Chapter 104 Deposits

Han Min'er Zhang Yu surrendered under Zheng Xudong's wishful golden hoop stick, his stick is really like his name, it can be long or short, thick or thin, just like a burning stick that turns her narrow and slender canyon inside and out, up and down, and there is no place where it has not probed the place. In her thoughts, Zheng Xudong is a big boy with great energy, and it is definitely not comparable to Toby's body that has been hollowed out by wine, and Han Min'er is mentally prepared for a long time, she thought that he would hand over the public food in twenty minutes and half an hour at most, which is also what her sisters told her, a man who insists on twenty minutes is a good man, thirty minutes is a tough guy, and forty minutes is Iron Man. But this "bad guy" turned out to be ninety minutes, what kind of body is this, can she resist his "endless love" in the future, she didn't dare to continue to think about it anymore, dragged her tired body to the bathroom to rinse herself, even if she was tired, she washed her body clean for Zheng Xudong, she thought this was what her "wife" should do.

After both of them finished washing, Han Min'er couldn't hold on any longer, and fell asleep on the bed after returning to the bedroom.

"Received a faint amount of energy. At this time, Zhihe Xiaoqiang said to Zheng Xudong.

"Got it, I've seen that delicate plum blossom on the sheets, and I've received the space. Zheng Xudong replied.

"Will I arrange a class for you now?" asked Xiaoqiang.

"No, I still have something to do, you wait for my news!"

"Okay, goodbye!"

Zheng Xudong put on his nightgown and came to the living room, took out his mobile phone and called the manager of the Union Bank of Switzerland, and before he could speak, he said directly: "Hello, is it Mr. Zheng? I am Daniel, the manager of UBS in the eastern United States, I am very happy to receive your call, I received a call from our staff below Philadelphia, is there anything wrong with calling so late?"

"Hello, Manager Daniel, I'm going to deposit some money with UBS, do you have time to come and pick it up now? ”

"Can you ask Mr. Zheng about how much money you can have?"

"More than $100 million!"

"Okay, please give us thirty minutes, and I'll personally bring someone to you to withdraw the money. We'll see you later. With that, he hung up the phone.

Zheng Xudong is ready to deposit $300 million in cash with UBS, and now the cash in his space is less than one billion US dollars, which is a bit too much, and he plans to save a batch, first save a part in UBS, and then save a batch in other banks to ensure that the eggs cannot be said in one basket.

He put 300 million US dollars in a pile according to 100 million US dollars from the space in the living room, and then covered them with three pieces of military tarpaulin, and if the Daniel manager could give good enough preferential terms, he would deposit all the 300 million US dollars in UBS, and if the conditions were just average, then he would deposit 100 million US dollars, and the rest of the money would be stored in other banks in the future.

He had just placed the $300 million when he heard the doorbell ring, and he saw through his eyes the female staff member who had come during the day, and behind her stood a middle-aged white manager in his forties, with a typical European face, tall and wearing gold-rimmed glasses, and the standard face of a banker.

He opened the door, let them into the house, shook hands with them, sat down in the living room, poured each of them a glass of red wine, and then took the lead and said, "I'm sorry to disturb you so late, but I'm just done with my work today." I might be leaving tomorrow or the day after tomorrow, so I'm calling you so late. Please forgive me. ”

Manager Daniel smiled and said, "Mr. Zheng, you are now a household name in the United States. ”

Hearing him say this, Zheng Xudong understood that they had also known about him at the Wharton School from the Internet, so he said: "Actually, tonight's events have exceeded my expectations, my original intention was to be invited by a friend to be a male dance partner, who would have thought that so many things would happen in one night." To be honest, it was never my intention to be a celebrity. ”

Daniel said: "We have received information that you have transferred the money to your home bank through the MGM casino, and the MGM old casino has laundered the money you earned this time. He stopped at this point, Zheng Xudong has already understood the meaning, what are you doing with us when you have no money?

"It seems that the news of your bank is true, it has only been less than two hours, you have already grasped the information so thoroughly, Manager Daniel is right, MGM Casino and I have cooperated in this event, so it is true that I have waived a large part of the income I won from gambling this time, I don't know how they operate, but I appreciate their ability to do things. I would like to ask Manager Daniel, can we UBS have a way to help customers avoid taxes reasonably?" Zheng Xudong decided not to go around in circles with him, and asked directly about the topic.

Manager Daniel smiled confidently and said: "Mr. Zheng, I don't deny that the casino's ability and way to deal with some hot money are very strong, but please believe that no matter what industry in this world deals with hot money, it is not as convenient as our bank, especially our Swiss bank with strict confidentiality law, we have the ability to make tens of thousands of money disappear without a trace, I am not convenient to say about the money laundering methods of their casinos, but please believe that their methods are just a child for our bank." ”

Zheng Xudong saw that the UBS manager in the eastern United States said very confidently, so he believed it a little more, and then said: "Then what preferential policies do I have for depositing in your bank?"

"Then is there a legitimate source for the money that Mr. Zheng has deposited?" said what the Daniel manager wanted to say at once.

"No!" Zheng Xudong replied directly.

"It's okay, let's put the issue of interest rate aside for now, our bank will charge a certain fee according to the amount of your deposit, I believe Mr. Zheng will be able to understand this. Right?" asked Daniel.

"Yes, I understand. Zheng Xujiang thought to himself, there is no free lunch in this world.

"We learned that this time MGM Casino handled 170 million gaming income for you, and charged you 17 million handling fees, that is, 10 percent, it seems that Mr. Zheng and their relationship should be good, which is obviously low, when we handle funds for large customers, less than 200 million, usually the handling fee will not be less than 15 percent, but considering that you are the first time to open an account in our bank, and it is introduced by our big customer Miss Ivanka, so if you deposit 200 million US dollars in our bank, we will only charge 10% of the handling fee, and we will talk about how much more than 200 million, but no matter how much we deposit, we will also charge 5% of the handling fee。 ”

"Manager Daniel, let's talk about the deposit rate again!"

"Well, our UBS or our Swiss deposit customers believe in us the safety of funds the most, followed by the financial management ability of our bank, and the interest rate is the last item, I believe that Mr. Zheng also thought this way before finding us. Our deposit interest rate is only about 6%, while the interest rate of wealth management is usually more than 10% according to the amount of deposit, and the most important thing is that our funds can be withdrawn at any time in all countries in the world, which is very safe and convenient. ”

"Well, Manager Daniel, your words touched me, originally I only planned to open an account with your UBS and deposit $100 million, and I have great confidence in your bank after hearing your introduction. Now you can get someone to count the money. Saying that, Zheng Xudong came to the corner of the living room and uncovered all the $300 million covered with the tarpaulin, and then said: "Manager Daniel, this is $300 million, can you give me a relatively low handling fee?"

Although Daniel and another female staff member guessed that it was in US dollars, when they saw it with their own eyes, they were still very surprised, thinking that this young man was really bold, and dared to put so much money in a hotel suite, although surprised, Daniel still said: "I can only give you 8.5% of the handling fee of this money, the cost should be 25.5 million, we will remove 500,000, and only charge 25 million." ”

"Alright, then do as you say, and cheers to the success of our first collaboration!" the two of them toasted together and drained the wine in their glasses. Then the female staff member began to arrange for people to come in and count the money, pack and escort it.

Due to the long time to point 300 million US dollars, Zheng Xudong took out two cigars and Daniel smoked one by one, UBS seems to attach great importance to this business, at the beginning of the five counting staff, after 20 minutes, five more were transferred, a total of ten people, ten money counting machines kept counting, the money checked was loaded in a special box for the bank and put on the banknote truck, and a car was sent away when it was full.

Zheng Xudong returned to the room halfway and saw that Han Min'er was still asleep, so he used five bags of $25 million in cash from the space to make the money laundering fee and handed it to Manager Daniel.

When Manager Daniel saw that he still had cash, he said, "Mr. Zheng, if you still have cash, I hope it can be deposited with our UBS, so that our fees can be discussed again." ”

Zheng Xudong smiled and said: "Manager Daniel, we have an old saying in Huaxia, that is, don't put your eggs in the same basket, to put it bluntly, it means to diversify risks, to be honest, the rest of my cash is stored in another bank, which is known for its high-quality service." ”

When Daniel heard this, he said, "Mr. Zheng is talking about Citibank." ”

Zheng Xudong was surprised by the manager's keen insight, "Yes, I know that their family has a centurion card that is very famous in the world. So I also plan to open an account at their house and prepare to open one. ”

Manager Daniel said with a smile: "The centurion card you said is precisely the Amex Centurion card, which is a bit too big to be blown up by your country's media or Citibank." The full name of Citibank is City Bank of New York (City Bank of New York), it was established in 1812, and our UBS was founded much earlier than it, but our UBS has not paid attention to publicity over the years, so we don't know that we also have VIP customer cards, which are more powerful than centurion cards, but Citibank was the first foreign bank to enter China in 1902. We will also apply for a VIP card for you, and you can compare it with their card when you go back, and you will know that our card service is more powerful. This is determined by the status of the card-issuing bank in the world, and our UBS ranks third in the world, and the CEOs of the world's top 500 companies are basically our VIP card customers, and we will only issue cards to high-end customers. Okay,You'll know these when you use them in the future.,Now I'm going to show you how to use this tablet and related precautions.。。。 ”

UBS staff counted the $325 million for a total of four and a half hours. When they left, it was already five o'clock in the morning, and they were very productive, and when they left, Zheng Xudong opened his tablet to find that his account balance had been shown to be $300 million.