Li Qingquan let Shi Hu lose millions of dollars on New Hope and Li Songyuan, but he took Li Songyuan's kickbacks with peace of mind, which made Shi Kui very dissatisfied with him, so Shi Kui did not tell him about the loan that Wang Chong had transferred from Li Songyuan.

"Let him take care of the stupid things that this fool has committed. Shi Kui thought so. He looked down on Li Qingquan, but he admired Wang Chong very much, and recovered the money in such a short period of time, which made Shi Kui look down on Wang Chong.

But appreciate and appreciate, since Wang Chong can't join his camp, then simply kick him out of the circle. Shi Kui had already thought of a few moves, and it wouldn't be long before he could force Wang Chong into a corner. He deduced it and made sure that his plan was foolproof, and then he breathed a deep sigh of relief.

Shi Kui likes this feeling of strategizing, compared to his younger brother Shi Hu, who is simple-minded, which is the difference between the two brothers.

That night, Wang Chong contacted several real estate agencies and introduced Luo Dacheng's situation in the villa in Xindi Lake. However, most agents believe that this kind of "problematic" house, although cheap, involves a debt dispute and is reluctant to take over.

Wang Chong suddenly remembered that a customer who had made a loan before, named Xiang Shaohua, had a very strong relationship between black and white, and had made a lot of money over the years by pouring this kind of lawsuit-related real estate, so he dialed his phone.

Xiang Shaohua heard that it was Xindihu Villa, and immediately became interested, "The appraisal price of the villa in this community is between 550 and 6 million, and if it is listed to about 5 million, it is still more attractive, but I want 500,000 yuan for the intermediary fee." ”

Wang Chong said: "This customer is currently in detention, his bottom line is 4.5 million, as for the final transaction price, as long as it is not lower than this number, but the speed must be fast, and it is best to get the money tomorrow." ！”

When Xiang Shaohua heard this, he was a little dissatisfied, "I still have to untie my arms when I eat milk, I still have to contact the customer, and go through the relevant procedures, no matter how fast it is, it will take a week." ”

"If it were a week, I wouldn't be looking for you. If I can't do that, I'll find someone else. With that, Wang Chong hung up the phone.

It didn't take long for Xiang Shaohua to call back, "Don't hang up the phone without saying a word, I thought about it, or I will accept this villa first, anyway, it is worth the money, after I accept it, I will slowly vacate it out." ”

"Pay tomorrow morning, I'll contact you tomorrow!"

Early the next morning, Wang Chong returned to the Chengdong Branch, as soon as the large-value transaction system was turned on, as soon as Luo Dacheng's transfer arrived last night, Wang Chong and Zhang Feifei completed the early repayment deduction in the system.

Xiang Shaohua took the lawyer to the Chengdong Branch, talked with Wang Chong for half an hour, signed the creditor's rights transfer agreement, the real estate transfer agreement, and some other documents, and after completing the formalities, Xiang Shaohua transferred 4.5 million yuan to Luo Dacheng's frozen account, and after completing the remaining deductions, he still had a balance of nearly 800,000 yuan in his account.

Wang Chong stretched out his hand and said, "Congratulations to Mr. Xiang, you picked up another bargain." ”

Xiang Shaohua shook hands with him, "I don't have a score in my heart, but I can trust you." I still have to go to the city bureau to find Luo Dacheng, although this kind of money is profitable, but it is not easy. ”

Wang Chong called Li Yishu and asked him to tell Luo Dacheng about the 800,000 cash, but if he was sentenced, part of the money might have to be used to pay the fine.

Zhang Feifei came up to remind Wang Chong not to forget about the meeting, but Wang Chong said: "You go downstairs to prepare the car first, and we will go to the Entrepreneurship Building." ”

Zhang Feifei said: "What about the hearing? Both of us have to attend. ”

Wang Chong smiled, "Just listen to me." ”

Wang Chong and Zhang Feifei drove to the Chuangye Building, returned to Luo Dacheng Poultry Breeding Society, the door had been locked by the property, the two did not bring a letter of introduction, it took a long time to buy a Hongta Mountain, and then let the property owner open the door.

The room was still a mess, except for the statue of Guan Gong, which was covered with incense ash and dust. Wang Chong found the account book that Luo Dacheng said in the cave of Guan Gong's statue, as well as a few receipts.

In the account book, Wang Chong found Luo Dacheng's accounts of the entire Poultry Breeding Society, this Luo Dacheng has learned good accounting, this set of accounts is well done, he found a sum of money from the recent accounts, and paid Li Qingquan a benefit fee.

Zhang Feifei pointed to one of the receipts and said excitedly, "Master, come and see this!"

Wang Chong glanced at it and sneered: "So, Li Qingquan is a fool, in comparison, although Gu Tiande is also stupid, he is much more shrewd than him when it comes to dealing with money." ”

……

The hearing was scheduled for 10:30 a.m., and it is said that the hearing was of a very high standard, and in addition to Liao Xingguo, the president in charge of the bank, and the members of the accountability committee, Liu Jianguo also attended the meeting as the head of the investigation team.

President Lin Tianhua, who has rarely held such meetings on Chinese New Year's Eve, also attended the meeting as an observer for the first time, and although he was not a member of the Accountability Committee, he also had the right to attend such meetings. What is even more surprising is that the board of supervisors also sent a supervisor to attend the meeting, and it stands to reason that this kind of loan loss of more than 10 million yuan does not need such a high standard, but this meeting, all the people who should have come came.

Gu Tiande and Li Qingquan came to the head office early in the morning. As early as an hour ago, Gu Tiande had already received a text message from Luo Su'e, the sales supervisor, and learned that Wang Chong had recovered the 19 million loan.

This made Gu Tiande re-evaluate the whole thing, the incident happened in the Chengdong Branch, he, the president's management responsibility, would definitely not be able to escape, the original design of Wang Chong, itself was also an idea that hurt a thousand enemies and damaged eight hundred, he only hated himself for being soft-eared, and listened to Li Qingquan's bad idea, and it turned out to be such a mess.

Zhang Liyu has already accepted Gu Tiande's money and submitted his resignation report yesterday, and the only hidden danger that is unfavorable to Gu Tiande has been dealt with. Gu Tiande though

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also received money, but he has been in the banking industry for a long time, and he has long been familiar with this kind of thing, and he has cleverly avoided risks, even if Wang Chong is the rebirth of Sherlock Holmes, he can't find out his own head.

Gu Tiande glanced at Li Qingquan with some disgust, but his expression was very clever to hide the past. I had received a call from Shi Kui last night, and the two reached an agreement, in this case, losing the car to protect the handsome is the only move that can go out. However, I'm afraid that Li Qingquan is not strict with his mouth, and if he really gets rid of him, I'm afraid he will talk nonsense.

Li Qingquan was still in the dark about this matter, he was still complacent on the side, and said to Gu Tiande: "Leader, this time Wang Chong is in a catastrophe. I have already inquired, if Wang Chong's dereliction of duty can be confirmed this time, he is likely to be kicked out of Donghua Bank. ”

Gu Tiande handed Li Qingquan a piece of China, ordered another one himself, and said, "Qingquan, you came to Minfeng Bank to jump ship to Donghua Bank, the time is not short, right?"

"I've been here since the restructuring of Donghua Bank, almost five years. ”

"How have I treated you in the past five years?"

"That's really a mountain, it turned out that in Po Minfeng Bank, the annual income was only 100,000 yuan, and now I can earn 200,000 yuan a year, if it weren't for your promotion, I might still live in a 50-square-meter tube building." ”

Gu Tiande sneered in his heart, you kid doesn't do his duty, and his subordinates are also a little ruthless, in just five years, he lived in a villa. I just drove a Passat, and you drove a Mercedes-Benz to swagger around, without any city government, but said: "We are the same as being a bank, one must be righteous, and the other is principle, I appreciate you, in this regard, Wang Chong is far worse than you." ”

Li Qingquan was a little confused, "Wang Chong, that kid doesn't know how to lift, if it weren't for someone covering him, such a person would have died in Donghua more than a dozen times." However, the mistake he made this time, even if President Lin came out, he couldn't save him. ”

"But to be a man, you also have to keep your duty, some things, you should stop it, the movement is too big, it is easy to be targeted, this year, muffled voice can make a fortune. ”

Li Qingquan said with a smile: "Thank you for Gu Xing's teachings, I will definitely live up to your expectations." ”

Gu Tiande originally wanted him to keep his mouth tighter, but seeing that his elm head was not open, he didn't bother to say it, so he made up his mind in his heart, and when the matter was over, let Shi Kui Shihu teach him a lesson.

At half past ten, the hearing began, Gu Tiande and Li Qingquan entered the conference room to wait, and everyone had already arrived, but Zhang Feifei, the host account manager of the matter, and Wang Chong, the leader in charge, did not arrive.

Liao Xingguo presided over the meeting, and when he saw that Wang Chong had not arrived, he couldn't help frowning and glanced at Gu Tiande. Gu Tiande asked Li Qingquan to call Wang Chong, Li Qingquan was about to take the opportunity to take a bad breath, and after he got out of the conference room and dialed the phone, he began to train people.

"The meeting has begun, why haven't you arrived yet? Wang Chong, you have such a big shelf, what about the execution of Donghua Bank?"

Wang Chong said: "There is a traffic jam on the road, and you will arrive within fifteen minutes." ”

"Why did you go early when you knew the traffic jam? Fifteen minutes, you were alone for fifteen minutes, so many leaders were waiting for you for fifteen minutes, how long was that? Wang Chong, your behavior has disgraced our Chengdong Branch, it's really a shame!"

Wang Chong sneered, "The two words of shame, I really don't have these two words in my dictionary, why don't you teach me?"

"You are still a graduate student of Donghua University, you don't know these two words, shame is ......" Li Qingquan suddenly paused, Wang Chong had something to say in this sentence, if he answered, wouldn't he be in his full set?

Wang Chong said: "Of course I will write, but I have to rely on the guidance of Director Qingquan to do it." ”

Li Qingquan knew that he had been deceived, but he couldn't argue, so he snorted coldly, "You can do it yourself." He hung up the phone and returned to the conference room and said, "I just called Wang Chong, Wang Chong said that he was a little busy and would wait for a while to arrive, so let the leaders start the meeting first." ”

Song Ting, the financial director, said: "This Wang Chong is too much, what kind of attitude is this?"

Lin Tianhua had already received Wang Chong's text message, he closed his notebook and said, "Okay, let's start first." ”

Song Ting was reluctant, "How can you start if the main responsible person doesn't come?"

Liao Xingguo is the host of the meeting, and the top leaders have spoken, even if they are just attending, with Lin Tianhua's character, he will still point fingers at the meeting, of course, this is also his power.

This kind of hearing, in fact, is a preparatory meeting of the accountability committee, and the handling of bank violations is basically decided in this kind of meeting, and the accountability meeting is only a form of signing and voting, of course, some major violations of accountability still have to be discussed at the accountability meeting.

"Then let's start first, comrades, today's meeting is because of a loan from Wang Chong, the president of the Jianguo Bank has already led the investigation team to do the investigation, now I would like to ask the president of the Jianguo Bank to introduce the basic situation. “

The deputy director of the Discipline Inspection Office reported on the investigation work, reported on the problems found in the investigation, and recorded the interrogation of relevant personnel, which can be summarized in five main points.

The first is that the pre-loan investigation is insufficient, the two-person investigation is a mere formality, and the failure to screen the risks in a timely manner is a serious dereliction of duty, the second is that the loan process has not been approved, which is a serious dereliction of duty, the third is the failure to effectively identify the authenticity of the loan application information, which is a major dereliction of duty, the fourth is that the loan has caused a loss of more than 15 million yuan, which is a serious dereliction of duty, and the fifth is that the handling account manager accepts gifts from customers, which is a major violation.

The deputy director of the Discipline Inspection Office added: "However, in the course of the investigation, we also found some suspicious points. One is that Wang Chong mentioned in the interrogation that he had raised objections to the loan at the loan review meeting, asked the loan review committee to suspend the approval, and recorded it in the meeting minutes, but we did not find this record during the inspection

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Governor Gu denied this claim. ”

In addition, Zhang Feifei took the initiative to confess that he accepted a gift of fake Moutai from a customer without knowing it, and he took the initiative to hand it over, and his attitude was more sincere. ”

Because it was a hearing, the investigation team did not give a handling opinion, but if the above behavior is true, Zhang Liyu's behavior is a major violation, while Wang Chong and Zhang Feifei's behavior is a serious violation. Unlike the loss caused by the operation of the enterprise, the loan of the Sky Poultry Breeding Cooperative was identified as a loan fraud from the beginning, and if it is really to be dealt with, the two will not only be expelled from the bank, but also face legal accountability.

After the briefing, Liao Xingguo said: "The results of the investigation are generally like this, members of the committee, please express your opinions." ”

"I recommend that Wang Chong and Zhang Feifei be dismissed and that their violations be reported to the regulatory authorities. "Song Ting, the chief financial officer, has always been resolute, and she can't rub a little sand in her eyes.

Song Ting graduated from the Sloan School of Business, was a senior partner of PricewaterhouseCoopers, and was a highly-paid executive of Donghua Bank, plus she has a major shareholder as the backstage, so she is very strong in the industry.

Song Ting's professional skills are very good, but they are limited to financial figures, and once it comes to personnel, she is not so shrewd.

When she first came to Donghua Bank, Song Ting was once put on a few orders by the people of the Old City Credit Society, which made her deeply disgusted with the bureaucratic style of these old Donghua people. She is the third-in-command of the senior management, and it is precisely because of her strength that many new recruits and old employees who have been suppressed by the old city letter faction have gradually moved closer to her and vaguely become the leader of the new Donghua faction, at least she thinks so.

For Wang Chong, Song Ting has never been good-looking, she always feels that he is too arrogant and sharp, and he is a little disobedient to discipline, and once questioned her in public that she doesn't understand business, which makes her a little resentful.

In contrast, Du Yunqi, the director of human resources, is much more introverted. Although both of them are senior management introduced after the restructuring of Donghua, he has been engaged in personnel work for a long time, and he knows when to express his opinions and when to remain silent, especially under the premise that Lin Tianhua and Liao Xingguo have not expressed their positions, he is not in a hurry to express his opinions.

Li Youtian said at this time: "Director Song, I'm afraid it's a little inappropriate to draw conclusions in such a hurry before the parties have pleaded their defenses?" He is Lao Chengxin, and he was Wang Chong's leader in charge, of course he refused to see Wang Chong being detained like this.

"The evidence is conclusive, what's wrong?"

Li Youtian sneered: "I admit that you are very talented in finance, but this is business accountability, in order to prevent and control risks, each business has set up a strict process in the process of handling, just relying on a simple investigation, to rush to conclusions, this is irresponsible, not only irresponsible to our bank, but also irresponsible to the parties." ”

Song Ting hates that others question her that she doesn't understand business, Li Youtian's words made her a little annoyed, "I don't understand business, so do you understand?" Okay, even if I don't understand business, shouldn't anyone be responsible for the loss of more than 10 million yuan, he is not responsible, are you responsible?"

Lin Tianhua held the thermos cup and remained silent.

He is also a very strong person, and even a little arbitrary, but because this matter involves Wang Chong, he is suspicious.

Of course, he understands the struggle between the two factions in the industry, and sometimes, he is also willing to have this kind of subordinate infighting, and he stands by like Emperor Jiajing as a referee. The president is not an either/or position, especially in joint-stock banks, where everything is based on indicators and performance, and if the data is not good, the board of directors can remove him from his position at any time. But today, he felt that there was a force surging in the dark, even threatening his position, and after a long time in the governor's position, he gradually learned some strategies to keep his eyes on the low.

Therefore, he decided not to take a stand, and let the people below jump out and clear the fog in his heart.

Song Ting stood up and looked around, all the people who made eye contact with her lowered their heads one after another, and the leaders of the line questioned each other in public, this kind of fairy fight, she couldn't wait to hide far away, for fear of being involved.

She pointed at Gu Tiande and said, "You're coming?"

Gu Tiande said repeatedly: "Director Song laughed. ”

Song Ting was angry at the moment, and pointed at Li Qingquan again, "It's you?"

Li Qingquan hurriedly shook his head, "Of course it's Wang Chong!"

Song Ting seemed to have found an alliance, her mood eased slightly, and said, "Tell me why he should take this responsibility!"

Li Qingquan has long hated Wang Chong, but now he finally seized an opportunity, stood up, and said cautiously, "Since Wang Chong came to the Chengdong Branch, he has refused to obey discipline, violated the discipline of the industry many times, contradicted his superiors, and formed gangs in the bank, suppressed dissidents, and made the entire Chengdong Branch a miasma......

Gu Tiande said in his heart that this kid ate leopard gall today, and he actually opened his mouth, you talk nonsense like this, doesn't it seem that I have a problem with my management ability, so he faked a cough and said in a low voice: "Just talk about things, don't play around." ”

Song Ting asked, "Does President Gu have something to say?"

"No, no. ”

"Li Qingquan, you continue. ”

Li Qingquan got Song Ting's instructions, and became even more unscrupulous, and said: "This is the case, the loan of the Heavenly Poultry Breeding Cooperative has caused losses to the whole bank, how can one Luo Dacheng and a few peasant households deceive the loan? It must be internal and external collusion, I even suspect that this loan is private, Wang Chong and Luo Dacheng have a shady deal!"

At this time, I heard someone at the door: "I'm afraid there is someone who can't see the light of the deal, it's Director Li Qingquan, right?"

Note: In the last few chapters, the handling of assets and the pursuit of responsibility require a certain amount of process and time in actual operation, and I need to simplify the processing for the sake of the plot.

End of chapter