How serious is the problem of Wanbang Jialong, Chen Li can only analyze it through market research, and Fang Yixin himself naturally knows better than anyone else, so Qingquan Xinrui City has greatly promoted apartment and office products before the year, driving the entire Qingquan property market to be forced to follow in for price adjustments, forcing a large number of investors to follow the trend and go out, which has greatly increased the supply of second-hand housing transactions, so that the opening of Binjiang New Town has been hit hard, and the first month of payment is less than 300 million, Fang Yixin hated Chen Li so much.

However, Qingquan Xinrui City took the lead in reducing the price and shipping, and the payment was nearly 4 billion in three months, which can only be said that Xinchao Rui is ruthless and fast, keenly seizing the opportunity of market change, and implementing the most beneficial measures for Xinchao Rui itself, and anyone will do this, Fang Yixin can't say anything, and he can't just think that Xinchaorui is targeting them, but today's mess, what's going on?

Jiangwan New Town and Binjiang New Town, the total construction area of the two projects is more than 12 million square meters, and the land cost is about 23,400 yuan per square meter.

It's just such two big projects, if Wanbang Real Estate can pour resources into the central provinces and cities, there will be no problem, but Wanbang and Fanglong Real Estate and Jiahe Industrial have joined forces, and the problem has become a little complicated.

The first is the issue of capital injection.

The three companies have joined forces to Wanbang Jialong, or directly or borrowed, the capital injection has reached 20 billion, Wanbang has undertaken 8 billion capital injection, Fanglong Real Estate and Jiahe Industrial have each undertaken 6 billion capital injection, Wanbang as a super real estate aircraft carrier with a market value of hundreds of billions, the cost of raising 8 billion through various channels is very low, but Fanglong Real Estate and Jiahe Industrial each bear 6 billion capital injection, and the pressure is too great.

In the case of Fanglong Real Estate, the capital injection of 6 billion, of which 2 billion is its own capital, and the other 4 billion capital injections are raised through bank loans and other lending channels, and the financial cost is extremely high, and the interest that needs to be paid every year is as high as 600 million yuan, which will almost eat up all the profits of Fanglong Real Estate in Los Angeles and other cities to develop real estate, Fang Yixin believes that the situation of Jiahe Industrial will only be more serious than that of Fanglong Real Estate.

In addition to the 7 billion yuan of land money owed to the Qingquan municipal government, the early construction also borrowed more than a huge amount of money from the private market at an even more terrifying interest rate, and Binjiang New Town was almost unable to lend a few cents from Qingquan's banking system, and also delayed the contractor's large amount of construction money and material payments, and the debts in these aspects were similar and accumulated to 9 billion.

Even so, this year's market environment can be the same as last year, Wanbang Jialong can ensure that the monthly sales of the two projects can be more than seven or eight billion, and there will be no problems, but at present, the first month of the opening of Binjiang New Town, plus the sales of Jiangwan New Town, only barely reached 500 million, and this problem is a bit serious.

As far as Wanbang Jialong itself is concerned, the monthly sales of 500 million yuan can still cope with the due construction money, material payment and part of the loan and all the loan interest, but if the sales continue to decline next month, the financial problem will become acute.

In addition to Wanbang Jialong, Fanglong Real Estate and Jiahe Industrial have also undertaken a large number of high-interest loans for Wanbang Jialong's huge capital injection, if Fanglong Real Estate and Jiahe Industrial in their respective main businesses, the funds have encountered short-term and multiple squeezes, and the building they have built up with great difficulty over the years is likely to collapse because of individual extremely accidental factors.

Therefore, Fang Yixin is extremely sensitive to the matter of the borrower's early loan, not to mention that this time it is Chen Li, an enemy who has been entangled for several years, how to tell him not to panic, how to make him not to burst into a thunderstorm?

However, seeing Chen Li's unbeaten face, Fang Yixin's teeth were itching, but he could only hold down the fire in his heart, he brought Sun Jianye over, hoping to make Chen Li restrain a little and find out Chen Li's true intentions, instead of running to the door to turn his face.

If they really want to turn their faces, Fang Yixin knows that they can't bear the serious consequences of turning their faces.

Hearing Chen Li's words, Sun Jianye was also extremely embarrassed, but he couldn't sit back in the car and asked the driver to turn around and drive back.

The financial personnel seconded from the Qingquan branch of Dashang Capital and Huatian's finance are checking the loan agreement held by the creditor in the hall of the Lotus Club, and it will take some time for the information of more than 100 people to be sorted out one by one. Tang Wenwen didn't come over today, Chen Li greeted Zhang Xiuzhi and them, so he invited Fang Yixin, Sun Jianye and Zhang Xiaotian to talk in the small hall in the middle.

"What the hell do you want to do?" Walking into the small hall, Fang Yixin could no longer suppress the annoyance in his heart, his eyes stared at Chen Li and asked, his eyes seemed to want to devour Chen Lisheng alive.

Fan Hongwei stayed outside to help deal with those creditors, Zhang Xiaotian, Cao Lin, Chen Cheng, Chen Biao, and Zhang Hua also followed into the small hall, and when they saw Fang Yixin's menacing appearance, they were all worried that they would fight with Chen Li, Zhou Bin, and Zhao Yang on the spot.

"Manager Xiao Fang, if you have this attitude, do you want to ask Han Zirui or Fang Longmao to come out and talk to me?" Chen Li took out the cigarette case, popped out a cigarette, and lit it slowly.

"You" Fang Yixin knew that Chen Li was saying that he was not qualified to say such cruel things in front of him again, and his forehead jumped with anger.

"Yixin, don't be impatient, Chen Li has made so many contributions to Qingquan over the years, and he will not do things against anyone for no reason. Sun Jianye pinched his nose and stood up to persuade peace, lest Fang Yixin and Chen Lidu be young and vigorous, so that in the end, as the dignified deputy secretary of the municipal party committee and mayor, he couldn't suppress the scene, and his face was even more embarrassed.

Zhang Xiaotian and Chen Cheng didn't know why Mayor Sun Jianye would say such weak words, wasn't he invited by Fang Yixin to come over to Chen Liju to ask him for guilt and ask Chen Li to kneel?

Chen Li said to Sun Jianye: "I didn't know that Mayor Sun was coming over in advance, but since Mayor Sun came over in person, I will tell you some things." Huatian's financial crisis, not what I want to do, but Huatian's financial crisis, is not an accidental phenomenon, how big is the current scale of private lending in Qingquan City, and how much of the funds flow into the real estate market, has the city done statistics, is there a firecracker once ignited, how serious will it be, and who can take care of these problems? Of course, if there is a big problem in Qingquan, I, as a native of Qingquan, will not feel comfortable, but strictly speaking, it doesn't have much to do with me, and I came out with the manager of Xiaofang this time, mainly the teachers of the No. 1 Middle School in the city and my relatives and friends from my second uncle, who invested almost 50 million in Huatian, and hoped that the manager of Xiaofang could give me a face, return this part of the money to Huatian in advance, and let Huatian fill this part of the debt."

Fang Yixin especially wanted to jump out and yell at Chen Li, you have a face, but when the words came out of his throat, his eyes turned into uncertain questions: "Just 50 million?"

"The specific number is still being counted, but even if it exceeds some, there won't be much," Chen Li said, "If Wanbang Jialong is short of funds, I can personally lend 50 million to Wanbang Jialong, and Wanbang Jialong can just take a piece of land worth 50 million as collateral, let's solve this problem in a friendly way Mayor Sun, what do you think?"

"Yixin, what do you think?" Sun Jianye asked Fang Yixin, if things were so simple, he couldn't wait to nod directly for Fang Yixin and agree to this matter.

"Okay. "No matter how tight Wanbang Jialong's funds are, it won't be impossible to get out 50 million, as long as Chen Li doesn't have any other actions to make trouble, Fang Yixin doesn't want to do it against Chen Li, so he can only agree in frustration, stand up and say, "If there is nothing else, we will leave first." ”

"Manager Xiaofang, you are busy. Chen Li said with a smile.

Fang Yixin looked at Chen Li several times with complicated eyes, and finally asked Yang Chaolin to stay to solve the problem, he and Sun Jianye and Liu Mukai and Zhang Hongqing, who scolded their mothers behind their backs and did not say a word in front of Chen Li from beginning to end, left the Lotus Club ahead of schedule.

Zhang Xiaotian, Chen Cheng, Cao Lin, Chen Biao, and Zhang Hua all stood there dumbfounded, they wanted to send Fang Yixin and Sun Jianye away, but when they saw Chen Li sitting there and didn't move, they didn't know what was going on.

Didn't Fang Yixin pull Sun Jianye into the arrogant Xingshi to ask about the crime, why didn't he say a few words, agreed to all Chen Li's conditions, and then left?

What's going on?

Zhang Xiaotian's intestines were repentant, if he knew that it was so easy to get back the money from Wanbang Jialong, if he could get the 200 million back, the stock market opened on Monday, he would definitely be able to open the fall limit and rescue the more than 200 million Zixin in the set, at this moment he looked at Chen Li and stopped.

"Wanbang Jialong promised to return this part of the funds in advance, then you can directly connect with Yang Chaolin," Chen Li didn't look at Zhang Xiaotian, stood up and said to his second uncle Chen Biao, "Lao Kong hid inside for a long time and didn't show up, do you want to go in with us and rub a cigar with him before leaving?"

Chen Biao stood up, thinking about going in with Chen Li to see Kong Wenzheng, at this time he felt his sleeves tighten, and when he turned around, he saw his in-law Zhang Hua reaching out behind him to pull his sleeve, knowing what his in-law Zhang Hua meant, he opened his mouth and asked Chen Li: "Wanbang Jialong's funds are still relatively abundant, Xiaotian They invested a total of 200 million there, is it possible to take them out?"

"For the sake of these 50 million, people will move the mayor out, how much face can I have, can I help you take out the 200 million?" Chen Li smiled, "Don't worry too much, the situation may not be as bad as you imagined." ”

His second uncle invested more than 3 million yuan in Huatian, which is not much of a problem, and as far as Zhang Xiaotian's attitude last night, Chen Li was full of food and supported him to solve the rest of the problems?

"Let's go, second uncle, let's go to Kong Wenzheng to ask for a cigar to smoke," Chen Li pulled his second uncle Chen Biao inside, and walked to the courtyard inside before saying to his second uncle, "What attitude did Zhang Xiaotian have yesterday, second uncle, you also saw it, I will help them wipe this ass now, he will miss me?" As for you who invested more than three million in Huatian, don't worry about anything, as long as Zhang Xiaotian doesn't run away with the money, there will be some losses, but it shouldn't be too big." ”

In addition to Hua Tian's book assets of more than 200 million yuan in the securities market, there are also nearly 200 million loans outside, if they are decisively out of the game at this time, in addition to returning the remaining 3230 million loans, there will be 70 or 80 million left in their hands, but Chen Li has already given them a chance to get out of the game yesterday, and he will not be okay to help them wipe their butts today.

As for his second uncle's side, he will clear all the debts he has made up from it, even if his family still has more than 3 million trapped in it, there will be losses, and it will not hurt his muscles and bones, and it can be regarded as a kind of grinding for Chen Cheng's temperament.

Chen Biao thought about it, his business partners and neighbors listened to him and Chen Cheng's encouragement and matchmaking, and the money invested in it could come out today, which could be regarded as a big problem, patted Chen Li's shoulder, and went out first.

After tossing and turning for a whole morning, more than 100 loan agreements were checked clearly, and all creditors were asked to collectively open personal accounts in the Qingquan Market City Commercial Bank, and Wanbang Jialong directly transferred a total of more than 52.2 million loan funds into these personal accounts, and the three parties could be regarded as ripping off this part of the debt.

After Zhang Xiaotian and the others signed the relevant agreement, they left directly, Chen Li arranged for the driver to use two buses to send Zhang Xiuzhi and other teachers from the city's No. 1 Middle School back.

Kong Wen was preparing a luncheon at the Lianhua Club, and Chen Li specially asked his second uncles Chen Biao and Chen Cheng to stay and eat together.

"You just stopped this matter lightly, don't take advantage of the fire to rob it, this is not in line with your character?" Kong Wenzheng thought that Chen Li would take this opportunity to attack Wanbang Jialong, and he could quite understand Fang Yixin's mood, but he didn't expect that the thunder and rain would settle everything in the morning.

"It's not in line with my character, when have I ever done anything to rob while the fire is hot?" Chen Li asked with a smile, "Besides, the subprime mortgage crisis has had obvious effects on the domestic economy, and liquidity will become more and more scarce. ”

"In the past three years, the whole country has been in trouble, everyone is holding on, worried that the economic situation will be a big downturn, but you are trendy and sharp but you have not stopped expanding, you say you are afraid now, who believes it?" Kong Wenzheng did not believe Chen Li's words.

Chen Li laughed and said, "But others are not afraid enough, where are the few cheap chips spit out?" Besides, those few flesh and bones on Wanbang Jialong's body don't have a few taels of meat, so I can stare at them like a hungry dog?"

From the Southeast Asian financial crisis in the early years to the spread of events such as **, Kong Wenzheng can also see the high degree of organization in the country in dealing with various events, and will not think that this time, the subprime mortgage financial crisis, which is becoming more and more intense and continues to spread, will really have a fatal impact on the domestic economy, but also agrees with Chen Li's words, even if the economy as a whole is not greatly affected, but when the mud and sand fall, there will still be a large number of cheap chips spit out