Chapter 3 Borrowing Money
Wu Bin only has a four-year memory advantage, and this four-year time is actually work-related, except for a few gossip news, such as the so-called virtual currency Bitcoin in the future, which has grown many times wildly, such as sharing bicycles will be very popular in the future. As for stocks, Mark Six or something, Wu Bin really has no impression, he was an honest worker in his last life, and he didn't have so much spare money to get involved in these industries, and he really likes to read novels on weekdays, but he forgot about the novel after reading it.
So during this time, Wu Bin finally sorted out his thoughts, as well as his advantages, and finally it was actually work. Than this special thing, I definitely have to buy some. Bitcoin is now only about 40 yuan and can be bought.
And four years later, Bitcoin can soar to more than 15,000. That is, it is close to a 400-fold increase.
Wu Bin even thought about it, or if all the money was invested in this, he would be a multimillionaire in four years, and this wealth would be enough to spend.
It's just that human nature is greedy, and Wu Bin is not satisfied with this.
Four years later, sell Bitcoin, then what, four years later, life is still long, and I will continue to eat and wait for death in the future, although it is also clear that housing prices in individual cities will grow wildly, as a speculator, Wu Bin's wealth growth will not be too bad, but in the end, Wu Bin still feels that there are shortcomings in his heart. That seems to be too unpursued, a reborn, a four-year time advantage, and finally a speculator.
Although he has been working for more than a year, Wu Bin's savings card is only 30,000 yuan.
For what I'm going to do next, I don't have enough money.
But things have to come step by step.
Wu Bin's almost is nothing more than starting a business from e-commerce, after all, he has no other strengths, and since he has been working on this platform, Wu Bin knows that in the past three years, it is the bonus period of these self-operated platforms, with low costs and high profits. And there is less competition in the same category.
Wu Bin is not very clear about Jingdong's self-operated side, even before his rebirth, Wu Bin has talked to many Jingdong self-operated people, but he has never set foot there. If you can do it in the future, you can only recruit people.
But these are all later words, the rice has to be eaten bite by bite, the road has to be walked step by step, and it is easy to pull the egg if you walk too fast.
With 30,000 yuan in his hand, Wu Bin directly took out 20,000 yuan to buy Bitcoin, after all, since he knew that Bitcoin would be popular in the future, Wu Bin was not stupid, so why not buy some.
And the remaining 10,000 yuan is because of daily needs and the cost of opening a company and registering a brand.
On Saturday, Wu Bin went to his aunt's house in Pudong District.
Wu Bin's aunt has always been in SH, and she has been in SH for more than 7 years, and she is currently stable and an English tutor. Although the academic qualifications are not as good as those of many college graduates from famous universities, they are only junior colleges, but the teaching level is much higher. After all, I have so many years of teaching experience, and I have never relaxed my learning, and I will communicate with some overseas netizens in pure English to exercise my oral level.
Besides, junior college students more than ten years ago were rare compared to today's heavy books.
"Auntie, I need some money here, do you have some idle money here, at most I will borrow it for a year, and I will pay you back next year." "Wu Bin and his aunt have a very good relationship, because although Wu Xiangyun is nominally a junior, a junior, but they are only about 11 years old, Wu Bin was a child, and the two often studied together, but at that time, Wu Xiangyun's learning content was in college, and Wu Bin was in junior high school.
"How much do you want?" Wu Xiangyun said directly. For her nephew, she also understands that she has been very well-behaved since she was a child, and she has never borrowed money from her, this time it is so solemn, it must be useful, and she will not refuse.
"It's best if you can lend me as much as you want, and I'll pay you back next year at the latest. ”
"Well, you wait, I'll check. Wu Xiangyun looked at the text messages on his mobile phone, looked at his wallet, and about 2 minutes later. "I still have about 150,000 yuan here, but now that Lele is in school, I still have to rent a house here, and I have to have some money to spare, and I can lend you 100,000 at most, is it enough?"
"That's enough, thank you, auntie. In fact, Wu Bin also knows what is going on with his aunt, a single mother, and her daily work is also very tiring. And I have to take care of my own children. Because there is really no way, the ex-husband's career has achieved nothing, and he even indirectly threatened the child, and borrowed more than 200,000 yuan from his aunt before and after, and it has been more than a year, and he has no intention of repaying the money at all, it is obvious that he does not plan to pay it back, if Wu Xiangyun is not lent out so much money, he can make do with it, and he can even pay a down payment of 70 to square the house in the outer ring of SH. There is no need to rent a one-bedroom apartment with an area of just over 20 square meters like now.
"What's polite to me, you kid, you card number to me, but what are you going to do, so much money. Wu Xiangyun didn't doubt Wu Bin's character, otherwise he wouldn't have lent out more than half of his savings at once, but he was a little worried that Wu Bin was still young, afraid that he would be deceived by some people and ask for so much money at once.
"Haven't I been doing Tmall supermarket here? It is the platform of e-commerce, based on the understanding of the entire platform during this time, it is currently a platform bonus period, but this bonus period is only two or three years at most, I want to jump out and do it myself, if it is calculated according to the gross profit of the current platform, it is about 20% or more profit a month. Or for example, 100,000 yuan can produce about 200,000 net profits a year. Wu Bin explained, but he wouldn't say that the money would be invested in Bitcoin first. If it was true, even if my aunt trusted herself, she would never lend herself so much money.
"Wow, that's such a high profit. Then you can come out and do it yourself, if you don't have enough money, come to me again, and I may be able to come up with a little more then. But do you think I can take a stake? I invest in the form of capital investment, you have a technical stake, I only need 30% of the shares, hehe. Wu Xiangyun continued. Of course, she believes in her nephew, she will not lie to him on this matter, she does not have any good value-added investment projects for this money on weekdays, before, she still thought about buying a house, but now, the money is not enough, and she has to pay for children's education expenses, rent and daily living expenses on weekdays, even if she saves again, she can't save too much money, and she has almost given up buying a house. As for her ex-husband, even if she is blind, after all, no matter how hard she is, she doesn't plan to save her children's education.
"Absolutely. In addition, after a while, I have to go to Hangzhou, where I will register a company for e-commerce and a brand, and it will take more than 3 months if it goes well. If it doesn't go well, it may take more than 4 months, and you can think about it again during this time, and if you are sure to invest in me, you can also try to come up with as much money as possible during this time, and you will definitely have a big surprise next year. Wu Bin said, he already had some plans in his heart, before he was reborn, Wu Bin didn't have the ability to help his aunt improve the environment, so now that he has the opportunity, why not.
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