Chapter 633: As for whether you believe it or not, I believe it anyway
"Now on the Internet, there is a saying of 'house slaves'. A house slave is a slave to a house, and the money earned from work is not to support a wife or son, but to support a house.
Say that after buying a house with a mortgage, the quality of life has greatly decreased, and I dare not change jobs easily, dare not have fun, am afraid of bank interest rates, worry about getting sick, lose my job, and have no time to enjoy life."
"I have a different view on this, and that's the first important topic I'm going to talk to you about today: houses."
The term house slave, that is, it has become more popular in recent years, and no one mentioned it when Jiang Hui was reborn.
Because the current house slaves, ten years later, have become a rich generation.
It is not known when house slaves first came into use, but it is estimated that it was after 2003.
From 2005 to 2007, when housing prices were rising, it was no longer possible to find low- to medium-priced properties on the market, resulting in many buyers saddling a heavy burden of repayment.
At the same time, the People's Bank of China (PBoC) has announced interest rate hikes over the past few years, further adding to concerns about a further increase in the burden of housing loans.
The twin concerns of high housing prices and high interest rates led to fears that they would work for the bank like slaves, so the term "house slave" was coined as a symbol of the housing bubble, as well as the word "loser".
It is undeniable that no matter what era it is, for many people, buying a house is no longer a personal act, but a family, a family is buying a house.
Some people use the "June 1 model" to summarize the scene of the whole family buying a house: six people, a young couple, the man's parents, and the woman's parents use their savings for many years to jointly fund and buy a house in the city.
It is precisely because of the changes in housing prices over the years that I have witnessed that Ren Zai, who has bought a house in recent years, has become a "happy house slave" in the future.
No one regrets buying a house now, only regretting that they didn't buy big enough and didn't grit their teeth and buy a few more sets.
Therefore, Jiang Hui intends to bring some tangible benefits to the enthusiastic audience today, bringing an opportunity to achieve financial freedom.
Of course, how many people can listen to it, and how many people who listen to it will practice it, it depends on the individual's creation.
"Most of the students here don't have any idea about the house. However, I hope that after today, everyone will have the word house in their minds."
"As I have just said, I judge that in the next ten years, the economy of the Celestial Empire will continue to develop at a high speed, the people's living standards will continue to improve, their incomes will continue to increase, and urbanization will continue to accelerate."
"So, at this time, I suggest that you can get to know other countries, such as island countries, when you go back in the evening. How have they changed in this historical context? The so-called stones from other mountains can attack jade."
"In this case, my personal judgment is: in the next ten years, housing prices will rise, will rise sharply, and you doubt your life, especially in popular cities such as the imperial capital. ”
"So I suggest that if you have the conditions, you can consider buying a house as soon as possible, and if you don't have the conditions, you should also buy it as soon as possible after graduation, the sooner the better. I've already asked this question on many occasions, and as for whether you believe it or not, I believe it anyway."
As soon as Jiang Hui's words were finished, the audience at the scene gave warm applause.
"After talking about the house, I'll talk to you about the Internet. The next 10 years will be the golden decade of the Internet, and it will provide countless opportunities for everyone here to make money, depending on whether you can grasp it."
"Some people may say, Jiang Hui, what you said is too empty, and I also know that the Internet is good, but what should I do? I can't program, I can't become a programming ape."
"At this time, the students of the School of Software and the School of Computer Science can secretly rejoice."
There was another laugh in the audience, and it is estimated that there should be a lot of students from these two colleges among the students present today.
"I want to say, classmates, you don't have to worry, it's okay, the benefits of the Internet industry are not only computer and software majors have the opportunity to enjoy."
"I'm going to give a few random examples, really casually, because I feel like there are opportunities everywhere."
Jiang Hui inadvertently pretended to be forced again and sprinkled a handful of salt!
"For example, Guanghui Weibo, you can manage your Weibo account well, let it become a well-known verified account, for example, focus on cosmetics, cars, or clothing, etc., slowly, your account will become valuable, and companies will come to you to post advertorials."
"For another example, Guanghui Film and Television has launched daily headlines, where you can register your own account, publish some articles, and wait for your reading volume to come up, you can apply to add ads to your own interface."
"Or, you can go to the website of Korn Glory Games to write about the Internet, and toss it for a few years, maybe you will be financially free."
"No matter how bad it is, you can also go to Jingxi Mall to open an online store, by the way, Jingxi Mall has allowed individuals to register online stores on it from this month.
Of course, if you register on a treasure network, eBay, or Paipai.com, I have nothing to say, but when you are tossed and can't go on, don't regret that I didn't remind you."
Jiang Hui easily pulled out several major competitions in western Beijing such as a certain treasure network and stepped on it, which made Jiang Hui's image suddenly flesh and blood and feelings, and the sense of distance from the audience was smaller.
In the eyes of the audience, it will be found that Jiang Hui is also an ordinary man, and he will tear up with others.
"Anyway, I think the online shopping market has just started, and there are still stars and seas waiting for you to explore."
After speaking, Jiang Hui picked up the tea on the podium and took a sip, moistening his throat before continuing to speak.
"Although there are 360 lines, I believe that half of the top 10 on the list of the richest people in the future will be occupied by people in the real estate and Internet industries."
"So, apart from these two industries, won't other industries make money in the next ten years?"
"The answer is obviously no."
"For example, the financial industry has been very profitable in the past few years, and it will still be very profitable in the future, and students who have the opportunity to enter should seize the opportunity."
"In addition, for example, the automotive industry, in the developed countries of the West, this is already a very mature industry, even a sunset industry. However, in the Celestial Empire, the automotive industry will be a proper sunrise industry for the next ten years."
"For example, the robot industry is also a proper sunrise industry; of course, there are petrochemical industry, electric power, mobile communications and other industries involved in central enterprises, all of which are not bad for money in the future, and you can still consider ...... when looking for a job."
……
"Having said so much, it was already past nine o'clock accidentally, and I still paraphrase what I said just now, for what I said tonight, as for whether you believe it or not, I believe it anyway."
In a round of applause, Jiang Hui ended his speech.
In another ten years, maybe not ten years, if someone turns out today's speech again, they will find that it is "full of dry goods"!
(End of chapter)