As soon as it was past midnight, it was as if it had been suddenly activated, and the strong sound of firecrackers was heard outside the window, which was still in a relatively quiet villa area, and if it was in the city, it was estimated that there would be an illusion that the sky was going to explode.

Bai Ningyuan lay on the bed, his eyes staring at his mobile phone screen, and only turned off the screen after a long time, and then sighed faintly.

Just now, he sent Xu Qingmo a message to congratulate the New Year, but as before, there was still no reply, like a stone sinking into the sea.

This couldn't help but make Bai Ningyuan feel frustrated in his heart.

It seems that this is not something that can be changed easily.

Bai Ningyuan exhaled softly, his current psychology was already very strong, enough for him to quickly adjust his emotions.

When I picked up my phone again, all kinds of New Year's greeting text messages flew in like snowflakes, which is something that I have to experience every year, including from relatives, friends, classmates, subordinates and employees, and some other partners in the business world.

After Bai Ningyuan patiently replied to all the messages, it was already past one o'clock in the morning, and Bai Ningyuan, who felt a little tired, quickly fell asleep.

The success of Lexin and Lepay allowed him to sleep soundly.

On the other side, when Ma Yun put down the phone, the look on his face was a little solemn, he stood up alone, walked to the window under the gaze of his family, lit a cigarette for himself, and smoked silently, his eyes behind the glasses flickered slightly, and he couldn't see any expression.

You know, Ma Yun almost doesn't smoke on weekdays, so when he saw his appearance, it was obvious that he had encountered something that annoyed him, thinking of this, his wife stood up, walked to his side, and looked at him with a worried face: "Old Ma ......"

Hearing his wife's words, Ma Yun turned his head, and after noticing the concern in her eyes, a faint smile suddenly appeared on his face, and he explained softly: "It's okay, suddenly I became addicted to smoking, and I thought about something by the way, it's not too early, you and the child go to sleep first, I'll finish smoking this cigarette, wash up and go over." ”

His voice was calm, as if everything had just been an illusion.

Although there are still some doubts in her heart, but looking at Ma Yun's determined look, his wife hesitated, and finally nodded, she knew that Ma Yun has made great achievements since he started business, but he is also under great pressure, which can be seen from his growing gray hair, but in business, she is not good to interfere too much, hesitated, and finally couldn't help but tell "Come over early", and then returned to their respective bedrooms with the children.

Only Ma Yun himself was left in the living room, and at this time, his face became solemn again.

Since Lo International launched Lepay Finance, with the help of the continuous growth of Taobao Bei.com, the users of Fortune Treasure have grown explosively, and most of the e-commerce websites supported by Lepay Finance are B2O e-commerce websites, so they have not paid too much attention to Lepay Finance, Ma Yun and the entire Alibaba team.

However, with the repeated surprises of Lepay Finance, coupled with the increasing number of merchants it supports, including Jingdong Mall and the orchestra and other websites that have a fairly high reputation and frequency of use among the people, so the users of Lepay Finance are almost growing at the speed of a rocket。

Originally, for the development speed of Fortune Treasure, the whole Alibaba has been very satisfied, by the end of 10 years, the total number of users has exceeded 550 million, which is a miracle in any field.

It's a pity that they met Lepay Finance, which is more demonic than them, and until now, Ma Yun still feels very incredible, obviously started many years later than Zhifu Bao, but at an incredible speed, the latecomer has taken over, becoming the third-party payment platform with the highest number of registered users and daily use in China, looking at the fresh ideas they launch every time, so that Ma Yun really wants to know how the heads of these people grow.

When it is really both Shengyu and He Shengliang, many times, Ma Yun and the people of the Zhifu Bao team, in the face of Lepay Finance's almost unreasonable progress, can deeply understand Zhou Yu's extremely aggrieved feeling before he died.

It is another Spring Festival file, the importance of the Spring Festival file for merchants, it is impossible for Ma Yun not to know, even a few years ago, Lepay Finance relied on the success of the Spring Festival file, and achieved considerable development, seeing that the distance between the two sides is getting bigger and bigger, so under the instruction of Ma Yun, this time Fortune Treasure is also the first to occupy the Spring Festival file, and wants to rely on the cooperation with the Spring Festival Gala to impact the current status of Lepay Finance.

But no one thought that at this juncture, Lexin red envelopes suddenly became popular without warning, became all the rage, and became the favorite activity of the Chinese people.

The final result is that although they have spent a lot of effort to promote cooperation with the Spring Festival Gala, but the practice of Lexin and Lepay has undoubtedly come directly to the bottom of the kettle, after the combination of the two swords, almost everyone's attention has been attracted from the Spring Festival Gala, as for those who have not been attracted to the past, they are basically old fashioned or old people who have been separated from the Internet era, and for these people who don't know how to go online, what is the use of Fortune Treasure attracting them?

In fact, Ma Yun has also noticed in the past few days that those people around him have taken out their mobile phones from time to time to grab red envelopes and scan fortune cards, looking at their enthusiastic appearance, Ma Yun's heart is a little faintly uneasy, because of this, just after this zero o'clock, he couldn't wait to call the person in charge of the company to ask about the relevant situation of the fortune treasure activity tonight.

But the data that came made his uneasiness come true, although it can't be said that no one cares, but the number of participants compared to what was expected, the gap is simply heaven and earth.

Under the joint intervention of Lepay and Lexin, the event they worked so hard to plan became a completely useless effort, and the limelight was still stolen by Lepay Finance and Lexin.

Hearing such news, why was it able to make Ma Yun happy, and it was also a feeling of blockage in his heart, which made him want to smoke and relieve his depression.

In fact, what if Lepay Finance becomes bigger and stronger? In the current respective fields, there is no head-on collision and conflict between the two sides, and Zhifu Bao and Ali Baba can still bring huge profits to Ma Yun, but even if Ma Yun continues to use such statements to persuade himself, but watching Lepay Finance continue to surpass Zhifu Bao and win one victory after another, it always makes Ma Yun feel a feeling of breathlessness.

What's more, it is not all smooth sailing on the side of Zhifubao now.

Now it should be said that last year, the central bank officially launched the third-party payment license system, after strict review, the first batch of a total of ten payment licenses were issued, and Fortune Treasure is one of them, but after getting the payment license does not mean peace of mind, but Fortune Treasure is facing a major choice.

According to the requirements of the central bank, all licensed payment companies must be companies with absolute domestic, but the wealth treasure under Alibaba obviously does not meet this requirement, Ma Yun and other founders, plus the shares held by Bai Ningyuan, the share of domestic capital is only a little more than 30%, and the majority is occupied by SoftBank and Yahoo, which is contrary to the rules of the central bank.

If it weren't for Ma Yun leading the team, he swore to the central bank that he would solve the capital problem as soon as possible, and the scale of the fortune treasure did have the qualifications to obtain the license, so the central bank opened the net, but it also gave them a deadline.

Seeing that there were no more than a few months left before the deadline, but he had never found a suitable way, Ma Yun naturally felt very stressed.

The importance of Fortune Treasure is self-evident, everything that Ma Yun has now is based on Fortune Treasure, once there is any problem with Fortune Treasure, then Taobao Bei and Alibaba, will collapse across the board.

As soon as he thought of this, Ma Yun felt more and more irritable in his heart, as if countless thoughts had all reached a twisted flower.

Let's take a look at Lepay Finance, why is its development so smooth, without these upsetting things! The comparison of the two situations makes people feel even more aggrieved.

The cigarette burned gently, and between light and dark, Ma Yun's face also became obscure.

The night breeze kept blowing, bringing a little chill, and after a long time, Ma Yun finally came back to his senses from deep thought, glanced at the time on the wall clock, and then looked at the light revealed from the gap in the bedroom not far away, he sighed lightly, closed the window, and went to the bathroom to wash up, and then returned to the bedroom.

"Sleep!" Ma Yun said with a smile as he looked at his wife, who had been waiting for him, and turned off the light in the bedroom at the same time.

Lying on the bed, listening to the person next to the pillow who had never heard a long breath, Ma Yun's heart moved, and he couldn't help but hug her.

On the first night of the Year of the Rabbit, there are people who have no sleep......

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