Zhang Feifei said: "Master, I just want to come to eat a bowl of noodles, who would have thought of this?"

Liu Xueyi said with a smile, "I thought it would be a light meal, but I didn't expect you to forget to do business even when you eat, Wang Chong, I can convince you of this!

Wang Chong also smiled, "Please." ”

Liu Xueyi said, "We came to this noodle restaurant at 11:40, and now at 12:30, less than an hour, the noodle restaurant has received a total of 11 waves of guests, about 22 people, mainly students, a bowl of noodles is 10 yuan, plus other side dishes, the per capita consumption is about 15 yuan, a total of 330 yuan, according to the noon business to 3 o'clock, the evening business to 9 o'clock, the daily revenue is about 1500 yuan, throw away the cost, the gross profit is about 1000 yuan, this position, The rent in this position is about 100,000 yuan per year, that is, the net profit is about 700 yuan per day, and the profit is about 20-240,000 yuan per year.

Wang Chong nodded, "It's basically the same, but it is not counted in the off-season such as winter and summer vacations, and the annual profit of Lao Song's noodle restaurant is about 150,000." ”

The owner of the noodle shop nodded, "You still know me better." ”

Zhang Feifei smacked his tongue and said, "I can't imagine that such a small noodle restaurant can earn more than me!"

Wang Chong asked rhetorically, "Can you endure this hardship, get up at three o'clock in the morning every day and work until nine o'clock in the evening, all year round." ”

Liu Xueyi said, "Xiao Zhang, don't be discouraged, your platform in Donghua Bank is far better than this, the platform is very important, this noodle restaurant works hard, at most 300,000 a year, but you are different in Donghua Bank, if you become the president of the branch, the annual salary is 780,000 yuan." ”

Wang Chong said with a smile, "Actually, Boss Liu still hasn't said anything, if you want to be worth more than 100 million, you have to take a long-term view." Extraordinary, you might as well learn something. He turned around and said to the owner of the noodle restaurant, "Brother Song, what do you want to do with a loan of 100,000 yuan?"

The owner of the noodle shop rubbed his hands and said abruptly, "There is a bubble tea shop next door that is not doing well and is closing, in fact, I am thinking about taking down the next door together, making the store bigger and making more money." ”

Wang Chong and Liu Xueyi said almost in unison: "Absolutely not!"

The owner of the noodle restaurant said strangely, "Why, my business is doing well now, thinking about doubling the store, why don't I have to make three or four hundred thousand yuan a year?"

Liu Xueyi glanced at Wang Chong, Wang Chong signaled to him, so he said, "Sometimes, 1+1 is not necessarily greater than or equal to 2, especially this kind of small business in this kind of location, to expand the store, at least 2 people must be hired, the annual salary is 70,000 or 80,000, this kind of school lot, the volume is limited, it is not that you double the store, the turnover is also doubled, it is very likely that the turnover is not even less than 2,000 yuan, in the off-season, this kind of loss may be greater, so I advise you to think twice." ”

Wang Chongxin said that Liu Xueyi deserved to be a businessman, and ordinary people do not have this kind of vision. The reason why Wang Chong did not recommend Boss Song to do this is mainly because he has been engaged in small and micro loans for a long time, knows a lot about the catering industry, and is used to seeing many small bosses blindly expand their operations, which leads to a dismal ending.

"So what should I do?" the noodle shop owner hesitated.

Wang Chong said: "I suggest that you can spend money to renovate this place, increase the price of noodles by 20%, or go to places such as Donghua Normal University and Donghua Pedestrian Commercial Street to open a branch of a similar size, the effect will be better." Of course, this is just a suggestion, if you insist on taking out a loan, with your qualifications and profitability, I will still agree to lend you, but it is very likely that you will survive for a year and become a part-time job for the bank. ”

Boss Song thought for a while, "I'll sum it up with the family in the evening." ”

Wang Chong said, "Extraordinary, you leave the phone number to Boss Song, if you have any questions, you can contact them at any time." ”

After Liu Xueyi said goodbye, Zhang Feifei and Wang Chong drove back to the Chengdong Branch, and on the way, Zhang Feifei said loudly, "Master, Boss Liu used an annual salary of 700,000 yuan to dig you, and you refused without blinking an eye, you are too angry!"

Wang Chong said while driving: "Liu Xueyi is very capable, but he is also a very strong, very controlling person, do financing must deal with different banks, you don't know the atmosphere of our industry, with my character, I will definitely not be able to do anything." On the contrary, it is different in the bank, we insist on our own integrity, and we have a clear conscience in everything, and we can use the money in our hands to do meaningful things! Besides, I still have a great sense of accomplishment in becoming an excellent banker. ”

The phone rang, and it was Ma Xiaoxiao calling.

"Wang Chong, if I don't call you, you don't know to call me?"

"I'm busy, Miss. ”

"What are you doing in the afternoon?"

Wang Chong said: "I was about to go back to the bank for a meeting. ”

"Don't open it, I'll treat you to a movie in the afternoon. ”

Wang Chong was a little big-headed, and said, "In the evening, will I invite you at night?"

Ma Xiaoxiao said, "Who rarely asked you to invite, I am in Starlight World, and now I need your support in an urgent matter." ”

"What's the matter?"

"You'll find out when you come here. ”

Wang Chong couldn't do anything about him, but fortunately, the afternoon meeting was convened by Wang Chong, so he said to Zhang Feifei, "The afternoon meeting will be canceled first, and I will inform you." ”

Zhang Feifei smiled wickedly, "Sister-in-law's phone?"

Wang Chong scolded with a smile, "Sister-in-law, you are big, go back and prepare the information on Zhou Yuntao's overdue and unpaid interest, and I will go with you to meet this guy for a while tomorrow." ”

After Zhou Yuntao's arrears incident in September, Wang Chong has been busy dealing with the affairs of the Heavenly Poultry Breeding Society, and has not freed up his hands to clean him up, and now Li Qingquan has been officially investigated, and Lin Tianhua's confession has not yet been settled. Since there is no way to carry out an investigation from the inside, then take the initiative to take Zhou Yuntao to open the knife, pull out the radish and bring out the mud, and force the parties to be anxious, and the people inside Donghua Bank will definitely have movements.

Zhang Feifei was a little reluctant, "Do you want to see Zhou Yuntao again?"

"How?"

"This man is too difficult to handle, and he is a thief who speaks badly. ”

Wang Chong knocked Zhang Feifei on the head, "You have to understand, now he owes us money, and it is natural to repay the debt, why are you so reluctant." ”

"Isn't there a saying that in this year, it is the uncle who owes the debt. ”

Wang Chong snorted coldly, "Then we will be his ancestors." He owes us 110,000 in interest, and I want it back. ”

"Master, I think you have the ability. ”

"How can you kid learn to be the same as Gu Tiande, less sycophants, and more work. ”

Half an hour later, Wang Chong arrived at Starlight World and met Ma Xiaoxiao at Starbucks downstairs. Ma Xiaoxiao wore a pale yellow dress, which was very exquisite, and when she saw Wang Chong, she asked with a smile, "What, am I wearing beautiful?"

It's November, the weather in Donghua has turned cooler, and Ma Xiaoxiao's clothes are a little thin. Wang Chong said: "Yes, it's really beautiful!"

Ma Xiaoxiao said angrily, "You mouth, can you not be so poor? No wonder no girl likes you." ”

Wang Chong was speechless, "You didn't call me here for this, right?"

"Of course not, it's a matter of urgency!" As soon as the words fell, I saw a man in a suit and leather shoes, holding two movie tickets in his hands, and walked over, "Xiaoxiao, the movie tickets have been bought." ”

When the man saw Wang Chong, a trace of suspicion flashed in his eyes, and he asked, "Xiaoxiao, who is this?"

Ma Xiaoxiao grabbed Wang Chong's arm and said, "Mr. Qi, this is Wang Chong, my college classmate and my current boyfriend, who is now working at Donghua Bank. Wang Chong, this is the son of Qi Zhongyuan, chairman of Tianma Group, and Qi Beiwang Qi. ”

Wang Chong has heard of this person, Tianma Group Qi Zhongyuan started from scratch and became the richest man in Donghua City, this Qi Beiwang is the only son under Qi Zhongyuan's knees. Qi Zhongyuan suffered a lot when he was young, and he doted on this son after he made his career, which also led to this son being a little unpopular and very famous in Donghua's circle.

Qi Beiwang met Ma Xiaoxiao at a Tianma Group event, and originally thought that with his own strength, it would be a matter of course for Ma Xiaoxiao to throw himself into his arms, but he ended up hitting a nail here with Ma Xiaoxiao. Although Qi Beiwang's work ability is not good, he has enough energy to chase women, and he is chasing after Ma Xiaoxiao, and he has made Ma Xiaoxiao unbearable these days.

When Ma Xiaoxiao was shopping today, he was met by Qi Beiwang, and he had to invite Ma Xiaoxiao to watch a movie, so Ma Xiaoxiao called Wang Chong over.

Wang Chong stretched out his right hand, "Mr. Qi, hello, I have admired the name for a long time." ”

Qi Beiwang's eyes were cold, and he didn't mean to shake hands with him.

Wang Chong frowned slightly, his outstretched right hand did not withdraw, and took the two movie tickets from Qi Beiwang's hand, "Thank you for your trouble." ”

Qi Beiwang was a little angry, and said coldly: "Donghua Bank's is amazing, isn't it?"

Wang Chong smiled faintly, "Of course, I am not a big deal, but as a banker of Donghua Bank, I still think it is quite remarkable." ”

Qi Beiwang looked at Ma Xiaoxiao and felt insulted, he asked, "How can you like him? Is he richer than me, or is he more handsome than me?"

Ma Xiaoxiao chuckled, "Of course he is not as rich as you, and he is not as handsome as you, but he is willing to give his life for it, are you willing?"

Qi Beiwang was stunned and did not answer.

"So, please don't come to harass me in the future, my boyfriend will misunderstand. After that, Ma Xiaoxiao squeezed his eyes at Wang Chong, and Wang Chong had to smile bitterly.

Qi Beiwang snorted coldly and glanced at Wang Chong very provocatively, "Wang Chong, I remember you." With that, he turned and left.

Wang Chong said, "This is what you said about 100,000 urgency? Okay, the people have left!"

Ma Xiaoxiao still pulled Wang Chong's arm, looked up at Wang Chong, with a pretty face and beautiful eyes, and said, "My dear, the movie is about to start." ”

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