A long time ago, Wang Chong once read a sentence, two sentences to be exact.

All human suffering is essentially anger at one's own impotence.

If you don't get angry easily, you are better than a warrior.

When a person is angry, his true nature is truly revealed. When you lose your mind, some things that should be said and what should not be said will be said without going through your brain, and you can stay calm in order to gain the first opportunity in-for-tat negotiations.

Wang Chong was also a very impulsive person, and he suffered a lot of losses because of this back then. Over the years, he has deliberately practiced restraining his emotions.

Angering Zhou Yuntao was a strategy set by Wang Chong, but he didn't expect Wang Chong to just say a word, and Zhou Yuntao couldn't control his emotions.

The tea stained Wang Chong's suit and shirt.

Wang Chong didn't speak, untied his tie, and looked at Zhou Yuntao without saying a word, with indifference and ridicule on his face.

There was silence in the office.

Zhou Yuntao obviously couldn't stand this silence, he stared at Wang Chong, slowly got up, and asked, "What do you want to do?"

Wang Chong said, "Killing people to pay for their lives, and repaying debts is justified." Boss Zhou, Xinfu New Energy project, we have given you a grace period of half a year, today is the last day, I hope you can fulfill your promise and repay this loan. ”

Several guests got up to say goodbye, saying that you have a talk beforehand, and we will come back another day.

Zhou Yuntao was a little anxious, he paced back and forth in the office, lit a cigarette, took a deep breath, stabilized his emotions, sat on his chair, and said: "This loan was approved by you, don't you account managers have to do due diligence? Now that I can't do it, doesn't your bank have any responsibility?

Wang Chong sneered, "What bullshit logic, this is the reason why you don't repay the loan?"

Zhou Yuntao glanced at a few people and said, "Lao Tzu works hard to start a business, gets up early and is greedy for darkness, he only earns hundreds of thousands of dollars a year, and all of them pay interest to your bank, your bank is a group of vampires, who hate the poor and love the rich, and only know the icing on the cake, and fall into the well, if you don't do it, you will take half of my profits, why?"

Wang Chong had heard many reasons for not being able to repay the loan, what funds could not be turned over, and the debts owed outside could not be recovered, etc., but Zhou Yuntao's words were the first time he heard them.

His eyes locked tightly on Zhou Yuntao, and he said word by word, "Our bank gave you a loan in order to let you develop your business and create more profits, but what did you do after you got the money? Buy a luxury house, buy a sports car, take care of a junior, and spend extravagantly, and now you can't pay the loan, but in the end you blame our bank? What a big joke!"

Zhou Yuntao leaned back in the chair and said a little arrogantly, "I want to repay the loan, but now our company has no money in the account, where can we pay it back?" ”

Wang Chong said, "We are here to collect debts from you as creditors, not to ask you for charity. Whether there is money or not, you know it in your own heart. Boss Zhou, I heard that you have a daughter, who is six years old this year. ”

Zhou Yuntao glared at Wang Chong and said, "What do you mean, Wang Chong, I warn you, I, Zhou Yuntao, have lived at such an age, and I haven't seen any storms, if you dare to threaten me with my daughter, believe it or not, I will let you go to prison? Also, my daughter is twelve years old this year. ”

Wang Chong smiled, "I'm afraid we don't mean the same thing, I think it would be a very sad story if your wife, Ms. Gao, knew about this." As he spoke, he picked up a pen from the desk, wrote an address on a sticky note paper, and pushed it in front of Zhou Yuntao.

Wang Chong found from Zhou Yuntao's call records that almost every night, Zhou Yuntao would call a fixed number, and he asked a friend to find out that the owner of the number was a woman surnamed Qian, and in Zhou Yuntao's bank flow, there was a transfer to the woman almost every month, with a maximum of 50,000 or 60,000 yuan and a minimum of 10,000 or 20,000 yuan.

He found out that the woman lived in Jianshu in East Lake, and this house was the collateral asset of Zhou Yuntao's loan. The woman has a daughter, who is six years old and happens to be surnamed Zhou.

Wang Chong was also gambling, and he concluded that the relationship between this woman and Zhou Yuntao was extraordinary. When Zhou Yuntao saw this address, his face changed suddenly, and Wang Chongxin said that he had made the right bet.

Zhou Yuntao asked, "What do you want to do?"

"I know a lot more than you think I know. I know that you like your wife very much, I, Wang Chong, have always done things rather than destroy a marriage than tear down ten temples, and I am also happy to see people like you make a fuss because they can't control their crotch. What I want to do, you know it yourself. ”

Zhou Yuntao's tone was a little soft, and he tried to discuss, "I also want to repay the loan, but you also know that I have to support two families, and now I have no money on me, Manager Wang, otherwise, you will accommodate me for two more days." ”

Wang Chong took out his mobile phone, made a gesture to dial Ms. Gao's phone, and said, "I also know that now your wife is preparing to compete for the position of section chief, if this loan is not repaid, according to the common practice of our bank, you will be prosecuted, enter the list of dishonest people, and become an old man, of course, it may take some time." However, I am more willing to buy a page in the "Donghua Daily" to announce the behavior of your husband and wife, generally I will buy hundreds of copies of this kind of happy news, and go to your wife's unit to give it away for free, I wonder what your father-in-law of the head of the China Merchants Bureau will think so if he knows about it?"

Zhou Yuntao's breathing became a little short.

Wang Chong obviously didn't want to let him go, and then said, "Last month, you Xinfu New Energy just got a financial subsidy fund from the government, why don't you tell me, if the relevant departments find out that this subsidy is issued to an old man, what will those people do with you?"

"And ......," Wang Chong continued, "I heard that you have recently applied for a new entrepreneurial project with the Human Resources and Social Security Bureau, and I don't mind running a few more trips to help you run this project." Boss Zhou, it's half past four, you have to pick up the children from school in a while, and I have to go back to the bank for a meeting, everyone's time is precious, and you still have ten minutes to think about it. ”

Zhou Yuntao's face turned black and scolded, "Wang Chong, you bastard!"

Wang Chong smiled, "I will take this sentence as a compliment." ”

"Count you ruthless!"

Zhou Yuntao stood up, opened the safe under the desk, took out a U shield, and opened the ICBC website.

Wang Chong glanced at Zhao Ying, Zhao Ying walked out of the office and called the sales department, informing them to delay the shutdown and settle the accounts, and wait for the funds to be in place.

The time pointed to 4:50, but Zhou Yuntao kept inking, not knowing what he was thinking.

In 10 minutes, the People's Bank of China's large-value payment system will be closed, and then there will be the National Day holiday, and more than 50,000 yuan will not be transferred to the account until after October 8, or 50,000 yuan will be transferred in 40 small amounts, which Wang Chong does not want to see.

Wang Chong was a little impatient and said, "Today, our whole bank is waiting for you to make this transfer, Boss Zhou is a happy person, don't do something unpleasant." ”

Zhou Yuntao sent a text message, and after a while, the other party replied, and Zhou Yuntao made up his mind and completed the transfer operation.

A few minutes later, Wang Chong's mobile phone rang, and the sales department prompted that the transfer had been received and the fund deduction had been completed. Wang Chong said, "There is still a penalty interest of 113,658 yuan, I don't think Boss Zhou needs me to remind you, right?"

Zhou Yuntao said loudly, "I have already said that the penalty interest can be ......" Suddenly, he realized something and hurriedly shut up.

Wang Chong heard that there was something in it, and if he wanted to dig deeper, I am afraid it was not so simple, and there were Zhao Ying, Liu Mingming, Zhang Feifei and others present. Lin Tianhua gave himself the task of recovering the principal of 2 million, and as for the penalty interest, let the Chengdong Branch handle it by itself.

Zhou Yuntao was still in a daze.

Wang Chong breathed a sigh of relief, poured a cup of tea from the coffee table, took a sip, said a good tea, shook his hand, and splashed the tea on Zhou Yuntao's expensive suit, and said, "Thank you Boss Zhou for the tea, I wish you a happy National Day." ”

The four walked out.

Zhang Feifei was a little excited, and he said happily, "It's really happy." Director Wang, don't you know, when I came in the morning, Zhou Yuntao looked arrogant and domineering, and humiliated me, obviously he owed us money, and made us beg him like a grandson, which is really hateful. ”

Zhao Ying also said, "Boss, you haven't been in contact with this person, and you've been on the road, how did you find so much information?"

Wang Chong smiled and waved his phone, "Sometimes, the truth is hidden in some inconspicuous information. As an account manager, you must have eagle-like eyes and a fox's mind, and connect some sporadic and trivial information to get useful information. We credit workers are detectives, doctors, and demons. ”

Zhang Feifei and Wang Chong have gained a lot of knowledge today, this is the first time he has heard of this statement, and asked, "How do you say this?"

Zhao Ying said to the young man, "Detectives are good at discovering the truth from some inconspicuous information, and we credit workers are the same, finding useful clues from credit information and public information, and then, like doctors, give blood transfusions to enterprises to survive the cash flow crisis." ”

Zhang Feifei asked, "What about the demon?"

Zhao Ying pointed at Wang Chong, "When the company doesn't repay the loan, we are demons." Hey hey ......"

Wang Chong concluded, "Today's Zhou Yuntao, his project is very promising, and he obviously has the strength to repay the loan, but he refuses to repay, so when you negotiate with this kind of person, you have to grasp his weakness and weakness, so as to face the blow head-on, so that he has to cooperate with us." ”

Zhang Feifei looked like he was taught.

There is a sentence that Wang Chong didn't say, I'm afraid this loan is not as simple as imagined. If you guess correctly, it even involves the political game between several high-level executives of Donghua Bank, and Zhou Yuntao is just a chess piece.

This is a guess by Wang Chong, he has read Zhou Yuntao's credit report, the loan has been repaid on time, six months after the loan expires, although there has been no repayment, but his credit history has been fine, obviously, someone in Donghua Bank has done something on his credit record.

Therefore, Wang Chong did not continue to be aggressive, chasing after the other party to pay the penalty of more than 110,000 yuan, if he really forced him to be anxious, and said something that should not be said in front of Zhao Ying and others, I am afraid that things will be in trouble.

Chuangye Building, Xinfu New Energy Company.

Zhou Yuntao dialed the phone and said, "Big brother." ”

On the other side of the phone: "The money was returned?"

Zhou Yuntao said cautiously, "The Wang Chong sent by your line is a little tricky, I have a handle in his hands, he is a little tight, and I can't do anything about it." ”

"Got it. ”

Zhou Yuntao asked again, "That guy still wants to urge a penalty interest of 110,000 yuan, big brother, I am purely helping in this matter, can you look at the ......penalty interest?"

"Got it. ”

There was a busy sound on the other side of the phone, Zhou Yuntao wiped the sweat on his forehead, and the tea that was splashed by Wang Chong, and sat on the chair in a daze.

Parking lot.

Li Youtian called, "Congratulations! President Lin is very happy and wants to give you a credit, and a reward plan will be issued after the festival." ”

Wang Chong said, "Fortunately, I am not dishonored!"

chatted a few words, including Li Youtian wanting to introduce his girlfriend to Wang Chong, Wang Chong used the excuse that there were still colleagues, and he hung up the phone later.

Zhao Ying still had a date and hurriedly said goodbye. The rest of the people also returned to the bank, and Zhang Feifei said before leaving, "Director Wang, it's an honor to work with you!" Wang Chong smiled, "Do a good job." ”

There was a thunderclap, and the rain finally fell.