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The 913 extraordinarily large illegal fund-raising case that had been circling for several months was cracked, and Qi Zhongyuan, Zhao Xiaocheng, Zhao Youliang and others were arrested one after another, causing an uproar in the entire Donghua City. In particular, the bankruptcy of Tianma Group has had a catastrophic impact on the economy and finance of Donghua City, with nearly 10,000 people facing unemployment and more than 20 billion debt defaults, including the upstream and downstream industrial chains, nearly 300 small and medium-sized enterprises have been implicated. For this reason, the deputy mayor in charge of economics and finance resigned.

This incident has aroused widespread discussion throughout the country and even alarmed the central leadership. Not long after, a vigorous financial anti-corruption storm was rapidly unfolding on the Chinese mainland, and the bank and the three committees opened a strict supervision mode, countless violations were discovered, and various sky-high fines were issued frequently, reflecting the determination and intensity of financial anti-corruption work.

In this turmoil, Zhao Youliang, the former chairman of Donghua Bank, was prosecuted by the procuratorate on suspicion of violating the law, and the Donghua Banking Regulatory Bureau dispatched a working group to settle in Donghua Bank, conduct a comprehensive inspection of Donghua Bank's business, and issued a fine of 30 million yuan for the violations and violations found. In this regard, Lin Tianhua, acting chairman of the board of directors, said that he would resolutely support and support the government leadership, and carry out a comprehensive rectification of all businesses in the bank, overcome difficulties, catch up, and restore investors' confidence in the financial market.

Donghua University, No. 1 Lecture Hall.

The last of Professor Luo Zhisen's six academic presentations at Donghua University was held as scheduled. In the previous five lectures, Luo Zhisen analyzed the macro situation of China's economy, the real estate bubble, the capital market, tax reform and the Sino-US trade war.

The videos of these five reports have been widely circulated on the Internet, and have aroused strong repercussions in both academic and civil science circles. In the final presentation, Rozhisen returned to the roots of the economy: money and original sin.

"In the Middle Ages, the Catholic Church even issued a kind of 'indulgence' that a person could purchase from the Church to reduce or exonerate himself from guilt if he had committed a heinous crime. It is also said that money is the source of all the sins in the world, and all the sins in the world ultimately boil down to the sins of money. This also led to a period of time, everyone talked about money. Then again, are these all the fault of money?"

"Of course not. Money is the most brilliant invention created in the history of human civilization, and it is precisely because of the establishment of money and value system that people's labor can be built on a measurable system, thus breeding and reproducing the great human civilization, the circulation of goods, the transfer of value of different types of work, and finally completed through this transaction mechanism, which is not created by any other creature on earth except man. ”

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"Therefore, money is just a tool, a tool for the circulation of value. The exchange of money and value that it confers allows some people to try to take possession through power, war, crime or other illegal means, which is a manifestation of human greed, and despite all the problems, the root of these problems is not money. ”

There is a famous saying in the book "La Traviata": "Money is a good servant and a bad master." "Whether to be the master of money or to be a slave to money reflects two different views of money. Most of you here are students who are about to enter the society, and you will encounter various problems or temptations in the future, no matter which one you are, I implore you to establish a correct value for money, and our attitude towards money should be to take it in a proper way, use it beneficentially, and use it in moderation. “

……

Three months later.

After some competition and trade-offs, Lin Tianhua finally got his wish and became the chairman of Donghua Bank, and Vice President Li Youtian was promoted to president, but unlike when Lin Tianhua was president, Li Youtian, the president, was only nominal, and many things, including some things within his authority, had to be reported to Lin Tianhua and given instructions by Lin Tianhua. Of course, Lin Tianhua is also happy to do this, and after becoming the chairman, he firmly controls the affairs of the industry in his own hands.

In the past three months, Wang Chong's Chengdong branch has become one of the busiest departments of Donghua Bank, because Lin Tianhua has put all the collection of Tianma Group's non-performing loans of 1.6 billion yuan to the Chengdong branch, requiring that the indicators be controlled within the scope of regulatory tolerance by the end of June. Due to the suspension of the listing work, Wang Chong's position in the board office was also cancelled, but fortunately, he was originally a part-time job and returned to the Chengdong branch.

Wang Chong's daily work is to hover between the bank, Tianma Group and the court, writing endless reports, various restructuring plans, docking with AMC Company, and is so busy every day that even the marriage with Ma Xiaoxiao has been delayed again and again. In the end, the Donghua Municipal Government still stepped forward to protect Tianma Group. Some high-quality projects such as environmental protection material processing plants and petroleum refining plants were acquired by several large enterprises in the domestic industry through auctions and transfers, and some overcapacity enterprises had to transfer their debts to asset management companies or carry out bankruptcy liquidation.

Fortunately, Donghua Bank has a state-owned holding component, and when it disposed of Tianma Group's shares in Donghua Bank, it transferred 5.01% of its shares to a well-known domestic strategic investment company, Huaxia Financial Investment, at a price of 7 yuan per share. In addition, the auction process of the land mortgaged by Shunfa Aluminum has also been officially launched, and Donghua Bank and the Municipal Investment Promotion Bureau have also actively cooperated to introduce investment enterprises to participate in the bidding, and it is expected that the auction process can be completed before the end of the year.

According to the preliminary prediction, the final loss caused by the loan of 1.6 billion yuan will be about 200 million yuan, which is the smallest among the eight banks involved in the Tianma Group.

The final results of the 913 illegal fund-raising case finally came out, and the economic investigation brigade led by Li Yishu formally handed over the prosecution materials to the procuratorate after a detailed and thorough investigation, and after a court trial, Qi Zhongyuan was sentenced to 15 years in prison, and Zhao Xiaocheng and Zhao Youliang were sentenced to 10 years and 8 years in prison respectively.

The Economic Investigation Brigade of the Donghua Public Security Bureau led by Li Yishu performed an outstanding performance in this case, recording a collective second-class meritorious service, and Li Yishu personally also recording a third-class meritorious service, and dispatched an assistant investigator of the Economic Investigation Corps of the Provincial Public Security Department.

In the blink of an eye, in June, the day when Li Yishu left Donghua City was approaching, Wang Chong discussed with Ma Xiaoxiao, set up a family banquet at home, and gave Li Yishu a meal, for which Ma Xiaoxiao made a table of dishes at home, as well as Li Yishu's favorite boiled fish.

Wang Chong said: "In the blink of an eye, Yishu has been in our Donghua City for more than half a year, and now it can be regarded as a positive result, this glass of wine is to celebrate the promotion of our Captain Li, and he will come to the province in the future, don't forget our old classmates." ”

Li Yishu smiled and said, "Of course I can't forget, I also said that I would arrest you with my own hands!"

Ma Xiaoxiao also said, "You two are really, I remember when you first came to Donghua last year, the two of you were incompatible, not to mention eating, you couldn't even talk well, and you quarreled as soon as you said it, at that time I remember being on fire, how good it is now, everyone sits together, eats, drinks and chats, and the happiest thing in the world is nothing more than this." ”

The three of them drank it all.

Ma Xiaoxiao said again, "Of course, Yishu went to the provincial capital, don't just focus on revolutionary work, you have to grasp both career and love, both hands should be hard, Wang Chong and I are still waiting to drink your wine! Come on, let's get drunk tonight!"

Wang Chong looked at it, "No wine!"

Ma Xiaoxiao said, "Why don't you prepare more." ”

Wang Chong said helplessly, "On weekdays, we don't drink much when we eat, who would have thought that you all drank so happily today!

Li Yishu didn't drink well, she was already a little drunk today, she combed her short hair with her hands, and then hugged Ma Xiaoxiao, with tears in her eyes, and said, "Xiaoxiao, I envy you so much!"

Ma Xiaoxiao was stunned when she heard this, Li Yishu likes Wang Chong, she knows it. But Li Yishu is too arrogant and can't let go of the shelf, when she didn't come to Donghua before, although Ma Xiaoxiao and Wang Chong had a close relationship, they never pierced the layer of window paper, but as soon as she came, Ma Xiaoxiao had a sense of crisis, and at this time, the difference in the personalities of the two was reflected. She let go of the girl's reserve, took the initiative to confess to Wang Chong, and finally got together with Wang Chong, so in a sense, she should also thank Li Yishu. However, at this moment, seeing Li Yishu crying so sadly, she was also sad in her heart.

She hugged Li Yishu tightly and said, "Yishu, my good sister, I'm sorry, I can give you anything, but, Wang Chong, I can't." ”

Li Yishu said, "I know, so I'm leaving." In this life, I should be happy to have a good friend like you. ”

When Wang Chong came back from buying wine, he saw the two of them crying and asked, "Why are you crying?"

Ma Xiaoxiao and Li Yishu said at the same time, "You, go out!"

Wang Chong was a little confused, standing there, neither entering nor leaving, not knowing what to do.

This night, Ma Xiaoxiao and Li Yishu were very drunk, a bottle of Wuliangye and three bottles of red wine were basically drunk by Ma and Li, and in the end, the two of them were full of nonsense, hugging their heads and crying, and finally vomiting in the bathroom and living room.

Early the next morning, Wang Chong got up and went to buy breakfast, Ma Xiaoxiao was still asleep, but Li Yishu had already left. In the afternoon of the same day, Li Yishu packed her luggage, and Xiao Wang sent her to the provincial capital.

In late June, Wang Chong took Su Lei and Zhang Feifei to negotiate a batch of business, and completed the launch at the end of the month, stepping on the time point specified by Lin Tianhua to complete the issued half-year target. What's even more gratifying is that under the leadership of Wang Chong, the entire Chengdong Branch has a new mental outlook, and there is no longer the decline of mediocrity, laziness and procrastination last year, which Wang Chong is more willing to see.

He said at the executive meeting, "In the past six months, our Chengdong branch has experienced the test of ice and fire, and finally withstood the test, our branch can have today, everyone, I am proud of you!"

Everyone said, "It's President Wang who has led well." ”

Wang Chong said with a smile, "I don't have any leadership ability, but I am more desperate and capable at work." That being said, in his mind, he still gave an A to his performance in the first half of the year.

After June, various ranking indicators came out, and the Chengdong branch ranked sixth.

Although the ranking is basically the same as at the end of last year, it was reached when Tianma Loan was seriously risky, and last year's ranking was purely based on some technical operations to get this score.

Chairman Lin Tianhua is ready to start a comprehensive business unit system reform, this plan was reported to Zhao Youliang last year, but Zhao Youliang was retained, and now Lin Tianhua is in power, and the matter is put on the agenda. As a result, the organizational structure of the bank will be adjusted on a large scale, and due to the promotion of Li Youtian to the position of president and the retirement of Liu Jianguo, there are two vacancies in the leadership team of the bank, and the president's office plans to promote another assistant to the president and a vice president.

It is said that Li Youtian has already asked Du Yunqi for his opinion on this matter, if this is the case, Wang Chong entered the president's office at the age of thirty-three, but it can be regarded as a smooth progress.

Wang Chong has the ability and ability, and he has to have performance, especially in the loan disposal of Tianma Group, he has shown a super level of performance, and even Vice President Liao Xingguo, who has always been ignorant of business, is full of praise when he talks about this matter. If you really enter the team, you will deserve it.

However, the sky is unpredictable.

The day before the appointment and dismissal of cadres was submitted to the board of directors, a report letter arrived in Lin Tianhua's mailbox.

The gist of the report letter is that in the process of handling the loan of 190 million yuan from Kangmang Economic and Trade, Wang Chong colluded with Gu Tiande, failed to perform due diligence duties, and even violated regulatory requirements by signing a drawer agreement with Baicheng New Materials under Tianma Group in violation of regulations.

These two violations led to the issuance of a fine of 2 million yuan for this business in the first half of the year during the entrance inspection of the CBRC branch. In this regard, Wang Chong should bear the main responsibility and management responsibility.

After Lin Tianhua, chairman of the board of directors, saw the letter, he was furious, called Li Youtian and Liao Xingguo to the office and scolded them, and instructed the two presidents to strictly investigate the matter.

The investigation concluded that Wang Chong was not led by the previous illegal signing of the drawer agreement, and the latter's illegal deduction did exist, but fortunately, it did not cause credit risk and legal risk, and it was recommended to impose financial penalties.

This report was handed over to Lin Tianhua, but Lin Tianhua threw it out in front of him and demanded that it be re-examined! At this time, everyone understood what Lin Tianhua meant, and after using Wang Chong, Chairman Lin wanted to unload the mill and kill the donkey, and put Wang Chong to death! Therefore, the investigation team revised the report overnight, linked the incident with the supervision and punishment, and suggested that Wang Chong be given a major punishment, dismissed from his post, and temporarily preside over the work of the Chengdong Branch.

The chaseback meeting was like a passing scene, and it was over quickly.

At the meeting, all the committee members did not speak, let alone discuss, and the punishment was unanimously approved. Even Song Ting, the financial director who has always been at odds with Wang Chong, thinks that this punishment is a bit excessive, but this is what Lin Tianhua meant, and no one dares to refute it.

When the adjustment of positions in the bank was announced, Wang Chong was punished, and the promotion quota was naturally not given to him, but instead, Liang Youwei, general manager of the institutional department, was promoted to assistant to the president, and everyone knows that his uncle, Liang Meng, director of Donghua Bank, played a great role in it.

Although many people in the industry felt that it was unfair, Wang Chong did not say much, he went to work as usual every day, still full of enthusiasm, and worked hard to complete the business targets in the second half of the year together with the staff of the Chengdong Branch.

On this day, Wang Chong was called into the office by Lin Tianhua.

Lin Tianhua motioned for Wang Chong to sit down, smoked a cigarette, and handed it to Wang Chong.

Wang Chong shook his head, "Thank you, chairman, I recently started to quit smoking again." ”

Lin Tianhua observed Wang Chong carefully, wanting to see something emotion from his expression, but after so many things, Wang Chong had already seen Lin Tianhua through, and he was expressionless and calm.

"I'll remove you from office, what do you think?"

Wang Chong said: "The chairman is on official business, and I accept the arrangement of my superiors. ”

"Do you have any complaints?"

Wang Chong said: "Thunder, rain and dew are all blessings. ”

Lin Tianhua was completely angered by Wang Chong's unsalty and indifferent attitude, he banged on the table and said, "Wang Chong, I beat you for your own good, considering that you are a manufacturable material, but you are too arrogant, now that you have this attitude, how can I give you a chance?"

Wang Chong was silent.

Lin Tianhua also knew that the reason used to punish Wang Chong this time was too far-fetched, especially the deduction of the security deposit later, although Lin Tianhua did not directly instruct it, but also acquiesced, but it became the basis for punishing him.

Wang Chong is not a fool, he just feels a little sad in his heart.

"Actually, I called you here to ask for your words. As long as you are willing to agree, I will immediately reinstate you, and even if there is a vacancy for the vice president in the president's room, it can be left to you. However, I need a commitment from you. ”

Wang Chong was still silent.

Lin Tianhua said: "Let me ask you, Wang Chong, are you willing to be loyal to me? As long as you answer yes, everything in front is not a problem." ”

Wang Chong straightened his waist, looked at Lin Tianhua, and said word by word: "I, Wang Chong, am loyal to the banker's business standards, not to someone's personal desire for power; loyal to the interests of Donghua Bank, not to someone who spills sewage on himself and uses his subordinates in order to suppress dissidents; and loyal to the lofty moral law in my heart, not to someone's will." I'm sorry, Chairman Lin, this answer disappointed you!"

When Lin Tianhua heard this, he trembled with anger.

"Okay, you Wang Chong, you, you, you...... Excellent!"

Wang Chong said: "If there is nothing else, Chairman Lin, I will leave first." ”

"Roll on!" Lin Tianhua said three rolling words in a row.

……

Wang Chong and Ma Xiaoxiao's wedding was scheduled for August 8, at the beginning of August, Wang Chong asked for marriage leave and annual leave, the two holidays were connected, Wang Chong had nearly 20 days, after the handover, on August 3, Wang Chong and Ma Xiaoxiao returned to their hometown again.

The wedding was held in accordance with the customs of Wang Chong's hometown, and the addition of people to the old Wang family was a great joy in the local area, and the old Wang was more prestigious in the village, and there was an endless stream of people who came to congratulate him.

Ordinary village men get married and have children in their early twenties, and Wang Chong doesn't fall in love until he is in his thirties, which makes Lao Wang anxious. Every time he went to drink wine, Lao Wang was hungry to death. Over time, there were rumors in the neighborhoods that the Wang family had a graduate student who didn't like women! Every time Lao Wang heard it, he felt uncomfortable, but this time when he came back for the New Year, Wang Chong brought a fairy-like woman, which suddenly became big news in the village, and Lao Wang's waist also straightened.

Therefore, Lao Wang's wedding this time was very grand. According to the customs of the village, no matter whether it is a happy event, it is necessary to set up a stage to sing and feast on the neighbors. Lao Wang went to the best hotel in town and invited three cooks, each of whom paid 600 yuan a day, and put a flowing water banquet for three days. Fortunately, the people in the village don't care, the food is not exquisite, but the amount is large and the meat is more, and even Mr. Liu, who was before Wang Chong, specially sent a couplet to congratulate.

On the day of their wedding, Wang Chong and Ma Xiaoxiao received a special gift, which was three books, the "Little Prince" trilogy, namely "The Little Prince", "Wind and Sand Stars" and "Night Flight", which did not have their names written on it, but both of them knew that this gift was sent by their classmate and friend Li Yishu.

After getting married, the two went to Ma Xiaoxiao's house for two days, Ma Xiaoxiao lived in the city, which was naturally much simpler, just set up a few tables of banquets, feasted relatives and friends, and then the two took a plane from Shanghai and flew to Greece for their honeymoon.

Before getting married, Wang Chong was busy collecting loans, and many things in the family, including travel visas and itineraries, were arranged by Ma Xiaoxiao, and the whole performance was very smooth, and the arrangements were very appropriate, so that Wang Chong was full of praise for Ma Xiaoxiao, "I married a wife like you, it is really a blessing from the cultivation of three lives!"

After their honeymoon, the two returned to Donghua City, and it was the end of August. Ma Xiaoxiao married a wife, with a happy smile on her face, while Wang Chong's face was more calm and calm. At the end of the holiday, Wang Chong went back to work in the Chengdong Branch, and as soon as he entered the office, he found that Su Lei was already sitting in his office, and when he saw Wang Chong coming in, he quickly stood up and said with some embarrassment: "President Wang!"

Wang Chong felt a little strange, he and Su Lei were just ordinary work handovers, how could the office have also moved here, when he saw that the original furnishings in the office had been removed, Wang Chong suddenly understood.

"I've been transferred?" Wang Chong asked lightly.

Su Lei took out a personnel transfer notice from under his desk and handed it over.

Wang Chong opened it and looked at it, and it read: "After research, it was decided to transfer Wang Chong to the business department of Qingniu Branch as a counter supervisor, effective immediately." ”