Text Chapter 63 Scam text messages
Lin Tianhua looked at the loan application information of Tianma Group on the desk, the approval form was densely signed, but it was left blank in the president's approval, even if he was unwilling, in this case, he could only choose to compromise, picked up the signature pen, and solemnly signed the words "Lin Tianhua".
He picked up the phone and said, "Let Wang rush to my office." ”
Wang Chong was in Secretary Li's room next door, heard the word, took a notebook, came to the door, and knocked on Lin Tianhua's door.
"President Lin, I'm here. ”
Lin Tianhua calmed down, "Sit down and talk." ”
Wang Chong sat down, thinking in his heart that Lin Tianhua of the board of directors this time would be a retraction, and the position of the president was temporarily secured, but he didn't know how he would arrange it.
Lin Tianhua smiled, "Wang Chong, your old leader made such a fuss, this is to roast me on the fire." Tell me, what should I do?"
Wang Chong secretly thought that Tianma Group's entry into the board of directors of Donghua Bank really made Lin Tianhua uncomfortable. When he said this, he inevitably had a sense of temptation to see which side he was standing on to speak. The conflict between the two has become public, and it is estimated that the life of Donghua Bank may not be so good from now on. Liu Jianguo endured it for four years and kept a low profile for four years, but from today on, the two are like fire and water, either fighting or dying, and they can no longer be like before.
Wang Chong said: "Lin Xing, I can't answer this." ”
Lin Tianhua laughed, "I have the impression that you have always had one thing to say, how can you become so slippery now? Actually, Director Luo Zhisen abstained from voting at a critical moment, or thanks to you." ”
Wang Chong said, "I did find Mr. Luo, but with my understanding of him, although he is the economic consultant of Tianma Group, he has always done things fairly, and this abstention must be an independent judgment." Another reason, I guess the teacher is not willing to get involved in the infighting in our line. ”
Lin Tianhua sneered: "Infighting?"
Wang Chong knew that he had said the wrong thing, but he had always been like this, and since he said it, he did not change his words again. Lin Tianhua said, "I have always thought that our Donghua Bank is a whole, and I have never felt that there is any infighting, it seems that from now on, I have to face this problem." ”
Lin Tianhua's eyes lit up, staring at Wang Chong and said, "Wang Chong, let me ask you, if I had a head-on conflict with Liu Jianguo in the future, which side would you choose to stand on?"
Wang Chong was stunned, he didn't expect that Lin Tianhua would ask this question. This made him hesitate a little, these two people, one is the old leader who promoted himself all the way, and the other is the leader of Donghua Bank, in the near future, there will be a big battle between the two, Lin Tianhua's words are clearly to show that he wants to leave.
However, Wang Chong has always been disgusted with this kind of thing, and after so many years in the industry, he just wants to do business seriously and make money in an upright manner, and has never considered this kind of political issue.
Wang Chong pondered for a moment and said, "President Lin, I'm on the right side. ”
"The right side?" Lin Tianhua's face sank, "This kind of thing, where can you tell the difference between right and wrong?"
Wang Chong said, "Lin Xing, I understand what you mean. Over the years, I have always been bold and reckless in doing things, and I have caused a lot of trouble, if it weren't for your tolerance, I am afraid that my career would have been ruined. However, at work, I have never been interested in this kind of internal strife, let alone involved, I am not alone, I just want to do business. That's all. ”
Lin Tianhua originally had other arrangements for Wang Chong, he thought that Liu Jianguo was so calculating him, no matter how stupid he was, he would know how to choose. According to his plan, he originally wanted Wang Chong to be the general manager of the risk management department, and transferred the original general manager of the risk management department to the party-mass relations department, so as to isolate Liu Jianguo from the departments he was in charge of, and then gradually find ways to weaken his influence. Hearing Wang Chong's statement, this plan had to be put on hold.
"I called you here this time to rearrange your work. How did you feel in the president's office during this time?"
Wang Chong knew that he was not an administrative material, and when he heard Lin Tianhua's question, he said: "If it's possible, transfer me back to the business department, I feel like I'm going to be wasted by clocking in and out of work here every day." ”
Lin Tianhua nodded, "I want you to go back to the Chengdong Branch and be the vice president in charge of business, I believe that with your ability, there should be no problem, right?"
Wang Chong said, "Do you want to deal with Gu Tiande's guy again?"
"Why, you don't want to?"
Wang Chong said dissatisfied, "It's not just unwilling, Lin Xing, you know that I have always had conflicts with Gu Tiande, and in the past two months, there have been fewer troubles between the two of us?"
Lin Tianhua pushed the loan of Tianma Group in his hand in front of him, "I don't worry too much about Gu Tiande's side, with your ability and IQ, it's no problem to deal with him ten, I care about the loan of Tianma Group, except for you, I really can't find a suitable person to be the manager." ”
"May I make a request?"
"Say it. ”
"My salary has been lowered again and again by you, and now I get less than 20,000 yuan a month, and the emperor is not short of hungry soldiers, are you considering giving me an appropriate increase?"
Lin Tianhua said, "Then you first strive to be in Gu Tiande's position." ”
Wang Chong felt that Lin Tianhua's words had another deep meaning, but it was inconvenient to ask. How did he know that Lin Tianhua had already known about Gu Tiande's defection to Liu Jianguo and his statement to Cai Dongquan. Gu Tiande's father is kind to him, it is inconvenient for him to deal with him directly, so he sent Wang Chong over, which was enough for him to drink a pot.
……
On this day, two things quickly spread throughout Tung Wah Bank.
The first thing is that at the board of directors, the motion to remove Lin Tianhua was vetoed, Lin Tianhua retained his position as president, and the first round of the contest between Lin and Liu ended in a fiasco for Liu Jianguo. Originally, those who secretly showed loyalty to Liu Jianguo and were ready to make a big deal after Lin Tianhua's dismissal died down one after another, as if nothing had happened, and even Liu Jianguo's office had fewer visitors.
In addition, there are two appointments, issued from the president's office. One is that Tao Mingkui, general manager of the risk management department, and Sun Dong, director of the party-mass relations department, were transferred, claiming that they were regular rotations in key positions. In addition, Wang Chong returned to the Chengdong branch as the vice president of business and the director of the credit department.
In accordance with the latest measures for the management of senior management qualifications ([2013] Order No. 3), the vice president of the sub-branch implements the filing system without the approval of the regulatory department. During the entire inaugural meeting, Gu Tiande didn't say a word, and his face was very embarrassed.
Wang Chong said that he would strictly unite around President Gu, and under the leadership of President Gu, he would unite sincerely and forge ahead to complete the indicators issued by the head office.
It was mid-December, and it had been a week since Tianma Group's loan was approved. In the past few days, Zhao Xiaocheng has come to the Chengdong branch almost every day to communicate about the loan, but Wang Chong has always dragged it out and not handled it.
It's no wonder that he was originally in the project team, he put forward several mandatory conditions, and later after the suspension, Su Lei's investigation report was deleted, and he checked with Su Lei, saying that this was instructed by Mr. Kang and President Li of the Corporate Business Department of the head office, and he had no way to do it himself.
The head office has made a resolution, and the loan is inevitable, but Wang Chong did not let them have a good time, and each link was delayed until the final processing time limit before it was passed by him.
Zhao Xiaocheng finally couldn't help it, ran to Gu Tiande's office, and complained: "President Gu, in the Chengdong branch these days, I heard a rumor. ”
Gu Tiande asked, "What?"
Zhao Xiaocheng said: "When I was on the first floor in the morning, I listened to the chatter of the employees of your branch, and said that our Chengdong branch has two presidents, one is the president of the table and the other is the real president. I wondered and asked, what is the president of the outside and the inside. The employee said, President Gu is useless in the industry, of course he is the president of the bank. I asked the real president again, and the man said, of course it's Wang Chong, haha!"
Gu Tiande was furious, "Who said this?"
Zhao Xiaocheng said, "It doesn't matter who said it. President Gu, it's almost the end of the year, and the loan of Shunfa Aluminum has been approved by your head office, but Wang Chong has always dragged on and refused to give the loan, and you are a little derelict in your duties. ”
Zhao Xiaocheng said naturally unkindly, in order to complete this loan, he sent no less than five or six hundred thousand to Gu Tiande before and after, and now Gu Tiande collects money and does not do anything, this is obviously not a good way, so when he comes to him for a showdown today, there must be an explanation no matter what.
"The loan link is signed by Wang Chong, what's the use of you looking for me?"
Zhao Xiaocheng sneered, "You collected the money, of course I want to find you." We are about to have a 500 million yuan corporate debt due soon, and if we can't pay it on time, you naturally know what the consequences will be. ”
Gu Tiande naturally knows that the corporate bonds cannot be paid when they expire, the credit rating of the main company will be downgraded, and the bank loan will also face the pressure of renewing the loan after it expires, which will trigger a domino-like chain reaction and even tire the enterprise into bankruptcy. The 650 million loan of Shunfa Aluminum is mainly used to pay due debts and interest.
Zhao Xiaocheng's intentions are very clear, if something happens to Tianma Group, the State Audit Office will intervene in an enterprise of this size, and when various problems are implicated, I am afraid that no one will be able to eat and walk around.
Gu Tiande pondered for a moment and said, "Wang Chong is like a-stirring stick, lying there, you have to think of a way." He compared Wang Chong to a-stirring stick, but he didn't expect that he had also become a stirred yellow and white thing. Suddenly, a thought flashed through his mind, turned on the computer, looked for email, and copied an account number on a sticky note paper to Zhao Xiaocheng.
"This is Wang Chong's salary card number, Director Zhao has come to Vice President Wang every day these days, and he hasn't run down the loan, so there must be an expression. ”
Zhao Xiaocheng was stunned for a moment, and immediately understood what Gu Tiande meant, since Wang Chong didn't give the loan, he would take the initiative to remit a sum of money to his account. He has a lot of dealings with banks, and knows that if customer funds are exchanged with banking personnel, they will be immediately monitored by the back-end audit system.
Zhao Xiaocheng was just about to applaud, but then he thought that if he really sent him money without Wang Chong's knowledge, it would inevitably cause Wang Chong's counterattack, and in the end, the fish would die and the net would be broken, even if Wang Chong fell, his loan would be yellow. Gu Tiande's idea, this is obviously to use them to avenge personal revenge, and he even shouted in his heart that he was in danger, and he was almost used by Gu Tiande.
In the afternoon of the same day, Zhao Xiaocheng sent Kang Wan to Wang Chong's office, although he wanted to use Kang Wan to tempt Wang Chong, but Wang Chong did not accept this set, fortunately, Wang Chong did not reject Kang Wan himself.
When Wang Chong saw Kang Wan, he hurriedly let him in, remembering what happened last time, he consciously let the door open, and he said, "It turned out to be Manager Kang, I was about to find you, about your loan and disbursement, I see that the loan conditions are almost ready, if there is no problem, let's release it in these two days." ”
Kang Wan looked a little flustered, "Uncle, I didn't look for you to lend money. ”
Wang Chongqi asked, "What's the matter?"
Kang Wan said, "I'm afraid I'm in trouble." As she spoke, she sent a screenshot of a text message on her mobile phone to Wang Chong, "Uncle, pay more attention, hurry up and help me figure out a way." ”
Wang Chong read the text message, but it was a reminder text message.
"Debtor: Ma Dongmei. Mobile phone number: 133XXX, ID number: XXX. Please be prepared with (13,008) yuan in cash, including 10,000 yuan for door-to-door reminder charges. At present, the collection route has been formulated with the local financial company, and it is now scheduled to go to the household registration address and work unit to verify the situation at 13-15 pm the day after tomorrow. If you are not at home, please arrange for your family to receive you, and if you do not return it, you will inform your relatives and friends in the form of posters, banners, and leaflets. Get ready to meet the license plate Hua Axxx Brown Toyota Business & Hua Axxx White Jinbei car. Because you leave your information as a guarantee when you borrow, you will also go to your home to collect it at that time. Withdrawal telephone: Hu team, XXX (if you take the initiative to contact before departure, you can negotiate to reduce the arrears and cancel the trip, otherwise there will be no negotiation after closing the channel) XX debt settlement company. ”
Kang Wan said, "Uncle, what should I do?"
"Who is this Ma Dongmei, how can you vouch for her?"
Kang Wan said: "This is my college classmate, four years of college, we haven't talked much at all, let alone vouched for her, and I don't know why, I somehow became her guarantor." I called my classmates to check, it seems that this person owes a lot of money outside and has lost contact, I'm so scared, you can help me. ”
Wang Chong felt that this text message was very suspicious, the law clearly stipulated that it was illegal to violently collect arrears, and they dared to come in such a blatant manner, and searched the phone number in reverse, but found that it was a provincial number.
Wang Chong said: "I'll make a phone call and try?"
Kang Wan said, "I don't have an idea, you can help me decide." ”
Wang Chong thought about it and sent the screenshot to Li Yishu, and after a few minutes, Li Yishu replied, "Telecom fraud." After a while, he replied, "Mass scams, in a meeting, chatting in detail." ”
Only then did Wang Chong make up his mind and said, "These people are all liars, don't worry about it, go back and rest." They won't be looking for you. ”
Kang Wan asked, "But what should I do if I do find me?"
Wang Chong said, "I have to prove it to you." As he spoke, he picked up his mobile phone and dialed it with a telecom virtual number, "Captain Hu?"
The other party said in a thick northern accent, "yes, who are you?"
"I'm a friend of Ma Dongmei, my name is Gu Tiande, and I just received a text message saying that I guaranteed a loan for her and wanted to come to me to collect it, what's going on. “
Team Hu said: "Ma Na Mei, you owe us three thousand and eight yuan, you are the guarantor, you don't know yourself?"
Wang Chong said, "There are still bits and pieces." ”
"Nonsense, there is interest, interest rolling, do you understand?"
"I don't know her well, let alone vouch for her. ”
Team Hu shouted: "We don't care about this, we have your ID card here, you have your signature, and you can't rely on it if you want to cheat." Ma Dongmei can't find it, and the day after tomorrow we will take my brother to you to collect the money. Listen, kid, Gu Tiande, you're in trouble. ”
Wang Chong said, "Of course I know I'm in trouble. Didn't you say that if you take the initiative to make a phone call, you can negotiate a reduction in arrears?"
"There is such a thing, you also know, there is not much arrears, if you take the initiative to help her pay it back, the door-to-door fee of 10,000 yuan will be saved, otherwise, if the brothers really go, it will not be 350000 can be solved. “
Wang Chong said: "Yes, I understand, 13,000, the problem is that I am ready for cash, when will you come to pick it up?"
"I'll give you an account number, and you can transfer money. ”
Wang Chong said, "Didn't you say that you would only accept cash, why did you transfer money again?"
The other side said angrily: "The transfer will give you a discount, do you understand?"
Wang Chonglian said no, "This is owed money, if you can't pay it off, the debt cannot be forgiven, and the signed guarantee document is also in your hands, so I think it's better to solve it in person." ”
The other side scolded, "Why don't you kid open your mind, we don't go over, it's for your own good, otherwise your relatives and friends will know about it everywhere, and you won't be ashamed?"
Wang Chong laughed and said, "I'm ashamed, so I won't prepare cash for you, pay the money with one hand, and repay the guarantee with the other." ”
"After your transfer is successful, I will naturally send the guarantee information to me. ”
"That's not good, you are all mixed society, after I transfer money to you, you turn your face and don't recognize people, what should you do if you continue to ask me for debts?"
"We are righteous and angry, have you heard of the heroes of Liangshan? Words count, and words are true!"
Wang Chong asked again: "The heroes of Liangshan have not heard of it, but Liang Shanbo and Zhu Yingtai have heard of it." Let me ask you, how do you write the two words righteousness and qi in traditional Chinese?
The other party was stunned, and probably didn't expect to ask this question, the "Hu team" even asked the person next to him, "How to write righteous qi in traditional Chinese?" next to him, "Big brother, I didn't graduate from junior high school, how do I know if you ask me?"
Because the hands-free was on, Kang Wan listened to it next to her, and even laughed out loud.
"What's so funny, who's around?"
Wang Chong said: "Captain Li of the Economic Investigation Brigade of the Donghua City Public Security Bureau, do you want her to answer the phone......?" Hey, don't hang up the phone......"
(PS: Recently, a friend encountered this kind of thing, insert a piece of anti-fraud common sense)