(Thanks to my friend Brother Tang Di and Lele Mountain people for their encouragement)

After waiting for another two days, the bank finally called him over.

He was so excited that he carefully groomed and dressed up, and then took out the suit from the cabinet that he hadn't worn a few times. This is a milestone in his life, and he attaches great importance to it.

"Dexter, very handsome. After meeting George, George said with a smile.

"Hey, George, don't make fun of me. This moment, I really feel sacred. When the money arrives at the bank, I can transfer the rest to them. Liu Heming said with a light hammer on George's shoulder.

George has been busy with him these days, and the two have a bit of a year-old friendship. And don't look at George's age, he has a very cheerful personality.

"Actually, you should have gone over and cleaned up the house earlier, this kind of loan is very common, especially the lake in your ranch. With that lake, you can add a lot of value to your ranch. Now the magic ranch is the best ranch in our Xiangshui Town, there is no one. George started the car softly.

"George, wait over there, find a gas station, and I'll fill up the tank for you. Don't turn me down, I'm embarrassed to be using your car all these days. Liu Heming said.

"Okay, I'm not going to say no. Okay, when you're done with everything, you'll be sure to treat me to authentic Chinese food. George said with a smile.

laughed all the way, Liu Heming didn't feel a little boring. I was also thinking in my heart, the house in the harvest ranch was not bad, and it was time for me to advance the date when my daughter was taken over.

"Hello, Mr. Dexter. "As soon as I walked through the bank's door, I was greeted by Paul, the relationship manager of EGBN Bank.

"Paul, I can't wait for what I need to do. Liu Heming said with a smile.

"Mr. Dexter, there's a little bit of a situation. Paul said with a smile on his face.

Hearing his words, Liu Heming was stunned, not knowing what the situation of this little situation was.

"Based on a careful assessment by our bank's appraiser, we can only approve your loan plan for $30,000, and the cycle will be shortened to one year. Paul continued.

"Because in the opinion of our evaluators, the loan is very risky and you will not be able to enjoy a favorable interest rate. $30,000 is already a very risky attempt for us. In Xiangshui Town, we have a lot of bad debts. ”

"Damn, Paul, why didn't you tell me in advance?" Liu Heming asked with a glare.

He's really a little angry, what's the small situation here, it's the big situation.

The amount of $60,000 is just enough to support my operation. If it was less than three or five thousand dollars, it would have survived, but now it is half less. And the preferential policies promised to him at the beginning are now all gone, and if this is a small situation, he doesn't know what a big situation is.

"Paul, that's not how it should be. You should also know that pastures with water sources are not worth the same as pastures without water. Even if Dexter used the magic ranch as collateral, it couldn't be only $30,000. George was also a little angry on the sidelines.

This is really annoying, and such a situation should be communicated over the phone before coming. But the bank didn't, otherwise Dexter wouldn't be so happy when he came with him.

"You calm down first, you have your own understanding, and our bank also has its own risk control. Paul said with the same expression.

"We've checked the information, and the newly renamed Magical Ranch didn't have a lake before, and we can't tell if the lake will disappear in the near future. ”

"So for us as a bank, the risk factor is huge. I tried my best to get the $30,000 quota, and the bank was only going to grant $25,000 to Dexter. This is the general environment of Xiangshui Town, where the underground water system is terrible. ”

"Dexter, I suggest you think about it seriously. I can reserve three days for your loan application, and if you haven't decided after three days, then I can only say sorry. ”

"You ...... You guys...... It's shameless. The veins in Liu Heming's neck jumped out.

Paul said this as a reason, but it was not an absolute disadvantage. It doesn't matter when the lake first existed, the fact quo is that it already exists.

Although there is a drought in Xiangshui Town, it does not mean that the lake will disappear in three or two months. I also specially introduced to the investigator of the loan that this lake should be connected to the underground water vein, and it is a living water lake, otherwise it is impossible to bubble up water by itself. But just like that, the bank is still picking a bone in the egg.

"Dexter, you have to calm down. George pulled the angry Liu Heming aside.

"George, how can I be calm. I've already paid the $5,000 purchase deposit, $30,000, will it work for me?" Liu Heming said with a wry smile.

"In this case, let's go back and plan well, and strive to come up with a more feasible plan. George thought for a moment and said.

Liu Heming's state is not very good, but he also understands that it is strange to be in a good mood when he encounters such a thing. But he was worried that Liu Heming would do something radical here, and the bank's security guards had already put their hands on the holsters.

"Mr. Dexter, Mr. George. If you think our bank has made an unfair judgment, you can complain to us. You can also try the rest of the banks and see if they are going to lend you more than us. Paul spoke again.

"I've really done my best in this matter. I don't know what went wrong, so I'm sorry we didn't communicate with you in advance. ”

"Paul, take back your insincere apology. Now I can tell you clearly that I have given up this loan, please return the loan information to us. Liu Heming looked at Paul and said.

Paul shrugged his shoulders and pulled out a file bag from a drawer, which contained the loan information.

"George, let's go. Now I understand the phrase that the banks are all vampires, who are waiting for us powerless people to come to the door with their bloody mouths open all the time. Liu Heming patted George's shoulder and said.

George nodded, also very sorry in his heart.