relatives, where else can you find such a favor in the world?

Without further ado!

Everyone knows the truth of striking while the iron is hot, so each family first discussed as a family unit, and then several people got together to discuss.

Discuss and discuss, Bian Xuede and Wang Jiayu became the center.

This is not surprising, in addition to Bian Xuedao in the house, Wang Jiayu has the highest education, and Bian Xuede has gone the farthest, and more importantly, they have lived in Songjiang for a period of time and are more familiar with Songjiang.

There is Bian Xuedao, and the whole family is involved in this matter, Bian Xuede and Wang Jiayu dare not be selfish, and sincerely discuss the project with everyone.

At this time, Wang Jiayu's personal ability was highlighted.

Among the women who discussed together, the eldest sister-in-law Wang Jiamin, the second sister-in-law Zhang Qian, plus Bian Jing and Bian Yu, couldn't figure out a train of thought at all, just followed the east and the west and blindly agreed.

Bian Xueren and Bian Xueyi have a good mind, but they are limited by their vision and insight, and they have no constructive suggestions.

Seeing a bunch of people in a mess, Wang Jiayu said: "It's not a way to discuss like this, so let's talk about the steps, and everyone will come one by one." ”

"First, the number of funds to be applied for by each company is clarified, and then the next step is discussed. ”

As a result, as expected, each family applied for 3 million.

The more you stake, the more options you can choose from, and the more room to maneuver. There's no interest anyway, so why not cap it?

Wang Jiayu said: "The second item, I personally have a mention, everyone listens first, if you agree, continue to discuss, if not, then study." ”

Everyone looked at Wang Jiayu.

Wang Jiayu, who has become a mother, is obviously much calmer than two years ago, and she said carefully: "I think so, 3 million yuan, which sounds like a lot, but if you really invest in entrepreneurship, you can't make many waves." ”

"Moreover, if each company only invests in one project, the risk is too high, and once the investment fails, there is no room for turning over. In the case of diversification, funds may be stretched thin, so that each project cannot be scaled. ”

Well......

Going to school in Yanjing is different, there is something in my head!

Everyone looked at Wang Jiayu and nodded frequently, agreeing with her statement.

After receiving the recognition, Wang Jiayu's tone became more confident, and she continued: "To sum up the above points, my personal proposal is that everyone will discuss two or three projects that are approved, and then everyone will split the capital and invest in the shares......"

Yes, Wang Jiayu said here, several women have already heard it.

As a last resort, Wang Jiayu explained: "I assume that we discuss three investment projects, car dealership, catering, and hotel, then assuming that the hotel needs 8 million funds, it is ideal for us to have 8 companies, each with 1 million shares, and then the hotel income will be distributed according to the proportion of investment." ”

Oh......

Someone responded with a sudden realization.

Wang Jiayu nodded and said: "Everyone splits funds and shares in different projects, which can share risks and ensure capital returns." In addition, if you put money together to run a project, you can enter some industries with a high capital threshold, and such an industry, because there are fewer people coming in, so the competition is smaller than that of the industry with a low capital threshold, and the income is more secure. ”

Wang Jiayu's "brain" conquered the peasants, small townspeople and housewives of the Bian family at once.

Everyone looked forward to her.

When discussing investment projects, Wang Jiayu put forward a statement, since this money side learning requires everyone to repay it in 20 years, that is to say, you don't need to care too much about short-term returns, you can invest in some projects with slower return on investment but stable returns.

As a result, two projects were tentatively finalized -

Investing in a large-scale car repair and car wash shop, this is Bian Xuede's "specialty", which belongs to the most reliable project of this group.

Join a KFC store.

According to Wang Jiayu, as long as the location of the store is good enough, this is a business that sits and collects money. The only threshold is that the capital requirements are high, and if you want a top location in Songjiang City, you may have to turn to Bian Xuedao.

A few hours later, the three brothers Bian Xueren, Bian Xueyi and Bian Xuede took the investment plan and asked Bian Xuedao, who was noncommittal.

Bian Xuede said: "The location of this KFC store needs your opinion from the third brother. ”

Bian Xuedao thought for a while and said: "Let's open it at the railway station, Songjiang is the provincial capital, a railway hub, and a large flow of people." ”

Bian Xuede sighed and said: "Third brother, there are already two KFCs near the train station now, let's go again, the competition pressure is not small!"

Bian Xuedao smiled confidently and said, "I didn't say that it was opened near the train station, I said that it was opened in the train station, in the waiting area on the second floor of the station, I think it's good there." ”

Bian Xuede: "......"

Bian Xuedao said: "You first do the preparatory work before joining, and leave the site selection to me." ”

In the next few days, the Bian family mobilized.

Everyone's entrepreneurial spirit has been mobilized, and everyone's spirit is inspired.

In Bian Xuedao's heart, taking out a sum of money this time can be regarded as his fulfillment of the responsibility of supporting the family, which is equivalent to a matter of his heart.

The fifth day of the first month.

Bian Xuedao took Li Bing to board the flight from Songjiang to Yanjing and went to say goodbye to Shan Rao.

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(Spit it out,Unicom is really a bad bad company,4Month renewal 1200 yuan Unicom broadband year,As a result, the network is disconnected at home,Call 10010 customer service number,10 times 9 times can't get through,Tell me once they already know,Please wait patiently,Wait for nearly a week.。 I couldn't bear it anymore, and I spent money to access the telecom, and then I thought that the annual subscription was only used for 2 months, and if I didn't come back, it would be equivalent to cheapening the garbage company. As a result, when I went to the business hall, I heard that I was going to return the annual package, and the Unicom staff calculated an account for me, and if I returned, not only could I not get the money, but I also had to give Unicom a few hundred for liquidated damages and dismantling fees. For companies like Unicom, I just have one word: you are so awesome!)

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