Chapter 8: One Million
Mu Dong naturally has a lot of reasons. Pen % fun % Pavilion www.biquge.info
He explained that he was not going to the river to pump sand, but to hoard sand, and that there was a big boss in Quancheng who was optimistic about this business (this big boss was of course Han Yong), and he could transport sand to other places, and the price in other places was relatively high. Moreover, the big boss is ready to invest 500,000 yuan in this business.
500,000! The people around him gasped and looked at Mu Dong in surprise. In an ordinary village like Mu Village, the average family is farming and doing odd jobs for a living, 500,000 yuan is a huge amount of money for any family. Of course, it's still a lot of money.
Mu Dong continued: "Now I want to talk about this, mainly to discuss with everyone, we have the money to contribute, the power to contribute, everyone to do this together." ”
Mu Dad said: "Isn't there a big boss who pays for it, and what else do we pay?"
Mu Dong said: "Other people's investment is someone else's, we can take advantage of this east wind, invest some together, make money, and share it together." ”
The crowd fell silent, each thinking in his heart.
Brother-in-law Zhong Guodong said to his sister: "Xiaoxia, since Dongzi wants to do it, we will also support it, you see?"
Mu Xiaoxia said: "My brother's business is our business, I think I can do it." Besides, if someone takes the big head, we just follow the foolishness. ”
Mu Dad asked, "You do this business, what do you do with the work in the city?"
Mu Dong said: "I run at both ends, isn't this still going to transport sand to other places." Mu Dong didn't say anything about his resignation, he did things first, and when he made money, he would explain it to Mu's parents and mothers, and they would be more acceptable.
As for transporting sand to other places, it is just a rhetoric, and Mu Dong can't say that if we hoard it for a few months, the price of sand will rise. As for the price increase in the later stage, it is said that it is profitable to sell it locally, and the big boss does not want to ship it out, and it can be explained.
What Mu Dong didn't expect was that in the end, most of the sand was transported to other places.
Mu Dad said, there is also some money at home, you can take it and toss.
The second uncle and the second aunt are also honest farmers, and when they saw the eldest brother's attitude, they also expressed their willingness to work together.
The third aunt said: "We also want to do it together, but there are two schoolers at home, and there is really no money, so we don't mix." The third uncle frowned, didn't speak, just smoked silently.
Mu Dong thought to himself: Sure enough!
Mu Dad's five brothers and sisters, and the family conditions are better, that is, Uncle Mu and Aunt Mu.
Aunt Mu and her husband opened a restaurant in the county seat, and the business was going smoothly.
Uncle Mu San sold vegetables in other places in his early years and accumulated a family foundation early. Later, when I was older, I didn't want to run around outside, so I went back to the village and opened a grocery store, which has now slowly expanded into a supermarket. When Uncle Mu sold vegetables when he was young, his father-in-law's family provided a lot of support. Therefore, Aunt Mu's heart is relatively high, and she stabilizes Uncle Mu. After so many years, the third aunt still has the final say in the affairs of the third uncle's family.
Aunt Mu San is not optimistic about this business in her heart. For so many years, how could anyone have heard of selling sand to make a fortune. The big boss in the provincial city also wanted to make money and wanted to go crazy, so he took out 500,000 yuan for Mu Dong, a kid to toss. There is also Mu Dong, a kid who went to college and stayed in the provincial capital to work, and his sister-in-law boasted like a flower every day, what was the big deal.
Mu Dong said: "It's okay, third uncle and third aunt, I'm just going to tell you." If I make a lot of money in the future, if I don't tell everyone, won't I complain? ”
Aunt Mu san, pouting, said, "I don't blush when I make a lot of money." I'm still busy in the supermarket, so I'll go first. After speaking, he got up and left, and when he got to the door, he turned to Uncle Mu and said, "You should go back early and drink less wine." Then he turned and walked away. Thinking as we walked, it sounded good, inviting us to dinner, not just asking for money.
Third Uncle Mu didn't squeak either, and stayed to continue drinking.
Although it was a bit cold, after a few glasses of wine, the atmosphere slowly became lively again.
Mu Dong said: "There are two things that need to be solved now, one is the venue, and the other is, I want to take out a loan. ”
Mu Dad said: "What is the loan to repay? There is a big boss who is out of the line, let's make some money and just make a small fuss." What if I lose it?"
For ordinary farmers, a loan is just a debt to the bank, which is a terrible thing.
Mu Dongdao: "Dad, don't worry, since the boss of this business is willing to invest 500,000 yuan, it is profitable." Now I'm not worried about making money and losing money, I'm worried that loans are not easy to handle, and I heard that loans are very strict now. ”
At this time, Uncle Mu, who had not spoken, said: "The matter of the venue is easy to do, there is a wasteland in our village on the side of the East River, and I am familiar with the people of the village committee, so I will take you to ask tomorrow." There were two sand fields near that field, and the sand was transported closely. About the loan, you have to go to your aunt to inquire, she is in the county seat and knows a lot of people. ”
Uncle Mu expressed his support in this way, and Mu Dong was still very moved in his heart. Originally, in Mu Dong's plan, he planned to use the land of his own family and the second and third uncle's houses to store sand, and the land of the three families was next to each other, adding up to ten acres of land. Now that there is a better choice, you can ignore it for the time being. After all, it's all good land, and it's a pity to waste it.
As for the loan, I want to ask my aunt about it. Anyway, Mu Dong also planned to go to his aunt's house in the next two days.
The next thing is to continue drinking, full of wine and food, and everyone disperses one after another.
Early the next morning, Uncle Mu took Mu Dong to the house of the director of the village committee. Naturally, he couldn't go empty-handed, so Mu Dong took some cigarettes and alcohol from the third uncle's supermarket, and paid for it.
The village director's name is Mu Huafeng, and he is the same generation as Mu's father. The village is small, and they are all busy with red and white ceremonies, and they are familiar with each other.
Seeing Uncle Mu and Mu Dong, Director Mu hurriedly greeted him.
"The third brother is here, Xiaodong is here, what else are you taking, come in and sit" said and quickly found a cigarette and handed it to Uncle Mu, and then handed Mu Dong one. Mu Dong took it, pinned it to his ear, took out his own cigarette, and said, "Uncle, smoke mine." ”
The three of them sat down, and Director Mu made tea. Third Uncle Mu said: "Huafeng, the wasteland in the East River, is it still idle?"
Director Mu said: "Third brother, what about idleness, what, do you want to contract?"
Uncle Mu: "Xiaodong wants to do some business and sell sand to other places, so you don't need to find a piece of land to stock up on sand." ”
Director Mu said, "Okay." Saying that, he turned to Mu Dong and said, "Dongzi, I heard that you have made a fortune, why did you think of selling sand?"
Mu Dong said: "Uncle, I cooperated with a boss in Quancheng to make a little money." You have to worry about the affairs of the land. ”
Director Mu said: "This land has about 35 acres, how many acres do you plan to contract and how many years will it take?"
Mu Dong thought to himself, I just want to contract for a year, I say this, will you beat me. said: "Uncle, if we go and see the land, I don't know for sure." ”
Director Mu said, "Okay, let's go and see the land, let's go." ”
About two or three miles away, three people rode electric cars, and soon arrived.
Seeing the low earthen dam on the outside of the river from a distance, Mu Dong chuckled in his heart. This land is going to be rented no matter what.
The three of them climbed over the earthen dam and came to a wasteland.
It is a gently sloping land located on the inside of the earthen dam. The earthen dam was built after the 1974 flood. The plot is square, although there is a little slope and some large and small pits, but a little tidying up, as a yard, it is still very suitable.
The land around here has been silted up during the floods over the years, with a lot of sand and little soil, and dense with pebbles. A few years ago, there were still people sporadically planting sweet potatoes and peanuts. In recent years, with the popularization of large agricultural machinery, this land has been completely abandoned. Although it is the height of summer, there are only scattered weeds and wildflowers in this large field, and it looks quite lonely.
In addition to Mu Dong, it is estimated that no one else will be able to contract such land.
Director Mu looked very enthusiastic: "Dongzi, don't look at this piece of land to grow things, it's too suitable to hoard sand." The place is big enough, you see, that side and there, it's all sand fields, you have to stock up on sand, just let them send it over. ”
Mu Dong's heart blossomed, but his face frowned: "Uncle, this ground is full of potholes, and it takes a lot of effort to level it." Are there any other places in our village, why don't we go and see them again?"
Director Mu said: "There are still a little bit of other land, it is all farmland, and it is not so big. What's the trouble with leveling, find a forklift, and you can bulldoze it in a few days. ”
Seeing that Mu Dong was still frowning, Director Mu said: "Wasteland, don't worry about the price, our village committee held a meeting to discuss, 200 yuan a mu a year, these lands have 35 acres, count you 30 acres, what do you think?"
Mu Dongxin said, it's really cheap. But he said: "Uncle, don't say 200 per acre of land, that's 100, who wants such land? ”
Director Mu: "What you said is also reasonable, I will go back to the meeting to discuss, you know, I don't count what I said." ”
Mu Dongxin said, whether it counts or not, it's not just a formality. He smiled and said, "Uncle, you have to worry a lot." If your nephew makes money, he won't have to honor you properly. ”
Director Mu laughed: "Dongzi, with your words, Uncle will be relieved." Okay, let's go back, the village committee will meet in the evening to discuss. By the way, how many years do you want to contract?"
Mu Dong originally wanted to contract for 3 years. But when I saw the low earthen dam just now, I suddenly changed my attention. This land must be held in your hands for more than 5 years, and for the sake of insurance, it will be contracted for 10 years.
So Mu Dong replied: "Uncle, if the price can be cheap, I will contract for a few more years, 10 years." ”
Director Mu's heart suddenly became beautiful. In 10 years, even if it is 100 yuan per mu, there are 30,000 yuan. The money in the village is already tight, but now it's okay, this kid is really sensible.
Thinking of this, Director Mu said: "Dongzi, this is to be cashed, no matter how many years the contract is, it will have to be paid off." ”
Mu Dong said: "Uncle, this is no problem, don't worry." Also, uncle, try to give preferential points in the price village, the area, you measure it, how many count, I can't be too ignorant, lest others gossip. ”
Director Mu loved Mu Dong to death in his heart. He smiled and said to Uncle Mu: "Third brother, I have gone to college, and my quality is different. Your son, the owner, is very good for our old Mu family. As he spoke, he turned to Mu Dong and said, "Dongzi, don't worry, this matter is beautiful for you." Just wait. ”
Uncle Mu looked at Mu Dong a little puzzled, feeling that something was wrong, but he couldn't figure it out. Shake your head.
The group of three left the wasteland and went off to work.
Mu Dong went home and told Mu's father and mother about the situation. Then I rode an electric car to my second aunt's house.
The second aunt's house is in another town. It is about 20 kilometers away from Mu Dongjia. Mu Ergu is 41 years old this year, her family is also an ordinary farmer, and she has a son named Xie Donglin, who is 17 years old this year. Xie Donglin graduated from junior high school last year, his grades were average, he was not admitted to high school, he went to a technical school or something, and he was not very willing.
Mu Dong introduced the sand business to the second aunt and the second brother-in-law, and sincerely extended an invitation. The conditions of the second aunt's family are average, but when I heard that there was a big boss investing, I still expressed my willingness to try it together. At the same time, the second aunt proposed to Mu Dong to let Xie Donglin go to the battlefield to help, and Mu Dong naturally agreed.
In the afternoon, Mu Dong took the urban and rural bus and went to the aunt's house in the county seat.
The restaurant of the eldest aunt's house, on a bustling street on the west side of the county, is called Jinyuyuan Restaurant, which takes the meaning of Jinyu Liangyuan, and mainly undertakes wedding banquets.
There are two floors on the bottom of the restaurant, the first floor is a hall, at the end of the hall is a simple stage, which is the place where the wedding ceremony is held, and the second floor is a single room, usually in addition to the wedding banquet, but also to receive ordinary diners.
When Mu Dong arrived at the restaurant, it was already 2 o'clock in the afternoon, and Aunt Mu was directing the waiters to clean up in the hall. Hearing Mu Dong shouting "Auntie" behind him, he turned around suddenly. On the round face, a flower smiled.
Aunt Mu is almost the same as she remembers, and she seems to be slightly fatter than she remembers. But the doting in his eyes will never change.
Aunt Mu's name is Mu Hong, Mu Dong is 20 years younger than Mu Hong, when Mu Dong was born, in addition to Mu Dong's mother, Mu Hong took care of him the most, until Mu Dong was more than three years old, Mu Hong got married. Therefore, Mu Dong and Mu Hong have an excellent relationship.
Aunt Mu asked Mu Dong if he had eaten, and when she learned that she hadn't eaten, she quickly arranged for the kitchen to prepare, and at the same time told Mu Dong that she didn't bother to eat lunch, and she would just finish it and eat it together.
Mu Dong asked, "Auntie, I remember that today is a single day, and there is also a wedding banquet?"
Mu Hong said: "It's not a wedding banquet, it's a full moon banquet for children, introduced by a friend." ”
After a while, the meal was ready, and Mu Hong and her husband Wang Shaoqiang accompanied Mu Dong to eat together. During the meal, Mu Dong repeated the rhetoric of last night.
Mu Hong deserved to be a businessman, and asked, "Your boss has invested so much, isn't there any news?"
Mu Dong naturally didn't talk nonsense, and said: "There is no news, it should be the price difference in the area, besides, if there is any news, people will not say it clearly." Anyway, he agreed that we would put money in and do it together. Auntie, uncle, if you want, you can also invest some. And like, I want to get some loans, do you know anyone from the bank?"
Mu Hong and Wang Shaoqiang looked at each other and smiled, Mu Hong said: "I know, he will come in a while." ”
Mu Dong was a little surprised, what? Will you come in a while? What is the relationship, and he is still on call?
Seeing Mu Dong's expression, Mu Hong said: "The one who celebrates the full moon for the child here today is the office director of the county agricultural bank." He'll come over to check out in a moment. Although he is not in charge of credit, it is still possible to help with the staff. ”
Mu Dong was relieved.
As he was talking, a fat man in his thirties shouted "Sister Mu" from afar and walked over. Mu Hong said: "Say Cao Cao, Cao Cao has arrived." Got up to greet him, and Wang Shaoqiang and Mu Dong also stood up together.
The fat man said politely: "Sister Mu, Brother Wang, I'm just busy with my affairs, I just had lunch so late, I'm tired, I'm tired." ”
Mu Hong said: "Director Zhang, it's polite to say that, it's our honor for you to arrange the little boy's good days in our store!
Director Zhang said: "Satisfied, thank you, thank you." ”
Mu Hong said: "Director Zhang, see you outside." It just so happens that I have something to trouble you. Saying that, he pulled Mu Dong and introduced: "My nephew, Mu Dong, is doing a river sand business in his hometown and wants to take out some loans, so you can give it to the staff officer?"
Mu Dong hurriedly said: "Director Zhang, hello, I'm Mu Dong, I'm sorry for you." ”
Director Zhang said: "The young man is very energetic, not like he is in the river sand business." Those who sail in the river every day are not as clean as you. ”
Mu Hong beckoned, and several people sat down to talk.
Mu Dong briefly explained the situation to Director Zhang. Director Zhang was a little surprised to hear that the business of just hoarding sand and selling it to other places already had more than 500,000 yuan of its own funds, and it had to take out another loan.
After listening to Mu Dong's introduction, Director Zhang pondered for a while and gave an answer: "In your case, it is difficult to take a direct loan, because there is almost no fixed asset mortgage. I suggest you take a different approach. Now our Agricultural Bank has a kind of agricultural loan, called the five-household joint guarantee loan, that is, five rural families guarantee each other to obtain agricultural loans, you can use the name of planting or breeding projects, apply for loans, and then find four families to guarantee together, generally you can loan 200,000 yuan. As for the purpose of the loan, everyone knows it, you don't have to be in planting and breeding, and generally no one is serious. As long as you return it on time. ”
After a slight pause, Director Zhang continued: "In addition to the mutual guarantee of five rural households, this loan also needs to be guaranteed by the incumbents of two public institutions or government units before it can be approved. ”
Mu Dong was very happy, five farmers, this is very simple to get together. When I heard that I had to find a guarantor, I was a little anxious. After thinking about it, he asked, "My girlfriend teaches in Quancheng, and it is an official establishment, can she guarantee it?"
Director Zhang said: "Yes, as long as you provide the income certificate stamped by the school." ”
There is still one guarantor missing, Mu Hong said: "Another guarantor, I want to find a way." I have a friend who works as a head nurse at the county hospital, and I went to ask her for it, and it should be able to be done. ”
Director Zhang continued: "If the farmers and guarantors can be together, I have one more suggestion. Now the rural credit cooperatives also have a similar business, and you can also borrow 200,000 yuan from the credit cooperatives with this information. ”
That's good news. Mu Dong thought to himself, if he could win the 400,000, plus Han Yong's 500,000, several families in the family would make up another hundred thousand, almost one million, a lot.