Chapter 326: The Concept of Cashless Transactions

Bai Yi is very familiar with the doorways of online shopping, so when he explained to Ma Fengcheng, he emphasized these. Ma Fengcheng is a person with strong comprehension, and he figured out the mystery in a flash.

Any purchase is growing quickly because they are very detail-oriented and focus on the user experience. In order to make everyone shop with confidence, any purchase has launched a service that delays payment. After the consumer pays, the money paid is not paid directly to the merchant, but to any shopping website, and the money will be credited to the merchant's account after the receipt of the goods is confirmed. And if you are not satisfied with the goods, you can return and exchange them unconditionally within 7 days.

This kind of attentive service is not available on all websites. In order to ensure the credibility of the merchants, the Arbitrary Purchase also conducts qualification review and rating evaluation for these stores. The higher the rating, the higher the product recommendation. A series of these intimate services make any shopping website stand out from the crowd and occupy almost half of online shopping.

However, although the development of arbitrary purchase is smooth, the progress in some aspects is very slow. For example, Bai Yi is very concerned about the happy payment.

"Do you have time, let's talk. Taking advantage of his free time, Bai Yi called Ma Fengcheng, during this period of time, he only cared about Li Youqi's affairs, and his work was a little relaxed.

No matter how busy the boss's phone is, you have to make time to come out, "Hello boss, I have time, you say." ”

"How's it going, how's the website?"

"Everything went smoothly. Now our website has more than 2 million registered users and sales have exceeded 100 million. I dare to say that Arbitrari is definitely the largest online shopping platform in China. When it comes to shopping websites, Ma Fengcheng's eyes lit up, and he only came to buy at any time because he was very optimistic about the prospects of online shopping. Sure enough, how long has it been, and the development of online shopping is in full swing.

"That's good, our goal this year is to break through 200 million, and it seems that there is a lot of hope. Hearing that the sales have reached more than 100 million, Bai Yi is also very excited, everything is difficult at the beginning. Although online shopping is the trend of the times, there are not many people who accept this method now, and Bai Yi is very satisfied with being able to do it to this extent.

"200 million is no problem. The number of registered users is increasing every day now. The market is only a small part of the market. The potential is still enormous. ”

"That's good. "Although many people accept online shopping, when it comes to paying bills, everyone chooses more online banking payments. Bai Yi knew that it would take time to get people to accept this method of happy payment.

Ma Fengcheng didn't understand why the boss cared so much about the situation of happy payment, in his opinion, happy payment was dispensable, and it was good to pay with online banking. Although he didn't understand, Ma Fengcheng guessed that the boss must have a deep meaning in doing this, "At present, everyone is more accustomed to paying with online banking. ”

"Well, that's understandable. Everyone is still a little hesitant about the security of Kuaiyifu. But does Mr. Ma know why I have to push the fast payment?"

"I think there's a long-term perspective. "Ma Fengcheng has not discovered the meaning of Kuaifu's existence until now. In addition to being more convenient when making payments, there is no need to insert a U shield into the computer every time, which seems to be not much different from online banking.

"Have you ever thought that one day, when we go out, we don't have to carry cash with us, as long as we hold our mobile phones, and when we need to pay, we can take out our mobile phones?"

This scene depicted by Bai Yi is a bit unimaginable to Ma Fengcheng, is it possible to go out without money, only with a mobile phone? He has only heard that he has to bring a credit card when he goes out without money, but he has never heard that it is okay to only bring a mobile phone.

"Does the boss really have such a day?" Ma Fengcheng was a little skeptical.

"You'll see! Whether you can do it or not depends on your pleasure. So it's important to pay with pleasure, no matter what, so that everyone accepts, trusts and likes it. Bai Yi's words made Ma Fengcheng a little confused, and he didn't understand what Bai Yi said had anything to do with Kuaifu, and the two didn't seem to have any connection.

Bai Yi knows that the time is not ripe yet, and if you want to do that, first of all, smartphones must be very popular. However, this day is not far off, and now 3G communication has entered the promotion stage, and because of the knight mobile phone, the smartphone market has entered several years earlier than the previous one. It won't be long before the free purchase of the happy payment will come in handy.

"Boss, I don't really understand, what is the inevitable connection between the two?"

"Mr. Ma, imagine it. When we are shopping, if the other party can scan the electronic money bag in our mobile phone like a POS machine scanning a credit card when receiving money, we don't have to go out with cash in the future, as long as we hold the mobile phone. Whether it's going to the supermarket, or going to the vegetable market, or going out to take a taxi, going to a restaurant to eat, etc., is it okay to do this?"

Ma Fengcheng was a little confused, and he felt a little unbelievable about the scene that Bai Yi imagined. Can it really be like that? Buy a grocery store, and the other party takes out his mobile phone and scans it. Take a taxi, the other party also took out the mobile phone to scan, went to the restaurant to eat, and when the checkout, the other party still took out the mobile phone and scanned it......

There was no sound on the other end of the phone, and Bai Yi knew that Ma Fengcheng must have been frightened by what he said. Bai Yi was a little proud, Mo said that the current Ma Fengcheng couldn't believe it, that is, when he really took the lead in realizing cashless transactions in Huaxia, those people in the world were also stunned.

"Mr. Ma's economy is developing, and science and technology are progressing. Let's not limit ourselves to the immediate point. Take the current smartphone as an example, this smartphone is only the last year. When it first appeared, everyone felt very strange, and if you look at the current smartphone and compare it with the one that just appeared, you probably never dreamed that the smartphone could develop to this extent. Now isn't the country advocating 3G network, maybe waiting for a smartphone can not only send MMS, connect Bluetooth, play games, but also send voice, watch videos, and so on. When the time comes, we only need to turn on our mobile phones to achieve face-to-face communication. Bai Yi gave full play to his eloquence and talked endlessly. Ma Fengcheng on the other end looked dumbfounded, feeling like he was listening to science fiction. There was a mess in his head, and he only remembered one thing, and the pleasure payment was very important, very important, and it must be done well.

"I'm going to need some time to digest what you're saying, boss, but I understand, I'm going to make a lot of effort to get it right. Ma Fengcheng felt that Bai Yi was brainwashing himself, but he had a feeling that this day would definitely come true.