Wang Chong's office was too small, so he led everyone to the small conference room on the second floor.

Zhao Xiaocheng has been dealing with the bank for a long time, and he has already done enough homework before coming, and has a clear understanding of Wang Chong's background, behavioral preferences, etc., with his understanding, Wang Chong is not easy to deal with, especially when it comes to business, the six relatives do not recognize, he knows that this bone is not easy to gnaw.

After everyone sat down, Zhao Xiaocheng said: "Our Tianma Group loan, Chairman Qi came in person, but the day before yesterday suddenly received a notice from the municipal government to temporarily accompany Vice Mayor Li to go abroad to inspect the project, so I was specially entrusted to come to negotiate, before leaving, our chairman also specially told me that I must fully cooperate with your bank's service." ”

Qi Zhongyuan is a deputy to the Provincial People's Congress and has a lot of influence in H Province and Donghua City. Like this kind of foreign project inspection, the municipal government will organize every year, one is to learn from foreign advanced experience, the second is to strengthen the communication and exchange between enterprises, and third, this kind of activity is generally an important channel for enterprises and government leaders to establish a good relationship. Zhao Xiaocheng's remarks concealed a mystery, ostensibly to attach importance to Donghua Bank, and his real intention was to tell Wang Chong that Qi Zhongyuan had a close relationship with the leaders of the municipal government.

Wang Chong has been in the workplace for a long time, how could he not hear what Zhao Xiaocheng meant, but the loan he is responsible for has always only talked about principles, not feelings, and did not comment too much, and said without being salty or indifferent: "Your group is a star enterprise in Donghua City, and we as banks are of course willing to deal with your group." Why don't you introduce the project first?"

Zhao Xiaocheng snorted, "The project is not in a hurry, anyway, our group's cash flow is not particularly tight now, this time, the main thing is to visit Director Wang, and Director Wang can communicate his feelings, by the way, I sent an invitation, I heard that Director Wang is studying in Hong Kong, our company just invited a chef from Hong Kong, I don't know if Director Wang is willing to appreciate it?"

Wang Chong had long heard that Tianma Group would have a corporate financing in the near future facing the problem of due payment, and secretly thought in his heart that if he was not in a hurry, he would not ask Lin Tianhua for a loan with so many connections, but he did not say anything. Regarding the matter of eating, Wang Chong was very taboo about this kind of meal, and politely refused.

Zhao Xiaocheng was not discouraged, and said casually, "I heard that Director Wang is a senior apprentice of Professor Luo Zhisen of HKU University?"

Wang Chongqi said, "Mr. Zhao's news is full of well-informed?"

"It's a coincidence, last month we Tianma Group just hired Professor Luo as the chief economic adviser of Tianma Group, at the end of this month, Professor Luo will take an academic sabbatical, come to Donghua University to give lectures, but also for a company of our group to list in Hong Kong to do guidance, we as landlords, when the reception work, may have to ask Director Wang for more help. ”

Wang Chong remembered that the last time he talked to Luo Zhisen on the phone, Luo Zhisen said that he had come to Donghua for a while, and it turned out that there was still this relationship in it, thinking of this, Wang Chong smiled, "I haven't seen the teacher for two or three years, but this time I have been stained with the light of your company." ”

Zhao Xiaocheng said: "Professor Luo is a well-known professor of economics in China, and it is an honor for us Tianma Group to be able to receive his guidance. When the time comes, I will have to bother Director Wang a lot. ”

Wang Chong said: "That's as it should be." ”

Several people chatted nonchalantly, from astronomy and geography to the situation in the Middle East, from macro policies to health care, Wang Chong saw that Zhao Xiaocheng was not in a hurry to talk about the project, but he didn't mention it again.

Unconsciously, Zhao Xiaocheng shifted the topic to sports, "Director Wang's physical fitness is so good, he should exercise regularly, right?" Wang Chong said that he had always insisted on running, Zhao Xiaocheng patted his thigh, pointed to the woman named Kang Wan and said: "Coincidentally, our company's well-off has practiced long-distance running before, and he also participated in the Linhu Marathon last year." ”

Kang Wan said abruptly, "It's been a long time since I left it behind, and I have to learn more from Director Wang in this area in the future." With that, the two discussed some common sense about long-distance running.

Chatting with beautiful women is a pleasing thing to the eye, but Wang Chong is only vigilant in his heart. Prior to this, Wang Chong did not know much about Zhao Xiaocheng and Tianma Group, but from less than half an hour of communication, he found that this Zhao Xiaocheng was not simple, and the seemingly casual topic could always hit the nail on the head of Wang Chong.

At ten o'clock, Zhao Xiaocheng and the others got up to say goodbye and went to visit Gu Tiande. Wang Chong sent them to the staircase, and before leaving, Kang Wan suddenly said, "Handsome guy, add WeChat." There are many things to ask you in the future. ”

Wang Chong handed over the business card, "Manager Kang, this is my business card, I have something to call to contact." ”

Kang Wan was stunned when she heard this, so far, it is usually others who ask to take the initiative to add her WeChat, like this kind of rejection, it is the first time in these years, but she still took the business card, smiled, and said, "Keep in touch." ”

Wang Chong, Su Lei, and Zhang Feifei returned to the office.

Zhang Feifei swallowed his saliva and said, "I originally thought that our colleagues at the bank counter were already very fashionable, look at the beauties of the Tianma Group, it is really a heaven and an underground." ”

Wang Chong said: "You kid should focus more on business." ”

Zhang Feifei said: "Master, I think that beautiful woman surnamed Kang seems to be interesting to you, do you have a crush on you?"

Wang Chong sneered, "I'm afraid it's because of the funds in our hands." Zhang Feifei, I warn you, don't let the sugar-coated shells of capitalism corrode you. ”

Zhang Feifei defended, "How is it possible?" and then added, "However, we can eat the sugar coating and return the cannonballs." Wang Chong reminded, "I'm afraid that before I can spit it out, the shell will explode." ”

Su Lei smiled on the side and said nothing.

Wang Chong said: "Since the superior has arranged this business, then we will strictly follow the general rules of credit and the regulations of the bank to implement, in the preliminary data collection stage, I have three hard requirements. ”

The two hurriedly picked up their notebooks.

"First, it has to be a two-person, on-the-spot, face-to-face investigation, and I'll be involved at that time. Extraordinary, you've suffered a loss here, do you know what to do?"

Zhang Feifei said: "Understood!"

"Su Lei, you are experienced, take this kid more, and hit him more if you have a problem, this kid just doesn't have a long memory. Su Lei agreed with a smile.

"Second, Tianma Group is going to use its wholly-owned subsidiary, Donghua Shunfa Aluminum Co., Ltd., to do the loan, but when collecting the statements, the other party must provide the financial statements of all affiliated enterprises, and the audit reports of the four major enterprises must be provided. ”

Su Lei said: "Their external review doesn't necessarily use the big four?"

"I don't care about this, it's a hard requirement. The thing they were asked to do was that I didn't want to spend months checking their financial statements. ”

Zhang Feifei asked, "What are the Big Four?"

Wang Chong ignored him and continued: "Third, Pang Shunyi, the legal person of Shunfa Aluminum, and Qi Zhongyuan, chairman of Tianma Group, must bear unlimited joint and several liability in their personal names. ”

Su Lei heard his head wide, "The second one is easy to discuss, and the third one is probably a little difficult for them." ”

Wang Chong said, "Now is the lender market, not the time for us to ask for corporate loans a few years ago, if these conditions cannot be met, then there is no need to talk about the rest of the matter." ”

Wang Chong said: "Also, you must remember that the relationship manager is the account manager of the bank, not the account manager of the customer, this is a matter of position, and it must be clear. ”

"Roger. ”

Wang Chong continued, "A few years ago, with the support of national policies, the electrolytic aluminum industry blindly expanded, and now there are signs of overcapacity. ”

Wang Chong's words are not groundless.

The electrolytic aluminum industry is a low-barrier, high-investment, capital-intensive industry, downstream demand and macro policy correlation is relatively large, especially not long ago the photovoltaic industry was hit hard, the original municipal government launched the electricity price concessions, policy subsidies have been suspended, so that the industry fell into the winter, this time Tianma Group with Shunfa aluminum to make loans, Lin Tianhua is not very agreeable, but because of the promotion of government leaders, he stubbornly handed over this matter to Wang Chong.

……

Gu Tiande was upstairs at the anti-money laundering work meeting today, and Zhao Xiaocheng and others were waiting in the president's reception room. Zhao Xiaocheng said, "What do you think of that Wang Chong just now, is it good to deal with?"

Kang Wan said: "It's the first time I've seen such a person, but don't worry, Mr. Zhao, I will definitely go all out for this project." ”

Another beauty, Li Xiaodao, said, "Instead of starting from Wang Chong's side, let's see if the handsome little guy surnamed Zhang next to him has a chance, when I was negotiating just now, I saw that she had been staring at Kang Wan." ”

Kang Wan said, "I think this Wang Chong is very charming, especially when talking about business, his eyes are very sharp." ”

Zhao Xiaocheng said with a smile, "Professional things, you go back and ask Manager Qi for more advice, the chairman has spoken, if this business is negotiated, the project team will reward one million, do you have any problems?"

The three of them laughed, "No problem!"

At this time, Gu Tiande walked into the conference room and asked, "What's the problem? ”

Zhao Xiaocheng and Gu Tiande have known each other for a long time, he naturally knows that Gu Tiande is lustful, and said with a smile, "These three people are business experts in our group, but compared with President Gu, they are still a little worse, and President Gu has to take the time to provide more guidance." ”

Gu Tiande said: "I'm old, I can't guide anymore." After that, he exchanged glances with Zhao Xiaocheng and showed a knowing smile.

Seeing this, Kang Wan showed a look of disgust in her eyes.

Zhao Xiaocheng knew that Gu Tiande was a Tai Chi master, and now he had a request for him, if he didn't do it directly, I was afraid that he wouldn't even have a chance to talk about business, but this kind of person is easy to deal with, as long as he does what he likes, there is always a way to get it, and he is afraid that Wang Chong, a master who does not rub sand in his eyes.

I'm not afraid that the president will talk about principles, but I'm afraid that the president has no hobbies.

Gu Tiande said: "It's a sin that I haven't come to visit President Gu for a long time." ”

Gu Tiande said, "Zhao is always a busy person, and our Chengdong Branch can't fit this great god." ”

"What is President Gu, since I have fate today, I have booked a room in Starlight World, and by the way, I invite Director Wang Chong, how about we have a light meal together?"

Gu Tiande waved his hand, "Wang Chong, this kid is not at the level of enough, why do you call him? If there is anything to tell me directly, I will arrange for him to do it." ”