Chapter 335 Fund Companies

Qi Zhenhe didn't talk about it, but really wanted to understand the Internet, so he asked Hang Yu a lot of questions. Hang Yu explained in a simple way, helped Qi Zhenhe solve many doubts, and gave him a deeper understanding of the Internet.

We chatted until more than seven o'clock in the evening, and when night fell, Qi Zhenhe proposed to go home.

After saying goodbye to each other, Hang Yu got into the car, and Yuan Hongyu immediately started the vehicle and left.

"Isn't it boring to wait outside alone, in fact, you can be like Lao Du and attend these scenes with me. Don't talk, just eat next to you. Hang Yu said.

"No, I don't like dealing with those people, it feels like a hassle. Yuan Hongyu said.

Because he went to the army for training very early, after coming out, Yuan Hongyu was a little "afraid" of socializing. To put it bluntly, it's troublesome, and I don't want to be false and wronged with others, and say some unnutritious polite words.

"Actually, you are so young, you still have a chance to change careers. Hang Yu said.

"I also know that I can do something else if I work hard, but I'm a little tired and don't want anything else for the time being. It's good now, I can get more than 10,000 a month, which is much better than before. Yuan Hongyu is quite satisfied with this job.

"It's much better than the bottom staff. Hang Yu nodded.

A person is accustomed to doing things with his body, and he will be very annoyed to use his brain.

On the contrary, if you are used to using your brain, you hate physical work, and it is difficult to change people's habits.

Originally, Hang Yu planned to wait for the company to have more funds, and then spun off the micropayment. Since Qi Zhenhe urged, Hang Yu asked Xie Pinggang to prepare in advance, and went to the Industrial and Commercial Bureau to go through the formalities while seizing the time to prepare the team.

Xie Pinggang has always been a fund company, and the construction finance department has begun to take shape. If a branch is established, Xie Pinggang only needs to recruit more people to enrich all departments.

The next day, Hang Yu had just arrived at the company and sat for about ten minutes, and Xie Pinggang came with the report.

"Chairman, this is a feasibility study report for the establishment of a fund company. Xie Pinggang said.

"I just told you last night, and it was delivered early in the morning, so you can't rush for quick success. Hang Yu did not object to the staff working overtime after returning home, but Xie Pinggang's speed was too fast.

"You misunderstood, because I talked about setting up a fund company before, so I have been preparing for it for a long time. This report was also written little by little, revised many times, and not rushed out. Xie Pinggang said.

"That's good. Hang Yu nodded, then opened the report and read it carefully.

In Xie Pinggang's plan, the fund company should have seven major departments and several small departments.

Investment Department: Responsible for the research, decision-making, trading, performance and risk assessment of the investment business, it consists of five secondary departments: Research Department, Fund Management Department, Fixed Income Department, Financial Engineering Department and Trading Department.

Marketing Department: Responsible for product design, marketing planning, channel development and maintenance, customer service, e-commerce and direct sales management, with six secondary departments: marketing planning department, channel department, product department, e-commerce department, customer service department and investment and development department.

Institutional Wealth Management Department: Responsible for the development and maintenance of institutional customers, the development of institutional wealth management business, i.e., investment consulting, special account wealth management, social security fund, enterprise annuity and QDII.

Security Department: Responsible for fund valuation and liquidation, and provide information system support for the normal operation of the company. It consists of two secondary departments: the Information Technology Department and the Fund Affairs Department.

Supervision Department: responsible for the company's legal affairs, compliance monitoring, risk control, internal audit and information disclosure.

General Affairs Department: Responsible for the company's daily administrative affairs, secretarial work, human resources management and corporate financial management, with three secondary departments: the general manager's office, the human resources department and the finance department.

Regional branches: Implement the sales guidelines and policies formulated by the company, manage the process and results of sales business activities, and be responsible for the sales of fund products in the region under its jurisdiction.

"It's very detailed and standardized, but the fund company has just been established, and it shouldn't need so many departments and manpower. You try to simplify it as much as possible, you can't let the head office bear the expenses of the fund company, you have to be self-sufficient. Hang Yu said.

"The functions of the secondary department can be slightly integrated, and when the income goes up in the future, it will be refined according to this template. Self-sufficiency is definitely no problem, looking at many departments, in fact, there are no more than two hundred people. Xie Pinggang said.

"Well, just follow this plan, the trading team can't be put in the branch. Hang Yu said.

"I understand that when the time comes, I'm going to spin off the trading team. Xie Pinggang understood his concerns, there was so much money in the cornucopia, in case any trader used the money in it to speculate in stocks, it would be a big deal.

The trading team cannot touch the micropayment account, but there is always a risk in placing it in a company. This is also what Hang Yu just thought, since he feels that there is a problem, he naturally has to correct it in time.

Because the fund company involves a huge amount of capital operation, it is also a lot of trouble to go through the procedures. Fortunately, the micro-payment was separated and listed, which was recognized by the town party committee and municipal party committee, so it gave Hangyu some convenience.

During the procedures, the Industrial and Commercial Bureau sent people to inspect the management team of micropayment, the source of funds and the whereabouts of investment. After confirming that there was no problem, Qi Zhenhe specially called to take care of Hang Yu and told him that the license would come down soon and that the matter would be ready as soon as possible.

Hang Yu naturally promised that it was beneficial for him to open a branch company and go public, so he cooperated so much.

The financing ability of micropayment is already very strong, and I believe that after listing, it will further enhance its financing function. I believe that there will be many people of insight who take a fancy to the potential of micropayment and throw a lot of money over.

At this moment, the one hundred and fifty acres of land that Qin Jiuzhen helped him buy had been approved, and it was next to the company. When Hang Yu saw that vast land, he felt a sense of accomplishment and immediately called someone to hit a few landmarks.

"What do you plan to build on this 150 acres of land?" asked Yang Yien.

"I plan to build a staff gymnasium first, basketball, badminton, table tennis gym. Our company is relatively biased, and many dormitory staff have nothing to do after work, and there is a gymnasium where they can exercise. Hang Yu said.

"The gymnasium uses a lot of more than a dozen acres of land, and there are a lot of empty areas. Yang Yien said.

"Don't worry, you can definitely use it, and even if you don't need it, the price will rise. Hang Yu said.

The land in the development zone is priced at one price a day, and if it weren't for Hangyu's early arrival, maybe this piece would have been bought.

"Do you still call your dad to build it?" asked Yang Yien.

"Yes, the fertilizer and water do not flow into the fields of outsiders. "Hang Yu is naturally authentic.

The key is that Hang Yougong is down-to-earth and never cuts corners, and Hang Yu can be completely assured.