Chapter 63 Borrowing 3.2 million
Zhang Jishun asked, "Xiao Mu, why did you come up with the idea of storing grade garlic at the beginning?"
Mu Dong replied: "At that time, people were stupid and had a lot of money, and they felt that the quality of the grade garlic was good and the appreciation potential was great. Pen & Fun & Pavilion www.biquge.info I don't know if it's a blessing or a curse when I look at it now?"
Zhang Jishun laughed: "You kid makes a cheap profit and sells well, steal it, you are happy, at the beginning, the purchase of grade garlic was quite smooth, but the price has risen in recent days, and it is difficult to get the goods." If you're worried, sell them all to me now, three or four thousand tons, I'll ask for them, and you can set the price. ”
Mu Dong was taken aback, I sold it to you, how can I make money.
He hurriedly pretended to be pitiful and said, "Mr. Zhang, I'm waiting for the autumn and winter to sell it again, and now that it's sold, won't I have nothing to do?"
Zhang Jishun was originally a half-truth and half-truth, so naturally he would not force it, and said: "I'll joke with you, Xiao Mu, don't you dare to block your financial path, County Magistrate Liu will laugh at me if he finds out." But in the autumn and winter, if I need grade garlic, you have to leave me some, you can rest assured of the price, and go with the market. ”
Mu Dong was waiting for this sentence, he secretly breathed a sigh of relief, thinking to himself, finally it was not in vain.
Hurriedly said: "Mr. Zhang, then thank you very much, with your help, my heart can be regarded as in my stomach." ”
Zhang Jishun secretly slandered himself, and he still had to go to the bottom of this year's grade garlic, and he had to buy it if he didn't get it in the later stage.
It is still in the garlic purchase season, and the international export price of fresh garlic has not yet been clarified, and everyone is cautiously in the tentative stage. Once the international market price of fresh garlic is established in September, it will be decided whether the market will buy or sell in the later stage.
Therefore, now the relatively large exporters are cautiously waiting and seeing, carefully collecting and storing.
Mu Dong and Zhang Jishun chatted for a while, exchanged business cards with each other, and said goodbye and left.
After Mu Dong came out, he called Old Man Su and learned that he was fishing on the river bank in the south of the county, and Mu Dong rushed over.
Old man Su was wearing a big sun hat and shouted at Mu Dong from afar: "Xiao Dongzi, here, here." It drew a group of anglers on the riverbank.
Old man Su got a lot darker, and Mu Dong quipped: "Uncle Su, why don't you get a sunscreen to wipe on, you are so tanned, is the eldest lady willing?
Old man Su squirted: "You kid can't spit out ivory in his mouth, old wife and wife, when you are old, you will be a companion, how can you dislike me? What is the matter with me?
Mu Dong smiled: "This old man, are you still addicted to TV?"
Old man Su handed Mu Dong a small Mazha, and the two sat down to talk. Mu Dong asked directly: "Uncle, can we do the export business of willow weaving? Listen to the meaning of County Magistrate Liu, the profit is okay, she suggested that I do this industry well." ”
Old man Su said: "Of course you can do it, with your Boss Mu's appeal among willow weaving artists, it is not a trivial matter to take an order, profits, I really don't understand, look at the bosses of those big factories, they live a very nourishing life." ”
Mu Dong asked: "Didn't you say that the business has declined very badly in the past two years? I heard that there have been a lot fewer international orders." ”
Old man Su picked up the fishing rod, retracted the fishing line, re-hung the bait, and said slowly: "Xiao Dongzi, there is a good saying, there is no fish market in the river, no matter how the international orders decline, there are still many orders." If nothing else, let's just say that this year, everyone is crazy about grabbing wicker, and it's not all because there are orders and no materials in hand. ”
Mu Dong was a little moved, and asked, "Uncle Su, if I make willow weaving, how about you help me?"
Old man Su was very proud, and said: "Of course it's good, Xiao Dongzi, I'm still willing to fool around with you, when do you start, tell me, and be on call." ”
Mu Dong smiled: "Then thank you Uncle Su, rest assured, the salary is high for you." ”
Uncle Su continued: "Xiao Dongzi, County Magistrate Liu can help for a while, but he can't help for a lifetime. If you want to do a good job in the willow weaving business, you have to rely on yourself. I'll help you, I can only help a little, you still have to find some management talents, some translators who know foreign languages, we can go to the Canton Fair to contact the order by ourselves in the future. ”
Canton Fair? Mu Dong understood. yes, how did you forget about this stubble.
Inspired by it, Mu Dong immediately remembered the Yiwu Small Commodities Market, which is also an important foreign trade window.
Mu Dong became excited and felt that the willow weaving industry was really promising.
The two chatted for a while, and Mu Dong said goodbye and left
Back at primary school, Mu Dong checked the information on the Internet in the office, thought about it for a while, and decided to start the operation of the willow weaving industry after the garlic business was completed.
Mu Dong believes that the three elements of time, place and people are at least two of them.
I can't take advantage of it because I entered the industry too late;
There is no problem with the location, the hometown is the main production area of willow weaving, and it is convenient to process anything.
The most beneficial thing is people, from top to bottom, from County Magistrate Liu to ordinary artists, many people will support themselves to do willow weaving.
Then let's do it, Mu Dong called Liu Jingyun and said what he thought.
Liu Jingyun is very happy that this model that she has worked so hard to erect is finally willing to do something serious, and it is a serious thing that matches the scope of her management.
She happily said that she would coordinate with relevant units to solve the export qualification of Dadong Company as soon as possible.
For the next week, Mudon spent the entire week visiting the garlic exporters on his list. Mu Dong learned from his experience and lessons with Zhang Jishun and became very low-key during his subsequent visits. Don't talk about how much you have received, don't talk about what garlic you have collected and stored, just say that you have just started, everything is groping, and you come to learn from your predecessors and ask for advice.
In a word, Mu Dong just wants to be familiar.
He was really worried that if he had to buy garlic from his cold storage, he would be in big trouble if he ran into a strong, hard backstage.
Mu Dong was busy until August 17, and finally finished visiting the garlic merchants on the list. Tired in the past few days, Mu Dong felt that his legs were thinner, and his voice was tired and hoarse.
Fortunately, the small flame of wealth jumped in the bottom of his heart, which made Mu Dong full of motivation.
Through the visit, Mu Dong felt that some huge garlic merchants were really extremely wealthy, with hundreds of millions, hundreds of millions, and even billions, and their own strength was not enough in front of them.
At the same time, Mu Dong was also pleased to find that some garlic exporters have the same scale of capital as himself, and even several, and the scale is not as good as his own.
This shows that he can already stand on the same starting line with them and gallop in the huge market. This feeling made Mu Dong full of confidence.
When Boss Mu was intoxicated in the office, Dad Mu walked in and said, "Xiaodong, Lao Tzu has no money." ”
Boss Mu fell off his seat so much, his mood suddenly fell from the clouds into the glacier, and he kept slandering in his heart, Dad, you are a big scene!
I didn't dare to say that, so I quickly asked what was going on.
It's very simple, the money in Mu's hands has been spent, and the house has not been finished yet, if you want to continue, boy, take the money out.
Mu Dong is really scratching his head this time, he still hasn't paid the rent of the cold storage in August, and Sun Mingfu has urged him several times.
Now that Daddy is down here, well, let's raise money. Mu Dong silently calculated in his heart, compared with the house mortgage loan in Quancheng, it is easier to borrow money from the villagers in his hometown, and the interest rate is also low. Mu Dong roughly estimated it, and simply did it in one step, financing 3 million this time, saving the old man and lack of money, and he didn't dare to move anything.
At five o'clock in the afternoon, Mu Dong and his father went to the construction site of the new house together. The walls of the house have been completely built, and the exterior walls have begun to be plastered, and a small part of them have been completed. The pre-burial of the water and electricity pipelines has been completed, the mortar of the interior walls has been plastered, and the white ash has begun to be smeared.
Mu Dong climbed to the top of the building along the rough staircase, the roof is half spire attic and half flat roof, the spire part makes the whole small building look very fashionable, and the flat roof part is also very convenient for drying clothes and drinking tea and chatting in the future.
Standing on the top of the building, looking around, the field of vision is very wide, and the fields in the distance can be seen at a glance, and Mu Dong's mood has also become better.
Mu Dad told Mu Dong that now about 30,000 yuan is needed for exterior wall mortar and simple decoration of interior walls, plus about 80,000 yuan has not been paid to workers, a total of 110,000 yuan of funding gap.
Mu Dong nodded and did not speak.
That night, Mu Dong went to Mu Huafeng and Mu Jinqian's homes respectively, and told them about his refinancing, so that they could publicize it on a small scale. The two of them agreed, and immediately began to act, calling some relatives and friends. Mu Jinqian even said on the spot that he still has 500,000 yuan in his hand and will send it tomorrow.
Mu Dong smacked his lips when he heard this, this young master, why is he so cautious, your 500,000 yuan, if it turns into garlic early, it is hundreds of times stronger than eating this interest.
Early the next morning, at the office of the primary school, there was a long queue of villagers who came to "save money". Some of the villagers who came late last time learned their lesson this time and came early.
Mu Dong saw that there were so many people that all the stools in the school were not enough, so he quickly asked Xie Donglin to go to the town's grocery store and buy twenty more Maza, so that the villagers could sit and wait.
Mu Dong personally handled it this time and opened an IOU, with a term of half a year and an annual interest rate of 6%, because Mu Jinqian had already said that he would pay 500,000 yuan, so Mu Dong planned to borrow 2.5 million yuan from other villagers' mobile phones.
As a result, by 11 o'clock in the morning, Mu Dong had received 1.2 million, and there were villagers who continued to rush over.
Mu Dong was helpless, didn't he want to offend some villagers who came later. Mu Dong decisively closed the door of the school, and then all the villagers who had not gone through the formalities, Mu Dong took a small notebook and asked the amount of intention one by one, and the number counted was 1.5 million.
plus the 1.2 million who have completed the formalities, it is 2.7 million, plus Mu Jinqian's 500,000, a total of 3.2 million.
It can only be like this, the villagers outside the gate will be offended if they are offended, and the people inside the gate will accept the money they brought no matter what.
Mu Dong and his sister Mu Xiaoxia didn't even eat lunch, they kept collecting money and writing lists. Mu Dong was busy and thinking, saying that rural people have no money, but the base is too big, tens of thousands per family, which adds up to astronomical amounts. At the same time, Mu Dong also lamented that it was all hard-earned money. It's not easy to earn.
At 3 o'clock in the afternoon, the siblings finally finished the loan procedures for everyone in the hospital. The two of them didn't care about eating at all, so they hurried to the agricultural bank in the town and deposited all the money.
Only then did the two of them relax their hearts.
So much cash, and so many people see it, put it in their hands, it's really too unsafe, or there is a bank to be more insured.
Back at school, the siblings were able to eat a hot meal. While eating, Mu Jin came to sneak around, Mu Xiaoxia hurriedly got up to say hello, and then went to other rooms with a bowl.
Mu Dong said angrily: "Master, you are late, the money is enough, please go back!"
Mu Jinqian was a little stunned, and when he saw Mu Dong's frowning and winning, he understood in his heart and said, "Virtue, I made an appointment last night, you have to keep the index for me." As he spoke, he took out a bank card in his arms, threw it to Mu Dong, and said, "Take it, 500,000, and use this card for me when I repay the money, and the password is ......."
Mu Dong really couldn't hold back, and said: "Master, it's not cost-effective for you to put your 500,000 yuan here with me, why can't you turn it into garlic and save it." ”
Mu Jinqian sighed and said, "Good grandson, it's late, I shouldn't have been too careful at the beginning, and now the price of garlic has gone up." ”
Mu Dong finally held back, and it was not too late to say it.
Mu Jinqian sat for a while and walked away. There is no way, he is too senior, and many people here are uncomfortable.
In the evening, Mu Dong directly gave his father 120,000 cash and asked him to complete the work at hand as soon as possible.
Mu Dad sighed secretly in his heart, this is too wasteful, other people's homes build a three-story small building, which looks decent, even counting the decoration and household appliances, three or four hundred thousand yuan will be done.
It's good for me, plus the 120,000, it's almost 420,000, and I just got out of it, and I haven't decorated it yet!
But what kind of insulation layer, Mu Dong suddenly said not to get it, saying that the material is not good now, flammable, and there will be new materials in a few years, which Mu Dad is very happy to save a lot of money.
After chatting with his father, Mu Dong sat in the office by himself for a while. Now it seems that within a few months, there will be no problem with the funds, and the garlic sales in the later stage also have potential customers, and the entry of the willow industry will be restarted after the garlic business is completed. At present, in addition to the daily management of garlic in cold storage, there is only the construction of their own houses, and there are two newly bought houses in Quancheng, which are either ready to be renovated or rented out.
It's better not to rent, it's too heartwarming to meet a tenant with poor quality, Mu Dong finally made up his mind to decorate.
Xiao Xiao held her stomach, she wanted to accompany her, naturally she couldn't stare at the decoration, Cai Jiaojiao Cheng Qiang helped buy a house or something, she was already very unhappy, and such a thing as decoration naturally couldn't be handed over to them.
He thought of someone, Lin Xiaoyuan.
The next morning, Mu Dong called and asked Mu Daodao to bring Lin Xiaoyuan over with him, saying that he had something to discuss. Half an hour later, the two came together.
Mu Dong saw from the office window that Lin Xiaoyuan actually got out of the driver's seat. Mu Dong was a little angry, this big country is too used to Lin Xiaoyuan, how can she let her drive without a license.
Boss Mu automatically ignored the doting on Xiao Xiao who liked to drive.
The two of them came in and greeted Mu Dong, who said slowly: "Big country, Xiaoyuan, you still have to be careful when driving on the road, Xiaoyuan should get a driver's license as soon as possible." ”
Mu Daodao and Lin Xiaoyuan looked at each other, and after a while, Mu Daodao scratched his head and said, "Big brother, Xiaoyuan has a driver's license." ”
Have a driver's license?! Mu Dong was so hung that he suddenly held back his internal injuries!
His face turned red all of a sudden, and his heart was full of chagrin. He realized that he had made a serious empirical mistake.
The dilapidated Lin family and Liu Xiaoyuan's predicament both left an impression in Mu Dong's heart, poor! A girl from a poor family, Ken Ben has no financial resources to buy a car, how can she go to get a driver's license that may not be used for a long time?
But Lin Xiaoyuan did it, this girl is really different.
After a short period of annoyance, Mu Dong was filled with endless admiration.
Liu Xiaoyuan vaguely guessed Mu Dong's thoughts, and said: "Big brother, when I took the driver's license test at that time, I was thinking about many crafts to make a living. I'm not afraid of your jokes, big brother, my driver's license is B, I can drive a big truck, I want to go over and drive a muck truck, because I heard that it is very profitable. ”
Mu Dong was speechless, and said in his heart, how strong do you have to be to think of driving a muck truck.
He smiled embarrassedly and said, "I'm sorry, Xiaoyuan, I misunderstood you, I thought you didn't have a driver's license." ”
The three of them laughed, and Mu Dong began to get down to business: "That's the case, Xiaoyuan, I called you here because I have something to discuss with you." I bought two houses in Quancheng some time ago and want to decorate them, but I can't leave here for a while, and your sister-in-law is not in good health, can you work hard and keep an eye on this matter?"
After speaking, he paused and continued: "The big country still wants to help me keep an eye on the cold storage, you two have just made a marriage and separated you, I am a little unhappy." ”
Mu Daodao waved his hand again and again and said, "It's okay, it's okay, big brother, Xiaoyuan can do it." ”
Lin Xiaoyuan also said generously: "It's okay, big brother, the two of us have been here for so many years, and it's not bad for a few days." There is only one thing, I used to work as a road construction supervisor, and I don't understand the decoration of the house. ”
Mu Dong said: "It's okay, you always know more than us, who understands ordinary people, in fact, it's just staring at the workers and asking for peace of mind." ”
Lin Xiaoyuan put her mind at ease and said, "Then I'm fine, big brother, don't worry, I'll take care of it." When are we leaving?"
Mu Dong said: "You go and pack your luggage, leave after lunch, is it okay? Your sister-in-law will also go and let her eat before leaving." ”
Lin Xiaoyuan: "No problem, big brother." ”
Mu Dong thought for a while, and said to Mu Daodao: "Big country, you go to the cold storage to make arrangements, you also go to Quancheng with us, anyway, we will come back in two or three days, you go to accompany Lin Xiaoyuan to play around, the spring water in Quancheng is still very interesting." ”