After a while, Xiao Peng came back with the phone, and asked the stall owner for a piece of paper and a pen, wrote down a phone number and an address on it, and at the same time put two thousand dollars in it, and handed the note to the 'black catfish'.

'Black Catfish' hurriedly waved his hand: "Xiao, I just said I don't want your money." ”

Xiao Peng smiled and shook his head: "I remember you said that your wife and children live in New York State, right?"

The 'black catfish' was stunned for a moment, and then understood what Xiao Peng meant. His head shook like a rattle: "Xiao, I thank you for your kindness, but I really don't have the face to see them now." I'm going to make a show and go back to them. ”

Xiao Peng pouted: "Don't think I'm talking badly, what if you can't mix well in your life?"

'Black Catfish' didn't know what to say.

Xiao Peng shrugged: "My money is not for you, but useful." ”

'Black Catfish' didn't know why, Xiao Peng explained: "It's Raymond Shelby's address and phone number, don't tell me you don't know him, I told him I know a good mechanic who can help him a lot." Of course. Raymond doesn't believe it, so he asks you to bring your work to him for an interview. ”

Listening to Xiao Peng's words, the 'black catfish' looked at Xiao Peng dumbfounded. Of course Raymond Shelby knew who it was! Shelby was his idol! He began to suspect that Xiao Peng was lying to him, how could there be such a coincidence?

Xiao Peng shrugged his shoulders and said: "Don't look at me, isn't your work your car?" Take it to open Raymond's eyes, this money is the cost of this journey, you go and shock him well, don't let me be embarrassed." Do you dare to believe me?'Black Catfish', you go and let him see!"

The 'Black Catfish' was sure that Xiao Peng was not lying to him, Xiao Peng was considering that he didn't believe him, and even prepared the travel expenses for himself!

'Black Catfish' controlled his emotions: "This money is too much!"

"How?" Xiao Peng scratched his head: "Actually, it's not much, because you have to face a long journey, it's really a coincidence, Raymond's garage is in New York, and you have to cross the continent to get there." ”

"But that doesn't take that much, it's enough money for two round-trips。。。。。。 "'Black Catfish' doesn't know what to say.

Xiao Peng smiled: "I believe that Raymond will keep you, will you live in New York without looking for your wife and daughter?" The extra money to buy some toys for your daughter, that is a gift from Uncle Xiao to her. ”

Listening to Xiao Peng's words, the strong and optimistic man of 'Black Catfish' also choked up. I don't know what to say with money and notes. Xiao Peng patted him on the shoulder: "Okay buddy, I'm optimistic about your transformation technology, you may not know, I like classic cars very much, what I am driving now is Raymond's modified Ford Mustang 'Elena', but unfortunately I just let my friend transport it back to Huaxia, otherwise I will let you see Raymond's works." You go and learn all the skills of that guy from Raymond, modify a few awesome classic cars, and I'll be your best customer. Of course, if I'm not satisfied, I won't buy it!"

'Black Catfish' nodded: "Well, Mr. Xiao, I will!" This great kindness made 'Black Catfish' also start to use honorifics.

Xiao Peng said with a smile: "It's almost enough, we're friends, aren't we? Don't let me down when you go there, okay, to be precise, don't let your daughter down! An ancient Chinese man once said, 'People are permanent, and then they can change', which means that people often make mistakes, and they can only correct them after making mistakes." It's the past when you did something wrong, and it's good in the future, I'm optimistic about you!"

Seeing that the 'black catfish' was still there, Xiao Peng couldn't stand it: "Okay, 'black catfish', if you really thank me, help me solve a problem!"

When the 'black catfish' heard this, he hurriedly said, "Mr. Xiao, what do you want me to do?"

Xiao Peng pointed to the toy box that Yali was carrying and said, "This toy is going to be sent to Germain, I don't know how to transport such a dangerous thing, is there a way?"

'Black Catfish' was also worried when he heard it, he really didn't know what to do!

When Yali heard this, she smiled: "Honey, this matter is easy to solve, you wait for me to make a call." After saying that, Yali took out a bank card from her pocket and called one of the phone numbers on it. After a while, she hung up: "Okay, it's done." Alexandra said happily.

Xiao Peng was stunned: "This Stars and Stripes Bank service is so good?"

Yali lit up the card in her hand: "This is Charlotte's world silk card, the service is first-class and thoughtful." Call the service hotline, there is nothing that can't be done. Honey, what credit card do you use?"

Xiao Peng asked: "At that time, Peggy asked me to open an account and gave me a credit card, because I had some money in Peggy's hands, but I never used it, God knows what credit card it was." ”

Is that a 'point' of money? One of Prada's four largest shareholders, even though it is the smallest, that amount is an astronomical amount.

However, hearing that Yali was holding the world silk card, Xiao Peng was also amazed, the COUTTS world silk card, which is definitely a card used by nobles, is actually an exclusive credit card of the Eagle Country, and there are more than 100 people in the world, including Queen Elizabeth, who have huge deposits in COUTTS Bank. And only money is really not enough, you must have the status of royalty and nobles. It's no surprise that Charlotte got this card.

This royal lilac noble credit card, the annual interest rate is as high as 49.1%, which is really not affordable for ordinary people, but his 24-hour courtesy service is highly praised, and there are various privileges to use this card----- after all, the card that serves the royal family, can the service be poor?

When the 'Black Catfish' heard Xiao Peng's words, he looked surprised: "Don't use a credit card in the Stars and Stripes? ”

His doubts are not without reason, the country of stars and stripes is really a world of credit cards, and the first thing that countless Chinese students come here is to apply for a credit card. In the Stars and Stripes, there are many people who use their credit cards and do not pay them back or cannot afford to pay them back. There are too many people who can't afford to pay off their credit cards, buy a house and buy a car, and can't afford to pay off their credit cards. This is the reason for the arrival of the financial crisis in the Stars and Stripes.

There are many credit card companies in this Stars and Stripes, more than ten years ago, they frantically expanded to issue cards everywhere, it is normal for an ordinary person to have a dozen or so credit cards, and there is also a very popular credit card game among them, called balance refinancing.

For example, a regular new card usually has an interest-free purchase period of six months or one year, and only needs to repay a minimum amount of 2%-5% of the total arrears each month. After the expiration of the preferential period, the annual interest will increase to 12% or even 30%! It depends on what credit card the customer uses and his personal creditworthiness.

At this time, if the customer has the ability to obtain a new credit card, he can transfer the original high-interest credit card balance to the new card, and only need to pay a 3% handling fee, which is another year. But after this year, the interest rate becomes even higher. Once the preferential period expires and the repayment is not made, the interest rolls over and the debt becomes heavier and heavier.

How high is the Stars and Stripes credit card? Even shopping malls will issue their own shopping credit cards, for example, if you make a purchase of more than $200, you can pay in installments and pay it off in 12 or 18 months. If you don't pay it back, it's another high interest.

And the reason why there are so many credit card companies in the Stars and Stripes is simple----- to make money. All kinds of penalty interest. Since many people open several credit cards, use this one and use that one, plus busy work and other reasons, if you do not repay the loan within the specified time, you will have to pay a lot of fines and interest.

So what if you can't pay it。。。。。。? Anyway, the law protects the rights and interests of credit card companies, and they will accept it. People who can't afford to pay off their credit cards and go bankrupt are in the Stars and Stripes!

But even so, in the country of Stars and Stripes, you still can't do without credit cards, credit cards for refueling, credit cards for eating, credit cards for buying houses, credit cards for buying cars, credit cards for renting houses! People like Xiao Peng who don't use credit cards are simply wonderful.

Ya Li took the world silk card in her hand and asked: "Honey, why don't I go and apply for one for you?" This card is still very convenient, take this wedding as an example, in fact, just make a phone call and let them find the most professional team, there is no need to be so troublesome at all." ”

Xiao Peng shook his head after hearing this: "I don't like to use this credit card, I really want to apply for a world silk card, just let Mengzi go and get one for me?"

Yali laughed together, but was a little curious: "Honey, why don't you want to use a credit card?"

Xiao Peng's answer was puzzling: "Oh, I'm angry with Peggy!"

"Oh, what are you angry about?" asked Arlie, puzzled.

Xiao Peng replied, "I know that in the Stars and Stripes Country, those awesome credit cards are all black. What are the Amex Mastercard, Visa Infinity Card, Citigroup Black Chairman Card, Westminster Mastercard and other awesome credit cards are all black?"

Yali nodded, "yes, what's wrong with that?"

Xiao Peng said indignantly: "As a result, Pa Ji Fei gave me a golden credit card, yes, we Chinese nouveau riche all like gold, what kind of local tyrant gold car, local tyrant gold mobile phone, etc., but I am not! What do you mean by such a credit card? Do you mean that I am a nouveau riche? Even if I am a nouveau riche, I don't want people to point it out like this! You say that I am not angry about this, nor am I angry, what else can I do? I can only hide the credit card and use it. ”

Now the 'black catfish' was also curious: "Xiao, what kind of credit card do you dislike like this?"

After hearing this, Xiao Peng reluctantly took out a golden credit card from his pocket, and when the 'black catfish' saw it, he directly burst into a foul mouth: "Xie Te, I shouldn't have refused your money!"

Xiao Peng was stunned, what do you mean?

"JP Morgan Chase Palladium Card! This card is out of print and cannot be applied for! Where did you get it?" shouted the Black Catfish.

"Ah, it's out of print, so why do I still have it? Anyway, is this card very good?" Xiao Peng looked confused, aren't all good credit cards black?

The 'black catfish' pointed to the credit card in Xiao Peng's hand and said: "Just this little gadget in your hand, it can be sold for more than 1,000 dollars if it is directly melted and sold, do you think it is good? The most important thing is that he is out of print! Out of print! Your friend can even get such a card for you? It's too good, right?"