If there are contradictions in other fields, you can still cooperate for a win-win situation, but don't even think about the financial field.

Yang Ma cooperates with third-party private companies to pay, which is not called cooperation, at most it is a little brother. People will give some benefits to a little brother and promote it, Yang Ma is definitely a stepmother.

And the Chinese public generally believes that the central bank is more trustworthy, at least than private finance. Therefore, when restricting third-party payment, as long as Yang Ma does not go too far, most users support it.

Hang Yu also knows in his heart that if private finance is trustworthy, sows will go up the tree. Don't look at Alipay, which is usually very bullish, once there is a financial crisis, war and other special circumstances, it is the five scum of war.

Without a state on top, any private finance is a scumbag.

Wall Street is bullish beep, what the financial crisis of 08 showed, everyone can see.

"I can understand the country's difficulties, China's Internet development is backward, and the security protection and legal system are not perfect. In the current international context, online finance is not suitable to replace traditional finance. But you should also understand that sooner or later online finance will show its minions, and if we have no combat effectiveness, we will be occupied by foreigners. Hang Yu said.

"Why, I was wronged. Secretary Liang said.

Hang Yu didn't speak, he was really a little aggrieved, Yang Ma vigorously restricted third-party payments, from the deposit limit, cornucopia limit, access to the network, the limit is not once or twice, the full limit is four times!

What does it mean? The limit is not satisfied once, it comes again, and it comes again if it is not satisfied.

In this case, micropayment is still alive and well, and it is an absolute miracle that foreign payments can not be held up. There are very few areas in China that can be suppressed and still beat their Western counterparts to the top of their armor.

Hang Yu really wants to say that being a man leaves a line, don't wait until the domestic payment hangs up, and the foreigner fisherman will benefit to know the importance of domestic payment. At that time, who will be restricted? Can the West also limit the payment of the West?

Private finance is unstable, but there is a limit to repression.

accidentally pinched to death, and everyone can't please it.

Secretary Liang patted Hang Yu on the shoulder and said, "Don't worry, the central bank is very measured and will not let you lose your combat effectiveness." Hang Yu smiled bitterly when he heard this, this is a show operation.

"How can people not bow their heads under the eaves and toss with it, I can't resist anyway. Hang Yu said.

"Don't be so negative, as long as you can stand the test, no one will do anything to you. Secretary Liang said.

"Of course, we ourselves can stand the test, and we have also experienced many tests, otherwise where would the hundreds of millions of users come from? Forget it, there is no point in complaining, Secretary Liang should get down to business. Hang Yu said.

Secretary Liang was not angry because of his complaints, and he was able to get to this point, and his heart was not ordinarily strong.

"Now many third-party payments are actively entering the fields of medical care, pension, insurance, etc., which are more sensitive. But the government can't just block it, so it needs to bring in more competitors. What I wonder is why you haven't entered these fields, micropayment is the industry leader. Secretary Liang said.

"As you said, these areas are too sensitive, and we will not easily set foot in overly sensitive areas based on the principle of stable development, so as not to cause greater conflicts of interest. I guess it's almost time for UnionPay to launch official payments, and these important areas are still up to the banks, just take a sip of soup. Hang Yu said.

Saying this, Hang Yu knew very well in his heart what the flash payment launched by UnionPay in the previous life was like. It may be that the bank is slow to respond, or it may be for the sake of security and stability, in short, the service of UnionPay payment cannot keep up with the times at all.

"Are you really not going to enter these areas? As far as I know, Alipay has already launched a medical insurance service. Secretary Liang said.

"The faster you expand now, the more you will rebound in the future. Hang Yu shook his head slightly and said: "Especially in these fields where traditional capital is deep-rooted, it's okay to do it well, and if you don't do it well, you can rely on white enemies." Now that the government is anti-monopoly, users also have a strong sense of anti-monopoly, and if we want to get a piece of the pie in any field, users will be disgusted when they see it. ”

Jiang Yan Company does not need to go to war everywhere, it only needs to do a good job in the existing fields, and it is enough to be proud of the world.

"Measured development is a good thing, but act when it's time to act. You have voluntarily given up these areas, especially health finance, so that the government has no more and better options. Compared with other payment products, the government is still more willing to choose you. Secretary Liang said.

"yes, it looks like we're doing pretty well. Hang Yu smiled.

The government took the initiative to invite micropayment into the field of medical finance, and it seems that Alipay is not very relieved.

But it's not right to think about it, there are more shareholders behind Alipay, more state-owned enterprises, and they should be more assured. Although the shares of micropayment are pure, it is not a good thing to put so much money on one person.

"If you want to get into these key areas, of course you're going to cause a backlash, so it's better to take a collaborative approach. Only by opening up and cooperating can we make the cake bigger. Secretary Liang immediately solved Hang Yu's doubts.

"We've always been open, but there's a limit to how much we can open. Hang Yu heard the other party's subconscious meaning, which was to ask him to open up financing and let some state-owned capital enter micropayment. But Hang Yu was not very happy, so he said: "It's like the interaction between people, it's too homely, but being completely open to outsiders will only end up with bruises all over your body." ”

Modifying a game, Hang Yu doesn't mind giving the other party, but micropayment involves too many benefits.

With just a few words, I want Hangyu to open up financing, how can there be such a good thing. Since the development of Jiangyan Company, its own strength has been very strong, as long as Hang Yu has not done anything wrong, the country cannot do anything to him.

"The problem is that you are too homely, and you don't have a single partner in the financial sector. Secretary Liang said.

"Who says we don't have partners? Hundreds of millions of users are our partners, the most trusted partners. As long as you have their support, you are not afraid of heaven and earth. Hang Yu said.

"Well, that makes sense. Secretary Liang was speechless.

Hang Yu's idea is very simple, don't touch key areas, and others don't play the idea of micropayment.

If it is really hard, Jiangyan Company is not afraid, hundreds of millions of users support him.

No matter how much power he has behind him, as long as he doesn't flip the table, even if the conditions are unfair to Jiang Yan Company, Hang Yu is confident that he will stabilize the situation. It's no longer a feudal society, no one can just flip the table, the food is too ugly, who dares to play this kind of game.

"In fact, banks have such a big advantage, they can do it themselves. Hang Yu said.