Chapter 22: The Three-Day Covenant
Li Qingquan stood up and said to Zhang Feifei, "Zhang Feifei, let me ask you, and you answer truthfully." When you were in the business of the Bird Farm, did anyone interfere with your normal judgment through unconventional means?"
"What?"
"Let me put it another way, in the process of doing this business, did you find a problem, but someone instructed you to forcibly pass the loan approval?"
Zhang Feifei said in a low voice, "No." ”
Li Qingquan continued to ask, "Think about it again." You have to know that the qualitative nature of this kind of thing is not the same as taking the initiative to do it, passively doing it and being forced to do it. ”
Zhang Feifei's eyes were full of complicated looks, and before entering the conference room, Li Qingquan had a conversation with him.
……
"There was a problem with this business just put into operation, the head office is to play the board accountable, you are still young, just entered the industry, highly educated, and the future is unlimited, I discussed with President Gu, and held a meeting for a while, and pushed this business to Wang Chong, when the head office blames it, I will protect you with President Gu." ”
Zhang Feifei said, "This matter has nothing to do with Director Wang! At first, he also advocated not letting go of this loan. ”
Li Qingquan persuaded, "Can you still take care of him at this time? Zhang Feifei, you have to recognize the situation clearly, someone must be responsible for the loan of the Heavenly Poultry Breeding Society, and this person is Wang Chong." ”
"I'm not going to do anything to be sorry for my master. ”
Li Qingquan sneered, "I'm afraid this matter can't be blamed on you, on Thursday, did you accept a box of Feitian Moutai from Luo Dacheng, nearly 20,000 yuan, if you really investigate it, you will be punished for the crime of accepting bribes, and according to the provisions of the criminal law, you will be sentenced to fixed-term imprisonment of not less than one year but not more than seven years, even if you escape legal punishment, your banking career will be over!"
Zhang Feifei felt that his whole body was cold, like a basin of ice water splashing down from the top of his head. He suddenly understood that Li Qingquan and Luo Dacheng were in a group, and the banquet at noon on Thursday had actually been premeditated, and he fell into their trap because he didn't hold on for a while.
"Think about it, what to say in a moment. ”
……
Li Qingquan asked sharply, "Do you want to say it?"
Zhang Feifei took a deep breath, glanced at Wang Chong, and said in a low voice, "Director Wang Chong asked me to do it." After saying this, he bowed his head deeply, like a child who had done something wrong.
As soon as these words came out, everyone looked at Wang Chong.
Gu Tiande's face was expressionless, and he sat back in his place, and the corner of Li Qingquan's mouth showed a sneer, "It turned out to be Director Wang." ”
Wang Chong looked at Zhang Feifei with a calm face, and did not leave his anger, nor did he face the attack as before. If it was Gu Tiande, he would question it directly, but Zhang Feifei, although he didn't deal with much, admired this young man from the bottom of his heart, what he said just now was insincere, and he should have been threatened by some people.
Wang Chong said slowly, "Although I don't know what you said to Zhang Feifei, this kind of accusation is based on evidence. I clearly expressed my opposition to this business of the Heavenly Bird Breeding Society at the loan review meeting, and my signature is also on the minutes of the loan review committee, how can I instruct Zhang Feifei to do it?"
Li Qingquan said, "Maybe it's the smoke bomb you put off?"
"What's in it for me, please?"
"There is no benefit, you know for yourself. ”
Wang Chong clearly remembered that Gu Tiande personally talked to him because he was against this business, but now that something happened, he didn't say a word, and let Li Qingquan, a clown who jumped off the beam, come forward to correct himself, how could he fulfill his wish? So he said, "I'm sorry, I don't know, if President Gu can guide me, I, Wang Chong, will be grateful." ”
Gu Tiande didn't take a stubble, and said lightly, "This matter, form a special report, and report to the head office early tomorrow morning." ”
Wang Chong sneered in his heart, he expected that Gu Tiande would make a big deal out of it, stabbed him to the head office, got up and said, "I am against it!"
Gu Tiande asked, "What is Director Wang's opinion?"
"There has just been a problem with the loan of the Sky Poultry Breeding Society, and now Luo Dacheng and Li Songyuan are missing, shouldn't it be to stop the loss and recover the loan, if nothing is done, you have to report to the head office, isn't President Gu afraid of your management ability questioned by the head office?"
Gu Tiande: "I don't need you to make decisions for me. ”
Wang Chong said, "Our bank credit is the president's responsibility system, and you have clearly told me that you are responsible for the business of the Sky Poultry Breeding Society!"
Gu Tiande sneered again and again, "You can't eat indiscriminately, and you can't talk nonsense." At this time, you are still distorting the facts, slandering your superiors, and trying to shirk responsibility, no wonder the head office will demote you by two levels, it seems that you are really good at knowing people!"
Wang Chong clenched his fists in anger.
"What, you still want to fight?"
He knew that Gu Tiande was a villain, but he didn't expect to be so shameless, in order to shirk his responsibility, he buckled the shit basin on his head, Wang Chong at this moment couldn't wait to go up and beat Gu Tiande fatly, but reason calmed him down.
"Seven days!"
Wang Chong said loudly, "Give me seven days, and I'll find a way to find Luo Dacheng and Li Songyuan and recover the loan." ”
Gu Tiande asked, "What if you can't catch it back?"
Wang Chong said ruthlessly, "I took the initiative to resign!"
Li Qingquan said with a strange yin and yang aura on the side, "In seven days, who knows if you will run away like them?"
Wang Chong stepped in front of Li Qingquan, his eyes looking directly at this short and fat man, "What did you say?"
Li Qingquan was scared in his heart, but he refused to admit it in front of everyone, and forcibly puffed up his chest, "Who knows if you and Luo Dacheng have colluded?" Wang Chong raised his hand, and was about to hit him, Li Qingquan knew that he was a thorn, maybe he could really do this, and retreated again and again, "Don't mess around." ”
Gu Tiande shouted, "Okay! stop arguing." He said to Wang Chong, "Three days! I'll give you three days, if you can't recover this loan, go and explain to the head office yourself!"
Wang Chong strode out of the conference room and returned to his office.
Zhang Feifei lowered his head and walked out, "Master, I'm sorry." ”
Wang Chong was in a very bad mood, sat on the seat, and asked Zhang Feifei, "Is there any smoke?"
Zhang Feifei said carefully, "Don't you smoke?"
Wang Chong continued to ask, "Is there smoke?"
Only Zhao Dagang is a smoker in the entire department, but after Li Qiaowei is pregnant, he usually does not smoke in the office. Wang Chong was very disgusted with smoking, but at this moment he took the initiative to ask for cigarettes, Zhang Feifei went outside to buy two packs of soft China, handed them to Wang Chong, and then stood aside, waiting for Wang Chong to speak.
Zhang Feifei's heart is complicated at the moment, Li Qingquan's threat, his softness, let him frame Wang Chong in the conference room, which makes him feel guilty in his heart, and he is ready to be scolded by Wang Chong.
Wang Chong lit a cigarette, took a puff, and coughed incessantly.
"First, give me all the credit files of the Bird Breeding Society; second, do a good job of formalities from the system, and as soon as I go to work tomorrow, I will deduct the deposit of 3.8 million yuan from the Bird Breeding Society; after finishing it, I will go back to sleep and gather in the bank at half past seven tomorrow. ”
Zhang Feifei hurriedly responded.
Wang Chong took another puff of cigarette, "On Thursday, you and Zhao Dagang went to do an on-site investigation, and the nineteen loan households went to their homes and farms to take pictures?"
Zhang Feifei hesitated, that morning, Luo Dacheng deliberately delayed time, only went to a farm, drank again at noon, drunk a mess, and the rest of the photos were taken by Luo Dacheng and passed to him, so it seems that most of the on-site photos of these lenders are also fake.
He said: "Director Wang, in fact, I lied to you that day, and I was drunk by them in the afternoon. ”
Before leaving, Wang Chong repeatedly emphasized that on-site investigation is the most important part of loan risk control, but Zhang Feifei took this sentence as a deaf ear, which made him very angry, even more angry than Zhang Feifei framing himself in front of Gu Tiande. However, this is not the time to pursue responsibility, and he asked: "Did the borrower sign the loan contract of these farmers himself, and did he take a photo when he signed the contract?"
Zhang Feifei nodded, "It's all signed by me, and the photo is in the credit file." ”
Wang Chong breathed a sigh of relief, if he didn't even sign the loan contract, the loan would be in big trouble. He looked at his watch, it was already three o'clock in the morning, "Hurry up and finish what I have explained, go back and rest." ”
Zhang Feifei refused to move, he decided to confess to Wang Chong, "Director Wang, what happened in the conference room just now is actually ......"
Wang Chong waved his hand, "Needless to say, don't mention this matter in the future." ”
……
After the meeting ended, Li Qingquan did not go home, but stayed in Gu Tiande's office to swallow the clouds and spit out the fog, he was happy to see Wang Chong in trouble, "Gu Xing, this time Wang Chong is planted, I don't understand, why do you still give him three days?"
Gu Tiande sneered, "Three days, I won't cheap him, you make a report on this matter, and I will go to the head office early tomorrow morning." ”
Li Qingquan suddenly said, "So you are trying to stabilize him?"
"That kid even dared to contradict President Lin, in that situation, the ghost knows if he would do something stupid. Where are Luo Dacheng and Li Songyuan hiding?"
Li Qingquan said hatefully, "I don't know. In the past two days, the Shi brothers were sending people to look for them everywhere, and Shi Hu let out a word that if he found them, he would directly hack the two of them to death. Just ran away with a loan, these two guys are really good at doing things, they even dare to cheat the Shi family's money, and they are impatient. ”
Gu Tiande asked, "Is it possible to go abroad?"
"Li Songyuan's credit investigation has a problem, and he can't go abroad at all. ”
"Keep an eye on this matter, don't let them get caught, otherwise we'll both be done!"
Li Qingquan said: "Gu Xing, don't worry, I will keep an eye on it." ”
……
Early the next morning, Zhang Feifei came to the Chengdong Branch, the office was full of smoke, and the loan information of more than a dozen households was scattered and filled with land. There were not a few Chinese cigarettes left in the two packs, Wang Chong looked tired, his eyes were red, obviously he hadn't slept all night, he saw Zhang Feifei and said, "Half an hour later, the whole department will have a meeting." ”
The people from the second credit department came to the office one after another, and when they saw the situation in the office and Wang Chong's expression, they felt that something was wrong.
Li Qiaowei frowned, "Why do you smoke so much?"
Zhang Feifei even gave her a look and signaled her not to talk nonsense.
Wang Chong saw everyone coming, and said: "Let's have a short meeting, due to my dereliction of duty, resulting in a major risk in the small and micro batch loan of the new Bird Breeding Society last week, the guarantor absconded with the money, and may face huge losses. ”
Wang Chong concisely explained the division of labor among the people.
Li Qiaowei is responsible for deducting the margin and stopping the loss, Wang Chong has written a lawsuit application overnight, and asked Qian Kun and Sun Fengxia to go to the court to file a case and apply for pre-litigation preservation of real estate, cars and other assets under the names of Luo Dacheng and Li Songyuan.
The two came to the parking lot, Wang rushed into the car, Zhang Feifei said, "Director, you haven't rested all night, I'll drive!"
Wang Chong glanced at Zhang Feifei, "You don't seem to have a good rest, so I'd better come." ”