New Hongji Bank can be said to be the largest investment in Jiang Ran's life, and among all the industries under Jiang Ran's management, it is regarded as the future financial engine. ◢ with * dream ◢ small *.lā

Such an important industry, although it is still managed by Feng Yongxiang of the Feng family for the time being, it is certain that it will play a greater and higher role in Jiang Ran's hands in the future, and its status will become higher and higher.

Therefore, when he heard Ran Dong talk about the bank's problems, Jiang Ran's first reaction was whether Sun Hung Kai Bank had a problem.

After all, Sun Hung Kai Bank has experienced a series of problems in the past few months, such as the change of ownership and the death of its founder.

"No!" Ran Dong saw Jiang Ran's worries, and didn't dare to joke on this issue, so he immediately denied it.

"Oh!" Hearing Ran Dong's denial, Jiang Ran relieved his heart, "Although Sun Hung Kai Bank has been acquired by us, the main management issue is still in charge of the Feng family, how did you give us any invitation?"

"It's not Sun Hung Kai's business. Ran Dong denied it again.

Jiang Ran was really curious this time, leaned forward slightly, looked at Ran Dong and asked, "Isn't it Sun Hung Kai?

"It's an invitation from Yongan Bank. Ran Dong explained, "Guo Zhikuang of Yongan Bank was exposed last year that he had privately embezzled $0 million for his own use, and there were many problems with the bank's management and funds, so Yongan sent us an invitation to cooperate." ”

Jiang Ran has a lot of cooperation with Yongan Company, so he is very familiar with the Guo brothers in Yongan.

Although now because Jiang Ran has set up his own production base, Yongan has secretly imitated the clothing design of the Oriental Charm and established Yong'an's own brand after trying to enter the shareholder Charm Company after failing to do so, and there is some slight friction and competition with the Oriental Charm in the clothing sector.

However, Jiang Ran's Ranfeng Cinema still has close cooperation with Yong'an, and Jiang Ran's company is still partly in Yongan Bank.

Therefore, Jiang Ran has a deep relationship with Yongan Guo, and his relationship with Guo Yongquan, the current helmsman of Yong'an, is not bad.

"How did they find us?" Jiang Ran was noncommittal about this cooperation, but asked about the other party's intentions and the reason for finding him.

"It should be because of the impact of our acquisition of Sun Hung Kai Bank. "On the one hand, our acquisition of Sun Hung Kai has signaled to the outside world that we are going to enter the banking industry. ”

"In addition, I think the main reason is that we have no experience in running a bank, and we are weak in terms of talent pool. ”

"After we acquired Sun Hung Kai, the management rights of the bank were still given to the Feng family, and it is obvious that Yongan also hopes to cooperate with us in this way, which can solve the current problems of Yongan Bank's own funds, and can continue to control the management rights of the bank. ”

When Ran Dong said this, the look on his face was a little exciting.

Jiang Ran was also a little speechless when he heard this, this is treating himself as a Kaizi, he wants money but doesn't want to give up power.

"Hehe-" Jiang Ran shook his head a little funny and self-deprecating, "It seems that in the acquisition of Sun Hung Kai Bank, many people have made us look like fools with a lot of money." ”

"That'...... Then I directly refuse Yong'an's invitation?" Ran Dong asked tentatively.

Jiang Ran put away the smile on his face, glanced up at Ran Dong, and lightly tapped his fingers on the table, "What about your opinion?"

When Ran Dong heard Jiang Ran's question, he didn't answer immediately, but lowered his head and thought about it for a while before raising his head and suggesting: "Mr. Jiang, I think that since we already have a plan to enter the banking industry, in the case of sufficient funds, it is not an opportunity to join Yongan Bank." ”

Jiang Ran was noncommittal, his fingers still clicked on the table for a while, and his eyes looked straight at Ran Dong, "Invest money to help Yongan Bank tide over the difficulties, and the management rights will continue to be handed over to the current management?"

"No!" Ran Dong replied very firmly, "Wing On Bank is different from Sun Hung Kai Bank, if we become a shareholder, the management rights must not be handed over to the current management, at least not all of them. ”..

"Oh?" Jiang Ran's fingers tapping on the table stopped suddenly, and he looked at Ran Dong with interest, "Tell me!"

Ran Dong sorted out his thoughts, and then looked at his mouth and said: "The reason why Yongan Bank wants to cooperate with us this time is because they have problems with their internal operations, so they have to seek external support. ”

"After I received the invitation from Yongan Bank, I asked someone to get a general understanding. The reason for the problems of Yongan Bank this time is that the management and existing shareholders are responsible. ”

Guo Zhikuang, the former general manager of the bank and the younger brother of Guo Zhiquan, the current helmsman of the Guo family, was exposed to embezzling money from the bank last year. ”

"In Yongan Bank, this kind of management and shareholders embezzle or illegally borrow loans for their own private interests is not an exception. ”

"The reason why the bank has a capital problem this time is said to be because the bank's management and shareholders have failed to recover a large amount of money that has been illegally lent from the bank, which has caused the bank to suffer heavy losses. ”

"The reason why we ceded the management rights in the acquisition of Sun Hung Kai was, on the one hand, that we really lacked the relevant management talent and experience, and we had to make concessions in order to get Mr. Feng's support in the acquisition. ”

"However, on the other hand, because the management of Sun Hung Kai under the leadership of Mr. Feng has not had any major problems in operation and management, as long as we supervise the finances well, the operation and development of Sun Hung Kai Bank will basically not be in a situation. ”

"But this time Wing On Bank is obviously different from our acquisition of Sun Hung Kai Bank, Sun Hung Kai's management is operationally trustworthy, while the entire management of Wing On Bank is obviously very wrong and cannot be trusted. ”

When Ran Dong said this, he looked at Jiang Ran very seriously, and said: "So, I think we can take a stake in Yongan Bank, but between the current management and shareholder problems, we must get the right to operate and control the bank." ”

Jiang Ran nodded slightly, agreed with Ran Dong's opinion, and then continued to ask: "What you said is indeed reasonable, but it is precisely because of this that it can be seen that the board of directors and management of Yongan Bank are in chaos. ”

Guo Zhikuang, as the younger brother of the current Yongan Guo family at the helm, not only was the bank under his control exposed to a scandal of embezzlement, but the bank's shareholders and management also violated the rules. ”

When Jiang Ran said this, he looked at Ran Dong with blazing eyes, and continued with great certainty: "This can only show one problem, that is, the internal turmoil within the Guo family is very serious, which has caused Guo Zhikuang to be unable to control the bank at all. ”

"In this case, do you think it's really worth it for us to go to the troubled waters of Yongan Bank? Moreover, we are laymen in terms of bank operation, in the face of the current situation of Yongan Bank, how can you guarantee that we can successfully straighten it out after entering the game?"

Faced with the chaotic situation of Yongan Bank and the Guo family, Jiang Ran was indeed very worried in his heart.

Ran Dong did not flinch in the face of Jiang Ran's question, because Jiang Ran did not refuse directly, but had more concerns, and this was obviously the time to prove his ability and offset the disgusting impression he had brought to Jiang Ran in the Dragon, Tiger and Leopard issue.

"The current chaotic situation of Yongan Bank will indeed be risky for us to enter the market. However, it is precisely because of this that we have the opportunity to complete the acquisition and accelerate our banking footprint. ”

"As for the operation and management of the bank after the acquisition, I think on the one hand, we must ensure that we control the equity of the bank in this cooperation, so as to get the absolute right to speak in the future operation. ”

"On the other hand, after the completion of the acquisition, we can completely merge Wing On Bank into Sun Hung Kai Bank, so that on the one hand, we can use the management of Sun Hung Kai Bank to suppress and rationalize the current management of Wing On Bank. ”

"And, in this merger, we can also strengthen our equity in Sun Hung Kai Bank at the same time, and in the integration of the two banks, strengthen the communication of management and increase our control over Sun Hung Kai Bank. ”

Ran Dong's suggestion made Jiang Ran very excited, if it was really possible to reduce the influence of the Feng family and increase Jiang Ran's control through the process of acquiring Yongan Bank and merging with Sun Hung Kai, Jiang Ran would naturally be very happy to see it.

Thinking of this, Jiang Ran opened his mouth and said, "Since this is the case, you can contact Yong'an and talk about it." In addition, you can check the situation of the Guo family by the way. ”

"Okay, Mr. Jiang. A flash of joy flashed in Ran Dong's eyes, and he replied happily.