Three days later, Donghua Baicheng New Materials Co., Ltd., a subsidiary of Tianma Group, transferred RMB 200 million to Donghua Bank Account. Since the secret guarantee agreement signed privately cannot be announced to the public, the 200 million yuan is a deposit in the accounting accounts of Baicheng New Materials, and the accounting entry in the bank is a margin deposit.

Gu Tiande did not handle this business through Wang Chong, but the account manager of the business department went to the meeting after being approved by Su Lei, and finally reported it to Gu Tiande, which is already the bottom line of concessions that Wang Chong can give. This kind of business is common in the entire industry, and if Wang Chong doesn't do it, it doesn't mean that others don't do it.

In the fourth quarter, the pressure on the new business indicators was greater, and the loan review committee of the head office also turned a blind eye, after all, it was a full margin guarantee, which was a low-risk business. In the afternoon of the same day, the Chengdong Sub-branch invested a 190 million yuan operating loan to a third-party company, Donghua Kangmang Economic and Trade Co., Ltd., and returned to Baicheng New Materials Company through entrusted payment for the purpose of purchasing polyethylene products.

Due to Baicheng's business, the entire Chengdong branch suddenly increased 200 million deposits and 190 million loans, coupled with some deposits and loans led by Wang Chong before the business department, by mid-November, the Chengdong branch actually completed the annual business indicators of the branch ahead of schedule, as long as the bad risk can be controlled, this year's Chengdong branch assessment ranking is expected to enter the top five.

Gu Tiande's heart was very happy, and at the meeting of the whole branch, in order to show his leadership and business ability, he talked about how he contacted Tianma Group and how he persevered to win this business, and did not forget to tease Wang Chong.

"Director Wang, do you still remember the gambling contract of our 200 million deposits? Now that I have completed it, Director Wang seems to be still short of more than 30 million, right?"

On the same day, the two quarreled at the meeting, and once made a gambling contract of 200 million, seeing that Wang Chong was about to take the lead in completing it, Gu Tiande and Tianma Group completed a combination of punches and completed a deposit of 200 million in an instant. Although Wang Chong disdains to do this kind of false business, but working in a bank, everything is based on data, so he said with a smile: "Of course I remember, President Gu strategized, won a thousand miles, scheming, and made a preemptive strike. ”

Although Gu Tiande was eager to kick Wang Chong away from the Chengdong Branch, he understood that he did not have this authority, so he simply made a favor and said to Wang Chong with a victorious attitude: "After Director Qingquan's accident, you are the right-hand man of our branch, how can I be willing to let you go?"

Gu Tiande said: "Tianma Group is a big customer of our Donghua Bank, and you have to take the lead in completing the 650 million project in the back, I have laid a good foundation in front, this business is completed, and the year-end bonus coefficient of our branch is at least 1.5, which is related to everyone's welfare, and it all depends on you." ”

Donghua Bank year-end bonus is very famous in the industry, after Lin Tianhua came to power, in the incentive assessment mechanism has carried out a bold reform, according to the assessment results, the year-end bonus of the benchmark reward amount is determined, and then multiplied by a 0.5-3 assessment coefficient, this coefficient has great explosiveness, the same rank and position, good performance of the branch year-end bonus income difference of up to 6 times.

Over the past few years, the year-end bonus assessment coefficient of the Chengdong branch has been hovering between 0.5-08, and everyone heard that the assessment coefficient can reach 1.5 this year, and they couldn't help but get excited, and they all looked at Wang Chong, as if Wang Chong couldn't finish it, he would become a sinner in the Chengdong Branch.

Hearing Gu Tiande say this, Wang Chong said: "I hope that President Gu's foundation can be firmer, so that I can let go of my hands and feet in the future work." ”

……

After more than a week of sorting, the project team finally completed the preliminary investigation of the loan of Shunfa Aluminum, which saved the project team a lot of time because Tianma Group has a billion stock projects in the branch of the Development Zone. According to the process, these financial reports and data analysis do not need to be done by Wang Chong himself, and the account manager and Su Lei are responsible for the authenticity of the data, but with Wang Chong's character, he still personally accounts for most of the data.

Without informing Zhao Xiaocheng, Wang Chong took Su Lei, Zhang Feifei and two other project team members to Shunfa Aluminum in a cheetah to conduct a flight investigation of the loan project.

This factory is located in the southernmost part of Sanjiang County, close to the north of Linhu City, covering an area of more than 300 acres, about two hours' drive from the center of Donghua.

When he came to the hall, he saw Zhao Xiaocheng and others waiting in the hall, before leaving, he specially told the flight investigation to be kept secret, he glanced at everyone, "You called?"

Everyone shook their heads.

When Zhao Xiaocheng saw Wang Chong, he came up and shook hands and said, "Director Wang, it's such a coincidence." I came here today to have a meeting with Mr. Peng of Shunfa Aluminum, I didn't expect to meet here, this time I have to do my landlord's friendship, please. ”

Kang Wan was behind Zhao Xiaocheng, and she never had a chance to talk to Wang Chong, so she took the opportunity to go upstairs and said in a low voice: "Uncle." Wang Chong was stunned, nodded, and followed.

Peng Kaiyu, general manager of Shunfa Aluminum, 35 or 6 years old, is the young Zhuang faction of Tianma Group, and is also the descendant of Zhao Xiaocheng.

Wang Chong said: "Let's go to the conference room." ”

Coming to the conference room, Wang Chong and others sat down and directly explained the purpose, "Mr. Zhao, Mr. Peng, your company has applied for a 650 million credit project from our bank, we have completed the preliminary investigation, and now we need to conduct a second investigation, which requires checking some original data, original documents, and checking assets and warehouse goods, etc., which will take about three days, and may cause trouble to the two leaders." ”

Zhao Xiaocheng laughed, "Director Wang is too outward, the development of our enterprise is inseparable from the support of the bank, you can come in person, let our company flourish, Mr. Peng, the clothing, food, housing and transportation of several leaders will be explained to you, don't slack off." ”

General Manager Peng Kaiyu said, "Even if Mr. Zhao doesn't command, we should do our best." ”

Wang Chong said, "I have received my mind, and the matter of food and lodging will not bother Mr. Peng, we have our own standards for business trips, and we can solve it ourselves, but it may have to occupy an office of your company." ”

Peng Kaiyu gestured to the office and said, "This is arranged!"

Wang Chong took out a document from his briefcase and handed it to Peng Kaiyu, "The materials we need to access are all listed on it, and some materials may need to be provided in originals, and we need to conduct consistency checks." ”

The list is densely packed with more than 100 contents, involving six parts: corporate governance, business management, financial operation, asset quality, system construction, and quality control management.

Peng Kaiyu took the document, took a cursory glance, and couldn't help frowning, "Director Wang, some of the information on this document is fine, but some may take some time." ”

Wang Chong smiled: "It doesn't matter, as long as your company can afford to wait, we can wait." ”

Peng Kaiyu said: "I mean, can some things be temporarily suspended?"

Zhao Xiaocheng stopped on the side: "Mr. Peng, you haven't started to do it yet, you have started to raise difficulties, do it as required first, and then communicate with Director Wang if you have any questions!"

Peng Kaiyu said yes again and again, and instructed the financial manager to make a few copies of the list and assign it to various departments to prepare materials. Wang Chong said to Zhao and Peng, "Can the two bosses avoid it first, let's have an internal meeting." ”

The two of them heard the words and went out.

Wang Chong assigned the task, "This project we have collected more information in the early stage, this on-site investigation is related to the wind control of the entire project, please be sure to cheer up, I will be responsible for the entire investigation, and give me feedback directly if you have any questions." The division of labor is as follows......"

The crowd picked up their notebooks to take notes.

Su Lei is responsible for the consistency audit, especially the original copy of the three-year audit report of PricewaterhouseCoopers on the company, in addition to checking with the copy, but also using the anti-counterfeiting code to verify the authenticity. The articles of association filed by the Industrial and Commercial Bureau, the convening of the recent shareholders' meeting, and the mortgage of the real estate registration certificate ......"

"Zhang Feifei checked the large amount of fixed assets and depreciation, the situation of warehouse goods, the payment of electricity charges and electricity price subsidies, the original contract issued in recent years, invoices and old inspections, tax deduction......s, etc.

At the same time, Wang Chong arranged for two other employees to investigate the system construction, quality control and other details, "In the next three days, the time is tight, the task is heavy, and you may have to work overtime at night, please understand, when this project is completed, I will take you to the suburbs for team building!"

General Manager's Office.

Peng Kaiyu angrily slammed the list on the desk, and said: "Is this Wang Chong stunned? I have made so many loans, and I have never seen so many materials transferred, even if the tax bureau comes to inspect it, there is no such practice." ”

Zhao Xiaocheng analyzed lightly: "This Wang Chong I have dealt with them, but I have the ability, if it is good, it is upright, and if it is bad, it is not good to be a man, and I was demoted to the Chengdong branch not long ago." Lin Tianhua sent him to do this business, obviously expressing his dissatisfaction. ”

"What dissatisfaction?" asked Peng Kaiyu suspiciously.

"Our chairman arranged it to Lin Tianhua through the city leaders, but Lin Tianhua didn't dare to refuse, but he didn't have a good heart. During this time, they were waiting for him to eat and drink, and as long as the loan could be approved, they would promise him any conditions!"

Peng Kaiyu said: "This doesn't need to be ordered by Mr. Zhao, as long as the other party speaks, even if I kneel on the ground and give him a mouth, I will not hesitate!"

Zhao Xiaocheng frowned and said, "Speak civilly! This matter is done, I will go to the chairman to ask you for credit and let you enter the executive committee of the group." ”

Peng Kaiyu was excited in his heart, and entering the group's executive committee was equivalent to entering the power core of Tianma Group.

Although Peng Kaiyu is now the general manager of Shunfa Aluminum, everyone knows that he is just a chess piece on the platform, and Peng Kaiyu does not have any right to speak in the operation of the entire company, Zhao Xiaocheng can easily remove him as long as he makes a phone call, but when he enters the executive committee of the group, it is the decision-making level, which touches the distribution of interests of the entire Tianma Group, which is what he dreams of.

Eight years ago, Peng Kaiyu was still an ordinary salesman, and a subsidiary took out a loan from a bank to invest in the construction of a factory. At that time, a leader of the executive committee used a qualified company borrowed by his sister-in-law to win the bid for 50 million yuan, and then subcontracted out another 20 million yuan.

This incident caused him a great shock, and now that Zhao Xiaocheng promised him this matter, how could Peng Kaiyu not be excited, and hurriedly expressed his loyalty, "Mr. Zhao, don't worry, from now on, I will never dare to go west if you let me go east, as long as I Peng Kaiyu stays in this company for a day, I will give you a dog for a day!"

Zhao Xiaocheng said, "Be civilized!" and pointed to his chest again, "There are some things and some words that need to be put here, and they don't have to be said." ”

"Then Wang Chong asked us to prepare so many things, do you have to give them all of them? You know, some of the information provided to them last time can't stand up to inspection!"

Zhao Xiaocheng said coldly, "Give, not only give, but also give more, don't they like to check, then build a mountain for them, let them check, three days, if they have the ability, they will read it all." Also, don't be stupid and wait, isn't there still four people, a house, a car, a ticket, a child, a woman, a seat, a book, and the seventh son Dengke, you can always find a breakthrough, right? I don't believe that they are all so unfriendly to Wang Chong. Keep an eye on that Su Lei, and he is still quite concerned about Baicheng's business. ”

"I'll arrange it. ”

After Wang Chong finished the meeting and deployed the overall investigation, it was almost twelve o'clock, and everyone shouted that they were hungry. Such chemical enterprises are generally built in the suburbs, there are no restaurants nearby, and employees eat in the staff canteen.

Zhao Xiaocheng walked in with a smile on his face, "I'm sorry to disturb you, it's time for lunch, I arranged a light meal, and asked Director Wang and the leaders to enjoy the light." ”

Wang Chong smiled and said, "Then thank you, let's invite this meal." ”

When everyone came to the private room, when they saw the dishes on the table, Wang Chong frowned and said, "This meal is too expensive, we can't afford it." ”

Zhao Xiaocheng laughed and said, "Director Wang is really funny, you came to investigate with us, and you have to pay us to invite us, if it spreads, this will not be a slap in the face of our Tianma Group." Please be seated!"

Zhang Feifei was about to pass, Wang Chong glared, and hurriedly returned to the back. Wang Chong said slowly, "None of them are outsiders, let's save if we can, let's go to the staff restaurant outside to eat with the workers." Please do your best!", he said, and led everyone to the staff cafeteria next door.

Zhao Xiaocheng glanced at Kang Wan, Kang Wan understood, followed, and said sweetly, "Director Wang, I'll show you the way!"

Zhao Xiaocheng's mobile phone rang, it was Gu Tiande calling.

"Hello President Gu! Yes, yes, the project team has come here to investigate, very serious and responsible, okay, we will fully cooperate with the promotion of the project, and say hello to President Lin on my behalf!"

Peng Kaiyu said: "The one who came is not good!"

After a while, Gu Tiande called again, "Just came out of President Lin's office." How's it going, is the project going well?"

Zhao Xiaocheng was dissatisfied: "This Wang Chong is a little annoying, can you find a way to transfer him out of the project team?"

"I don't want him to be responsible, you don't know that Wang Chong was sent by Lin Tianhua, unless you can do his job. ”

Zhao Xiaocheng sneered in his heart, how long Lin Tianhua can sit in the position of president is not certain.

Qi Zhongyuan has recently been active in the provincial capital and is raising a sum of money, as long as the loan of Shunfa Aluminum is approved to survive the debt crisis, the next strategy is to increase the stake in Donghua Bank. If the Ma Group has reached 4.9% of the shares directly or through affiliated companies, as long as it buys another 0.2% of the shares, it will automatically obtain a board seat in accordance with the provisions of the articles of association, and then it will have more say in Donghua Bank.

Lin Tianhua's strong behavior in Donghua Bank has already aroused the dissatisfaction of some people, and there are already rumors at the top that if he fails to pass this year's assessment indicators, Lin Tianhua will be removed from the post of president before going public.

After hanging up the phone, Peng Kaiyu asked, "No way?"

Zhao Xiaocheng dialed another phone, "Hey, third brother......"

……

Compared with the Donghua Bank, the food of Shunfa Aluminum is not known how many grades, the majority of workers here, the meals are divided into 10 yuan and 15 yuan, one meat and one vegetarian or two meat and one vegetarian, but fortunately, the meals are relatively clean, Wang Chong and others bought the meals after charging the card, and sat down in a secluded place.

"Uncle, I invite you to eat chicken legs!" Kang Wan took the plate and sat opposite Wang Chong, Zhang Feifei, Su Lei and others saw this, and hurriedly stepped aside. "I have a group card, it's free, what else do you want to eat, I'll please!"

Wang Chong was a little embarrassed, "Thank you, you can eat it yourself." ”

"I'm losing weight, I can't eat too greasy. ”

Su Lei said in a low voice, "Extraordinary, you have been with the leader for a long time, when did he get along with this girl?"

Zhang Feifei said I don't know, Wang Chong coughed, and several people giggled, and went directly to the distance to eat with plates. It didn't take long for Wang Chong to come over with a plate in a bit of embarrassment, "Squeeze it and give me a seat." ”

Su Lei quipped: "Boss, it's the hardest thing to accept the grace of a beauty, there are such good things in the world, but you can't be blessed, it's a pity, it's a pity!"

Wang Chong said in a deep voice, "What nonsense, hurry up and eat, go back to work!"

Not far away, Kang Wan stomped her feet in anger and said to herself, "I don't believe that you can escape from the palm of my hand." ”

In the afternoon, the materials were sent one after another, and everyone directly invested in the project, and after a short time, Wang Chong found that something was wrong, and most of the information they received was invalid.

Zhang Feifei complained: "We didn't ask for some information at all, they all sent it over, and we didn't have a few copies of some key information we needed?"

Wang Chong found the other party's financial manager, the financial manager said that he didn't know, and they also notified the departments to prepare according to the requirements, how could Wang Chong not know that this was done by Zhao and Peng on purpose, made a few phone calls, and found that the phones had been turned off, so he said to Su Lei and others: "Pack up your things and prepare to go back to Donghua." ”

He said to the financial manager: "The list has been provided to you, when it will be sorted out, call Zhang Feifei in advance, but there are more projects at hand recently, and it has been arranged until January next year." ”

When the financial manager heard this, he panicked and hurriedly went out. Before Wang Chong and the others could go out, they saw Zhao Xiaocheng, Peng Kaiyu and others running over panting.