Chapter 11 You can't give up the child and can't trap the wolf

Wang Chong chatted with a few more people and said goodbye.

Zhang Feifei benefited a lot from this negotiation, but at the same time, he was also hit by a lot of impact.

This is the first business he officially hosted, I thought that after staying in Donghua Bank for three months, from the product to the loan process, all the information was neatly organized, but I found that the customer's business situation has reached the point of exhaustion, and I can't help but sigh in my heart, life is full of traps.

Wang Chong didn't take into account Zhang Feifei's mood, and continued to instruct, "Don't inform the customer, come back in the afternoon to do an on-site investigation, and then go to the several furniture stores where they signed the contract to see if their stores are operating normally." Also, check the counterparty in the other party's annual turnover to see if there is any information involved in the lawsuit. ”

In the bank statement information in the loan application materials, Wang Chong found that a lot of the flow of the New Hope Furniture Factory flowed directly to personal accounts, and he suspected that the company had a close relationship with private lending capital. In the Internet era, many enterprises and personal information have been made public, so asking Zhang Feifei to investigate whether these individuals in the legal document network are related to small loan companies is also a common technical means to screen risky customers.

In the afternoon, Zhang Feifei pushed the door in, "Director Wang, I went to New Hope again, that factory is really suspended, and I consulted a few furniture cities, and their stores have long been withdrawn." It seems that there is something really wrong with this factory. ”

Wang Chong returned the loan information to Zhang Feifei, and was busy for a moment to look at the time, at four and three minutes, he suddenly remembered that he was going to have a department meeting today, and when he arrived at the conference room, except for Li Qiaowei, the rest of the people had arrived, and Zhao Dagang looked at Wang Chong with interest.

Wang Chong said, "I'm sorry, I'm late. There are no excuses, according to the rules, I do thirty push-ups. Without saying a word, he lay on the ground, and in front of everyone, he did thirty push-ups seriously, and Zhao Dagang put away his contempt.

As soon as she finished it, Li Qiaowei also came in and apologized again and again, "I'm sorry, I'm late." ”

Wang Chong got up and said, "Li Qiaowei, do you know that according to our departmental system, you have to do five squats one minute late?"

Li Qiaowei felt a little unreasonable, and defended, "Director Wang, I went for a prenatal checkup today, and there was a traffic jam on the way back. ”

Wang Chong's face tightened, "That's not a reason. ”

Sun Caixia saw that Wang Chong was preparing to punish Li Qiaowei, and even said to help, "Director Wang, Qiaowei didn't mean it, besides, she was pregnant with a child in her belly, do you think you can be accommodating?" The rest of the people were also helping Li Qiaowei to speak, but Zhao Dagang had an expression that had nothing to do with him.

Wang Chong's eyes were resolute and he shook his head, "A system is a system." ”

Li Qiaowei suddenly felt very aggrieved, she was five or six months pregnant, she worked hard with a big belly, her husband was not angry, and her income was meager, in order to keep this job, but she didn't dare to refute Wang Chong, for a while, tears rolled in her eyes.

Qian Kun also said, "It's true that we talk about the system, but we also have to talk about personal feelings, right? Qiao Wei is so desperate, everyone sees it, you Wang Chong can't take a pregnant woman to operate in order to establish authority, right?"

"I'm sorry, this is Tung Wah Bank, not a leisure center, not a sanatorium!"

"So, you want to insist on the punishment of Li Qiaowei?"

Wang Chong said, "I just let the people who make mistakes take responsibility." ”

Everyone was about to speak, Li Qiaowei wiped her tears and said, "Director Wang, I violated discipline, and I accept the punishment." With that, he was ready to do squats.

At this time, Zhang Feifei stood up and stopped Li Qiaowei, "Director Wang, can I do it for her?"

Wang Chong looked at him with some relief in his heart, but he didn't nod or refuse.

Qian Kun also stood up and said, "I'll do it for her too!"

Sun Caixia said, "I do it too!"

Seeing this, Zhao Dagang had no choice but to say, "I will also participate." ”

The four of them were silent, and completed thirty push-ups and ten squats together, and Wang Chong said to Li Qiaowei, "Take a seat, have a meeting." ”

He said to everyone, "This is the spirit that a team should have! These days, everyone is busy making loans during the day, and working overtime to make reports at night, which is very hard, I can understand, but our bank is a financial services industry, and Microsoft, Google, a relatively relaxed environment for technology innovation companies, the reason why I adhere to the system, is not aimed at anyone, but to convey a message to everyone, the six of us, to work together in the second credit department, is an opportunity, but also a kind of fate. When encountering problems, we negotiate together and solve them together, instead of watching from the sidelines and taking care of each other, I Wang Chong is the same, since the superiors have arranged me here, I have the responsibility to lead everyone together to do a good job in our cause. ”

After some words, everyone had mixed feelings in their hearts: this Wang Chong is not the same as other leaders before.

The meeting continued, and as soon as the departments finished reporting the recent business situation in their hands, there was a sudden bang, the door of the conference room was knocked open, and Li Qingquan walked in angrily, "Wang Chong, why did you veto this business of New Hope Furniture Factory?"

Wang Chong didn't raise his head, and continued, "Everyone is quite well prepared, through the observation during this time, I will talk about several problems found in everyone's investigation report, there are three main points......

Li Qingquan roared, "Wang Chong!"

Wang Chong raised his head at this time, saw that Li Qingquan's eyes were full of anger, opened the thermos cup in front of him and took a sip of water, and asked leisurely, "When will it be your turn for the director of the second credit department to give advice?"

Li Qingquan was stunned when he heard this, and was actually stopped by Wang Chong's words. However, he was more concerned about the loan at the moment, so he said, "This company is a star enterprise in the eastern district of the city, with land and real estate as collateral, and the patent fee alone is more than several million a year.

Wang Chong said lightly, "I don't need to explain to you!"

Li Qingquan was completely angered by Wang Chong's unsalty and indifferent attitude, "Wang Chong, you wait!" After that, he walked out angrily and slammed the door of the conference room. Wang Chong smiled, "Let's continue the meeting......"

At the end of the meeting, everyone returned to the second credit department, Li Qingquan walked in again, and said to everyone, "You go out for a while, I have something important to talk to you Director Wang." Wang Chong said that it is not an unsightly thing, just say it here. Li Qingquan insisted again and again, and Zhang Feifei and the others had to go out.

Li Qingquan changed his tone, took out a Chinese cigarette, and handed Wang Chong a cigarette. Wang Chong said, "I'm not used to China, you can just say something directly, I'm a little busy here." Li Qingquan then said, "Wang Chong, Director Wang, Brother Wang......"

"Well, I'm not your brother. I have a younger brother who is studying in Shenzhen. ”

Li Qingquan said with a smile, "Director Wang, you had a meeting just now, and I went in and said something that shouldn't be said, so that you can't get off the stage in front of your subordinates, it's my fault, it's my fault to be the elder brother's come to compensate you." If you don't remember the villain, don't be angry. ”

"If you're here for this, then please go back, I don't even take your words to heart. ”

Li Qingquan gave a thumbs up and said, "Director Wang is really good, I came today to discuss with you about the New Hope loan, the boss of this company is a friend of mine, and he also has a good relationship with the district government, and now the capital flow has encountered a little problem, we can't be killed with a stick, right, you don't want to see such a high-quality company collapse because of our loans, right?"

Wang Chong sorted out the information in his hand, " If this is a normal business, just because of cash flow problems, I will not veto this business, I have read their loan application information, and have been to the site investigation, found that this company has serious problems, and even faces the risk of bankruptcy, I went to the property to inquire, they only have a year electricity bill of 2,000 yuan, has already closed, several furniture city stores have also withdrawn, such a company, we go to it to give it a loan, the money invested is not wasted? Their information is too fake, the fake is seamless, if it is really released, that chapter will always be guilty of defrauding the bank loan, and this will be imprisoned. ”

Li Qingquan said that you are really wise, but everyone is brothers, and if you can help, you can do a favor. It's not your money anyway.

Wang Chong: "I'm sorry, I can't approve this business." ”

Li Qingquan was completely 'on fire, turning his face like turning a book, "Wang Chong, good words and good words persuade you, that's to give you face, don't toast and don't eat and drink!"

"I don't eat toasts, and I don't eat punishment wine. ”

"You...... Hmph!" Li Qingquan slammed the door and left, seeing that everyone was lying at the door eavesdropping, and scolded, "What do you see, don't you have to work?"

The more Li Qingquan thought about it, the more angry he became, and to use a more appropriate word, it should be a pain in the flesh.

The bridge funds of the New Hope loan were used with the money of the small loan company, Li Qingquan thought it was profitable, and he made a guarantee, Wang Chong turned his face ruthlessly, and vetoed this business, as a guarantor, he must be recovered, he has seen the unscrupulous means when these people ask for money, so he dialed the phone.

"Third brother, Mr. Zhang's loan has encountered some problems, is it ...... Be...... It was foolproof, but a new director just came recently, caught a flaw in that kid, and returned it. ”

There was a sound of smashing a cup on the phone, Li Qingquan obviously felt the anger on the other side, and after a while, the other side of the phone asked, "Is it possible to pull him into the gang?"

Li Qingquan wiped the sweat from his forehead, "This kid was a well-known thorn in the head office when he was in the head office, and he didn't get in the oil and salt. But don't worry, third brother, I will find a way to lend him this money, but it really can't work, so I will take his factory, he still has a Mercedes-Benz there, I suggest sending a few brothers to drive the car away. ”

"I don't need you to teach me, you still have to find a way to lend me the money, by the way, what's the name of the director?"

"Wang Chong, who turned out to be the general manager of the small and micro department of the head office, made a mistake and was demoted to our Chengdong branch. It's all to blame on that kid for blocking our way to wealth. ”

All morning, Li Qingquan was like an ant on a hot pot, neither sitting nor standing, after thinking about it, he picked up his notebook and walked into Gu Tiande's office. Gu Tiande was hiding in the office to look at the stocks, several stocks he held today were all down and down, and he was on fire, Li Qingquan came in without knocking on the door, with a displeased look on his face, "Don't you know how to knock on the door?"

Li Qingquan even said sorry, walked out, knocked on the door again, came in after getting permission, and covered the door again.

"Is there something wrong?"

Li Qingquan's opening remarks were a little direct, "Wang Chong, this kid is too unusual!"

Gu Tiande closed the Straight Flush software and looked at him with interest.

Li Qingquan was indignant, "We have a very good old customer in the second department, who has been on a loan in our Chengdong branch for three or four years, and has never been overdue, Wang Chong went to do an on-site investigation yesterday and asked for a kickback of 50,000 yuan, but they didn't give it, and he killed the loan after he came back." What is this Wang Chong, using the power in his hands to seek personal interests for himself, President Gu, if you want to get it like this, the reputation of our Chengdong Branch will be ruined in Wang Chong's hands sooner or later. ”

Gu Tiande smiled, "These small and micro businesses, what are you going to mix in, you won't have something in it, right?"

"How can I do this, I am doing this purely out of justice! Although my ability Li Qingquan is limited, I will never do anything that violates the red line, and the reason why I tell you is that I don't want Wang Chong to pull our branch into a situation from which it will never recover." ”

Gu Tiande showed a meaningful smile, "Okay, it's all a fox in the mountains, what do you say to me to talk about fasting." He stood up, walked around the office for a while, thought for a while, and said, "This Wang Chong, staying in the Chengdong Branch, is indeed a trouble!"

"That's it, that's it! Just talk back to him and you, it's enough to fire him ten times, President Gu, the last quarrel, do you know what people in the industry said about you?"

Gu Tiande asked, "What did you say?"

"Everyone is saying, Wang Chong bumped into you, you can't do anything about him, President Gu's prestige is ruined, if you don't deal with him like this, everyone will learn from him in the future. ”

Gu Tiande's face was stunned, "They really said that?"

Li Qingquan continued to play with right and wrong, "They also said that the head office sent Wang Chong over to replace you and take over the position of president!"

Gu Tiande slapped the table angrily, and by the way, he vented his anger at losing money in the stock market, "It's against him!"

Li Qingquan hurriedly echoed, "Wang Chong stayed in our Chengdong Branch, after all, it was a scourge, why don't we find a way to squeeze him out?"

"What's the solution?"

Li Qingquan said at this time, "Does President Gu remember the business of the Divine Bird Breeding Society not long ago?"

"Isn't the head office already killed because the legal person is involved in too many lawsuits?"

"The head office is killed, but we can operate it in a different way!"

Gu Tiande became interested, "Let's hear it." ”

Li Qingquan: "Zhao Songyuan of the Divine Bird Breeding Society recently acquired a new company, in the name of his nephew, and he transferred the dozen or so farmers under the Divine Bird Breeding Society to this new company, and used this company to conduct business, so as to avoid the problem of litigation. ”

"The loan of 20 million yuan has long exceeded the authority of the small and micro business of the branch, and Wang Chong can't do it. ”

"Let's think differently, if we split this loan into ten small and micro batch businesses of 2 million, and let the farmers under the breeding cooperatives take out loans with the new company as a guarantee, so that we can not only circumvent the authorization of the head office, but also put Wang Chong into the pit. ”

Gu Tiande hesitated, "But Zhao Songyuan's company is obviously no longer good, and if this money is released, it will definitely be a bad one." ”

Li Qingquan persuaded, "I can't bear the wolf if the child can't trap the wolf, and I can't let the daughter-in-law trap the hooligan, if there is really a problem, it is also Wang Chong's responsibility, and it has nothing to do with you." Zhao Songyuan is in a hurry to ask for money, and we can also take the opportunity to put forward some other conditions. ”

Gu Tiande was a little moved, "What conditions?"

"Didn't you have a 200 million gambling contract with Wang Chong two days ago, I see that Wang Chong's actions are not small, in case you really can't finish it there, I mean in case, let Zhao Songyuan have some blood, find a way to buy some savings, and say that you can't lose to Wang Chong's idiot. ”

In the past, when the branch completed the assessment task, when the assessment time was approaching, it went to buy some time deposits and stored them for three to five days, purely to make the report look better, and could not produce too many benefits. As a result, there are also some businesses in the market that buy and sell deposits. However, the China Banking Regulatory Commission recently issued a document prohibiting banks from using the number of time points as an assessment indicator, but this requirement is like not allowing women to use beauty cameras.

Gu Tiande finally made up his mind, "This matter is so decided, remember, it must be kept secret, and it must not be leaked." ”

Li Qingquan was pondering in his heart, this Zhao Songyuan was at the end of his rope for the sake of funds, anyway, he would definitely not be able to repay the money after he lent it out, and when the time came, he would be able to blackmail him and solve the financial loophole of New Hope Furniture by the way.

As for the loss, it is naturally Donghua Bank, the third brother's money must not be lost, that guy can do murder and arson for money, he doesn't want to be targeted by that guy.

"President Gu, don't worry, God knows this matter, you know it, I know it. Not only that, but when the time comes, I will ask Zhao Songyuan to come up with a sum of money. ”