017 Confidence comes from the system
"Dexter, I have a very mature suggestion, would you like to listen to it?" said George after a moment's hesitation.
"George, in the United States, it can be said that the person I am most familiar with is you, and you can tell me anything at will. Liu Heming said with a smile.
"The whole land in Xiangshui Town is not particularly good, but unlike the rest of our farms, we don't have a water source. Now that you have a lake in your pasture and a tributary of the Xiangshui River on the side, you can say that you have a lot of advantages. ”
"In my experience, even if you have dry weather in the future, irrigation will be easy and you will be able to increase your yield. Unlike the rest of our farms, even though we have wells in the farm, there is still a shortage of water in the summer. ”
"I think you can buy the land on the edge of your ranch, which is bigger than your ranch. You can slowly grow the grass and use it for grazing in the future. ”
"George, don't joke with me. Liu Heming said with a wry smile.
"I've seen the land over there, it's called Harvest Farm, it seems to be about 100 acres, where do I have so much money to buy such a big farm. ”
"No, Dexter, the price of land in Xiangshui Town is not high. George shook his head, his face even uglier than Liu Heming's.
"In Montana, the normal price of good land per acre is about $2,000, but in our Xiangshui Town, there is a lot of land, but no one buys it. ”
"Harvest Farm is one hundred and thirty acres, which is more than twice as many as yours. And the land on the Harvest Farm is much more flat and suitable for grazing, and do you know how much it sells for? It's only $50,000. I think now they can sell it for forty-five thousand dollars. ”
"And most importantly, they left here three years ago, and they should have some farm machinery, so you have reduced your investment in that. Then there's their house, which is better than yours. ”
Liu Heming quickly calculated in his heart that he bought more than 60 acres of land for 100,000 US dollars. One hundred and thirty acres next door, only forty-five thousand dollars, he now felt as if he had been pitted by Sasha.
He is really impressed, if there is really agricultural equipment left there, from the perspective of long-term investment, he will really save a lot of money.
Even if you buy some small agricultural machinery, it will cost you a few thousand dollars, unless you buy a second-hand one, but you can't look good at it.
But there is no money, which is a hard wound. The family almost smashed the pot and sold iron, so they made up so much for themselves, and this gap is not ordinarily large.
"George, I do want to buy it, but I don't have that much money. Liu Heming shrugged his shoulders helplessly and said.
"Dexter, you can take out a loan, and you don't have to take out a loan for a long time. Now that you have a lake on your ranch, I think the bank will be happy to help you with your financial problems. George looked at Liu Heming with some curiosity and said.
On the U.S. side, lending has become the norm. In his opinion, Liu Heming's water source problem has been solved, and it is really a very good idea to buy the farm on the side. But he couldn't understand why such a young person didn't think of taking out a loan to solve his financial problems.
"However, what should I do if I am afraid that the planting will fail and I can't repay the loan?" Liu Heming said with a frown.
"Haha, Dexter, are you worried that the crops won't give you a return as long as there is water?" said George with a smile.
"If you're willing to sell me your water rights, I'd love to make that investment. You have to know that this lake in your ranch is the most valuable. ”
Liu Heming's heart is very entangled, Liu Yi's words are still in his ears, if he can't take out a loan, he won't take out a loan, if he can't repay it, people will come to collect the land. But George's words are not bad, and what if there is really any leftover farm machinery?
George's advice and Liu Yi's admonition kept fighting in his brain, thinking about Liu Heming's big head.
"George, how much can I borrow if I take out a loan? After all, I still need to farm there. In the end, ambition triumphed over reason, and Liu Heming, who was squatting on the ground, looked up and asked.
"It doesn't depend on how much you borrow, it's about what you're going to do. George frowned and thought for a moment and said.
"You need to give the bank a plan for what you are going to do with the farm. Harvest Farm used to be a relatively simple operation, mainly growing hard red winter wheat, with about 100 acres of cultivated area. So your investment in this ranch is about $30,000. ”
"The rest depends on how much money you have, plus the price of the ranch, and then make a plan with the bank. I think the bank will be happy to help you considering the condition of your ranch. ”
"And I also recommend that you use Harvest Farm as a main plant, your side used to be used for grazing, so the soil condition is worse than that of Harvest Farm. ”
"Uh...... George, let me ask you a question. Is the hard red winter wheat the kind that is planted in autumn?" asked Liu Heming with some embarrassment.
At this time, he discovered a problem, wheat is divided into spring wheat and winter wheat, depending on George's meaning, this side is suitable for growing winter wheat.
"Yes, the climate here is suitable for sowing hard red winter wheat. The wheat fields on my farm are growing well now, and last year's snow was good. I'm worried right now about whether there will be enough rain before the harvest. The expression on George's face changed from happy to worried.
If this year's harvest is not good and the price is not good, we will have to wait for government subsidies. But I'd rather get more and sell it for a good price.
Liu Heming pondered in his heart. If you sow winter wheat here, although you still put in so much, you will be put in batches, and there will be a buffer period of a few months. If you grow your own vegetables during this time, if you can get some harvest, it can be regarded as giving yourself a familiar process.
In fact, the confidence that made him dare to really take this risk was the somewhat unserious system. Although the system is not serious and a little tsundere, it is really magical.
If you make an investment and have some bad situations, can you get some help from the system? It's close to a good set of tricks with him, and if you say some sweet words, you should be able to squeeze out some magical effects.
The difference between the rich and poor levels between himself and Sasha is too big, and I want to give the baby a good life, not to say it. This is an opportunity, if the other party sees that he has obtained a good harvest with the help of Xiaohu in the future, maybe the price may be raised.