(Thanks to my friend Extreme Snow 18K for his encouragement)

Lao Liu's family went to Kroenke's house to play today, and they were invited, and they didn't have any other ideas at all. But after Sasha posted the photo of them happily cooking together on the Internet, it attracted the attention of some caring people.

Why pay attention? Or is it because Kroenke's influence is too great?

He is an old rich man, and his wife is the richest of the rich. And these two people are still the kind of rich people who have endured and can continue to be rich.

In the past two years, Liu Heming and Kroenke have interacted too frequently, and the cooperation between the two is also very close. Whether it is the sale of agricultural and animal husbandry products, or the construction of airlines and universities, the two can be said to be tied together.

And this happy dinner, in the eyes of these well-intentioned people, is directly interpreted as Lao Liu and Kroenke are truly united, and they want to wrestle with those food groups.

If there is only Lao Liu alone, this influence is very small, and there is a rhythm of Don Quixote challenging the windmill. But with the addition of another Kroenke, the meaning is different. That's definitely wearing a bronze Xiaoqiang with Athena's blood holy clothes, and his combat effectiveness is off the charts.

This is the influence of the old rich people, and if you contact Lao Liu's friendly interaction with the rest of the big landlords, they feel that Lao Liu's routine is very deep.

It seems to be very weak, but in fact, it has accumulated a lot of counterattack power underneath. If these big landlords come together to create a new grain trade system, will they really not be able to shake the original position of those grain groups?

In the past, when I thought of this, there was a full stop after it, and there was no doubt about it. Now everyone has to put a question mark, this matter is uncertain.

Lao Liu didn't know that he was just playing casually, and he was interpreted so much information by these people. It has to be said that the accuracy of people's interpretation is similar, and now he is indeed closely tied to Kroenke, and Kroenke is also firmly on his side in the matter of fighting against the grain company.

Sasha and Ann took the children to wander around the ranch here, while Kroenke and Liu Heming sat under the porch and drank cold dark beer.

"Kroenke, I recently had a small idea to open a bank in Montana, what do you think?" asked Lao Liu after a few sips.

"Similar to those banks owned by those grain companies, for these ranchers?" Kroenke asked with a smile.

Lao Liu nodded, "This is also a problem encountered when discussing cooperation with these dairy ranchers. Some people do have great ideas, but they are limited by their funds. ”

"Although our company can help to a certain extent, it is tantamount to transferring the risk to our company. ”

"After all, having ideas is one thing, and whether you can do it well is another. And the money owed to the company is different from the money owed to the bank, and the pressure that can be felt in the hearts of these people is also different. ”

"Your cooperation this time is a completely equal cooperation, and you don't occupy any shares?" Kroenke asked with a frown.

Liu Heming nodded again, "There must be new attempts, and this industry must continue to be promoted, and I don't want to put more pressure on the current company." ”

"So I thought, I'm going to have to set up a bank too. Anyway, we are either doing those big businesses, or small commercial banks, which serve these farmers and ranchers. ”

"The advantage of this is that we can grab more farmers from below those food groups to cooperate with us. Otherwise, they have their own financial support, and we will always suffer some losses when we compete with them. ”

Kroenke smiled and nodded, "It's still better to register a bank in Montana, it will only be regulated by the Montana government, plus the status you have in Montana, this regulation will be very loose and friendly." ”

"But this also requires you to provide a lot of money, mention this to me, are you interested in pulling me into the shares? ”

"Hehe, it's true that I want to pull you into the shares, but the profitability of this bank may not be very strong, after all, the business carried out in the future will be restricted in many aspects. Lao Liu said with a smile.

"And this time to set up a bank, I also plan to be jointly funded by myself, you, and my branches. Anyway, the profitability of fast food companies and fertilizer companies is great, and the price of stocks is beautiful, so it is better to invest a lot of money in banks. ”

"No matter what time it is, as long as the bank is not fooling around, there will be no problems. Although we may earn less in the future, the risk will also be reduced. ”

"OK, I'm in a subordinate position in this matter. I'll mobilize some liquidity later and get this done. Kroenke said cheerfully.

"You're not afraid of losing money, I'm afraid it will take at least three years for this bank to go from being established to making a profit. Liu Heming was a little surprised.

"What's this, you're the biggest investor, I'm just playing along. Kroenke said lightly.

"And we are only targeting small banks now, and it is uncertain what kind of scale we will grow to in the future. What if we play well and become a big bank?"

Lao Liu smiled dumbly, "I don't have such lofty ideals and goals, and now the function of this bank is to help these farmers." ”

"I am also a farmer, so I naturally know the suffering of farmers. The future is the future, and for now, I can make money, I can reduce risks, and I can help these people, so it's a win-win. ”

He really didn't think so much about it, the most profitable and legal business in the world, that is, the bank. That profitability will be many times better than that of many companies.

But it's a big bank, and even if he does it, it's just a small bank. What kind of strength are people, what kind of strength are you.

"Dexter, I'll warn you too. Banking business is still very different from ordinary corporate business. Kroenke said earnestly.

"Therefore, this bank must be fully prepared before it can open. Otherwise, as long as there is a little bit of vulnerability, it may cause you a lot of losses. ”

"Liu Yi also said about this matter, what we lack now is talent. Lao Liu said with a sad face.

"This time, I also plan to use a mixed staffing for this bank. Recruit some people from the United States, and then some people from China. All use American citizens, the labor cost is too high, and these people are more mobile. ”

"I don't want our bank to be growing and then being poached. At that time, such a situation is also very likely to happen. ”

"Even now, the management of my farm often gets calls from headhunters, and many people want to hire them to work in the past. ”

"You often poach others, and naturally you can't avoid others coming to you to dig them. Kroenke shrugged his shoulders and smiled.

"I really won't participate in the specific management this time, as long as I maintain a healthy operation. You'll have to worry about the rest. ”

"But I also want to remind you again, even if you hire a lot of Huaxia people to work in the bank, you can't avoid being poached. ”

"In this day and age, loyalty is long gone, and what people value is profit. It's not about belittling anyone, because if you want to adapt to life in this era, you have to follow the interests. ”

Lao Liu didn't say anything, because he knew that Kroenke was telling the truth. Even if these people in their own ranch have no movement for the time being, it is only because there is a Xiangshui Town on the edge of the ranch, and the life of Xiangshui Town is very good. Their children can attend school in Xiangshui Town, which is not available in the rest of the places.

But this is only the current lead, many young people may choose to work in other places in the future in order to seek better development.

Because the poachers value their experience working here. But let Lao Liu say it, he really doesn't want them to go down this road.

Of course, they have experience, but in terms of the ranch as a whole, it is the system, not the workers, that really makes a difference. The conscientious work of the workers is in a subsidiary position.

If they really jump ship, and then they can't bring a satisfactory return to the new owner on the side of the new owner, they are still waiting for the squid. When they wanted to come back, there was no way out.

Although there is no explicit provision in the work regulations in the ranch, everyone should know that as long as you leave your job and want to come back, you really don't have this opportunity.

At the beginning, Lao Liu Xinshan helped the Flying Eagle Gang, but some people in the Flying Eagle Gang still chose to leave. After suffering a lot, I wanted to come back, and I even found George to intercede, but Lao Liu didn't agree.

Because in his concept, this is equivalent to a betrayal, and he can be regarded as a more conservative person. And for someone who has had such an experience, can you guarantee that he will not continue to leave next time?

He is such a cautious eye, so although such regulations are not clearly stated, the HR side of each company has also accurately grasped it.

Lao Liu wants to build all the industries he belongs to, relying on high salaries and benefits, this is not enough, and some small means are also needed.

This can be regarded as an invisible pressure, so that these people need to think carefully when they have the idea of changing jobs.

But then again, the relevant staff of the rest of the industry will also change jobs sooner or later. No matter how good your company is, you can't avoid this situation, at most you can reduce the scale.