Last time, although Meng Fan told Yan Didi many times that the ideal girl in his mind was Azhu's appearance, eccentric, empathetic, and helpful. But Yan Didi just smirked on the other side, as if he didn't understand anything, and Meng Fan had no choice but to give up and not mention this matter again.

One day, Yan Didi had just finished school and was about to walk out of the school gate, when he found a girl waiting at the door of their class with a panicked expression.

"Are you Yan Didi? I've watched your live broadcast, I've always liked you, and I know that you've been doing public welfare activities for dream girls, I've really encountered a problem, or I really can't go to your door to block you. “

The helpful Yan Didi heard that some of the female classmates around her were in trouble, of course she was willing to lend a hand, she has been advocating in the live broadcast that all girls can realize their dreams through their own efforts, and all girls have enough ability to protect themselves and their families.

"Have you ever heard of campus loans? I once wanted to buy new cosmetics, I borrowed more than 2,000, and I didn't tell my family, I was afraid that my mother would say that I spent money indiscriminately, I thought that I would pay them back when I worked on campus to earn money, but later in order to repay the principal and interest of the loan, I registered a number of campus loan apps for loans, and demolished the east wall to make up the west wall. Now I can't afford it, and they have to come to the school and tell my teachers and classmates that I can't stay in the school, and even have to find my parents. The loan company also called me this morning and said that it also thought of another way for me to sell my eggs to make money, I have been afraid of injections since I was a child, I really don't dare.

Yan Didi listened to the girl's description, and was so angry that he couldn't do it, and he didn't know when the fist in his hand had been clenched tightly. She also remembered that her ex-boyfriend Zhao Yi suggested that she advertise her campus loan, and thought to herself that it was really despicable and dirty.

"Such a dirty method, they have all used it, it is really bullying our girls who are defenseless, and they have no ability to fight back, you send me your loan app, and I will go to my friend to discuss it. ”

Subsequently, Meng Fan convened the main members of their Shanghai rich second-generation underground party organization to hold a meeting in the old local bar, and everyone heard the description of Yan Didi's friends and said that these small loans are too rampant now, although the amount is not much, but it is enough to ruin a girl's lifelong happiness.

Xiaomei also told the story around her: I heard a friend of mine tell me, ah, now there are nude photos on campus loans, if you don't pay back, send your nude photos to your family, classmates, and teachers. What girl can withstand such a thing, this is the most important self-esteem that destroys everyone's heart.

Huahua sighed beside her, and said helplessly: Yes, yes, how important self-esteem is to a girl, I saw a girl who also committed suicide because of a loan the day before, and wrote in the suicide note, I used to rather sell my body than sell my soul, but later when I saw my nude photos flying on the Internet, I found that both the soul and the body became a mess of ashes. The whole school finally knew that she was the girl who made a naked loan at the school, and a lot of acquaintances circulated her nude photos around, and people from private lending companies came in waves after waves, and then the school was powerless to help her resist the turmoil. Later, the principal advised her to quit school.

The little fat next to him listened to the girl's angry words, and said puzzledly next to him: Actually, I really don't know you girls, aren't you stupid? Now there are so many cases on the TV news, why can't you girls have snacks?

Another new member of today's underground party is Ah Chai, who specializes in studying finance, because campus loans belong to the financial category, so the underground party organization quickly called up the organizational information and found out the financial communication Ah Cai, who has been lurking and waiting for the task, he has been listening to everyone's statements, and everyone tells the stories around them and their own incomprehension.

"Actually, what each of you said is very right, just like Xiaopang said, knowing that it is not good, why does everyone take out a loan, isn't there a sentence now, the best person who studies psychology now is no longer a psychologist, but a liar. They understand the psychological characteristics of today's young people and their most pressing needs. For example, it is difficult to find employment now, some time ago, there were scammers who pretended to be training institutions to carry out pre-job training, promising to get a regular salary of 4,500 yuan per month after completing the training, but they had to pay 23,000 yuan as training fees. In order to reduce the burden on their families, most students pay the training fee through the mobile loan platform, and the agreement is paid off in one year. However, the training institution not only did not complete the training on time, but also did not recommend the job promised to them at that time, and the students had to repay the loan and huge interest according to the agreement. Similar to this form of installment repayment, there are beauty loans, entrepreneurial loans, job loans, rental loans, etc., and many financial lending platforms even borrow money from students in the name of "subsidizing college students in difficulty". ”

Yan Didi listened to the story of the liar that Ah Cai said, and asked incomprehensibly: It is already so rampant, no one comes out to take care of it.

Ah Cai said: Manage, the Ministry of Education, and the China Banking Regulatory Commission attach great importance to it. Last year, the Ministry of Education also held a press conference to make it clear that "campus loan business will be banned, and no online lending institution will be allowed to issue loans to college students". Previously, the China Banking Regulatory Commission, the Ministry of Education, and the Ministry of Human Resources and Social Security also jointly issued the Notice on Further Strengthening the Standardized Management of Campus Loans on June 28, 2017, which clearly mentioned that all online lending institutions engaged in campus online loan business will suspend the issuance of new campus online loan business targets, and formulate a clear exit and rectification plan according to their own existing business conditions. However, there are still many online loan platforms that provide lending services for college students.

Meng Fan suggested that then we divide up the work, and everyone should give full play to their strengths and strengths to make the greatest contribution, and I mobilized all the lists in the underground party organization of the rich second generation in Shanghai, and let them also start to participate in the task, confirm all the stories they heard around them, try to contact the victims, and carefully understand which illegal loan apps are still operating illegally.

Didi volunteered: I continue to promote my live broadcast, telling the stories of my classmates to every fan in my live broadcast room, not only sounding the alarm for them, but also welcoming them to share more stories.

Huahua and Xiaomei are complicated to sort out the information, the professional financial Tong Ah Cai is responsible for financial knowledge consulting, and Xiaopang is responsible for going to the major streets of Shanghai colleges and universities to see if there are any small advertisements for campus loans.

Just as all the illegal campus loan institutions in Shanghai, and many loan scammers' common methods have been sorted out, Yan Didi received a call from a classmate asking for help.